Areas served: Lubbock, TX and surrounding Lubbock County including Wolfforth, Shallowater, and Slaton
Lubbock's mortgage market serves a diverse mix of first-time homebuyers, Texas Tech faculty and staff, agricultural professionals, and investors in the city's expanding rental market. Local brokers navigate conventional, FHA, VA, and USDA loan programs while working with regional lenders familiar with Lubbock County property values and the unique considerations of West Texas real estate. This directory provides evaluated rankings of mortgage brokers serving Lubbock and surrounding areas including Wolfforth, Shallowater, and Slaton.
Benchmark Mortgage is a locally managed mortgage branch in Lubbock, Texas, led by Branch Managers Cindi Lea and Christine Covington. They specialize in a comprehensive range of loan products including conventional, FHA, VA, USDA, jumbo loans, fixed and adjustable-rate mortgages, refinancing, renovation loans, and minimal down payment options. Their client-focused approach emphasizes superior service and guidance through every step of the home buying or refinancing process, from pre-approval to closing.
Caprock Mortgage Solutions, operating as a division of Flat Branch Home Loans, is a mortgage brokerage led by Senior Mortgage Banker Travis McGuire. They specialize in helping borrowers find the right loan programs and mortgage solutions, offering industry expertise and personalized support. With a focus on customer service and accessibility, they work to make the mortgage process straightforward and manageable for homebuyers in the Lubbock area.
806 Mortgage is a local mortgage lender based in Lubbock, TX, led by Valerie and Jim Vineyard with 33+ years of combined experience. They specialize in home purchase mortgages, refinancing, and construction loans, comparing rates across multiple lenders to find clients the best deals available. Known for personalized service and fast closings (average 11 days contract to close), they guide first-time homebuyers, refinancers, and property investors through a transparent, stress-free process with clear communication at every step.
Hub City Lending is a mortgage lender serving the Lubbock area and beyond, offering personalized loan solutions to help borrowers navigate the home financing process. Based in Wolfforth, they work with clients to find competitive mortgage options tailored to individual financial situations. The team focuses on making the lending process straightforward and accessible for homebuyers at all stages.
Revolution Mortgage is a full-service mortgage lender serving Lubbock with a team of licensed loan officers who guide clients through the entire home financing process. They offer a range of loan programs with competitive rates, fast pre-approval, and a streamlined closing timeline averaging 22 days. The Lubbock branch, led by experienced loan officers including Slade Terry and Ashley Laycock, specializes in helping first-time homebuyers and refinancing customers achieve their homeownership goals.
Candice Gerron Team is a mortgage lending team at ALLIANCE Credit Union in Lubbock, serving homebuyers with conventional, FHA, VA, and self-employed loan options. Led by Candice Gerron (NMLS# 1951472), a mortgage professional since 2018, the team specializes in educating clients through the home buying process and offering flexible programs like the H.O.M.E. 100 program with 100% financing and no down payment required. The team is committed to making homeownership accessible and achievable for diverse borrowers.
HomeTrust Mortgage Company is a mortgage lender serving the Lubbock area with experienced loan officers including Producing Branch Manager Gary Meador and Senior Loan Officer Kimberly Bly. They help borrowers navigate the mortgage process and secure financing for home purchases. The team is NMLS-licensed and provides personalized mortgage solutions to local homebuyers.
Leanna Harris is a Mortgage Loan Officer with ALLIANCE Credit Union in Lubbock, Texas, bringing over 15 years of experience helping clients achieve their home ownership goals. She specializes in conventional loans, FHA loans, VA loans, and ALLIANCE's H.O.M.E. 100 program (100% financing with no down payment required). Leanna is known for building strong customer relationships and leveraging ALLIANCE Credit Union's commitment to putting local customers first.
Cameron Lambo is a mortgage loan officer with CrossCountry Mortgage serving the Lubbock area. He provides financing solutions for home purchases, refinancing, and other mortgage needs. With a focus on personalized service and competitive rates, Cameron works to match borrowers with loan programs that fit their financial situation.
RWM Home Loans is a family-owned mortgage lender serving Lubbock and beyond, specializing in purchase and refinance loans with a relationship-first approach. They offer diverse loan programs including VA loans, FHA loans, down payment assistance (as low as 0% down), buy-before-you-sell options, and 203k renovation loans. Their team of mortgage advisors prioritizes personalized guidance and transparent communication throughout the entire home buying process, from free pre-approval consultations to closing.
Jacob Faske is a Mortgage Solution Specialist with NFM Lending, serving the Lubbock area with personalized mortgage financing solutions. He helps borrowers navigate loan options, secure competitive rates, and achieve homeownership through a consultative approach tailored to individual financial situations. With access to multiple lending products and programs, Jacob specializes in finding the right mortgage fit for first-time buyers, refinancing clients, and borrowers with varying credit profiles.
City Bank Mortgage is the mortgage lending division of City Bank, serving Lubbock and the surrounding region with financing solutions for home purchases and refinancing. Based in Lubbock with a dedicated mortgage team at their City Bank Parkway location, they offer personalized service and competitive rates to help borrowers navigate the home financing process. As part of an established local bank, City Bank Mortgage combines community knowledge with institutional resources to support both first-time and experienced homebuyers.
Texas Tech Credit Union is a member-owned financial institution serving the Texas Tech University community and eligible individuals in the Lubbock area. They offer a full range of banking services including savings accounts, checking accounts, loans, mortgages, and investment services. As a credit union, they prioritize member benefits with competitive rates and personalized service.
