Best Mortgage Brokers in Norfolk, Virginia

    Areas served: Norfolk, VA and surrounding Hampton Roads communities including Virginia Beach, Chesapeake, and Portsmouth

    30 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 15, 2026

    Norfolk's mortgage broker landscape includes both independent brokers and regional firms serving Hampton Roads military families, first-time homebuyers, and investors navigating the city's diverse housing stock from Ocean View waterfront properties to Ghent historic homes. The local market is characterized by VA loan specialists familiar with Norfolk Naval Station requirements, brokers experienced with flood zone financing for coastal properties, and firms with established lender relationships for both conventional and government-backed products. This directory provides verified information on mortgage brokers serving Norfolk, including their licensing credentials, lender network access, and service areas across the 757.

    Show businesses best for:
    86
    Lantern
    Score
    Virginia Beach, VA · 12 mi from Norfolk
    Serves Virginia Beach, Virginia and surrounding areas; nationwide lending available
    ★★★★★5.0(2245 Google reviews)

    Atlantic Bay Mortgage Group is a full-service mortgage lender offering home purchases, refinancing, and mortgage expertise with over 30 years of experience. Based in Virginia Beach, they specialize in making the lending process simple and personalized through their SmartPath™ to Homeownership program for first-time buyers and comprehensive refinancing solutions. They also serve homebuilders, employers through Atlantic Bay Works benefits programs, and Hispanic/Latino families through culturally conscious lending support.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing existing mortgages, Hispanic and Latino families, homebuilders, employers seeking employee benefits
    What sets them apart
    • Proprietary program designed to guide first-time buyers through the home purchase process with personalized roadmaps, reducing uncertainty and building confidence.
    • Atlantic Bay Works offers employees competitive mortgage benefits with savings and support, strengthening recruitment and retention while supporting real-life homeownership goals.
    • Tu Hogar, Tu Futuro program provides personalized, culturally conscious support for Hispanic and Latino families navigating the home purchase process.
    Mortgage LendingHome LoansRefinancingFirst-Time BuyersPersonalized Service
    Phone(757) 213-1660
    Atlantic Bay Mortgage Group - Virginia Beach
    Updated 4/15/26Learn More →
    86
    Lantern
    Score
    Virginia Beach, VA · 13 mi from Norfolk
    Serves Virginia Beach, Chesapeake, and surrounding areas in Hampton Roads, Virginia
    ★★★★★5.0(371 Google reviews)

    First Signature Mortgage, LLC is a mortgage lender serving Virginia Beach, Chesapeake, and surrounding areas with three local branches. Their experienced loan officers specialize in simplifying the mortgage process through professional guidance, one-stop shopping with access to multiple lenders, and custom-fit loan products tailored to individual borrowers. They handle the full mortgage application process with a single credit report, helping clients navigate purchase loans and other mortgage options without duplicating paperwork.

    Best for: Competitive Rates
    Ideal clients: First-time homebuyers, existing homeowners seeking refinancing, borrowers with varying credit profiles, anyone wanting simplified mortgage guidance
    What sets them apart
    • With a single application and credit report, borrowers gain access to loan options from multiple lenders, eliminating duplicate work and streamlining the comparison process.
    • NMLS-licensed loan originators with access to a wide array of loan products help recommend the right customized solution for each borrower's specific situation.
    • Operating branches in Virginia Beach (two locations) and Chesapeake provide convenient in-person service and local expertise for the Hampton Roads community.
    Mortgage LoansHome FinancingMultiple LendersLocal BranchesProfessional Service
    Phone(276) 254-4965
    First Signature Mortgage, LLC
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Chesapeake, VA · 11 mi from Norfolk
    Serves Chesapeake, Virginia and surrounding areas
    ★★★★★5.0(130 Google reviews)

    Briggs Team Lending, led by experienced loan officer Taylor Briggs, provides comprehensive mortgage solutions for homebuyers and refinancers in the Chesapeake area. Taylor specializes in helping first-time buyers navigate the lending process, as well as assisting existing homeowners with refinancing options. With a focus on personalized service and competitive rates, Briggs Team Lending is committed to making homeownership accessible and affordable.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, buyers needing personalized mortgage guidance
    What sets them apart
    • Taylor Briggs specializes in guiding first-time homebuyers through the mortgage process with clear explanations and personalized guidance to ensure confidence at every step.
    • Offers refinancing solutions to help existing homeowners optimize their loans, whether for better rates, shorter terms, or cash-out needs.
    • Based in Chesapeake with direct accessibility, providing local expertise and relationship-based service for the community.
    Mortgage LendingHome LoansRefinancingFirst-Time BuyersPersonalized Service
    Phone(757) 663-1473
    Websiteuhm.com
    Briggs Team Lending - Taylor Briggs
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Chesapeake, VA · 10 mi from Norfolk
    Serves Chesapeake, Virginia and surrounding areas
    ★★★★★5.0(108 Google reviews)

