Mortgage Brokers
Chattanooga, TN
HomeRate Mortgage is a Chattanooga-based mortgage broker offering purchase loans, refinancing, VA loans, FHA loans, and reverse mortgages. Led by Ben Phillips and Eric Bradshaw with 20+ years of local experience, they specialize in quick quotes, competitive rates, and fast closings—often within 30 days. They help clients save hundreds monthly and thousands over the life of their loan through their EZ Home Refinance program.
Ideal for: Homebuyers, refinancing clients, VA loan applicants, first-time buyers, borrowers seeking fast approval and competitive rates
Service area: Chattanooga, Tennessee and surrounding regions including Knoxville, Nashville, Jackson, and parts of Alabama, Georgia, and Mississippi
20+ Years Local Experience: Ben Phillips and Eric Bradshaw bring over two decades of mortgage expertise to the Chattanooga area, with proven track records of loan approvals and client savings.
Fast Closings Within 30 Days: HomeRate Mortgage specializes in quick turnarounds, allowing most clients to close in 30 days or less.
EZ Home Refinance Program: Their proprietary refinancing program has helped clients save hundreds per month and hundreds of thousands over the life of their mortgage.
Address: 7506 E Brainerd Rd, Chattanooga, TN 37421
Phone: (423) 805-9100
Website: homeratemortgage.com
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