Areas served: Richmond, VA and surrounding areas including Henrico County, Chesterfield County, and Hanover County
Richmond's insurance market serves a diverse metropolitan area spanning the city proper and surrounding counties including Henrico, Chesterfield, and Hanover. The region's insurance needs reflect its mix of historic neighborhoods, suburban communities, and commercial districts, with agents specializing in everything from flood coverage in riverside areas to commercial policies for the city's growing business sector. Local agents represent both national carriers and regional insurers, offering varying expertise in homeowners, auto, business, life, and specialty insurance products.
Matthew Becker is a State Farm Insurance Agent serving the Richmond, VA metropolitan area with over a decade of local experience. His agency offers comprehensive insurance solutions including auto, homeowners, condo, renters, life, health, business, pet, boat, RV, and motorcycle insurance, along with banking services. The team emphasizes personalized service with a 30-year combined industry background and a customer-first approach focused on understanding needs before making recommendations.
Kilgo Insurance LLC is an independent insurance agency serving Chesterfield and Central Virginia with custom coverage across Auto, Home, Business, and Life Insurance. They compare 30+ carriers to find personalized solutions tailored to each client's needs, offering direct access to knowledgeable local agents instead of call centers. Whether you're a new homeowner, contractor, or business owner, Kilgo provides statewide coverage with a local approach.
BlueSky Insurance Agency is an independent insurance agency serving Virginia and North Carolina with over 30 years of experience. They offer comprehensive personal insurance (auto, home, life, pet), commercial/business insurance, and specialized coverage for unique risks, along with tax consulting services. As an independent agency, they work with multiple carriers to find tailored solutions for each client's specific needs.
Archibald Insurance is a 100% independent insurance agency in North Chesterfield, VA serving Richmond and Midlothian. They shop top national carriers to find clients the best combination of cost and coverage for auto, home, life, and business insurance. Their team provides personalized support and handles the entire quote and comparison process, eliminating the typical frustration of insurance shopping.
Hoppy Insurance Agency is a family-owned, locally-operated insurance brokerage in North Chesterfield, VA, founded by Billy Sison with over a decade of industry experience. They provide comprehensive insurance solutions including auto, home, life, health, and business coverage by comparing rates across multiple top-rated carriers to find affordable options tailored to each client's needs. The agency specializes in working with real estate professionals and first-time homebuyers, offering free quotes, ongoing policy reviews, and personalized guidance to simplify the insurance process.
Yoss Insurance Agency is an independent insurance broker serving the Richmond and Chesterfield area with a comprehensive range of coverage options. They specialize in auto, home, life, and business insurance, offering personalized service to help clients find policies that fit their specific needs and budget. As an independent agent, Yoss can quote multiple carriers, allowing them to compare options and identify the best rates and coverage for each customer.
WBA Insurance is an independent insurance agency in Richmond, Virginia, specializing in comprehensive personal, business, and life insurance solutions. As the largest independent agency in Chesterfield County, they work with over 15 top-rated national and regional carriers to provide tailored coverage for homeowners, auto insurance, contractors, restaurants, auto repair shops, and real estate developers. Their team focuses on personalized, consultative service to help clients make informed decisions about protecting their assets and planning for their financial future.
Stanley's Insurance & Realty LLC is a full-service agency in Richmond offering both insurance and real estate services. They provide comprehensive insurance solutions including auto, home, life, and business coverage, along with real estate buying and selling assistance. The agency combines insurance expertise with real estate knowledge to serve the greater Richmond community.
SMH Insurance Agency, Inc. is an independent insurance broker in Richmond, VA specializing in Medicare, life, health, disability, and group insurance plans. Operating since 2001, they are an Authorized Anthem Blue Cross and Blue Shield agent offering comprehensive coverage including term life, whole life, final expense insurance, Medicare supplements, individual and family health plans, dental and vision coverage, short-term and long-term disability, group health plans for employers of all sizes, and self-employed group plans. They provide free quotes, plan comparisons across multiple carriers, and personalized enrollment support for both individuals and businesses.
The Harvest Agency is an independent insurance provider serving the Capital Region of Virginia and throughout the state, offering personalized insurance solutions for individuals, families, and businesses. Founded by Damian Wright in 2017 and transitioned to an independent agency in 2022, they represent multiple carriers to provide specialized coverage options. Their services include personal insurance (auto, home, renters), business insurance (including specialized programs for truckers, contractors, restaurants, and repair shops), flood insurance, life insurance, and financial planning.