    The Broker - Mortgage Experts is a local mortgage brokerage in Chesapeake, VA serving homebuyers and refinancing clients throughout the region. They specialize in connecting borrowers with multiple lenders to find competitive rates and loan terms tailored to individual financial situations. With access to various loan products and a team focused on personalized service, they help clients navigate the mortgage process from pre-approval through closing.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, current homeowners refinancing, buyers seeking competitive rates across multiple lenders
    What sets them apart
    • As a mortgage broker, they work with multiple lenders to provide competitive options rather than being limited to a single bank.
    • Based in Chesapeake with deep knowledge of the local real estate market and Virginia-specific loan programs.
    Mortgage BrokerHome LoansRefinancingPre-ApprovalLocal Lender
    Phone(757) 642-5078
    The Broker - Mortgage Experts
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA · 8 mi from Norfolk
    Serves Virginia Beach, Virginia and surrounding areas
    ★★★★★5.0(72 Google reviews)

    Steve Holland is a VA home loan specialist and mortgage lender serving Virginia Beach and surrounding areas. As a dedicated loan officer, Steve specializes in VA loans for military service members and veterans, helping them secure favorable financing with VA-backed mortgages. His expertise in veteran-specific lending, combined with access to multiple loan products, makes him an ideal choice for military families looking to purchase or refinance their homes.

    Best for: VeteransRefinancingCompetitive Rates
    Ideal clients: Military service members, Veterans, First-time home buyers with military background, Service members refinancing existing mortgages
    What sets them apart
    • Dedicated expertise in VA-backed mortgages designed specifically for military service members and veterans, with deep knowledge of VA loan benefits and requirements.
    • Access to various loan programs including VA loans, conventional financing, and other mortgage products to match different financial situations and needs.
    • Works directly with borrowers to explain loan options, answer questions, and guide them through the mortgage process with a focus on military family needs.
    VA LoansMortgage LendingMilitary Home BuyersVeteran ServicesHome Financing
    Phone(757) 831-9930
    Steve Holland VA Home Loans & Mortgage Lender
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA · 12 mi from Norfolk
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★5.0(68 Google reviews)

    Jonathan Locklear is a VA home loan specialist serving Virginia Beach and the surrounding region through Movement Mortgage. He specializes in VA loans for military members, veterans, and eligible service members, helping them access home financing with VA benefits. With deep expertise in VA loan programs and a track record of personalized service, Jonathan helps veterans navigate the mortgage process and achieve homeownership.

    Best for: VeteransCompetitive Rates
    Ideal clients: Military members, veterans, VA loan borrowers, first-time homebuyers with VA eligibility
    What sets them apart
    • Dedicated expertise in VA home loans for military members and veterans, helping clients maximize their VA benefits and navigate VA-specific lending programs.
    • Backed by Movement Mortgage, a national lender offering comprehensive mortgage solutions with access to multiple loan programs and competitive rates.
    • Provides one-on-one consultation to help veterans understand their options and streamline the mortgage approval process.
    VA LoansMortgage SpecialistVeteransHome FinancingMovement Mortgage
    Phone(757) 374-3390
    Jonathan Locklear Mortgage VA Home Loan Specialist
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Norfolk, VA
    Serves Norfolk, Virginia and surrounding Hampton Roads area
    ★★★★★5.0(67 Google reviews)

    John Frankos is a mortgage loan officer at Coastal Towne Mortgage in Norfolk, VA, specializing in residential home financing. With NMLS certification and extensive experience, he works with borrowers to secure competitive mortgage rates and navigate the lending process. Frankos serves the Hampton Roads area, helping first-time homebuyers, refinancers, and homeowners find the right loan programs to meet their financial goals.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing homeowners, buyers seeking competitive rates
    What sets them apart
    • Licensed and regulated mortgage professional with state and federal credentials, ensuring compliance and consumer protection.
    • Deep knowledge of Hampton Roads real estate market and local lending programs tailored to Virginia homebuyers.
    • Assists with conventional loans, refinancing, and government-backed programs to fit diverse borrower needs.
    Mortgage LoansHome FinancingLoan OfficerNorfolk VA
    Phone(757) 650-7575
    John Frankos at Coastal Towne Mortgage - NMLS#: 766975
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA · 12 mi from Norfolk
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★4.9(1511 Google reviews)

