Areas served: Lexington, VA and surrounding Rockbridge County
Lexington's mortgage market serves a diverse mix of historic home buyers, Washington and Lee and VMI faculty relocations, and rural property purchasers across Rockbridge County. Local brokers navigate financing challenges unique to older properties in the historic district while also handling conventional purchases in newer developments. This directory evaluates Lexington mortgage brokers based on their familiarity with VA loan processing, experience with historic property appraisals, lender network breadth, and responsiveness during the loan process.
Luper Team Mortgage, led by Will Luper (NMLS#1229598), is a Fairway-affiliated mortgage lender serving the Lynchburg, VA area. They specialize in a comprehensive range of home financing solutions including conventional loans, FHA mortgages, VA loans, jumbo loans, construction financing, and refinancing options. With access to multiple loan products and a commitment to personalized service, they guide borrowers through the entire mortgage process from pre-approval to closing.
“During our home buying process, we were referred to several new mortgage brokers and very quickly realized Will with Luper Team Mortgage was the one. A few quick phone calls and Will basically did a financial health assessment and was able to make a recommendation of how we could do things which helped us realize financial goals we had years sooner. He also used more creative financing to create a plan that other larger companies were not willing to discuss (HELOC) that we were interested in. It was so easy working with Will - everything was done electronically/remotely which kept life moving when you are working, kids, preparing houses for moving etc. Will was very responsive to our questions, concerns and had our best interest in mind. We will definitely keep our mortgage interests with Luper Team Mortgage and 100% recommend them for your mortgage needs!”
— Mary Ellen Bryant, Google Review · 5 ★ avg from 258 Fairway reviewsAndy Zemon Team at Novus Home Mortgage offers comprehensive mortgage lending services across all 50 states, including conventional, FHA, VA, USDA, and jumbo loans. With over 20 years of experience and expertise as a Certified Mortgage Planning Specialist, Andy creates tailored financial plans for homebuyers and is the preferred lender for top local builders and realtors. The team handles everything from purchase and refinance loans to construction financing, home equity lines of credit, and specialized programs like barndominium and DSCR loans.
ALCOVA Mortgage's Staunton branch provides comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, and refinancing options. Led by Branch Partner Michelle Nuckols and her experienced team of loan officers, they specialize in helping local buyers and homeowners navigate the mortgage process with personalized service. Licensed across 24 states, ALCOVA combines local expertise with the resources of a multi-state lender.
TJ Kuczewski is a mortgage lender serving the Lynchburg area through OverDrive Mortgage, offering comprehensive loan programs including conventional, FHA, VA, and jumbo mortgages. With deep local expertise and a commitment to personalized service, TJ helps borrowers navigate the lending process with transparency and competitive rates. His team specializes in working with first-time buyers, refinancers, and borrowers with unique financing needs.
ALCOVA Mortgage's Covington branch provides comprehensive mortgage solutions including purchase loans, refinancing, and specialty programs like VA and FHA loans. Led by Area Branch Partner Jason Helmintoller and a team of experienced loan officers including Caleb Lythgoe, Jason Hall, and Joe Reed, they serve Virginia and surrounding states with personalized mortgage guidance. ALCOVA is licensed across 24 states and backed by a larger organization committed to transparent lending practices and customer support.
Rhonda Holt, known as 'The Loan Maven,' is a Branch Manager and Senior Loan Officer with over 30 years of banking and finance experience serving Lynchburg, VA and surrounding areas through RWM Home Loans. Her team offers a comprehensive range of mortgage solutions including Conventional, FHA, VA, USDA, Construction loans, and down payment assistance programs, along with refinancing and debt consolidation services. Rhonda's approach emphasizes client education and personalized guidance throughout the entire lending process, from pre-approval through closing.
Henry Mortgage Group, LLC is an independent mortgage lender run by Walter Grewe with over 30 years of industry experience since 1993. They specialize in home purchases and refinances, shopping multiple lenders to secure competitive rates and efficient underwriting tailored to each borrower's situation. Their streamlined business model enables lower rates, and they offer VA loans, FHA loans, and various loan programs with services including rate monitoring, up to 120-day rate locks, dedicated processors, and direct access to loan officers throughout the mortgage process.
ALCOVA Mortgage's Lexington branch, led by Branch Manager Sarah Dudley, provides comprehensive mortgage lending services including purchase loans, refinancing, and specialized loan programs. Licensed across 24 states with access to multiple loan products, they serve the Lexington area with personalized service and fast pre-approval processes. Their experienced team focuses on helping borrowers navigate the mortgage process smoothly from application through closing.
The Legacy Team at Integrity Home Mortgage Corporation, led by Jonathan Sweat, provides comprehensive mortgage lending services to homebuyers and refinancing clients throughout the Roanoke area. They offer a full range of loan products including conventional, FHA, VA, and jumbo loans, with a focus on personalized service and competitive rates. The team specializes in helping first-time buyers navigate the mortgage process while also serving experienced homeowners looking to refinance or purchase investment properties.
