Best Mortgage Brokers in North Charleston, South Carolina

    Areas served: North Charleston, SC and surrounding areas including Goose Creek, Hanahan, and northern Charleston County

    25 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 21, 2026

    North Charleston's mortgage market serves a diverse range of borrowers, from first-time homebuyers in Park Circle to military families near Joint Base Charleston and investors in the Noisette Creek development corridor. Local brokers navigate both conventional lending and specialized programs including VA loans, USDA rural housing financing for areas beyond the city limits, and renovation mortgages for the city's older housing stock. The region's proximity to major employers like Boeing and the Port of Charleston creates demand for competitive rate structures and efficient closing timelines.

    Show businesses best for:
    86
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston, SC and surrounding Charleston Lowcountry
    ★★★★★5.0(429 Google reviews)

    Home Loans Inc, led by mortgage broker Jason Sharon, specializes in a comprehensive range of mortgage solutions including VA loans, FHA loans, USDA loans, conventional mortgages, jumbo loans, investment property loans, and refinancing options. They serve first-time homebuyers, veterans, self-employed borrowers, and investors throughout the Charleston Lowcountry with no broker fees and transparent pricing. Known for fast pre-approvals (often within 24 hours), competitive wholesale rates, and a consultative approach that runs multiple loan programs simultaneously to show clients the best monthly payment comparison.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, veterans and active-duty service members, self-employed professionals, investment property investors, rural homebuyers, borrowers seeking refinancing
    What sets them apart
    • Home Loans Inc eliminates broker fees and prohibits junk fees from lenders, saving borrowers approximately 1% of the loan amount on closing costs.
    • Most pre-approvals completed within 24 hours of documentation; VA Certificate of Eligibility retrieved electronically same business day.
    • They run every loan program a borrower qualifies for simultaneously and show side-by-side monthly payment comparisons to ensure clients get the best option for their situation.
    Mortgage BrokerVA LoansFirst-Time BuyersFast Pre-ApprovalNo Junk Fees
    Phone(843) 569-7283
    Home Loans Inc: Jason Sharon, Mortgage Broker
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 17 mi from North Charleston
    Serves Mt. Pleasant, SC and surrounding Lowcountry areas
    ★★★★★5.0(229 Google reviews)

    Impact Lending Team is a local mortgage lender based in Mt. Pleasant with over 20 years of experience helping families achieve homeownership. Powered by NFM Lending, they specialize in personalized mortgage solutions including home purchases, refinancing, and new construction financing, with a hands-on approach focused on transparency and communication. Their team works with clients long-term to find loan options that fit individual circumstances, whether closing in under 30 days or coordinating complex transactions.

    Best for: VeteransRefinancing
    Ideal clients: First-time home buyers, homeowners refinancing, military members buying out of state, clients seeking personalized service
    What sets them apart
    • The team has worked directly with families on home financing since 2003, bringing deep knowledge of local market conditions and SC-specific loan programs.
    • Rather than quick initial decisions, Impact Lending Team takes a consultative approach with open communication throughout the entire mortgage process.
    • They work with clients in various situations—from first-time buyers to out-of-state military purchases—and can handle accelerated closings or complex transactions.
    Mortgage LenderHome FinancingRefinancingFirst-Time BuyersLocal Lender
    Phone(843) 277-0395
    Impact Lending Team
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston and surrounding areas, South Carolina
    ★★★★★5.0(216 Google reviews)

    Lending with Mark is a mortgage lender serving the South Carolina Lowcountry, specializing in helping homebuyers, refinancers, and homeowners navigate the mortgage process. Owner Mark provides personalized service to secure competitive rates and guide clients from application through closing. The team handles all mortgage needs including purchases, refinancing, and pre-approval consultations.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing homeowners, those seeking competitive mortgage rates, buyers in the Charleston area
    What sets them apart
    • Direct access to Mark, the owner, who personally guides clients through the mortgage process and stays updated on market trends.
    • Handles purchases, refinancing, and pre-approval inquiries with a focus on securing competitive rates tailored to individual circumstances.
    • Provides weekly rate updates and market trend information via email to keep clients informed throughout their mortgage journey.
    Mortgage LenderHome FinancingRefinancingPurchase LoansSouth Carolina
    Phone(843) 743-5727
    Lending with Mark
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Charleston, SC · 9 mi from North Charleston
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★5.0(191 Google reviews)

