Areas served: Richmond, VA and surrounding Henrico, Chesterfield, and Hanover Counties
Richmond's insurance landscape includes independent agents representing multiple carriers, captive agents for national brands, and specialized brokers focusing on commercial lines. The metro area's mix of state government employees, healthcare workers, and small business owners creates demand for diverse coverage options from auto and homeowners to professional liability and workers compensation. Local agents typically maintain relationships with regional carriers familiar with Virginia-specific requirements alongside national providers.
Matthew Becker is a State Farm Insurance Agent serving the Richmond, VA metropolitan area with over a decade of local experience. His agency offers comprehensive insurance solutions including auto, homeowners, condo, renters, life, health, business, pet, boat, RV, and motorcycle insurance, along with banking services. The team emphasizes personalized service with a 30-year combined industry background and a customer-first approach focused on understanding needs before making recommendations.
Karla's Insurance Agency, Inc. is an independent insurance agency serving the Richmond and North Chesterfield, VA community with a dedicated team of insurance professionals. They offer comprehensive coverage including auto, renters, homeowners, commercial auto, and general liability insurance, shopping multiple carriers to find the best policies for each client's unique needs. Known for treating customers with respect and compassion, their staff helps simplify the complex insurance process and answers questions along the way.
Henrico Insurance Agency LLC is an independent insurance agency serving the Richmond area with personalized coverage solutions. They offer multiple types of insurance coverage tailored to individual needs and emphasize customized policies rather than one-size-fits-all approaches. The agency provides free quotes and payment processing for various carriers.
Virginia's Health Insurance Agent, Inc., led by Chris Lynch, is Virginia's premier health insurance specialist serving individuals, families, and small employers since 2008. They provide expert consultation and enrollment assistance for Medicare (including supplements, Part D drug plans, and Medicare Advantage), ACA marketplace individual and family plans, short-term health insurance, faith-based sharing programs, and small group employer plans. Chris is certified on the Federal Marketplace since its inception and maintains annual Medicare AHIP certification, ensuring clients receive knowledgeable, personalized guidance without being passed to hundreds of other agents.
Kilgo Insurance LLC is an independent insurance agency serving Chesterfield and Central Virginia with custom coverage across Auto, Home, Business, and Life Insurance. They compare 30+ carriers to find personalized solutions tailored to each client's needs, offering direct access to knowledgeable local agents instead of call centers. Whether you're a new homeowner, contractor, or business owner, Kilgo provides statewide coverage with a local approach.
BlueSky Insurance Agency is an independent insurance agency serving Virginia and North Carolina with over 30 years of experience. They offer comprehensive personal insurance (auto, home, life, pet), commercial/business insurance, and specialized coverage for unique risks, along with tax consulting services. As an independent agency, they work with multiple carriers to find tailored solutions for each client's specific needs.
Archibald Insurance is a 100% independent insurance agency in North Chesterfield, VA serving Richmond and Midlothian. They shop top national carriers to find clients the best combination of cost and coverage for auto, home, life, and business insurance. Their team provides personalized support and handles the entire quote and comparison process, eliminating the typical frustration of insurance shopping.
One Generation Insurance LLC is an independent agency founded by Anthony DeConti, serving businesses and individuals across Virginia, Maryland, and DC. They specialize in commercial insurance for contractors, manufacturers, government contractors, IT firms, staffing companies, restaurants, and repair shops, while also offering personal auto, home, motorcycle, and life insurance. Known for a relationship-driven approach that prioritizes transparency and tailored coverage rather than treating clients as policy numbers.
Hoppy Insurance Agency is a family-owned, locally-operated insurance brokerage in North Chesterfield, VA, founded by Billy Sison with over a decade of industry experience. They provide comprehensive insurance solutions including auto, home, life, health, and business coverage by comparing rates across multiple top-rated carriers to find affordable options tailored to each client's needs. The agency specializes in working with real estate professionals and first-time homebuyers, offering free quotes, ongoing policy reviews, and personalized guidance to simplify the insurance process.
