806 Mortgage

806 Mortgage is a local mortgage lender based in Lubbock, TX, led by Valerie and Jim Vineyard with 33+ years of combined experience. They specialize in home purchase mortgages, refinancing, and construction loans, comparing rates across multiple lenders to find clients the best deals available. Known for personalized service and fast closings (average 11 days contract to close), they guide first-time homebuyers, refinancers, and property investors through a transparent, stress-free process with clear communication at every step.