    Tidewater Mortgage Services, Inc. is a Virginia Beach-based mortgage lender specializing in home loans and refinancing for borrowers of all types. With an experienced team of loan officers, they offer a wide range of loan products tailored to individual financial situations, whether you're a first-time homebuyer, repeat buyer, or looking to refinance. The company is known for personalized service, responsive communication, and guiding clients through every step of the mortgage process.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, repeat home buyers, homeowners seeking refinancing, military families relocating
    What sets them apart
    • Tidewater Mortgage offers a wide range of loan options tailored to match borrowers' unique needs, financial situations, and long-term homeownership goals.
    • Each borrower works with a dedicated loan officer who provides responsive communication, flexible scheduling, and guidance throughout the entire mortgage and closing process.
    • The team has proven experience helping first-time homebuyers understand the process, as well as assisting repeat buyers and those seeking refinancing options.
    Home LoansRefinancingMortgage LenderVirginia Beach
    Phone(757) 498-7400
    Tidewater Mortgage Services, Inc. NMLS #: 71158
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA · 10 mi from Norfolk
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★4.9(758 Google reviews)

    CMS Mortgage Solutions Inc. is a Virginia Beach-based mortgage broker specializing in home purchase loans, refinances, debt consolidation, and cash-out refinances. Led by Corrina Carter and her experienced team, they help borrowers compare rates across multiple lenders, secure fast funding (often in under 30 days), and find loan terms tailored to their financial situation. They offer free pre-approval letters, property evaluations, and rate comparison tools to empower clients to shop confidently for the best mortgage deal.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing for better rates, investors buying rental properties, borrowers seeking fast loan approval and funding
    What sets them apart
    • CMS specializes in expedited loan funding, often completing the process in under 30 days—helping clients move quickly in competitive home markets.
    • As a mortgage broker, they compare rates across multiple lenders, allowing clients to shop around and find the best terms rather than relying on a single bank.
    • Led by Corrina Carter with 15+ years of client relationships, the team brings deep expertise in investment properties, personal homes, and complex financing scenarios.
    Mortgage BrokerHome PurchaseRefinancingFast FundingRate Comparison
    Phone(757) 558-2603
    CMS Mortgage Solutions, Inc.
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Virginia Beach, VA
    Serves Hampton Roads, Virginia Beach, Norfolk, and surrounding areas
    ★★★★★4.9(621 Google reviews)

    Veterans United Home Loans of Hampton Roads is a VA loan specialist serving military members and veterans in the Virginia Beach area. They provide zero down payment VA home loans with no PMI, competitive interest rates, and waived origination and processing fees. The team combines VA loan expertise with faster-than-average closing times and personalized guidance throughout the mortgage process.

    Best for: Veterans
    Ideal clients: Military veterans, active-duty service members, VA loan borrowers, first-time homebuyers with VA eligibility
    What sets them apart
    • Dedicated team of experts focused exclusively on VA home loans with deep knowledge of program benefits, qualifications, and local market conditions.
    • Staffed by former senior enlisted military advisors who understand veteran needs and provide personalized guidance throughout the mortgage process.
    • Offer faster-than-average closing times with waived origination and processing fees, helping borrowers save time and money.
    VA LoansMilitary HomebuyersNo Down PaymentFast ClosingLocal Experts
    Phone(757) 340-0013
    Veterans United Home Loans of Hampton Roads
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Chesapeake, VA · 10 mi from Norfolk
    Serves Chesapeake, Virginia and surrounding Hampton Roads region
    ★★★★★5.0(61 Google reviews)

    Vantage Point Mortgage is a residential mortgage lender serving the Chesapeake area and beyond. They specialize in helping homebuyers secure financing through personalized loan solutions, offering competitive rates and expert guidance throughout the mortgage process. Their team works to simplify the lending experience and get clients approved and into their new homes efficiently.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Home buyers in Hampton Roads, Refinancing borrowers, VA residents seeking local mortgage expertise
    What sets them apart
    • Based in Chesapeake with deep knowledge of the local real estate market and Virginia lending requirements.
    • Dedicated loan officers work directly with borrowers to find financing solutions tailored to individual circumstances and goals.
    • Streamlined application and approval procedures designed to get borrowers answers quickly and close on time.
    Mortgage LenderHome FinancingLoan OriginationVA MortgagesResidential Loans
    Vantage Point Mortgage
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Norfolk, VA
    Serves Norfolk, Virginia and surrounding Hampton Roads communities
    ★★★★★5.0(56 Google reviews)

