Areas served: San Antonio, TX and surrounding Bexar County
San Antonio's diverse real estate market, spanning from historic neighborhoods near downtown to new developments in Stone Oak and the expanding suburbs, requires mortgage brokers who understand local property values and lending landscapes. This directory covers licensed mortgage professionals serving San Antonio and Bexar County, including specialists in VA loans for the area's significant military population, conventional financing, FHA products, and jumbo loans for higher-value properties. Brokers listed here have been evaluated based on their lender network access, rate competitiveness, average closing timelines, and expertise with San Antonio's varied housing stock.
Megan Cloud, known as 'The Mortgage Unicorn,' is an independent mortgage loan officer based in San Antonio specializing in personalized mortgage solutions for homebuyers and refinancers. With a focus on finding the right loan program for each client's unique situation, Megan offers access to multiple lenders and loan types to help borrowers secure competitive rates and favorable terms. Her approach emphasizes clear communication and streamlined processes to make the mortgage experience straightforward and stress-free.
Team Carlo, led by Senior Loan Officer Carlo Colantonio, has been serving the San Antonio area for 22 years as a trusted local mortgage lender. With a deep commitment to homeownership and community, Carlo and his experienced team guide clients through the entire home financing process with personalized service. They specialize in simplifying the mortgage experience and delivering quality pre-approvals and on-time closings for buyers at all stages.
VIP Independent Mortgage - The Cloud Team is an independent mortgage lender serving the San Antonio area, offering personalized home loan solutions including conventional, FHA, VA, and jumbo loans. Led by experienced mortgage professionals, they specialize in fast pre-approval processes and work with multiple lending partners to find competitive rates tailored to each borrower's financial situation. Their independent status means they can shop loans across numerous lenders rather than being limited to a single portfolio.
Direct Rate is a multi-state mortgage lender offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, home purchase mortgages, and refinancing options. Founded and led by licensed mortgage professionals with NMLS credentials, the company specializes in simplifying the mortgage process through transparent communication and personalized guidance from pre-approval through closing. They serve first-time buyers, veterans, and homeowners looking to refinance, with tools like real-time rate calculators and dedicated support to eliminate confusion and pressure.
South Texas Lending, led by Area Manager Ben Gheliuc at Neighborhood Loans' San Antonio branch, specializes in helping families achieve homeownership through a wide range of mortgage products including conventional, FHA, VA, jumbo, and ARM loans, as well as refinancing options. With over a decade of engineering and project management experience, Ben brings a detail-oriented, transparent approach to simplifying the mortgage process. The team offers fast pre-approval (within 24 hours), a streamlined five-step process from application to closing, and bilingual support to serve South Texas families.
Texas Home Loans is a full-service residential mortgage lender serving the entire state of Texas with 22 years of industry experience. They specialize in Conventional, FHA, VA, and Jumbo loan programs for first-time homebuyers, refinancers, and real estate investors. Their distinctive approach offers competitive rates on the first quote without credit impact, transparent pricing, and streamlined online application and document collection processes.
Mihir Patel is an independent mortgage broker (NMLS #1602155) serving San Antonio and surrounding areas, specializing in low-rate, transparent mortgage solutions for first-time buyers, refinancers, investment property investors, and seniors. He offers purchase mortgages, refinancing, cash-out options, and reverse mortgages, with a focus on straightforward communication, competitive rates, and on-time closings. Mihir's approach emphasizes minimizing paperwork hassles and providing professional guidance throughout the entire lending process.
Joel Comp, a Loan Originator and Chief Strategy Officer at GFS Home Loans, is a mortgage lender in San Antonio specializing in personalized home loan solutions for first-time buyers, refinancers, self-employed borrowers, and veterans. He offers conventional, FHA, VA, USDA, and jumbo loan programs with a focus on client education and tailored guidance. Joel's deep local market knowledge, collaborative approach with real estate agents and financial advisors, and commitment to making the mortgage process transparent and stress-free set him apart in the San Antonio area.
