Areas served: Franklin, TN and surrounding Williamson County
Franklin's insurance market reflects the city's diverse demographics, from young professionals in downtown lofts to established families in historic neighborhoods and retirees in Westhaven. Local agents serve clients across auto, home, life, and business insurance, with particular expertise in property coverage for historic homes in the downtown district and flood considerations near the Harpeth River. The competitive landscape includes both independent agencies representing multiple carriers and captive agents for national brands, each offering distinct advantages in pricing flexibility and specialized products.
Valencia Insurance is a locally-owned insurance agency in Nashville with 15+ years of experience serving over 7,000 clients. They specialize in auto insurance, home insurance, life insurance, worker's compensation, and general liability coverage. The team is bilingual and known for finding affordable rates, bundling options, and personalized service to help clients understand their coverage needs.
Fiesta Auto Insurance & Tax Service is a locally owned independent insurance agency and tax preparation firm serving Nashville. Owners Stefanie and Eduardo Galue represent multiple insurance carriers to provide competitive rates on auto, homeowners, boat, motorcycle, renters, condo, and business insurance. Beyond insurance, they offer comprehensive tax preparation, e-filing, accounting, and bookkeeping services for individuals, partnerships, corporations, and organizations.
Masters Life and Health Insurance Agency is an independent insurance agency in Franklin, TN dedicated to helping families and businesses find affordable health and life insurance coverage. Led by agents with extensive industry knowledge, they specialize in educating clients about insurance principles to reduce monthly premiums while maintaining comprehensive protection. Beyond health and life insurance, they offer dental, vision, Medicare, supplemental coverage, accident and cancer insurance, and financial planning services including infinite banking strategies.
Boxwood Insurance Group is an independent insurance agency in Franklin, TN serving clients throughout Tennessee and nationwide. Led by principals Patrick Baggett and Blake Lambert with over 25 years of combined experience, they specialize in personal insurance (home, auto, umbrella, flood, valuable possessions), business insurance (owners, general liability, workers' compensation, commercial auto), and employee benefits (group health, dental, vision, disability, hospital). As an independent agency, they work with multiple carriers to provide customized coverage and personalized service tailored to each client's specific risks and needs.
Benton White Insurance is Tennessee's most trusted independent insurance agency with 48+ years of experience serving Franklin and surrounding communities. They specialize in homeowners, auto, life, and business insurance, with a team boasting over 65 years of combined experience. What sets them apart is their commitment to personalized service—they shop multiple insurance carriers to find competitive rates, educate clients on their coverage, maintain 24/7 accessibility, and build lasting relationships rather than relying on impersonal 800 numbers.
Ballenger Brokerage is an independent Medicare and health insurance broker based in Nashville, specializing in Medicare Advantage, Medicare Supplements (Medigap), Medicare Prescription Drug Plans, life insurance, and individual & family health insurance. Led by Carol Ballenger, the firm represents multiple carriers across Tennessee, helping clients navigate complex insurance options without charging advisory fees. They focus on explaining trade-offs, identifying potential pitfalls, and empowering clients to make informed decisions about coverage.
Shellnut Insurance & Associates is an independent insurance agency serving Franklin, TN and the surrounding area since 1990. They offer comprehensive coverage including homeowners, auto, life, and commercial business insurance, with access to multiple carriers to find competitive rates tailored to each client's specific needs. The family-owned agency is known for personalized service, local expertise, and a commitment to affordability without compromising coverage quality.
Johnston & Associates Insurance is an independent agency serving Franklin and all of Tennessee with over 30 years of experience. They specialize in home, auto, life, and business insurance, shopping top carriers to find the best coverage for each client's specific needs. As an independent agency, they work with multiple carriers to provide personalized solutions, offer same-day quote turnarounds, and give back to the community through the Family Foundation Fund of Nashville.
Triton Insurance Group is an independent insurance agency serving Franklin and Williamson County since 1993, offering home, auto, flood, boat, business, umbrella, and workers' compensation insurance. Led by Founding Partner William "BJ" Michaud with local staff at their Old Hillsboro Road office, they shop hundreds of carriers to find coverage tailored to each client's needs and budget. They specialize in helping Franklin's growing community navigate unique local risks, including flood exposure near the Harpeth River and homeowners insurance for new construction in developments like Westhaven.
Allee Agency Inc is a locally owned and operated insurance agency in Franklin, TN serving individuals and businesses across 12 states. They specialize in auto, home, commercial property, and business insurance, offering personalized coverage solutions tailored to each client's needs. Their experienced team provides exceptional customer service and access to multiple carriers to find the right policy for protection.
Core Insurance Advisors is a Medicare-focused insurance agency in Franklin, TN, serving seniors with personalized guidance on Medicare Supplement, Medicare Advantage, and Prescription Drug Plans. Their licensed advisors work directly with clients to find coverage that fits individual needs and budgets, emphasizing long-term relationships and ongoing support through life changes. They also offer life insurance, dental, vision, and individual health plans.
Acceptance Insurance in Nashville offers affordable auto, homeowners, renters, motorcycle, boat, RV, SR-22, life, pet, and business insurance coverage. Their local agents serve the Nashville area and specialize in helping drivers find budget-friendly policies tailored to individual needs, including options for high-risk drivers and those with SR-22 requirements. The office provides in-person consultations, phone support, and online quotes to help customers compare rates and bundle policies for maximum savings.
Adam Darby is a State Farm Insurance Agent serving the Nashville area with a comprehensive range of insurance products including auto, homeowners, condo, renters, business, life, health, and pet insurance. Based in Bellevue and operating from his Nashville office, Adam specializes in helping residents with relocations and provides personalized quotes and ongoing policy management. His agency also offers banking and annuity products through State Farm.