    Towne Mortgage is a local mortgage lender serving the Hampton Roads area with personalized financing solutions for homebuyers and refinancing clients. Located on Hampton Boulevard in Norfolk, they work with borrowers to find competitive loan programs and rates tailored to individual financial situations. Their experienced loan officers focus on making the mortgage process straightforward and accessible for first-time buyers through experienced professionals.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, buyers needing personalized mortgage guidance
    What sets them apart
    • Based in Norfolk with deep knowledge of the local real estate market and community lending needs.
    • Direct access to experienced loan officers who work with each borrower individually rather than through an automated process.
    Mortgage LendingHome LoansRefinancingLocal LenderHampton Roads
    Phone(757) 687-5064
    Towne Mortgage - Hampton Blvd
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Norfolk, VA
    Serves Norfolk, Virginia and surrounding areas
    ★★★★★4.9(162 Google reviews)

    Towne Mortgage is a mortgage lender serving the Norfolk, VA area with personalized financing solutions for homebuyers and refinancers. The company specializes in helping clients navigate loan options, from conventional mortgages to government-backed programs, with a focus on transparent service and competitive rates. Their experienced team works to match borrowers with the right loan products to fit their financial situation and homeownership goals.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan eligible borrowers, homeowners looking to refinance, buyers seeking FHA loans
    What sets them apart
    • Works with clients to find the right loan program from multiple options, including conventional, FHA, VA, and jumbo loans tailored to individual financial profiles.
    • Established mortgage lender in Norfolk with direct phone support and in-person consultation available at their Commercial Place office location.
    • Streamlined pre-approval to help buyers move quickly in the local real estate market.
    Mortgage LenderHome LoansRefinancingFHA & VA LoansPre-Approval
    Phone(757) 491-6300
    Towne Mortgage - Commercial Pl
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Newport News, VA · 18 mi from Norfolk
    Serves Newport News, Virginia and surrounding areas
    ★★★★★5.0(48 Google reviews)

    Arbor Home Loans is a mortgage lender serving Newport News and surrounding areas with personalized home financing solutions. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval and straightforward guidance through the lending process. Their local team works directly with borrowers to find the right mortgage product for their specific financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, luxury home buyers, refinancing customers
    What sets them apart
    • Arbor Home Loans emphasizes quick pre-approval timelines to help buyers move confidently through the home purchasing process.
    • They offer conventional, FHA, VA, and jumbo loan options, allowing them to serve first-time buyers, veterans, and luxury home purchasers.
    • The Newport News team provides personalized service and direct communication to help borrowers understand their options and choose the best fit.
    Mortgage LenderHome FinancingVA LoansFHA LoansJumbo Loans
    Phone(757) 275-8618
    Arbor Home Loans | Newport News
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Virginia Beach, VA · 15 mi from Norfolk
    Serves Virginia Beach, Hampton Roads, and surrounding areas
    ★★★★★4.9(152 Google reviews)

    Atlantic Coast Mortgage's Virginia Beach branch offers a comprehensive range of mortgage loan products and refinancing solutions to help homebuyers and existing homeowners throughout the Hampton Roads community. Led by a team of experienced loan officers including senior leaders and regional management, they provide personalized guidance through a straightforward application process designed to close on time while equipping clients with tools to make informed decisions about their home investment. Their focus is on simplifying the mortgage experience and supporting clients throughout the life of their loan.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Homeowners seeking refinancing, Properties in Hampton Roads area
    What sets them apart
    • Multiple senior loan officers and regional management on staff including VPs and area managers, bringing deep expertise to every client interaction.
    • Streamlined application and decision-making process designed to close on time while providing clients with resources to understand and manage their loan throughout its lifetime.
    • Customized rate quotes available to help borrowers understand their options based on their unique situation and property location.
    Mortgage LendersHome LoansRefinancingVirginia BeachHampton Roads
    Phone(757) 364-0328
    Atlantic Coast Mortgage - Virginia Beach
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Virginia Beach, VA · 17 mi from Norfolk
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★4.9(142 Google reviews)

    VA Choice Home Mortgage Inc. is an independent mortgage lender serving Virginia Beach and the surrounding region. They offer comprehensive mortgage solutions including conventional loans, VA loans, FHA loans, and refinancing options tailored to different borrower needs. With a focus on personalized service and competitive rates, they help homebuyers and homeowners navigate the mortgage process from pre-approval through closing.