Holland Home Loans LLC, led by mortgage loan officer Becca Holland, provides personalized mortgage solutions including purchase loans, refinancing, and fast funding options. With over 8 years of lending experience and a background as a Texas educator, Becca takes a client-focused approach to explaining complex loan processes and structuring mortgages around individual financial goals. The team specializes in serving veterans and military families navigating relocation, offering bilingual service (Se Habla Español) and typically funding loans in less than 30 days.
Sente Mortgage Company in San Antonio provides comprehensive mortgage lending services to homebuyers and refinancing customers throughout the Texas Hill Country region. Their team offers personalized loan solutions including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and competitive rates. Known for their customer-centric approach and local expertise, Sente helps first-time buyers and experienced homeowners navigate the mortgage process with transparency and support.
New Horizons Lending is a mortgage lender serving the San Antonio area with a focus on personalized home financing solutions. The team specializes in helping borrowers navigate the lending process with transparent guidance and competitive rates. They offer a range of loan programs designed to meet diverse financial situations and borrowing needs.
USA Mortgage is a mortgage lender serving the San Antonio area with a focus on personalized loan solutions. Operating from their North Loop location, they offer a range of mortgage products including conventional loans, FHA loans, VA loans, and refinancing options. Their team works to provide competitive rates and streamlined approval processes for homebuyers and refinancing clients.
H & M Mortgage Group, LLC is an independent mortgage lender serving the San Antonio area and beyond. They specialize in helping borrowers secure financing for home purchases and refinancing needs, offering personalized service and competitive rates. With a strong track record of customer satisfaction, they work with borrowers of various backgrounds to find loan solutions that fit their financial situation.
PrimeLending, A PlainsCapital Company, is a mortgage lender serving the San Antonio area with a full range of home financing solutions. The San Antonio Central branch offers personalized loan options including conventional, FHA, VA, and jumbo mortgages, backed by PlainsCapital's established banking expertise. They focus on fast pre-approvals and flexible lending to help both first-time homebuyers and experienced investors find the right financing solution.
Texas Lending Partners is a mortgage lending company serving the San Antonio area and surrounding Texas communities. They specialize in helping homebuyers secure financing through a range of loan programs and personalized service. With a focus on accessibility and expertise, they work with clients to find the right mortgage solution for their specific financial situation.
RJ Financial Services Inc is a financial services firm based in San Antonio offering comprehensive financial planning and advisory services to individuals and families. The company helps clients with investment strategies, retirement planning, wealth management, and financial goal setting. With deep local roots in San Antonio, they provide personalized financial guidance tailored to each client's unique circumstances and objectives.
Clarity Mortgage is a San Antonio-based mortgage lender offering personalized financing solutions for homebuyers and refinancing clients. They provide access to multiple loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and transparent guidance through the lending journey. Their team works to match borrowers with the best loan options for their financial situation.
Cornerstone Home Lending is a mortgage lender serving San Antonio and the broader Texas market, offering a range of home loan products including conventional, FHA, VA, and jumbo loans. With a 4.8-star rating from nearly 1,000 customers, the company specializes in helping first-time homebuyers, refinancers, and borrowers with specialized loan needs navigate the mortgage process. Their experienced team provides personalized guidance to secure competitive rates and streamlined approval timelines.
GFS Home Loans Corporate is a mortgage lender serving the San Antonio area and beyond, offering a range of loan products including conventional, FHA, VA, and jumbo mortgages. The company specializes in helping first-time homebuyers, refinancers, and investors navigate the lending process with personalized service and competitive rates. Their team provides fast pre-approval, access to multiple loan programs, and guidance tailored to each borrower's financial situation.
Brad Dawson at Supreme Lending is a mortgage loan officer serving the San Antonio area with personalized financing solutions. Specializing in home purchase mortgages and refinancing options, Brad works with clients to find competitive rates and loan programs tailored to their financial situation. His focus on customer service and streamlined application processes helps homebuyers and existing homeowners achieve their real estate goals.
Veterans United Home Loans of San Antonio is a VA-specialized mortgage lender serving military families and veterans across Texas. They offer VA loans, conventional financing, FHA loans, and refinancing options tailored to veterans' unique needs. Their local San Antonio team provides personalized service and fast pre-approval processes to help veterans achieve homeownership without down payments or PMI.