Yoss Insurance Agency is an independent insurance broker serving the Richmond and Chesterfield area with a comprehensive range of coverage options. They specialize in auto, home, life, and business insurance, offering personalized service to help clients find policies that fit their specific needs and budget. As an independent agent, Yoss can quote multiple carriers, allowing them to compare options and identify the best rates and coverage for each customer.
Mike Rybinski is a State Farm Insurance Agent serving Richmond, VA and surrounding areas since 2017. He and his team offer a comprehensive range of insurance products including auto, homeowners, condo, renters, life, business, health, and pet insurance, along with banking, investment services, and annuities. Known for quality customer service and reliable coverage, the agency has earned State Farm Ambassador Club and Honor Club awards and is available 24/7 by phone, text, or in-person appointments at their Shockoe Bottom office.
WBA Insurance is an independent insurance agency in Richmond, Virginia, specializing in comprehensive personal, business, and life insurance solutions. As the largest independent agency in Chesterfield County, they work with over 15 top-rated national and regional carriers to provide tailored coverage for homeowners, auto insurance, contractors, restaurants, auto repair shops, and real estate developers. Their team focuses on personalized, consultative service to help clients make informed decisions about protecting their assets and planning for their financial future.
Stanley's Insurance & Realty LLC is a full-service agency in Richmond offering both insurance and real estate services. They provide comprehensive insurance solutions including auto, home, life, and business coverage, along with real estate buying and selling assistance. The agency combines insurance expertise with real estate knowledge to serve the greater Richmond community.
Richmond Insurance Services is an independent insurance agency founded in 2011, serving Richmond, Virginia and surrounding areas with auto, home, life, and commercial insurance. As independent agents, they represent multiple financially strong carriers to provide competitive pricing and personalized coverage options. They're known for their customer-focused approach, claims support, and expertise in helping clients determine the right protection for their needs.
Richmond Insurance Services (formerly Virginia Insurance Group) is an independent insurance agency in Henrico, Virginia, serving the greater Richmond area and statewide. They offer personal auto, home, and life insurance alongside commercial insurance coverage, selecting from multiple financially strong carriers to provide competitive rates and personalized solutions. Founded in 2011, their team works directly for clients rather than a single carrier, helping customers tailor coverage to their unique needs while handling claims efficiently.
SMH Insurance Agency, Inc. is an independent insurance broker in Richmond, VA specializing in Medicare, life, health, disability, and group insurance plans. Operating since 2001, they are an Authorized Anthem Blue Cross and Blue Shield agent offering comprehensive coverage including term life, whole life, final expense insurance, Medicare supplements, individual and family health plans, dental and vision coverage, short-term and long-term disability, group health plans for employers of all sizes, and self-employed group plans. They provide free quotes, plan comparisons across multiple carriers, and personalized enrollment support for both individuals and businesses.
Brian Cory is an independently owned and operated GEICO insurance agent serving Richmond, VA with over 23 years of relevant experience. He offers a comprehensive range of insurance products including auto, home, renters, condo, motorcycle & ATV, and boat coverage. With a bachelor's degree in finance and accounting and Property and Casualty licensing, Brian provides personalized insurance solutions to local customers during extended office hours including Saturday service.
The Harvest Agency is an independent insurance provider serving the Capital Region of Virginia and throughout the state, offering personalized insurance solutions for individuals, families, and businesses. Founded by Damian Wright in 2017 and transitioned to an independent agency in 2022, they represent multiple carriers to provide specialized coverage options. Their services include personal insurance (auto, home, renters), business insurance (including specialized programs for truckers, contractors, restaurants, and repair shops), flood insurance, life insurance, and financial planning.