    Best for: VeteransRefinancing
    Ideal clients: VA loan borrowers, first-time homebuyers, homeowners seeking refinancing, buyers needing FHA loans
    What sets them apart
    • Experienced in processing VA loans with knowledge of military-specific benefits and requirements.
    • Offers conventional, FHA, VA, and refinancing options to match various financial situations and buyer profiles.
    • Independent lender with deep roots in the Virginia Beach market and understanding of local real estate conditions.
    Mortgage LendingVA LoansHome FinancingRefinancingVirginia Beach
    Phone(757) 739-5019
    VA Choice Home Mortgage Inc.
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Virginia Beach, VA · 12 mi from Norfolk
    Serves Virginia Beach, Norfolk, and surrounding Hampton Roads communities
    ★★★★★4.9(98 Google reviews)

    PrimeLending, a division of PlainsCapital Company, is a mortgage lender serving the Virginia Beach area with comprehensive home financing solutions. They offer conventional loans, FHA loans, VA loans, and jumbo mortgages, along with refinancing options for existing homeowners. Their team provides personalized loan consultations and fast pre-approval processes to help borrowers navigate the home purchase or refinance journey.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military service members (VA loans), FHA borrowers, homeowners refinancing, luxury home buyers (jumbo loans)
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Streamlined pre-approval process helps borrowers move quickly through the loan qualification stage.
    • Backed by an established financial services company, providing stability and access to multiple lending resources.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(757) 368-6770
    PrimeLending, A PlainsCapital Company - Virginia Beach
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Virginia Beach, VA · 15 mi from Norfolk
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★4.9(98 Google reviews)

    United Atlantic Mortgage is a mortgage lender serving Virginia Beach and surrounding areas, offering financing solutions for home purchases and refinancing. They provide access to multiple loan programs including conventional, FHA, VA, and jumbo loans tailored to different buyer profiles. With a focus on personalized service and quick pre-approval processes, they help both first-time homebuyers and experienced investors secure the right mortgage for their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing customers, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loans, giving borrowers flexibility to find the right financing solution for their specific needs.
    • Streamlined application and approval process designed to get borrowers pre-approved quickly so they can move forward with confidence.
    • Virginia Beach-based lender with deep knowledge of the local real estate market and community lending requirements.
    Mortgage LenderHome FinancingVA LoansRefinancing
    Phone(757) 340-5626
    Websiteuamva.com
    United Atlantic Mortgage
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Chesapeake, VA · 10 mi from Norfolk
    Serves Chesapeake, Hampton Roads, and surrounding Virginia areas
    ★★★★★4.9(87 Google reviews)

    Tidewater Home Funding is a mortgage lender serving the Hampton Roads area with personalized home financing solutions. They specialize in helping homebuyers navigate the mortgage process with dedicated local support and competitive loan options. The team works directly with clients to find the right loan program for their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Refinancing homeowners, Local Hampton Roads home buyers
    What sets them apart
    • Based in Chesapeake with deep knowledge of the local real estate market and community needs.
    • Dedicated loan officers work directly with clients to understand their financial goals and find the right mortgage solution.
    • Access to multiple loan programs including conventional, FHA, VA, and other financing options to meet diverse borrower needs.
    Mortgage LenderHome LoansLocal LenderChesapeake VAFinancing
    Phone(757) 366-8690
    Tidewater Home Funding - Eden Way N A
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Virginia Beach, VA · 10 mi from Norfolk
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★5.0(34 Google reviews)

    James Grandy is a mortgage broker serving Virginia Beach and the surrounding areas with access to multiple lending partners. He specializes in helping borrowers find the right loan program for their financial situation, whether it's conventional financing, FHA loans, VA loans, or refinancing options. With NMLS licensing and a focus on personalized service, Grandy works to simplify the mortgage process and connect clients with competitive rates and terms tailored to their needs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, homeowners seeking refinancing
    What sets them apart
    • As a broker, James Grandy works with multiple lending partners rather than a single lender, giving clients more options and competitive rates.
    • NMLS #2077616 certification ensures compliance with federal lending standards and consumer protection regulations.
    • Offers VA loans, FHA loans, conventional mortgages, and refinancing solutions to meet different borrower needs and financial situations.
    Mortgage BrokerLoan OptionsRefinancingVA LoansFHA Loans
    Phone(719) 494-6621
    James Grandy - Mortgage Broker NMLS #2077616
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Virginia Beach, VA · 8 mi from Norfolk
    Serves Virginia Beach, Hampton Roads, and surrounding Virginia areas
    ★★★★★5.0(29 Google reviews)

    Daniel Solis is a VA loan specialist with New American Funding, helping Virginia veterans and active-duty service members secure VA mortgages in Virginia Beach and surrounding areas. With expertise specifically in VA loan programs, he guides military borrowers through the mortgage process with service-focused support. As part of New American Funding, he offers access to multiple loan products and competitive rates for those eligible for VA benefits.