Brian J. Gutierrez is a mortgage advisor and branch leader at NEO Home Loans, serving the San Antonio area with personalized mortgage solutions. With NMLS certification (819297), he helps clients navigate financing options for home purchases, refinancing, and other mortgage needs. Brian specializes in making the lending process transparent and accessible for borrowers of all backgrounds.
Directions Home Loan, led by The Raymond Fuentes Mortgage Team, is a San Antonio-based mortgage lender specializing in purchase loans, refinancing, and specialized loan programs for residential borrowers. The team prioritizes personalized customer service and offers online application tools, mortgage calculators, and free consultations to help clients navigate the lending process and achieve homeownership.
NextGen Mortgage Innovation is a mortgage lending company serving the San Antonio area and surrounding Texas communities. They specialize in providing personalized mortgage solutions for homebuyers and refinancing clients, offering competitive rates and flexible loan programs tailored to individual financial situations. With a focus on customer service and transparent lending practices, they work to make the mortgage process straightforward and accessible.
New Horizon Mortgage, Inc. is a mortgage lender serving the San Antonio area and surrounding Texas communities. They specialize in helping borrowers secure financing for home purchases and refinancing needs, offering personalized service and competitive loan options. With deep local roots and a commitment to customer satisfaction, New Horizon Mortgage works to make the home financing process straightforward and accessible.
Highland Home Loans is a mortgage lender serving the San Antonio area with personalized home financing solutions. They specialize in helping borrowers navigate the mortgage process with direct access to loan officers who provide transparent guidance and competitive rates. Whether you're a first-time homebuyer or refinancing an existing loan, Highland Home Loans works to match you with the right loan program for your financial situation.
Mortgage of Texas & Financial LLC is an independent mortgage lending company serving the San Antonio area with personalized home loan solutions. They specialize in helping borrowers secure financing for home purchases and refinancing, offering competitive rates and flexible loan programs tailored to individual financial situations. Their experienced team works to streamline the lending process and provide transparent guidance throughout the mortgage application.
San Antonio Mortgage LLC is an independent mortgage lender serving the San Antonio area and surrounding Texas communities. They specialize in helping borrowers secure financing for home purchases and refinancing needs, offering personalized service from experienced loan officers. With a strong local presence and commitment to customer satisfaction, they work to provide competitive rates and flexible loan options tailored to each client's financial situation.
Directions Home Loan is a mortgage lender serving the San Antonio area, specializing in helping homebuyers find the right financing solutions for their needs. They offer competitive mortgage products and work with borrowers to navigate the loan process with personalized guidance. Their experienced team focuses on making homeownership accessible through transparent communication and flexible lending options.
Lennar Mortgage, LLC is a mortgage lending division serving San Antonio homebuyers with financing solutions for new construction and resale properties. Part of the Lennar family of companies, they offer competitive loan programs including conventional, FHA, VA, and jumbo mortgages tailored to different buyer profiles. Their San Antonio office provides personalized mortgage services to help customers secure financing and navigate the home buying process.
Grove Mortgage Home Loans is an independent mortgage lender serving San Antonio and the surrounding Texas areas. They specialize in providing personalized home loan solutions for various buyer types and financial situations. Grove Mortgage focuses on delivering responsive service and competitive rates to help clients achieve their homeownership goals.
High Ridge Lending Inc is a mortgage lender serving the San Antonio area with a focus on personalized financing solutions. They help clients navigate the mortgage process, offering guidance on loan options tailored to individual financial situations. With a strong local presence on San Pedro Avenue, High Ridge Lending combines expertise in residential financing with a commitment to customer service.
Rev Mortgage is a mortgage lender serving the San Antonio area with a focus on providing competitive financing solutions for home buyers and refinancing customers. Their team offers personalized mortgage services including pre-approval, loan processing, and closing support to help clients navigate the home financing process. With local expertise and access to multiple loan programs, Rev Mortgage works to match borrowers with the right mortgage products for their financial situation.