RPR Insurance is an independent insurance agency in Brentwood serving Middle Tennessee with comprehensive coverage options including auto, home, business, and life insurance. As an independent agent, they represent multiple carriers, allowing them to compare quotes and find customized policies that fit each client's unique needs and budget. Their experienced team focuses on building long-term relationships and providing personalized service to individuals and businesses throughout the Nashville area.
Chris Howell Insurance is a specialized health insurance agency in Franklin, TN, founded on expertise in Medicare, individual, family, and supplemental life coverage. Led by Chris Howell with 23 years of experience, the team provides personalized, hand-picked health insurance solutions tailored to each client's unique needs. They serve over 1,700 Medicare clients and 1,000+ health insurance clients, offering guidance through every step of the enrollment process.
Farm Bureau Insurance in Franklin offers comprehensive auto, home, life, and business insurance coverage through experienced agents Scott Murphy, Jerrett Edmondson, and Reid Jones. As part of Tennessee's trusted insurance company since 1948, they specialize in personalized quotes and policies for cars, homes, farms, condos, motorcycles, boats, and commercial ventures. Their digital-first approach lets customers manage policies, file claims, and pay bills through their mobile-friendly My Account portal.
Caroline Pistole is a State Farm Insurance Agent serving Franklin and Middle Tennessee since 1990 with over 34 years of experience. She offers comprehensive coverage including auto, home, condo, renters, business, life, motorcycle, boat, recreational vehicle, and pet insurance, plus banking, investment services, and annuities. Her office is known for personalized insurance counseling and guidance rather than just quotes, with a team committed to helping customers make informed decisions that protect what matters most.
Victoria Hood is a State Farm Insurance Agent in Franklin, TN, offering comprehensive insurance and financial services to individuals and businesses across Tennessee, Kentucky, Arkansas, Alabama, and Missouri. With over two decades of combined team experience, Victoria and her licensed professionals provide auto, homeowners, renters, condo, life, health, pet, business, and specialty vehicle insurance (motorcycle, boat, ATV, golf cart, trailer). The office also offers banking products, annuities, and complimentary notary services. As a woman-owned business, Victoria specializes in supporting small business owners with customized coverage including business auto, property, liability, and employee benefits.
Farm Bureau Insurance in Franklin's Cool Springs area offers comprehensive auto, home, life, and business insurance coverage. As a Tennessee Farm Bureau agency since 1948, they provide personalized quotes and policy management through their local team led by Agency Manager Paul Sweatt. Their service includes online policy management, claims filing, and member benefits through the My Account portal.
Acceptance Insurance in Nashville offers a comprehensive range of insurance products including auto, renters, homeowners, motorcycle, SR-22, boat, business, and life insurance. Their local agents serve the Nashville area with personalized service, focusing on finding affordable rates by comparing quotes across multiple carriers. They specialize in coverage for high-risk drivers, non-standard situations, and offer bundling discounts to help customers save money.
International Insurance Brokerage is an independent insurance agency in Franklin specializing in comprehensive coverage for auto, home, life, and business insurance. The experienced team works with multiple carriers to find customized policies that match each client's specific needs and budget. They're known for their personalized service, quick quotes, and ability to bundle policies for maximum savings.
Prime Business Insurance Group, LLC is an independent insurance agency in Nashville specializing in business and commercial coverage. They provide customized insurance solutions for small to mid-sized businesses, including workers' compensation, general liability, property insurance, and more. With local expertise and personalized service, they help business owners protect their operations with comprehensive coverage tailored to their specific industry needs.
Acceptance Insurance is a local insurance agency in Nashville offering comprehensive coverage including auto, renters, homeowners, motorcycle, boat, RV, SR-22, life, pet, and business insurance. With agents who understand Nashville's local driving conditions and neighborhoods, they specialize in finding affordable policies across multiple carriers. They provide in-person, phone, and online service to help you secure the right coverage for your needs.
Valencia Insurance is the top-ranked insurance agency in Franklin with a Lantern Score of 85.84/100 and 5★ rating from 2,049 reviews. With 15+ years of experience serving over 7,000 clients, they specialize in auto, home, and life insurance and are particularly well-suited for auto insurance shoppers, homeowners seeking bundled coverage, and Spanish-speaking clients.
Three agencies specialize in Medicare coverage: Core Insurance Advisors (Lantern Score 84.44/100) focuses exclusively on Medicare Supplements, Medicare Advantage, and Prescription Drug Plans, while Ballenger Brokerage (84.85/100) and Chris Howell Insurance (83.84/100) also offer comprehensive Medicare solutions. All three provide personalized guidance specifically for retirees and seniors.
Multiple top-ranked agencies serve small business owners, including Fiesta Auto Insurance & Tax Service (85.78/100), Masters Life and Health Insurance Agency (85.38/100), and Boxwood Insurance Group (85.19/100). Fiesta also provides tax preparation services, while Boxwood specializes in employee benefits and unique liability risks for small to mid-sized companies.
Valencia Insurance (85.84/100), Shellnut Insurance and Associates (84.83/100), Johnston & Associates Insurance (84.83/100), and Triton Insurance Group (84.81/100) all emphasize multi-policy bundling. Triton is particularly noted for serving Franklin homeowners in growing neighborhoods and new construction buyers seeking comprehensive bundled protection.
None of the 23 insurance agencies in the Franklin area are open on weekends. All agencies operate during standard weekday business hours, so scheduling appointments during the week is necessary.
Valencia Insurance leads with 2,049 five-star reviews, followed by Fiesta Auto Insurance & Tax Service with 1,084 reviews. Both agencies are among the highest-ranked by Lantern Score and demonstrate strong customer satisfaction within the Franklin insurance market.