    Best for: VeteransCompetitive Rates
    Ideal clients: Veterans, Active-duty service members, VA loan borrowers
    What sets them apart
    • Dedicated expertise in VA mortgage programs designed specifically for veterans and active-duty service members, ensuring borrowers understand all VA-specific benefits and requirements.
    • Access to multiple lenders and loan products through a nationwide mortgage company, providing competitive options and rates for qualified military borrowers.
    VA LoansMortgage SpecialistMilitary MortgagesVeterans
    Phone(757) 745-4174
    Daniel Solis VA Home Specialist - New American Funding
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Virginia Beach, VA · 14 mi from Norfolk
    Serves Virginia Beach, Norfolk, Chesapeake, Hampton Roads, Virginia
    ★★★★★4.9(53 Google reviews)

    Arbor Home Loans is a mortgage lender serving the Virginia Beach area with personalized home financing solutions. They specialize in a variety of loan programs including conventional, FHA, VA, and jumbo loans, helping borrowers find the right mortgage fit for their financial situation. Known for responsive customer service and competitive rates, Arbor Home Loans works with first-time homebuyers, refinancers, and experienced investors.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancers, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial profiles.
    • Based in Virginia Beach with deep knowledge of the local real estate market and military community lending needs.
    • Provides efficient pre-approval and loan processing to help borrowers move quickly in a competitive market.
    Mortgage LenderHome FinancingVA LoansFHA LoansRefinancing
    Phone(757) 620-8362
    Arbor Home Loans | Virginia Beach
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Norfolk, VA
    Serves Norfolk, VA and Hampton Roads
    ★★★★★5.0(28 Google reviews)

    Brendan Powell is an independent mortgage broker serving Norfolk, VA and the surrounding Hampton Roads region. He specializes in helping borrowers navigate the home loan process with personalized guidance, offering access to multiple lenders and loan programs to find the best rates and terms for each client's unique financial situation. With expertise across conventional, FHA, VA, and other loan types, Brendan works to simplify the mortgage experience for first-time buyers, refinancers, and homeowners seeking better loan options.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancers seeking better rates, homebuyers with non-traditional credit
    What sets them apart
    • As an independent broker, Brendan has relationships with multiple lenders, allowing him to compare rates and terms to find competitive options rather than being limited to a single lender.
    • Offers expertise in VA loans, FHA loans, conventional financing, and refinancing, with tailored guidance for each loan type.
    • Provides one-on-one consultation to help borrowers understand their options and navigate the mortgage process without high-pressure sales tactics.
    Mortgage BrokerHome LoansVA LoansFHA LoansRefinancing
    Phone(757) 663-3026
    Brendan Powell - Mortgage Broker - Home Loan Solutions
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Norfolk, VA
    Serves Norfolk, VA and surrounding Hampton Roads area
    ★★★★★5.0(117 Google reviews)

    Matt Frano is a mortgage loan officer at Coastal Towne Mortgage in Norfolk, VA, specializing in helping borrowers secure financing for home purchases and refinancing. With deep roots in the local community, Matt works with first-time buyers, move-up homeowners, and refinancing clients to navigate the mortgage process and find loan programs that fit their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Veterans (VA loans), FHA borrowers, Existing homeowners seeking refinancing
    What sets them apart
    • Matt Frano brings personalized service and deep local market knowledge as a dedicated loan officer based in Norfolk, understanding the specific needs of Hampton Roads homebuyers.
    • Offers conventional loans, FHA loans, VA loans, and refinancing options to serve diverse borrower profiles and financial situations.
    Mortgage LoansHome FinancingRefinancingLocal Loan Officer
    Phone(757) 319-1024
    Matt Frano Loan Officer at Coastal Towne Mortgage
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Virginia Beach, VA · 10 mi from Norfolk
    Serves Virginia Beach, Norfolk, Hampton Roads, and throughout Virginia
    ★★★★★5.0(16 Google reviews)

