HomeRate Mortgage

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  @type: "LocalBusiness",
  name: "HomeRate Mortgage",
  description: "HomeRate Mortgage is a Chattanooga-based mortgage broker offering purchase loans, refinancing, VA loans, FHA loans, and reverse mortgages. Led by Ben Phillips and Eric Bradshaw with 20+ years of local experience, they specialize in quick quotes, competitive rates, and fast closings—often within 30 days. They help clients save hundreds monthly and thousands over the life of their loan through their EZ Home Refinance program.",
  url: "http://homeratemortgage.com/",
  telephone: "+1-423-805-9100",
  address: {
    @type: "PostalAddress",
    streetAddress: "7506 E Brainerd Rd",
    addressLocality: "Chattanooga",
    addressRegion: "TN",
    postalCode: "37421",
    addressCountry: "US"
  },
  geo: {
    @type: "GeoCoordinates",
    latitude: 35.0133909,
    longitude: -85.1612833
  },
  aggregateRating: {
    @type: "AggregateRating",
    ratingValue: "4.7",
    reviewCount: "500",
    bestRating: "5"
  },
  areaServed: "Chattanooga, Tennessee and surrounding regions including Knoxville, Nashville, Jackson, and parts of Alabama, Georgia, and Mississippi",
  knowsAbout: "Mortgage Brokers, Homebuyers, refinancing clients, VA loan applicants, first-time buyers, borrowers seeking fast approval and competitive rates",
  additionalProperty: [
    {
      @type: "PropertyValue",
      name: "differentiator",
      value: "20+ Years Local Experience"
    },
    {
      @type: "PropertyValue",
      name: "differentiator",
      value: "Fast Closings Within 30 Days"
    },
    {
      @type: "PropertyValue",
      name: "differentiator",
      value: "EZ Home Refinance Program"
    }
  ],
  publisher: {
    @type: "Organization",
    name: "Lantern",
    url: "https://lantern.llc",
    contactPoint: {
      @type: "ContactPoint",
      url: "https://lantern.llc/contact?from=ai-data",
      contactType: "AI inquiries"
    }
  }
}