Insurance Agents
Richmond, VA
Smitherwood Insurance is an independent insurance agency run by Oliver Smith, serving growing families and small businesses in Richmond with personalized coverage plans. They specialize in homeowners, auto, renters, life, business, and specialty insurance (classic vehicles, motorcycles, RVs, boats, high-value items, event coverage, and surety bonds), sourcing competitive options from multiple carriers. Oliver is known for providing clear explanations, actively re-running quotes to ensure clients get the best rates, and bundling options that save customers hundreds of dollars.
Ideal for: Growing families seeking bundled home and auto coverage, small business owners needing commercial insurance, collectors with specialty vehicles or high-value assets
Service area: Richmond, Virginia and surrounding areas
Personalized Coverage Plans: Oliver builds tailored protection plans rather than offering generic quotes, actively re-running numbers to ensure clients maintain the best rates over time.
Broad Specialty Coverage: Beyond standard home and auto, Smitherwood offers niche coverage including classic vehicles, boats, high-value items, event insurance, and surety bonds not commonly available from direct carriers.
Independent Multi-Carrier Access: As an independent agent, Oliver sources from multiple insurance carriers to provide competitive options and bundling discounts that often beat standalone quotes.
Address: 2920 W Broad St #C26, Richmond, VA 23230
Phone: (804) 592-0382
Website: smitherwoodinsurance.com
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