    Alexa Rae Home Loans is an independent mortgage lender based in Virginia Beach specializing in personalized home financing solutions for borrowers throughout Virginia. Alexa Rae offers competitive mortgage products including conventional loans, FHA loans, VA loans, and jumbo mortgages, with a focus on fast pre-approval and transparent service. The company prides itself on working with first-time homebuyers, refinancing clients, and borrowers with various credit profiles to find the right loan program for their unique situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, military veterans seeking VA loans, borrowers refinancing existing mortgages, jumbo loan seekers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo mortgage options to serve diverse borrower needs and credit situations.
    • Specializes in quick pre-approval turnaround to help buyers move confidently through the home search process.
    • As an independent mortgage company, provides personalized service and flexibility compared to large corporate lenders.
    Mortgage LenderHome LoansFHA VA LoansRefinancingFast Pre-Approval
    Alexa Rae Home Loans
    Updated 4/15/26Learn More →
    79
    Lantern
    Score
    Virginia Beach, VA · 7 mi from Norfolk
    Serves Virginia Beach, VA and surrounding areas
    ★★★★★5.0(15 Google reviews)

    Embrace Home Loans is a mortgage lender serving Virginia Beach and surrounding areas, offering a range of loan products including conventional, FHA, VA, and jumbo loans. With a focus on personalized service and competitive rates, they help first-time homebuyers, move-up buyers, and refinancing customers navigate the mortgage process. Their team provides fast pre-approval and access to multiple loan options to match individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing customers, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loans to serve diverse borrower needs and financial situations.
    • Provides quick pre-approval to help homebuyers move faster in competitive real estate markets.
    • Works directly with borrowers to find loan solutions tailored to their specific financial circumstances.
    Mortgage LenderHome LoansVA LoansFHA LoansRefinancing
    Phone(757) 528-4663
    Embrace Home Loans - Virginia Beach, VA
    Updated 4/15/26Learn More →
    78
    Lantern
    Score
    Virginia Beach, VA · 9 mi from Norfolk
    Serves Virginia Beach, Norfolk, Chesapeake, Suffolk, Portsmouth, Newport News, Hampton, and surrounding Hampton Roads area
    ★★★★★4.8(359 Google reviews)

    Southern Trust Mortgage is a full-service mortgage lender serving Virginia Beach and the Hampton Roads region with conventional, FHA, VA, jumbo, and portfolio loan programs. Led by experienced loan officers including branch manager Andrew Kellam and senior advisors, the company specializes in matching homebuyers with the right mortgage products for their specific situation, whether first-time buyers, military service members, or those financing luxury properties.

    Best for: First-Time HomebuyersVeteransLuxury Homes
    Ideal clients: First-time homebuyers, Military service members and veterans, Luxury home buyers seeking jumbo loans, Refinancing borrowers
    What sets them apart
    • Dedicated expertise in VA loans for military families and service members seeking favorable financing terms.
    • Offers conventional 30-year fixed, jumbo 5/5 ARM with no mortgage insurance, FHA loans, and proprietary portfolio programs to serve varied financial situations.
    • Team of 30+ experienced loan officers with deep knowledge of the Hampton Roads market and local homebuying trends.
    Mortgage LendersVA LoansFHA LoansJumbo LoansHampton Roads
    Phone(757) 518-0700
    Southern Trust Mortgage, LLC
    Updated 4/15/26Learn More →
    77
    Lantern
    Score
    Virginia Beach, VA · 12 mi from Norfolk
    Serves Virginia Beach, Hampton Roads, Virginia
    ★★★★★4.6(47 Google reviews)

    Fairway Independent Mortgage Corporation, led by Curtis Bissmeyer in Virginia Beach, is an independent mortgage lender offering a wide range of loan products including conventional, FHA, VA, and jumbo loans. As an independent mortgage broker, Fairway provides access to multiple lenders, allowing them to compare rates and terms to find competitive financing solutions tailored to each borrower's needs. They specialize in helping first-time homebuyers, refinancing clients, and those with unique financial situations secure the right mortgage for their circumstances.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing clients, jumbo loan seekers
    What sets them apart
    • As an independent mortgage corporation, Fairway compares rates and terms from multiple lenders rather than offering only in-house products, helping borrowers find competitive options.
    • Offers conventional, FHA, VA, and jumbo loans, serving first-time buyers, military veterans, and those with larger loan amounts or complex financial profiles.
    • Curtis Bissmeyer provides personalized mortgage guidance with local market knowledge of the Virginia Beach and Hampton Roads area.
    Mortgage LenderIndependent BrokerVA LoansFHA Loans
    Phone(757) 995-1603
    Fairway Independent Mortgage Corporation
    Updated 4/15/26Learn More →
    77
    Lantern
    Score
    Virginia Beach, VA · 8 mi from Norfolk
    Serves Virginia Beach, Virginia and surrounding areas
    ★★★★★4.7(731 Google reviews)

    OVM with AnnieMac Home Mortgage is a Virginia Beach-based mortgage lender offering a full range of home financing solutions including purchase mortgages, refinancing, home equity loans, and innovative programs like Cash Offer (enabling cash-competitive purchases), Buy Now Sell Later, and Temporary Buydown options. With over $35 billion in mortgage loans funded and 133,000+ customers served, they specialize in helping both first-time homebuyers and experienced homeowners navigate the mortgage process with personalized service.

