Insurance Doctor

    Insurance Agents

    · Charlottesville, VA

    Published in partnership with Insurance Doctor

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    Google Rating
    4.5 ★ (132 reviews)
    Verified Mar 28, 2026

    About Insurance Doctor

    Insurance Doctor in Charlottesville has been helping residents find affordable auto, home, and business insurance since 1991 with over 35 years of combined industry experience. They specialize in comparing quotes from multiple carriers to save customers up to 50% on premiums, while offering flexible payment options and bilingual services. Their team handles everything from standard policies to SR-22 filings, serving Charlottesville and surrounding Albemarle and Orange counties.

    Best for: Safe drivers seeking competitive rates, drivers with accident history needing SR-22 filings, homeowners bundling multiple policies, small business owners

    Service area: Charlottesville, VA and surrounding Albemarle and Orange counties

    What Makes Insurance Doctor Different

    Established Local Expert: Operating since 1991 with 35+ years of combined insurance expertise, Insurance Doctor has deep roots in the Charlottesville community and understands local insurance needs.

    Multi-Carrier Rate Shopping: They compare quotes from multiple insurance carriers to find the lowest rates, with customers saving up to 50% on premiums without sacrificing coverage quality.

    Specialized Services: Offers immediate SR-22, FR-44, and FS-1 filings, motorcycle and boat insurance, and bilingual customer service to serve diverse populations.

    Services & Pricing

    Frequently Asked Questions

    What Customers Love

    Customer service is terrible, I have been a loyal customer for years and they went up on my renewal quite a bit when I asked them why they just said “That’s how it works. Everything’s gone up.” One reason I went with them from the beginning is they said they had loyalty rewards for customers who stay with them for many years and zero accidents zero tickets your price would never go up well that was a lie. Dasha is one specific customer service rep who is very rude, I would not recommend this company. I would literally recommend anyone else besides this company. Then, when I told them I did not want to renew, she canceled my policy immediately which I did not consent to terrible company. Terrible customer service do not do business with this company unless you want to get ripped off in the end.

    Betty Manis, Google Review

    Zero out of 10 would not recommend this company, They went up on my renewal with no explanation. I have been a loyal customer for over five years zero accidents zero tickets. I called around myself and compared and got a quote for $75 less what I have been paying monthly for the past 5 years. Definitely call yourself in shop around and don’t fall into their trap. Their employee Dasha is also very rude once you call them out on their scamming.

    Tammy Kershner, Google Review

    I would not recommend doing business with this company, They wanted to go up on my renewal rate by $25 a month even though I’ve had no accidents or tickets and have been a customer for three years. I let them know. I have received a quote for another company that was half of what they wanted me to pay monthly and I wanted to cancel at the end of this month, asking them to not renew my policy automatically. Their employee Dasha then called progressive and canceled my policy right then which I had already paid for for the month, Leaving me with no insurance from the 28th through the 31st. Horrible customer service zero communication when I asked why it had gone up so much scammers just trying to get money in their pockets. Definitely shop around would not recommend this company at all. I don’t even understand how they can legally cancel my policy that I’ve already paid for the month without my permission, but I have my attorney looking into it. I specifically told them I did not want to auto renew.

    Tailor Fitzgerald, Google Review

    Great service. Wish I would have called them sooner!!

    Kayarnta Rawlings, Google Review

    They have always been so great and really try their best to do what’s best for you! They really are wonderful people.

    Hayley Stogner, Google Review

    Contact & Location

    Book online: Book Online Now

    Phone: (434) 218-1663

    Address: 1980 Abbey Rd, Charlottesville, VA 22911 (Get directions)

    Website: myinsurancedoctor.com/charlottesville/

    Last updated March 28, 2026 · Reviews verified Mar 28, 2026

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