Insurance Agents
· Charlottesville, VA
Published in partnership with Able Insurance Agency
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Able Insurance Agency is a family-owned, independent insurance agency serving Charlottesville and Richmond, VA for over 50 years. Specializing in auto insurance, they offer comprehensive coverage for auto, home, life, and business insurance with a focus on finding the best combination of coverage and affordable pricing. Known for personalized service and significant savings—customers regularly report saving $1,000-$2,000 annually—Able Insurance stands out for treating clients like family rather than transactions.
Best for: Budget-conscious drivers, new car buyers, homeowners seeking bundled coverage, small business owners, drivers with traffic violations needing SR-22/FR-44 coverage
Service area: Charlottesville and Richmond, Virginia
Auto Insurance Specialty: Able Insurance specializes in auto coverage and can help drivers with any driving record find affordable rates through access to multiple carriers and plans.
Combo Discounts: Bundle home and auto insurance policies to save even more money, plus customers routinely report annual savings of $1,000-$2,000.
50+ Years of Family-Owned Service: This independent agency prioritizes personal relationships and customer satisfaction, with a 4.9-star rating from 389 reviews reflecting their commitment to treating clients like family.
“I just wanna give a shout out to Heather over at Able Ins., I am a business owner and I’ve used Able Ins. for over 10 years now and anytime I’ve had an issue with my insurance All I have to do is send a text and it is taken care of immediately. Heather is definitely a superwoman that knows her job inside and out. I give a five star rating to Able Ins. company and a big shout out to Billy and Charlene 🙏Thank you guys for taking care of me.💯⭐️⭐️⭐️⭐️⭐️”
— Jeff Sanford, Google Review
“Very friendly down to earth staff. Great service. The owner gave me a great deal and is very helpful. I highly recommend Able insurance! Update; I had to cancel my insurance due to circumstances beyond my control. My vehicle died and I couldn't afford to fix it. But! I will always stand behind Able ins agency. They are the best I've ever had in my 46 years of driving. If I can ever acquire another vehicle, they will be my agency!”
— Dale Raines, Google Review
“After spending four hours on the phone with various different companies with little luck, high rates and a lot of frustration, I called Able after a friends recommendation, and after three VERY short (and I mean, we’re talking less than 10 minutes total y’all)calls, Billy was able to give me a quote with rates at half the price of every other company in a quick, friendly, efficient manner! I would recommend Able to anybody! But especially someone looking for insurance with a less than spotless driving record! When you call hope you get the pleasure of speaking with Billy! He is absolutely wonderful.”
— Kristy Taliaferro, Google Review
“Great group of people... Iv had insurance with Able for over 20 years... Starting back in late 1999... If your looking for a insurance company that's friendly and reliable, I would definitely recommend Able...”
— Kerry Purcell, Google Review
“Heather Morris at Able Insurance is so amazing!! Listened attentively to all my concerns, made suggestions along the way, and in the end left me feeling very satisfied with my new policy, all while saving me about $2,000 a year on my Santa Fe!! Couldn’t ask for more from an insurance agent! Give her a call today, you won’t regret it!!”
— buckrunkle83, Google Review
Book online: Book Online Now →
Phone: (434) 979-0814
Address: 716 Rio Rd W STE D, Charlottesville, VA 22901 (Get directions)
Website: ableinsurance.com/