Areas served: North Charleston, SC and surrounding areas including Goose Creek, Hanahan, and northern Charleston County
North Charleston's mortgage market serves a diverse range of borrowers, from first-time homebuyers in Park Circle to military families near Joint Base Charleston and investors in the Noisette Creek development corridor. Local brokers navigate both conventional lending and specialized programs including VA loans, USDA rural housing financing for areas beyond the city limits, and renovation mortgages for the city's older housing stock. The region's proximity to major employers like Boeing and the Port of Charleston creates demand for competitive rate structures and efficient closing timelines.
Home Loans Inc, led by mortgage broker Jason Sharon, specializes in a comprehensive range of mortgage solutions including VA loans, FHA loans, USDA loans, conventional mortgages, jumbo loans, investment property loans, and refinancing options. They serve first-time homebuyers, veterans, self-employed borrowers, and investors throughout the Charleston Lowcountry with no broker fees and transparent pricing. Known for fast pre-approvals (often within 24 hours), competitive wholesale rates, and a consultative approach that runs multiple loan programs simultaneously to show clients the best monthly payment comparison.
Impact Lending Team is a local mortgage lender based in Mt. Pleasant with over 20 years of experience helping families achieve homeownership. Powered by NFM Lending, they specialize in personalized mortgage solutions including home purchases, refinancing, and new construction financing, with a hands-on approach focused on transparency and communication. Their team works with clients long-term to find loan options that fit individual circumstances, whether closing in under 30 days or coordinating complex transactions.
Lending with Mark is a mortgage lender serving the South Carolina Lowcountry, specializing in helping homebuyers, refinancers, and homeowners navigate the mortgage process. Owner Mark provides personalized service to secure competitive rates and guide clients from application through closing. The team handles all mortgage needs including purchases, refinancing, and pre-approval consultations.
Coastlend Mortgage is a Charleston-based mortgage lender specializing in streamlined home financing for buyers and refinancers. Founded on a mission of genuine client care, they offer competitive loan products including 3% down payment options and fast pre-approval processes—with underwriting completed within 6 hours. Their approach emphasizes a stress-free experience from application through closing, with dedicated loan officers guiding clients through each step and delivering High Priority Buyer pre-approval letters that strengthen offers in competitive markets.
Fellowship Home Loans is a mortgage lender serving the Charleston area with a dedicated branch in Mt. Pleasant. Their team of experienced loan officers specializes in a comprehensive range of financing options including FHA, VA, USDA, and conventional loans, serving first-time homebuyers, move-up buyers, and investment property investors. They provide personalized guidance throughout the mortgage process with a focus on understanding each client's unique needs and presenting tailored solutions.
Lucey Mortgage Corporation is an independent mortgage lender based in Mt Pleasant, South Carolina, led by Lorcan Lucey with over 35 years of mortgage lending experience in the Charleston area. Known as "the Biggest Little Lender in South Carolina," they have closed over $3 billion in loans and specialize in purchase mortgages, refinancing, VA loans, and FHA loans for first-time homebuyers through experienced investors. Unlike large national lenders, Lucey Mortgage prides itself on personalized service, answering the phone, delivering on promises, and securing competitive interest rates with direct access to their loan officer.
Mission One Mortgage, led by Debbie Haberny, specializes in home purchase and refinancing loans for buyers across the Charleston area. The team simplifies the mortgage experience by offering personalized guidance through discovery calls, competitive loan estimates, and clear explanations of financing options tailored to each client's goals and credit profile. Known for exceptional communication, responsiveness, and going above and beyond to help first-time homebuyers and those seeking refinancing solutions.
Fairway Independent Mortgage Corporation is a mortgage lender serving the Charleston area from their Daniel Island office. They offer a full range of loan products including conventional, FHA, VA, and jumbo loans, with fast pre-approval processes and access to multiple lending partners. Their team helps both first-time homebuyers and experienced borrowers find the right financing solutions for their specific needs.