Wendy Carter is a local Allstate Insurance agent serving Richmond, VA with comprehensive insurance solutions including auto, home, life, and business coverage. As an Allstate representative, Wendy offers personalized service to help customers find the right protection for their needs and budget. Her office on Lauderdale Drive provides convenient local access to insurance expertise and policy management.
Smitherwood Insurance is an independent insurance agency run by Oliver Smith, serving growing families and small businesses in Richmond with personalized coverage plans. They specialize in homeowners, auto, renters, life, business, and specialty insurance (classic vehicles, motorcycles, RVs, boats, high-value items, event coverage, and surety bonds), sourcing competitive options from multiple carriers. Oliver is known for providing clear explanations, actively re-running quotes to ensure clients get the best rates, and bundling options that save customers hundreds of dollars.
Sweeney Insurance Agency is an independent insurance broker serving the Richmond area with personalized coverage solutions across auto, home, life, and business insurance. The agency works with multiple carriers to find competitive rates and customized policies tailored to each client's specific needs. Known for attentive customer service and expert guidance, Sweeney helps individuals and business owners navigate insurance options and protect what matters most.
G.F.H. Insurance Agency Inc is a Richmond-based insurance agency specializing in both personal and commercial coverage. They offer auto, homeowner, renter, classic car, motorcycle, boat, and RV insurance for individuals, plus business policies for contractors, manufacturers, trucking/transportation companies, and auto shops. The agency emphasizes personalized service through customized policies and now offers virtual quotes for added convenience.
Kelly Garrison is an independently owned and operated GEICO insurance agent serving Richmond and surrounding areas with over 30 years of insurance experience and 17+ years as a local GEICO agent. The agency offers auto, home, renters, condo, motorcycle, ATV, and boat insurance, helping individuals and families find coverage that fits their needs. As an active member of the community and Board member of the VCU Ram Athletic Fund, Kelly brings local expertise and personalized service to Richmond-area residents.
Insurance Doctor of Midlothian is a full-service insurance agency helping customers save on auto, home, renters, commercial, motorcycle, boat, and RV insurance since 1995. Located in the Stonebridge Plaza Shopping Center, the team uses comparison tools to find affordable rates—often saving customers up to 50% on car insurance. They offer flexible payment options, Spanish-speaking agents, instant SR-22/FR-44 filings, and personalized service with ACSR-designated representatives.
Direct Auto Insurance at 607 E Belt Blvd offers affordable auto insurance with same-day coverage options. As a Direct Auto franchise location, they specialize in providing quick quotes and policy options for drivers who need immediate protection. They serve customers seeking budget-friendly auto insurance with convenient, fast service.
Ever Sure Auto Insurance is an independent insurance agency in Richmond specializing in auto insurance coverage. They serve drivers across Virginia with personalized policy options and competitive rates. As an independent agent, they work with multiple carriers to find the best coverage and pricing for each customer's unique needs.
Smiley Insurance Agency is an independent insurance provider serving Richmond, VA with a focus on personalized coverage solutions. They offer auto, home, life, and business insurance options, helping clients find the right protection for their needs. With a strong reputation for customer service, Smiley Insurance works with multiple carriers to provide competitive rates and customized policies.
Richmond Insurance Company is an independent insurance agency serving the Richmond, VA area with personalized coverage solutions. They specialize in auto, home, life, and business insurance, helping individuals and business owners find the right policies at competitive rates. With a focus on customer service and tailored recommendations, they work to ensure clients have comprehensive protection for their unique needs.
Farmers Insurance - Matt Gentry Agency LLC is an independent insurance agency in Richmond, VA offering comprehensive coverage including auto, home, life, and business insurance. As a Farmers Insurance agent, Matt Gentry's team provides personalized quotes and bundling options to help customers find the right protection at competitive rates.
TrustPoint Insurance Agency is an independent insurance agency serving Richmond and surrounding areas, offering personalized coverage solutions across multiple insurance lines. With a focus on customer service and tailored protection plans, the agency helps families and businesses find the right insurance products for their specific needs.