Steinlage Insurance Agency is an independent health insurance broker specializing in Medicare and ACA coverage for individuals and families. With over 100 years of combined experience across three generations since 1950, they shop over 50 highly rated carriers annually to match clients with optimal coverage based on their doctors, prescriptions, and budget. They provide personalized guidance, pre-enrollment support, enrollment assistance, and year-round support to help clients avoid costly mistakes and feel confident in their health insurance choices.
Smitherwood Insurance is an independent insurance agency run by Oliver Smith, serving growing families and small businesses in Richmond with personalized coverage plans. They specialize in homeowners, auto, renters, life, business, and specialty insurance (classic vehicles, motorcycles, RVs, boats, high-value items, event coverage, and surety bonds), sourcing competitive options from multiple carriers. Oliver is known for providing clear explanations, actively re-running quotes to ensure clients get the best rates, and bundling options that save customers hundreds of dollars.
Direct Auto Insurance is a local insurance agency in Richmond specializing in auto insurance coverage. They offer competitive rates and personalized service to help drivers find affordable protection for their vehicles. Located on S Laburnum Ave, they serve Richmond-area residents looking for reliable car insurance solutions.
Sweeney Insurance Agency is an independent insurance broker serving the Richmond area with personalized coverage solutions across auto, home, life, and business insurance. The agency works with multiple carriers to find competitive rates and customized policies tailored to each client's specific needs. Known for attentive customer service and expert guidance, Sweeney helps individuals and business owners navigate insurance options and protect what matters most.
G.F.H. Insurance Agency Inc is a Richmond-based insurance agency specializing in both personal and commercial coverage. They offer auto, homeowner, renter, classic car, motorcycle, boat, and RV insurance for individuals, plus business policies for contractors, manufacturers, trucking/transportation companies, and auto shops. The agency emphasizes personalized service through customized policies and now offers virtual quotes for added convenience.
Kelly Garrison is an independently owned and operated GEICO insurance agent serving Richmond and surrounding areas with over 30 years of insurance experience and 17+ years as a local GEICO agent. The agency offers auto, home, renters, condo, motorcycle, ATV, and boat insurance, helping individuals and families find coverage that fits their needs. As an active member of the community and Board member of the VCU Ram Athletic Fund, Kelly brings local expertise and personalized service to Richmond-area residents.
Insurance Doctor of Midlothian is a full-service insurance agency helping customers save on auto, home, renters, commercial, motorcycle, boat, and RV insurance since 1995. Located in the Stonebridge Plaza Shopping Center, the team uses comparison tools to find affordable rates—often saving customers up to 50% on car insurance. They offer flexible payment options, Spanish-speaking agents, instant SR-22/FR-44 filings, and personalized service with ACSR-designated representatives.
Direct Auto Insurance at 607 E Belt Blvd offers affordable auto insurance with same-day coverage options. As a Direct Auto franchise location, they specialize in providing quick quotes and policy options for drivers who need immediate protection. They serve customers seeking budget-friendly auto insurance with convenient, fast service.
Pratt Insurance LLC is an independent insurance agency in Richmond, VA offering comprehensive coverage options including auto, home, life, and business insurance. With a strong focus on personalized service and competitive rates, they help individuals and business owners find the right coverage to protect what matters most.
Capitol Square Insurance, led by agent Ken Forti, is an independent Erie Insurance agency serving the Richmond area with homeowners, auto, and renters insurance. Known for personalized service and competitive rates, the agency combines decades of local expertise with a commitment to understanding each client's budget and coverage needs. Ken's reputation for accessible, caring customer service makes this agency stand out in a competitive market.
Chesterfield Insurers is a family-owned independent insurance agency serving Virginia and North Carolina with over 35 years of experience. They offer comprehensive personal insurance (auto, home, renters, motorcycle, umbrella, and life & health), commercial coverage (business auto, contractors, small business, plumbing & heating liability), and specialized fire rescue insurance for volunteer fire departments and rescue squads. With offices in Richmond and Gloucester, they emphasize personalized service and custom insurance plan design.