Ashley Wickstrom is a Senior Loan Officer with Movement Mortgage, serving homebuyers throughout the Southeast with comprehensive mortgage lending solutions. She specializes in helping clients navigate the entire mortgage process, from pre-approval and loan selection to closing, with personalized guidance tailored to each borrower's unique financial situation. Ashley is known for her responsive communication and going above and beyond to ensure clients feel supported throughout their home financing journey.
Ryan Schuett is an Executive Mortgage Consultant at Prosperity Home Mortgage with over 18 years of lending experience, specializing in home purchases, refinances, new construction, government loans, and jumbo transactions. Based in Charlottesville, Ryan works with first-time homebuyers through experienced homeowners, offering education-focused guidance to simplify the mortgage process. She leverages builder relationships and lender incentives to help clients secure favorable financing with expedited pre-approval turnaround times of 24-48 hours.
ALCOVA Mortgage's Lynchburg branch offers comprehensive home financing solutions with a team of five experienced loan officers led by Branch Partner Joe Jauch. They specialize in personalized mortgage services and are licensed across 24 states, providing borrowers with access to multiple loan programs and competitive rates. Their local team combines expertise and customer service to simplify the lending process for homebuyers and refinancing clients.
Kathryn Yerkey is a mortgage banker with Atlantic Bay Mortgage Group licensed in Virginia and North Carolina, specializing in home loans for buyers throughout Southeast and Southwest Virginia. With over 20 years of lending experience—including construction loans, land loans, and equity lines—she guides clients through the mortgage process with a focus on clear communication and personalized service. Kathryn has helped approximately 1,000 families achieve homeownership and is known for her organized approach, accessibility, and genuine commitment to her clients' success.
The Loan Maven Team, led by NMLS-licensed Residential Mortgage Loan Officer Jessica Collins, offers comprehensive mortgage solutions in Lynchburg, Virginia, including home purchase loans, refinancing, debt consolidation, and cash-out refinances. The team specializes in helping first-time homebuyers, existing homeowners, and those looking to build generational wealth through strategic mortgage planning. They provide fast pre-approval tools, rate comparison analysis, and remote online closing options to streamline the lending process.
ALCOVA Mortgage's Roanoke Corporate Office is a full-service mortgage lender offering home loans, refinancing, and mortgage solutions across multiple states. Led by experienced professionals including Kelly Good (Director of Strategic Initiatives) and Logan Manning (VP of Branch Success), the office specializes in personalized loan solutions through their LO Focus team approach. Licensed in 24+ states with NMLS oversight, ALCOVA provides access to multiple loan programs and competitive rates for homebuyers and refinancing customers throughout Virginia and beyond.
The Adler Mortgage Team is a local mortgage lender in Staunton, VA, run by husband-and-wife team Jake and Courtney Adler. They specialize in residential mortgages, refinancing, and first-time homebuyer programs, with a focus on clear communication and creative problem-solving to make complex loans feel simple. The team offers competitive rates, access to multiple loan programs through their Lower partnership, and gives back to the community with a portion of proceeds supporting local causes—plus they offer a $1,000closing cost credit for teachers, first responders, veterans, and active military.
Atlantic Bay Mortgage Group is a national mortgage lender with a Lynchburg office offering home purchase loans, refinancing, and mortgage expertise. With over 30 years of experience, they provide personalized lending solutions through their SmartPath™ to Homeownership program for first-time buyers and comprehensive refinancing guidance. They specialize in serving diverse communities, including Spanish-speaking families through their Tu Hogar, Tu Futuro program, and offer employer benefits programs and builder partnership solutions.
Six33 Mortgage, led by Joel Battige, is a professional mortgage brokerage with over 20 years of lending experience serving Virginia and Florida. They specialize in securing ideal loans for homebuyers and refinancing clients, offering a comprehensive range of loan programs including conventional, FHA, VA, USDA, jumbo loans, and new construction financing. Joel's dual-state licensure and commitment to integrity make Six33 Mortgage a trusted partner for navigating the home lending process.
Monticello Reverse Mortgage specializes exclusively in reverse mortgages for seniors 62 and older in Central Virginia. Founded and operated by John O'Connor, who has over 20 years of experience in reverse mortgages, the company helps homeowners tap into their home's equity to eliminate debt, fund retirement living expenses, and stay in their homes longer. They offer flexible payment options including lump sums and monthly payments, and provide personalized service with in-home consultations throughout the entire process.
Embrace Home Loans is a mortgage lender with a branch in Blacksburg offering a full range of loan programs including conventional, FHA, VA, USDA, and cash-out refinancing. With multiple loan officers available locally, they serve first-time homebuyers, experienced homeowners, and investors across Virginia and beyond. Their direct-to-consumer approach and multi-state presence provide borrowers with personalized service and access to diverse financing options.
Blue Ridge Mortgage is a full-service mortgage lender serving the Lynchburg area and surrounding Virginia communities. They offer a comprehensive range of loan products including conventional, FHA, VA, and jumbo loans, along with refinancing options tailored to borrowers at every stage of homeownership. With a local presence on Main Street and a focus on personalized service, they help first-time homebuyers and experienced investors alike navigate the mortgage process.