Lowcountry Home Loans is an independent mortgage brokerage firm in Mt. Pleasant serving all of South Carolina. With 25+ years of combined team experience and consistent top rankings for SC loan originations, they offer custom mortgage solutions including purchase loans, refinancing, and cash-out options. As a brokerage, they access multiple lenders to match clients with the best loan products and rates for their specific needs.
Mike Olesh is a mortgage loan officer and Originating Branch Manager with CrossCountry Mortgage, America's #1 retail mortgage lender. He specializes in conventional, FHA, VA, and jumbo loans for purchases, refinances, and home equity access across the Lowcountry. With years of experience and access to 120+ loan products, Mike provides personalized guidance, competitive rates, and fast closings to help homebuyers and refinancers achieve their goals with confidence.
Jeremy Chapman is a mortgage loan officer with NEXA Mortgage, LLC, bringing over 20 years of industry experience to homebuyers and refinancers across South Carolina. Specializing in conventional, FHA, VA, and USDA loans, his team guides first-time buyers, veterans, and existing homeowners through purchase and refinance transactions with personalized service and transparent guidance. Based in Mt Pleasant with a branch in Lexington, Chapman offers free pre-approval consultations and works to secure affordable financing solutions tailored to each client's specific needs.
Tabor Mortgage Group is a Charleston-based mortgage lender offering comprehensive home financing solutions including conventional loans, FHA, VA, and jumbo mortgages. The team specializes in helping first-time homebuyers and experienced investors navigate the lending process with personalized service and competitive rates. They pride themselves on fast pre-approval timelines and access to multiple loan programs tailored to individual financial situations.
Lowcountry Legacy is a mortgage and financial services firm based in Summerville, SC, specializing in home loans and financing solutions for Lowcountry homebuyers. Led by experienced loan officers, they offer personalized mortgage guidance and work to match clients with loan products that fit their specific financial situations and goals. The team is known for responsive service and helping buyers navigate the mortgage process with clarity.
Zach Larichiuta leads The Local Team, a Charleston-based mortgage lending firm specializing in personalized home financing solutions. The team works with borrowers to find the right loan products and competitive rates, whether for purchase or refinancing. Known for local expertise and responsive service, they guide clients through the mortgage process with a focus on understanding individual financial needs.
Peoples Bank Mortgage specializes in mortgage lending and SBA business loans for the Charleston area. They offer personalized financing solutions for homebuyers and small business owners, with a focus on fast pre-approval and competitive rates. Their experienced team works to make the lending process straightforward and accessible.
Laurie Johnson is a mortgage loan officer with Guild Mortgage serving the Charleston area. She helps borrowers navigate mortgage financing options, pre-approval, and loan processing for home purchases and refinances. With extensive experience and high client satisfaction, she works to find the right loan product for each borrower's financial situation.
Christa Votaw at Clear Home Loans is a mortgage lender specializing in helping homebuyers find the right financing solution. She offers a comprehensive range of loan programs including conventional, FHA, VA, and USDA loans, with a focus on transparency and personalized service. Known for fast closings and expertise with self-employed borrowers and first-time buyers, Christa provides flexible scheduling, pre-approval guidance, and detailed support throughout the entire mortgage process.
Josh Catigano is a mortgage loan officer with CMG Home Loans, a nationwide lender serving Charleston and the surrounding Lowcountry. Specializing in both new purchase and refinance mortgages, Josh works with first-time homebuyers, repeat buyers, and borrowers rebuilding their credit. He's known for personalized service, patient guidance through the mortgage process, and creative loan solutions that help clients achieve homeownership even in challenging financial situations.
Jay Ingram - Home Loans Inc. is a mortgage brokerage based in North Charleston specializing in residential home loans. As an independent mortgage broker, Jay Ingram works with multiple lenders to find financing solutions tailored to each client's situation, offering access to a variety of loan programs and rates. The brokerage serves homebuyers and refinancers throughout the Charleston area.