Synergy Home Loans, LLC is a locally owned, full-service mortgage company serving South Texas with offices in San Antonio, Canyon Lake, and New Braunfels. They specialize in residential loans including Conventional, FHA, VA, Texas Vet, USDA, Jumbo, and Interim Construction financing, plus loans for lots, land, and commercial real estate. With experienced loan originators and processors, they combine big company expertise with personalized, small-company service to simplify the mortgage process for first-time buyers and experienced homeowners alike.
Orange Mortgage is a San Antonio-based mortgage lender offering home financing solutions for buyers and refinancing clients. They provide personalized mortgage services with access to multiple loan programs and competitive rates, helping homeowners navigate the lending process with transparent guidance.
Fairway Independent Mortgage Corporate is a mortgage lender serving the San Antonio area and surrounding Texas regions. As an independent mortgage company, they provide access to multiple lenders and loan programs to help clients find competitive rates and terms tailored to their financial situation. They work with first-time homebuyers, refinancing clients, and borrowers seeking VA, FHA, and jumbo loan options.
Thrive Mortgage - Hug Team Home Loans is a mortgage lending service based in San Antonio specializing in home financing solutions for local buyers. The team provides personalized mortgage guidance, pre-approval services, and access to competitive loan programs to help borrowers navigate the home purchase process. They work with first-time homebuyers and experienced buyers alike to find financing solutions tailored to individual circumstances.
American Mortgage Solutions, led by Senior Loan Officer Kathy Rubin at Capital Home Mortgage, provides comprehensive mortgage lending services including purchase loans, refinancing, construction financing, and specialty programs like FHA 203(h) disaster recovery loans and manufactured home financing. As a direct lender with complete in-house mortgage programs, they offer competitive rates, fast closings, and personalized support from application through final payment. Kathy Rubin (NMLS #204449) specializes in helping San Antonio-area homebuyers and refinancers navigate loan options with direct control over the entire process.
Home Loan Experts is a mortgage broker serving Texas, Florida, and California with a team of NMLS-licensed loan officers based in San Antonio. They specialize in home purchase loans and refinancing, offering competitive rates and personalized service to guide clients through the entire mortgage process. With a focus on customer support and smooth transactions, they help borrowers find loan options that fit their financial needs.
Texas State Home Loans, Inc. is a mortgage lender serving the San Antonio area with personalized home financing solutions. They specialize in helping borrowers navigate the mortgage process with direct service and competitive loan options. Their local presence and focus on customer service make them a resource for homebuyers seeking mortgage guidance in South Texas.
Megan Cloud - The Mortgage Unicorn is the top-ranked mortgage broker in San Antonio with a Lantern Score of 85.53/100 and 5-star rating from 350 reviews. She specializes in personalized mortgage solutions for first-time homebuyers, military veterans (VA loans), FHA borrowers, and home refinancers.
Several top-ranked brokers specialize in VA loans, including Veterans United Home Loans of San Antonio (4.8★, 425 reviews), Direct Rate (85.34 Lantern Score), and VIP Independent Mortgage - The Cloud Team (85.37 Lantern Score). All three offer dedicated VA loan programs and have extensive experience serving military families.
Carlo Colantonio (85.38 Lantern Score, 5★, 247 reviews) has been serving the San Antonio area for 22 years and is specifically noted for providing personalized local service to first-time homebuyers. He leads Team Carlo, which is dedicated to helping buyers navigate homeownership in the local market.
Joel Comp - The CompFactor (84.52 Lantern Score, 5★) and NextGen Mortgage Innovation (81.30 Lantern Score, 4.9★) both specialize in serving self-employed professionals and borrowers with non-traditional credit profiles. Both brokers offer personalized solutions tailored to unique financial situations.
VIP Independent Mortgage - The Cloud Team (85.37 Lantern Score, 5★, 243 reviews) specifically serves luxury home buyers and jumbo loan applicants, while South Texas Lending (84.82 Lantern Score, 5★) also specializes in jumbo loans alongside conventional and VA financing options.
Numerous top-ranked brokers offer refinancing, including Megan Cloud - The Mortgage Unicorn (85.53 Lantern Score), Carlo Colantonio (85.38 Lantern Score), and Mihir Patel (84.68 Lantern Score, 5★, 103 reviews). All three are highly-rated specialists in helping homeowners secure competitive refinancing rates.