C&F Mortgage Corporation's Waynesboro branch provides comprehensive mortgage lending services to the central Virginia market. Their team of local loan officers specializes in guiding borrowers through the entire mortgage process, from pre-approval to closing. As part of an established mortgage corporation, they offer access to multiple loan programs and personalized service from industry experts familiar with the local real estate market.
Sophie Lovell is an experienced mortgage broker at Edge Home Finance with over a decade in the finance industry, serving Lynchburg and surrounding areas. She offers a wide range of loan products at competitive rates, specializing in first-time homebuyers, investors, veterans, and borrowers with varied financial situations. Sophie is known for clear communication, flexible availability, and personalized service that has generated substantial referral business.
Brad Baker is a highly-skilled Loan Consultant (NMLS #2678454) with New American Funding, serving the Lynchburg, VA area and surrounding communities. He specializes in a comprehensive range of mortgage solutions including new home loans, refinancing, jumbo loans, self-employed mortgage products, cash-buyer programs, and investment property mortgages. Brad is known for exceptional customer service, clear communication, and providing knowledgeable, unbiased lending advice to guide clients through every step of the homeownership journey.
Daniel Castagna is a Branch Manager at Nation One Mortgage Corporation (NMLS #231584) serving Forest, VA and surrounding areas. He specializes in purchase mortgages, refinancing, and construction financing, helping homebuyers and homeowners navigate loan options across multiple programs. Licensed in VA, FL, NC, and NJ, Daniel provides personalized financial advice and quick pre-approval services to ensure clients find the right financing solution for their unique situation.
Diversified Mortgage Brokers is a Lynchburg-based mortgage brokerage offering purchase and refinance loans, including FHA, VA, and USDA programs. They provide access to multiple loan options and lenders, helping borrowers find competitive rates tailored to their financial situation. The team emphasizes personalized service and offers free consultations with online application options.
Drew Jaeger is an independent mortgage broker serving Forest, VA and the surrounding region through OverDrive Mortgage. He offers comprehensive mortgage solutions including conventional loans, refinancing, and specialty loan programs tailored to individual financial situations. Drew's personalized approach focuses on finding the right loan product for each client rather than pushing a single lender's offerings.
Braxton L. Yeago is a mortgage loan originator with Integrity Home Mortgage Corporation, serving the Verona, VA area and surrounding regions. With NMLS certification and a strong track record, Braxton specializes in helping clients navigate the mortgage process with personalized guidance. He offers a full range of loan products and works to match borrowers with solutions that fit their financial situation.
Atlantic Bay Mortgage Group is a large, established mortgage lender with over 30 years of experience offering home loans, refinancing, and personalized mortgage solutions. Operating with locations across Virginia, they serve first-time homebuyers, existing homeowners seeking refinance options, and homebuilders with streamlined underwriting and marketing support. The company distinguishes itself through their SmartPath™ to Homeownership program, bilingual support (Tu Hogar, Tu Futuro), and employer benefits programs, combining professional expertise with a commitment to making the lending process simple and trustworthy.
Luke Chamberlain is a CMG Home Loans branch manager serving the Goode, VA area with a focus on making the mortgage process simple and straightforward. CMG Home Loans offers easy, secure online loan applications and personalized service to help borrowers find the right financing solution for their home purchase or refinance.
Luper Team Mortgage, led by Will Luper (NMLS#1229598), is the top-ranked mortgage broker in the Lexington area with a Lantern Score of 92.30/100 and a 5-star rating from 258 reviews. They specialize in comprehensive home financing solutions and serve first-time homebuyers, VA loan recipients, FHA loan applicants, and refinancers.
Luper Team Mortgage (Lantern Score: 92.30/100) is specifically noted as best for VA loan recipients, along with several other top-ranked options including Andy Zemon Team at Novus Home Mortgage (90.84/100) and ALCOVA Mortgage's Lexington branch (84.44/100), which is led locally by Branch Manager Sarah Dudley.
Multiple top-ranked brokers serve first-time homebuyers in Lexington, with Luper Team Mortgage (92.30/100), Andy Zemon Team at Novus Home Mortgage (90.84/100), and ALCOVA Mortgage's Lexington location (84.44/100) all specializing in this segment. Andy Zemon Team additionally offers personalized financial planning for first-time buyers with non-traditional financing needs.
Based on available data, none of the 30 mortgage brokers in the Lexington, VA market are open on weekends. Most operate during standard business hours, so customers should plan to contact them during weekday hours.
Monticello Reverse Mortgage (Lantern Score: 82.71/100) specializes exclusively in reverse mortgages for seniors 62 and older in Central Virginia, including the Lexington area. Founded and operated by John O'Connor with over 20 years of experience, they help retirees access home equity and fund retirement expenses.
ALCOVA Mortgage's Lexington branch (Lantern Score: 84.44/100), led by Branch Manager Sarah Dudley, provides comprehensive mortgage lending services including purchase loans, refinancing, and specialized loan programs. They are particularly noted as best for local homebuyers, refinancing borrowers, and first-time buyers seeking local service.