    Coastlend Mortgage is a Charleston-based mortgage lender specializing in streamlined home financing for buyers and refinancers. Founded on a mission of genuine client care, they offer competitive loan products including 3% down payment options and fast pre-approval processes—with underwriting completed within 6 hours. Their approach emphasizes a stress-free experience from application through closing, with dedicated loan officers guiding clients through each step and delivering High Priority Buyer pre-approval letters that strengthen offers in competitive markets.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, buyers seeking fast pre-approval, refinancers, clients wanting streamlined loan processes
    What sets them apart
    • Loans are underwritten within 6 hours of receiving required documents, enabling faster High Priority Buyer pre-approval letters that give clients a competitive edge in home offers.
    • Coastlend offers accessible financing with as little as 3% down, making homeownership more attainable for first-time buyers and expanding purchasing power.
    • The company's entire operation is designed around ease and speed—from quick online applications and expert loan officer consultation through closing coordination with local attorneys.
    Mortgage LenderHome FinancingFast ApprovalRefinancingCharleston
    Coastlend Mortgage
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 15 mi from North Charleston
    Serves Charleston, SC and surrounding areas
    ★★★★★5.0(173 Google reviews)

    Fellowship Home Loans is a mortgage lender serving the Charleston area with a dedicated branch in Mt. Pleasant. Their team of experienced loan officers specializes in a comprehensive range of financing options including FHA, VA, USDA, and conventional loans, serving first-time homebuyers, move-up buyers, and investment property investors. They provide personalized guidance throughout the mortgage process with a focus on understanding each client's unique needs and presenting tailored solutions.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Self-employed borrowers, VA loan eligible veterans, Move-up homebuyers
    What sets them apart
    • Offers FHA, VA, USDA, conventional, and non-QM loans designed for various borrower situations including first-time buyers, self-employed borrowers, and investment property investors.
    • The Mt. Pleasant branch is staffed with experienced producing managers and loan officers dedicated to guiding clients through every step of the mortgage process.
    • Provides comprehensive homeownership resources, mortgage calculators, and educational content to help borrowers make informed financing decisions.
    Mortgage LenderFHA LoansVA LoansFirst-Time BuyersRefinancing
    Fellowship Home Loans - Mortgage Lender
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 13 mi from North Charleston
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★5.0(161 Google reviews)

    Lucey Mortgage Corporation is an independent mortgage lender based in Mt Pleasant, South Carolina, led by Lorcan Lucey with over 35 years of mortgage lending experience in the Charleston area. Known as "the Biggest Little Lender in South Carolina," they have closed over $3 billion in loans and specialize in purchase mortgages, refinancing, VA loans, and FHA loans for first-time homebuyers through experienced investors. Unlike large national lenders, Lucey Mortgage prides itself on personalized service, answering the phone, delivering on promises, and securing competitive interest rates with direct access to their loan officer.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, military veterans and active-duty service members, homeowners seeking refinancing, real estate investors
    What sets them apart
    • Lorcan Lucey has been originating loans in Charleston for over 35 years and knows the local neighborhoods and market intimately.
    • Proven track record with substantial lending volume demonstrates experience and stability in the mortgage industry.
    • Independent lender that answers the phone and provides direct access to loan officers, unlike large national lenders.
    Mortgage LenderVA LoansFirst-Time BuyersRefinancingCharleston Area
    Phone(843) 884-8133
    Lucey Mortgage Corporation
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Charleston, SC · 6 mi from North Charleston
    Serves Charleston, SC and surrounding areas
    ★★★★★5.0(158 Google reviews)

    Mission One Mortgage, led by Debbie Haberny, specializes in home purchase and refinancing loans for buyers across the Charleston area. The team simplifies the mortgage experience by offering personalized guidance through discovery calls, competitive loan estimates, and clear explanations of financing options tailored to each client's goals and credit profile. Known for exceptional communication, responsiveness, and going above and beyond to help first-time homebuyers and those seeking refinancing solutions.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, homeowners refinancing, borrowers seeking personalized guidance, Spanish-speaking clients
    What sets them apart
    • The team conducts one-on-one consultations to review your financial goals, identify obstacles early, and outline a clear path forward before applying.
    • Debbie will review existing loan estimates to identify ways to improve terms or reduce overall costs for current borrowers.
    • The team is known for working with underserved communities, including Spanish-speaking clients, and providing patient, accessible guidance throughout the lending process.
    Mortgage LenderHome LoansRefinancingFirst-Time BuyersCharleston SC
    Phone(843) 822-5685
    Mission One Mortgage Home Loans - Debbie Haberny
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Daniel Island, SC · 10 mi from North Charleston
    Serves Charleston, SC and surrounding areas
    ★★★★★5.0(110 Google reviews)

