Areas served: Franklin, TN and surrounding Williamson County
Franklin's mortgage market serves a dynamic mix of historic downtown properties, new construction in developments like Westhaven and Ladd Park, and established neighborhoods across Williamson County. Local mortgage brokers navigate varying property values—from modest starter homes to luxury estates exceeding several million dollars—requiring expertise in conventional, jumbo, FHA, VA, and specialized loan products. This directory catalogs licensed mortgage brokers serving Franklin, evaluated on their loan program access, rate transparency, processing efficiency, and knowledge of Williamson County's competitive real estate landscape.
Legacy Home Loans is a mortgage lender serving the Nashville and Middle Tennessee area, specializing in conventional, FHA, VA, and jumbo loans for both purchase and refinance transactions. With a 5-star rating from over 760 customer reviews, they're known for fast pre-approval processes and personalized service that guides borrowers through every step of the lending journey. Their team focuses on finding the right loan program for each client's unique financial situation.
Peoples Home Equity, operating under Cardinal Financial, is a mortgage lender specializing in home purchases, refinancing, and home equity access for homeowners in Tennessee. They offer VA loans, FHA loans, conventional mortgages, and specialized programs like their Attainable Housing initiative for middle-income families. Their team provides personalized loan solutions with online qualification, rate quotes, and comprehensive guidance for first-time buyers and experienced homeowners alike.
FirstBank Mortgage is a full-service mortgage lender with a Franklin office staffed by 6 experienced mortgage bankers ready to help with home purchases, refinances, and loan evaluations. They specialize in making the mortgage process smooth and transparent, with a team known for exceptional communication, quick response times, and personalized guidance through every step. FirstBank offers various loan programs and works to ensure clients get the best possible value for their situation.
Keith Collins is a Certified Mortgage Planner and co-founder of The Lending Collective, offering personalized mortgage solutions with access to over 100 lending options nationwide. Based in Brentwood, he specializes in helping first-time homebuyers, refinancing clients, and those seeking long-term financial strategies navigate the mortgage process with clarity and confidence. The Lending Collective's wholesale approach provides clients with better rates and streamlined service tailored to their unique financial goals.
Neely Lending Group is a mortgage brokerage led by Mark Neely, who brings over 25 years of mortgage industry experience. They provide comprehensive loan solutions including conventional mortgages, FHA loans, VA loans, jumbo loans, and specialized investor financing for real estate professionals. The team shops loans across multiple lenders to secure competitive rates and personalized terms, serving both first-time homebuyers and experienced real estate investors throughout the Nashville area.
Evolution Mortgage LLC is a licensed mortgage lender serving homebuyers and refinancers across multiple states from their Nashville headquarters. They specialize in VA loans for veterans and active-duty service members, alongside conventional, FHA, and refinance programs. Their loan officers provide personalized guidance through pre-approval, loan selection, and closing, with a focus on transparent communication and straightforward processes.
Michael Dean Church is a Branch Manager and Loan Officer with Fairway Home Mortgage in Franklin, TN, specializing in residential mortgage financing for homebuyers, builders, and refinancing clients. He offers a comprehensive range of loan products including conventional, FHA, VA, USDA, jumbo, construction, physician, and reverse mortgage loans, along with tools like affordability calculators and HELOC options. Michael is dedicated to guiding clients through the entire mortgage process from application to closing, helping borrowers find the right loan terms and rates tailored to their specific financial situation.
The Phillips Team at Churchill Mortgage is a specialized mortgage lending group serving the Nashville, Atlanta, and broader South region for over 20 years. Led by Joshua and Amy Phillips, the team provides comprehensive mortgage services including home purchases, refinancing, VA loans, and FHA financing across multiple states. They're known for streamlined loan processes and personalized service that prioritizes transparency and efficiency throughout the mortgage experience.
Chad Anderson is a mortgage expert with 14 years of experience helping over 10,000 families secure financing for home purchases and refinances totaling $3 billion. Based in Brentwood, he specializes in conventional, FHA, VA, USDA, and down payment assistance programs, plus specialized options like bank statement loans for self-employed borrowers, investor loans, and renovation financing. Chad focuses on educating clients about wealth-building strategies and maximizing borrowing power through insider knowledge most lenders don't explain.
Music City Mortgage is a family-owned mortgage broker in Franklin, Tennessee, with over 25 years of experience serving homebuyers and refinancers across Tennessee and Florida. They shop rates from 75+ lenders to find competitive mortgages without excessive fees, offering FHA loans, VA loans, jumbo mortgages, first-time homebuyer programs, refinancing, and conventional loans. Their personalized approach caters to all credit scores and financial circumstances, positioning them as an alternative to big-box banks that only offer their own products.
Sean Aspenlind is a mortgage broker serving the Franklin, Tennessee area and surrounding communities. With access to multiple lenders and loan programs, Sean helps clients navigate purchase mortgages, refinancing, and specialized loan options including VA and FHA loans. His team provides personalized guidance to find the right financing solution for each client's unique situation.
Patriot Mortgage Group Inc is a mortgage lender serving the Nashville and Middle Tennessee area with financing solutions for homebuyers and refinancing clients. Based in Franklin, they offer personalized mortgage services including conventional loans, FHA loans, VA loans, and jumbo financing options. Their team focuses on streamlined processes and competitive rates to help clients achieve their homeownership goals.
Churchill Mortgage is a national lender with a Brentwood branch that has been guiding homebuyers since 1992. They specialize in purchase mortgages, refinancing, VA loans, and FHA loans, serving first-time buyers through experienced homeowners across Tennessee and nationwide. The Brentwood team emphasizes personal interaction, responsive communication, and flexibility to help clients navigate the home-buying process with clarity and peace of mind.