Allrisk Insurance Agency is an independent insurance broker in Richmond, VA offering comprehensive coverage across auto, home, motorcycle, boat, commercial, and RV insurance. Their team of dedicated insurance professionals shops multiple carriers to find affordable policies tailored to each client's unique needs, handling the complexity of policy selection so customers can have peace of mind.
Able Insurance Agency, Inc. is an independent insurance agency serving Virginians for over 20 years from their North Chesterfield location. They offer homeowners insurance, renters insurance, auto insurance, and commercial general liability coverage, working with customers to find affordable policies tailored to individual needs. The agency prides itself on treating all customers like family while delivering quality service.
Virginia Insurance Brokers & Consultants (VIBC) specializes in health, dental, and life insurance for individuals, families, and businesses throughout Virginia. Working with over 30 insurance carriers, they help clients find competitive coverage tailored to their specific needs. The team, led by Steven Coppedge and Robert Tony Morgan, offers free consultations to determine the right insurance solutions for both individual and comprehensive business coverage.
Virginia Farm Bureau Insurance is a member-owned organization providing auto, home, life, and business insurance to Virginia residents and farm operations. As the official insurance provider for the Virginia Farm Bureau Federation, they combine local expertise with statewide resources to serve individuals, families, and agricultural businesses throughout Virginia.
Mountain States Insurance Group is an independent insurance agency serving Glen Allen and the surrounding Virginia region with a comprehensive range of coverage options. They specialize in commercial insurance, personal insurance, and farm insurance, helping businesses and individuals protect their assets and mitigate risk. As part of the Mountain States Insurance Group family of companies, they bring established expertise and multiple carrier relationships to find tailored coverage solutions.
Matthew Becker - State Farm Insurance Agent is the top-ranked insurance agent in Richmond with a Lantern Score of 85.65/100 and 5-star rating from 529 reviews. He specializes in comprehensive auto, home, and specialty coverage like boats and RVs, and is particularly well-suited for families, bundlers, and new residents.
None of the 34 insurance agents listed in Richmond have weekend hours. Most operate during standard business hours Monday through Friday, so contact your preferred agent directly to discuss appointment scheduling or online service options if you need weekend availability.
Independent agents like Karla's Insurance Agency, Inc. (Lantern Score 85.17) and Kilgo Insurance LLC (Lantern Score 83.92) compare multiple carriers to find you the best coverage and rates. They typically offer personalized service and can shop 30+ carriers, making them ideal if you want choice and customized coverage rather than being limited to one company's products.
Virginia's Health Insurance Agent, Inc. (Lantern Score 84.37) is Virginia's premier health insurance specialist led by Chris Lynch, with expertise in Medicare, ACA marketplace coverage, and small business health plans. SMH Insurance Agency, Inc. (Lantern Score 82.17) also specializes in Medicare and health coverage for individuals and small employers.
Multiple top-ranked agencies offer business insurance, including One Generation Insurance LLC (Lantern Score 83.60) specializing in contractors and small businesses, WBA Insurance (Lantern Score 83.02) known for restaurant and retail coverage, and BlueSky Insurance Agency (Lantern Score 83.87) for small to medium business owners.
Matthew Becker at State Farm (Lantern Score 85.65), Kilgo Insurance LLC (Lantern Score 83.92), and Archibald Insurance (Lantern Score 83.69) all specialize in bundled multi-policy discounts and comparing coverage options. Each can help you save by combining your auto and home insurance under one policy.
Matthew Becker - State Farm Insurance Agent explicitly offers specialty coverage for boats and RVs and is the top-ranked agent (Lantern Score 85.65). G.F.H. Insurance Agency Inc (Lantern Score 78.61) also specializes in boat and RV insurance alongside auto and motorcycle coverage.
Direct Auto Insurance has two locations (S Laburnum Ave and E Belt Blvd) and specializes in competitive, budget-friendly auto insurance with same-day coverage options. Insurance Doctor of Midlothian also focuses on helping customers save on auto insurance and offers Spanish-language support.