IIC Finance in Lubbock offers short-term personal loans and financial services to help residents with immediate cash needs. Located on Avenue Q, they provide quick loan processing and flexible terms designed for local borrowers. Their experienced team works to get customers approved and funded rapidly.
Tower Loan is a personal finance lender in Lubbock offering installment loans, title loans, and other credit solutions to help borrowers access funds quickly. The Lubbock branch serves customers seeking short-term financing options with a straightforward application process and local service.
Ashley Laycock is a mortgage loan officer with Revolution Mortgage serving Lubbock and the surrounding West Texas region. She specializes in helping borrowers navigate the mortgage process with personalized guidance and access to multiple loan programs. Whether you're a first-time homebuyer, refinancing an existing mortgage, or looking for specialized financing options, Ashley works to match you with the right loan solution for your financial situation.
Bert Rogers is a mortgage loan officer with Western Bank serving the Lubbock area. He specializes in helping borrowers navigate the mortgage process, from initial consultation through loan approval and closing. With Western Bank's resources and multiple loan programs, Rogers works with first-time homebuyers, refinancing clients, and borrowers seeking various loan types including conventional, FHA, VA, and jumbo loans.
City Bank Mortgage is a local mortgage lender serving Lubbock with personalized financing solutions for home purchases and refinancing. Their experienced team at the 82nd Street location works with borrowers to find loan programs that fit their financial situation, whether you're a first-time buyer or an experienced homeowner.
Olive Branch Home Loans is a mortgage lender serving the Lubbock area with personalized home financing solutions. They specialize in helping borrowers navigate the mortgage process with direct lending expertise and competitive rates. Their team focuses on making homeownership accessible through tailored loan programs and responsive customer service.
Peoples Bank Home Loan Center is a dedicated mortgage lending division of Peoples Bank, located in Lubbock. They specialize in helping borrowers secure home financing through personalized loan consultations and competitive rates. The team works with first-time homebuyers, refinancers, and experienced investors to find the right loan products for their specific financial situations.
Spirit Mortgage in Lubbock offers comprehensive mortgage financing solutions for home buyers and refinancing clients. The team specializes in helping borrowers navigate loan options, pre-approval processes, and closing procedures with personalized service. They serve both first-time homebuyers and experienced investors seeking competitive rates and flexible loan programs.
Cardinal Financial Company is a mortgage lender serving the Lubbock area and beyond, offering a range of home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. With a focus on personalized service and competitive rates, Cardinal Financial helps borrowers navigate the mortgage process from pre-approval through closing.
MORTGAGEinc is a mortgage lending company serving the Lubbock area, offering financing solutions for home purchases and refinancing. Based on their website and service focus, they work with borrowers to provide personalized loan options and guidance through the mortgage process.
Signal Peak Lending is a mortgage lending company based in Lubbock, Texas, specializing in home financing solutions for local borrowers. They work with clients to secure mortgage pre-approvals and financing options tailored to individual needs. The team at Signal Peak Lending focuses on providing personalized service to help homebuyers navigate the lending process.
Capital Mortgage Services is a mortgage lender based in Lubbock serving homebuyers and refinancing customers across Texas. They offer conventional loans, FHA loans, VA loans, and jumbo financing options to help borrowers at various stages of homeownership. With local expertise and direct access to multiple lending programs, they work to match clients with loan products suited to their financial situation.
Pixel Mortgage is a mortgage lender serving the Lubbock area, offering financing solutions for home purchases and refinancing. They provide personalized mortgage services to help borrowers navigate the home loan process with professional guidance and competitive options.
Benchmark Mortgage is the top-ranked mortgage broker in Lubbock with a Lantern Score of 85.65/100 and a 5-star rating based on 528 reviews. Led by Branch Managers Cindi Lea and Christine Covington, they specialize in comprehensive loan products and serve first-time homebuyers, VA and military borrowers, those refinancing, jumbo loan borrowers, and real estate investors.
Several top-ranked options serve military borrowers: Benchmark Mortgage (Lantern Score 85.65/100) specifically lists VA and military borrowers as a specialty, while Candice Gerron Team (Score 83.05/100) and Leanna Harris with ALLIANCE Credit Union (Score 82.56/100) both offer VA loan options. RWM Home Loans (Score 81.53/100) also specializes in VA loans for eligible borrowers.
Candice Gerron Team (Lantern Score 83.05/100) and Leanna Harris (Score 82.56/100), both at ALLIANCE Credit Union, specifically serve self-employed borrowers with specialized loan options. Jacob Faske with NFM Lending (Score 80.85/100) also helps self-employed or non-traditional income profiles navigate financing solutions.
806 Mortgage (Lantern Score 84.49/100) emphasizes fast closings for first-time homebuyers and has 33+ years of combined experience through owners Valerie and Jim Vineyard. Revolution Mortgage (Score 83.55/100) is also recommended for buyers seeking fast approval and closing with their full-service team of licensed loan officers.
Caprock Mortgage Solutions (Lantern Score 84.66/100), led by Senior Mortgage Banker Travis McGuire, specializes in personalized mortgage guidance for refinancing homeowners. HomeTrust Mortgage Company (Score 82.93/100) with experienced loan officers Gary Meador and Kimberly Bly also provides personalized guidance for homebuyers and refinancing clients.
Candice Gerron Team (Lantern Score 83.05/100), Leanna Harris (Score 82.56/100), and RWM Home Loans (Score 81.53/100) all specialize in serving buyers with limited down payment savings. These lenders offer FHA and other loan programs designed to help borrowers with smaller down payments achieve homeownership.