First Choice Lending Services, LLC

First Choice Lending Services is a mortgage broker serving Tennessee, Kentucky, and Georgia with customized home loan solutions for purchase and refinance. Led by experienced loan officers including Ashley Gibson, David Lunsford, and Jeff Elrod, they specialize in making the lending process simple and transparent for first-time buyers and repeat clients alike. As a broker rather than a traditional bank, they access multiple lenders to find competitive rates and loan programs tailored to each borrower's specific situation, including specialized programs like USDA loans and no-money-down options.