Smitherwood Insurance

Smitherwood Insurance is an independent insurance agency run by Oliver Smith, serving growing families and small businesses in Richmond with personalized coverage plans. They specialize in homeowners, auto, renters, life, business, and specialty insurance (classic vehicles, motorcycles, RVs, boats, high-value items, event coverage, and surety bonds), sourcing competitive options from multiple carriers. Oliver is known for providing clear explanations, actively re-running quotes to ensure clients get the best rates, and bundling options that save customers hundreds of dollars.