Lending Hand Mortgage, LLC is an independent mortgage lender serving Middle Tennessee from their Madison office. They specialize in helping borrowers navigate the home financing process with personalized service, offering conventional loans, FHA loans, VA loans, and refinancing options. With a focus on accessibility and transparency, they work with first-time buyers, experienced homeowners, and veterans to find loan programs that fit individual financial situations.
The Kaplan Team is a mortgage lending group operating through CrossCountry Mortgage, serving the Franklin and greater Nashville area with comprehensive home financing solutions. Led by experienced loan officers, they specialize in helping first-time homebuyers, refinancing clients, and borrowers seeking jumbo loans navigate the mortgage process with personalized service and competitive rates. Their expertise spans conventional, FHA, VA, and specialty loan programs designed to meet diverse financial situations.
Preferred Rate is a mortgage lender licensed to operate across 49 states, offering 100+ loan programs to fit every buyer's needs. Based in Mt. Juliet with 304 specialized loan professionals, they provide fast approvals, personalized guidance, and support for first-time homebuyers, military families (VA loans), self-employed professionals, and refinancing customers. Their team goes beyond the typical lending process with 24/7 support, market rate monitoring, and solutions tailored to unique financial situations.
Josh Jones is a certified mortgage advisor with Nexa Mortgage who specializes in helping Nashville-area borrowers find the right home financing solutions. With access to multiple lenders and loan programs, Josh works with first-time buyers, refinancing clients, and those seeking jumbo or specialty loans to match their specific financial situation. His personalized approach focuses on educating clients about their options and securing competitive rates.
Carey Ann Cyr is a Senior Loan Officer with CMG Home Loans, leading a top-ranked mortgage team in Tennessee. The team specializes in home purchase loans, refinancing, and construction lending, serving borrowers throughout Middle Tennessee with a focus on making the mortgage process seamless and transparent. Known for quick processing, responsive communication, and personalized guidance, Carey Ann's team helps first-time buyers, experienced homeowners, builders, and investors secure financing tailored to their financial goals.
Brendan Donelson's Smart Start is a Nashville-based mortgage lending company specializing in helping first-time homebuyers and refinancing clients navigate the loan process with personalized guidance. Led by experienced loan officer Brendan Donelson, the team offers access to multiple lending programs including VA, FHA, and conventional loans, with a focus on fast pre-approval and transparent communication. Smart Start is known for making mortgage financing straightforward and customer-focused, serving the Nashville area and surrounding communities.
Mortgage Investors Group is a mortgage lender serving the Nashville and Brentwood area with a full range of loan products including conventional, FHA, VA, and jumbo loans. Located in Brentwood Commons, the team provides personalized mortgage solutions with competitive rates and fast pre-approval processing. They specialize in helping first-time homebuyers, refinancing existing mortgages, and connecting borrowers with multiple lending options to find the best fit for their financial situation.
NEO Home Loans, led by mortgage specialist Brent Willis, provides personalized home financing solutions for borrowers in the Nashville area. Brent works with clients to find the right loan program, whether they're first-time buyers, refinancing, or seeking specialized options like VA or FHA loans. His approach focuses on clear communication and competitive rates to help borrowers achieve homeownership.
United Home Loans is a mortgage lending company serving the Franklin area and Middle Tennessee with personalized home financing solutions. They offer a range of loan programs including conventional, FHA, VA, and jumbo loans to help borrowers of all types achieve homeownership. Their team focuses on providing competitive rates and responsive service to make the mortgage process straightforward.
Lincoln Home Loans is a mortgage lender serving Nashville and surrounding Middle Tennessee communities. They provide a range of loan products including conventional, FHA, VA, and jumbo loans to help homebuyers and refinancers find financing solutions tailored to their needs. With a focus on personalized service and competitive rates, they guide clients through the mortgage process from pre-approval to closing.
Legacy Home Loans on Isabella Ln is the top-ranked mortgage broker in Franklin with a Lantern Score of 85.73/100 and a perfect 5-star rating based on 766 reviews. They specialize in conventional, FHA, VA, and jumbo loans for both purchase and refinance transactions, and are particularly well-suited for first-time homebuyers, VA loan borrowers, and luxury home purchasers.
Peoples Home Equity (Lantern Score: 85.71/100, 5★, 672 reviews) specializes in VA loans and is specifically recommended for military veterans, offering comprehensive home purchase, refinancing, and home equity solutions. Alternatively, Evolution Mortgage LLC (Lantern Score: 85.41/100) also specializes in VA loans for veterans and active-duty service members.
Multiple top-ranked brokers serve first-time homebuyers, including Legacy Home Loans (85.73/100), Peoples Home Equity (85.71/100), and FirstBank Mortgage (85.61/100). FirstBank Mortgage operates locally in Franklin with 6 experienced mortgage bankers and emphasizes personalized guidance and responsive communication for first-time buyers.
Several brokers offer jumbo loan options, with Legacy Home Loans (85.73/100) and Neely Lending Group (85.43/100) both listed as top-ranked specialists. Neely Lending Group is led by Mark Neely with over 25 years of mortgage industry experience and specifically serves jumbo loan borrowers.
Keith Collins - Mortgage Broker (Lantern Score: 85.49/100, 5★, 317 reviews) is a Certified Mortgage Planner and co-founder of The Lending Collective with access to over 100 lending options nationwide, making him ideal for clients with complex financial situations. Chad Anderson (85.00/100) is another excellent option, specializing in self-employed professionals and offering 14 years of experience.
None of the 23 mortgage brokers in Franklin's Lantern directory currently offer weekend hours. All brokers operate on standard business day schedules, so you'll need to contact them during regular weekday hours for inquiries and appointments.