Capitol Square Insurance, led by agent Ken Forti, is an independent Erie Insurance agency serving the Richmond area with homeowners, auto, and renters insurance. Known for personalized service and competitive rates, the agency combines decades of local expertise with a commitment to understanding each client's budget and coverage needs. Ken's reputation for accessible, caring customer service makes this agency stand out in a competitive market.
Richmond Insurance Agency is an independent insurance agency serving the Richmond, VA area with comprehensive coverage options including auto, home, life, and business insurance. The agency specializes in finding personalized insurance solutions tailored to individual and family needs, offering competitive quotes and flexible coverage packages. As an independent agent, they represent multiple carriers to ensure clients get the best rates and terms available.
SBX Insurance Solutions is an independent insurance agency in Richmond, VA serving individuals and businesses with comprehensive coverage options. They specialize in health insurance, auto insurance, homeowners insurance, and business insurance, offering personalized guidance to help clients find the right policies at competitive rates. As an independent agent, SBX works with multiple carriers to provide clients with choices and bundling opportunities.
Chesterfield Insurers is a family-owned independent insurance agency serving Virginia and North Carolina with over 35 years of experience. They offer comprehensive personal insurance (auto, home, renters, motorcycle, umbrella, and life & health), commercial coverage (business auto, contractors, small business, plumbing & heating liability), and specialized fire rescue insurance for volunteer fire departments and rescue squads. With offices in Richmond and Gloucester, they emphasize personalized service and custom insurance plan design.
Service Insurance Inc is an independent insurance agency in Richmond, VA serving customers seeking comprehensive coverage across multiple lines. They provide auto, home, life, and business insurance solutions tailored to individual and commercial needs. As an independent agent, they work with multiple carriers to help clients find competitive rates and coverage options that fit their specific circumstances.
Farm Insurance is an independent insurance agency in Richmond, VA specializing in comprehensive coverage for agricultural operations, farms, and rural properties. Led by experienced agents, they provide tailored insurance solutions including property, liability, and specialized farm coverage to protect farming families and operations from unexpected losses.
Able Insurance Agency, Inc. is an independent insurance agency serving Virginians for over 20 years from their North Chesterfield location. They offer homeowners insurance, renters insurance, auto insurance, and commercial general liability coverage, working with customers to find affordable policies tailored to individual needs. The agency prides itself on treating all customers like family while delivering quality service.
Virginia Farm Bureau Insurance is a member-owned organization providing auto, home, life, and business insurance to Virginia residents and farm operations. As the official insurance provider for the Virginia Farm Bureau Federation, they combine local expertise with statewide resources to serve individuals, families, and agricultural businesses throughout Virginia.
Matthew Becker - State Farm Insurance Agent is the top-ranked insurance agent in Richmond with a Lantern Score of 85.65/100 and a 5-star rating based on 529 reviews. He specializes in serving Richmond-area families and business owners with comprehensive insurance solutions including auto, home, and specialty coverage like boats and RVs.
Several highly-ranked agencies serve small business owners well. Kilgo Insurance LLC (Lantern Score: 83.92) and BlueSky Insurance Agency (Lantern Score: 83.87) both specialize in business coverage and compare 30+ carriers to find custom solutions. Archibald Insurance (Lantern Score: 83.69) and Hoppy Insurance Agency (Lantern Score: 83.29) also offer comprehensive business insurance with personalized service.
Matthew Becker - State Farm Insurance Agent offers specialty coverage for boats and RVs as part of his comprehensive services. G.F.H. Insurance Agency Inc (Lantern Score: 78.61) also specializes in classic cars, motorcycles, boats, and RV insurance alongside standard personal and commercial coverage.
Hoppy Insurance Agency (Lantern Score: 83.29, 4.9 stars) is specifically noted as an excellent choice for first-time homebuyers, offering comprehensive coverage with personalized service from their North Chesterfield location. Kilgo Insurance LLC (Lantern Score: 83.92) also lists new homeowners as a key audience they serve.
SMH Insurance Agency, Inc. (Lantern Score: 82.17, 4.9 stars) specializes in Medicare, life, health, disability, and group insurance plans and is particularly suited for Medicare-eligible seniors and self-employed professionals. They've been operating since 2001 as an authorized broker.
No insurance agencies in Richmond's local directory are open on weekends. All 31 listed agencies operate weekday hours only, so you'll need to contact them during standard business hours for quotes and policy services.