    Best for: First-Time HomebuyersRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, homeowners refinancing, sellers needing quick sales, current homeowners purchasing before selling
    What sets them apart
    • Enables buyers to make competitive all-cash offers on homes, improving chances of offer acceptance even in competitive markets.
    • Allows current homeowners to secure a new home before selling their existing property, eliminating timing pressures.
    • Offers Temporary Buydown options to lower initial interest rates and monthly payments, plus Refi Radar tools to identify optimal refinancing timing.
    Mortgage LenderHome FinancingRefinancingFirst-Time BuyersCash Offer Program
    Phone(757) 330-6810
    OVM with AnnieMac Home Mortgage
    Updated 4/15/26Learn More →
    61
    Lantern
    Score
    Norfolk, VA
    Serves Norfolk, VA and surrounding Virginia areas
    ★★★★☆3.8(58 Google reviews)

    Temple Mortgage LLC is a mortgage lender serving Norfolk and surrounding Virginia areas, offering a range of loan products including conventional, FHA, VA, and jumbo loans. With NMLS certification and local expertise, they work with borrowers to find financing solutions tailored to their specific needs and financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, jumbo loan seekers, conventional loan refinancers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan products to serve diverse borrower needs and financial profiles.
    • Regulated mortgage lender with NMLS certification number 218997, ensuring compliance and consumer protection.
    • Based in Norfolk with direct phone and in-person service, providing personalized attention for local borrowers.
    Mortgage LenderVA LoansFHA LoansConventional LoansJumbo Loans
    Temple Mortgage LLC NMLS 218997
    Updated 4/15/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker serving Norfolk, VA?

    Atlantic Bay Mortgage Group in Virginia Beach is the top-ranked mortgage broker in the area with a Lantern Score of 85.84/100 and 5★ rating from 2,245 reviews. They specialize in home purchases, refinancing, and have over 30 years of experience serving first-time homebuyers, Hispanic and Latino families, and homeowners seeking refinancing.

    Which mortgage lenders specialize in VA loans for military members and veterans?

    Several top-ranked options serve military families: Steve Holland VA Home Loans (Lantern Score 84.20/100) specializes in VA loans for military service members, Veterans United Home Loans of Hampton Roads (83.95/100) provides zero down payment VA home loans with no PMI, and Jonathan Locklear Mortgage (84.10/100) focuses on VA loans through Movement Mortgage. All three have 5★ ratings and extensive military lending experience.

    What options exist for first-time homebuyers in the Norfolk area?

    Norfolk has excellent options for first-time homebuyers, including First Signature Mortgage, LLC (Lantern Score 85.55/100) with three local branches and simplified mortgage guidance, Briggs Team Lending with Taylor Briggs (84.93/100) offering personalized guidance, and Towne Mortgage on Hampton Boulevard in Norfolk (83.75/100). All specialize in first-time buyer programs and have 5★ ratings.

    Who is best for homeowners seeking refinancing in Norfolk, VA?

    Atlantic Bay Mortgage Group (Lantern Score 85.84/100) is specifically noted as best for homeowners refinancing existing mortgages, and First Signature Mortgage, LLC (85.55/100) with three local branches specializes in simplifying refinancing for existing homeowners. Both have 5★ ratings and extensive refinancing expertise.

    Which mortgage lenders offer access to multiple loan programs and lenders?

    The Broker - Mortgage Experts in Chesapeake (Lantern Score 84.74/100) specializes in connecting borrowers with multiple lenders for competitive rates, and James Grandy (82.53/100) is a mortgage broker with access to multiple lending partners. Both have 5★ ratings and help borrowers find the best loan program across various options.

    Are there mortgage brokers available on weekends in Norfolk?

    No mortgage brokers in the Norfolk area are currently open on weekends based on available data. All 30 listings operate Monday through Friday only, so weekend consultations are not available for mortgage services in this market.

    This directory of mortgage brokers local businesses serving Norfolk, VA is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 15, 2026. To claim or update a listing, contact us.