Travis Walthall is a loan officer at Lower Mortgage serving homebuyers and refinancers across South Carolina and surrounding states. He specializes in simplifying the mortgage process with personalized guidance, offering access to industry-leading tools and resources to help borrowers find the right loan solutions for their unique situations. Licensed in SC, GA, NC, FL, TN, and VA, Travis works with first-time homebuyers, those refinancing existing mortgages, and borrowers exploring their options.
Jennifer Stout at Guild Mortgage specializes in home loans and mortgage financing for homebuyers and refinancing clients throughout the Charleston area. With a focus on personalized service, Jennifer helps clients navigate loan options, pre-approval processes, and closing timelines to make homeownership achievable. Her expertise spans conventional, FHA, VA, and other loan programs tailored to individual financial situations.
Alliance Mortgage, led by broker-owner Conor Sullivan (NMLS# 1908765), provides mortgage lending services to homebuyers in the Summerville area. The company handles mortgage applications, pre-approvals, and financing solutions for home purchases. They emphasize customer service and data security, with a streamlined online application process and personalized support from their lending team.
Leeward Point Mortgage LLC is a full-service mortgage company based in Charleston, South Carolina, specializing in Purchase, VA, FHA, and Jumbo Loans for homebuyers and refinancers. They serve the entire states of South Carolina and Michigan, offering a wide range of loan programs including VA Streamline, FHA Cash Out, conventional refinancing, and jumbo options. Known for quick closings, low down payment options, and personalized service from experienced loan experts dedicated to helping clients achieve homeownership or lower their monthly payments.
Matt Mieras is a mortgage loan officer at Guild Mortgage, a national lender serving the Charleston area. He specializes in helping homebuyers secure financing for new purchases, refinances, and investment properties. With access to multiple loan programs and a focus on personalized service, Matt works to find the right mortgage solution for each client's financial situation.
Parker Lending LLC is a mortgage lender based in Mt Pleasant, SC, specializing in personalized loan options for homebuyers and refinancing clients. With a strong local presence and commitment to customer service, they work with borrowers to find financing solutions tailored to individual needs and financial situations.
Home Loans Inc, led by mortgage broker Jason Sharon, is the top-ranked mortgage broker in North Charleston with a Lantern Score of 85.60/100 and 5★ rating from 429 reviews. They specialize in VA loans, FHA loans, USDA loans, conventional mortgages, jumbo loans, and refinancing for first-time homebuyers, veterans, self-employed professionals, and investment property investors.
Home Loans Inc (Lantern Score: 85.60) and Lucey Mortgage Corporation (Lantern Score: 85.11) both specialize in VA loans and are rated highly for military members. Additionally, Impact Lending Team (Lantern Score: 85.34) specifically serves military members buying out of state, and Fairway Independent Mortgage Corporation (Lantern Score: 84.76) also focuses on VA loan borrowers.
Home Loans Inc (Lantern Score: 85.60) is specifically noted as best for self-employed professionals and offers comprehensive mortgage solutions including conventional, FHA, VA, and jumbo loans. Christa Votaw at Clear Home Loans (Lantern Score: 83.56) also specializes in helping self-employed borrowers find the right financing solution.
Coastlend Mortgage (Lantern Score: 85.23), a Charleston-based lender with 5★ rating and 191 reviews, specializes in streamlined home financing and is specifically noted as best for buyers seeking fast pre-approval. They focus on competitive loan products with genuine client care.
Jeremy Chapman at NEXA Mortgage (Lantern Score: 84.08) brings over 20 years of experience and specializes in helping buyers relocating to South Carolina. Impact Lending Team (Lantern Score: 85.34) also serves military members buying out of state in the broader region.
Home Loans Inc (Lantern Score: 85.60) offers jumbo loans as part of their comprehensive mortgage solutions. Fairway Independent Mortgage Corporation (Lantern Score: 84.76) and Leeward Point Mortgage (Lantern Score: 81.88) also specialize in jumbo loans for homebuyers and refinancers in the Charleston area.