Smitherwood Insurance

    Your business?

    Insurance Agents

    Richmond, VA

    Smitherwood Insurance is an independent insurance agency run by Oliver Smith, serving growing families and small businesses in Richmond with personalized coverage plans. They specialize in homeowners, auto, renters, life, business, and specialty insurance (classic vehicles, motorcycles, RVs, boats, high-value items, event coverage, and surety bonds), sourcing competitive options from multiple carriers. Oliver is known for providing clear explanations, actively re-running quotes to ensure clients get the best rates, and bundling options that save customers hundreds of dollars.

    Best for: HomeownersBusiness OwnersLife Insurance Planning

    Ideal for: Growing families seeking bundled home and auto coverage, small business owners needing commercial insurance, collectors with specialty vehicles or high-value assets

    Service area: Richmond, Virginia and surrounding areas

    What Sets Smitherwood Insurance Apart

    Personalized Coverage Plans: Oliver builds tailored protection plans rather than offering generic quotes, actively re-running numbers to ensure clients maintain the best rates over time.

    Broad Specialty Coverage: Beyond standard home and auto, Smitherwood offers niche coverage including classic vehicles, boats, high-value items, event insurance, and surety bonds not commonly available from direct carriers.

    Independent Multi-Carrier Access: As an independent agent, Oliver sources from multiple insurance carriers to provide competitive options and bundling discounts that often beat standalone quotes.

    Homeowners InsuranceAuto InsuranceLife InsuranceBusiness/Commercial InsuranceIndependent Agent (Multiple Carriers)Bundling Discounts
    Independent AgentMulti-CarrierPersonal & Business InsuranceFamily-FocusedRichmond VA
    Google Rating
    4.9 ★ (29 reviews)
    Phone
    (804) 592-0382

    Location

    Address: 2920 W Broad St #C26, Richmond, VA 23230

    Phone: (804) 592-0382

    Website: smitherwoodinsurance.com

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    Last updated April 8, 2026

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