    Fairway Independent Mortgage Corporation is a mortgage lender serving the Charleston area from their Daniel Island office. They offer a full range of loan products including conventional, FHA, VA, and jumbo loans, with fast pre-approval processes and access to multiple lending partners. Their team helps both first-time homebuyers and experienced borrowers find the right financing solutions for their specific needs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, jumbo loan seekers, refinancing homeowners
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Streamlined approval process gets borrowers pre-approved quickly so they can move forward with confidence.
    • Access to multiple lenders through their independent platform means better rates and terms for borrowers.
    Mortgage LenderHome LoansVA LoansFHA LoansFast Pre-Approval
    Phone(843) 209-8805
    Fairway Independent Mortgage Corporation
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 14 mi from North Charleston
    Serves Mount Pleasant, SC and all of South Carolina
    ★★★★★5.0(109 Google reviews)

    Lowcountry Home Loans is an independent mortgage brokerage firm in Mt. Pleasant serving all of South Carolina. With 25+ years of combined team experience and consistent top rankings for SC loan originations, they offer custom mortgage solutions including purchase loans, refinancing, and cash-out options. As a brokerage, they access multiple lenders to match clients with the best loan products and rates for their specific needs.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Homeowners refinancing, Cash-out refinance borrowers, Commercial property investors
    What sets them apart
    • Ranks at the top for all South Carolina loan originations by mortgage broker firms, demonstrating proven expertise and market leadership.
    • As an independent mortgage brokerage, they connect clients with top banks and lending institutions across the country to find the best loan products and rates.
    • The team brings 25+ years of combined experience in real estate financing and custom loan solutions.
    Mortgage BrokerHome LoansRefinancingIndependent Lender
    Phone(843) 800-0178
    Lowcountry Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Summerville, SC · 10 mi from North Charleston
    Serves Summerville, Mount Pleasant, Charleston, and surrounding Lowcountry areas
    ★★★★★5.0(81 Google reviews)

    Mike Olesh is a mortgage loan officer and Originating Branch Manager with CrossCountry Mortgage, America's #1 retail mortgage lender. He specializes in conventional, FHA, VA, and jumbo loans for purchases, refinances, and home equity access across the Lowcountry. With years of experience and access to 120+ loan products, Mike provides personalized guidance, competitive rates, and fast closings to help homebuyers and refinancers achieve their goals with confidence.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, military service members, homeowners refinancing, move-up buyers, real estate investors
    What sets them apart
    • CrossCountry Mortgage offers conventional, jumbo, VA, FHA, and exclusive in-house programs to fit a wide range of borrowing needs and home situations.
    • Mike prioritizes quick turnaround times and provides straightforward answers to help clients feel confident from pre-approval through closing.
    • Helps qualified Active-Duty Military, National Guard, Reservists, and Surviving Spouses access 100% financing VA loans without mortgage insurance.
    Mortgage LoansVA LoansFHA LoansRefinancingHome Purchase
    Phone(843) 478-2535
    Websiteccm.com
    Mike Olesh at CrossCountry Mortgage
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Mt Pleasant, SC · 15 mi from North Charleston
    Serves Charleston, Columbia, Lexington, Greenville, Spartanburg, and surrounding South Carolina areas
    ★★★★★5.0(67 Google reviews)

    Jeremy Chapman is a mortgage loan officer with NEXA Mortgage, LLC, bringing over 20 years of industry experience to homebuyers and refinancers across South Carolina. Specializing in conventional, FHA, VA, and USDA loans, his team guides first-time buyers, veterans, and existing homeowners through purchase and refinance transactions with personalized service and transparent guidance. Based in Mt Pleasant with a branch in Lexington, Chapman offers free pre-approval consultations and works to secure affordable financing solutions tailored to each client's specific needs.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, veterans and active duty military, homeowners refinancing, buyers relocating to South Carolina
    What sets them apart
    • Jeremy Chapman brings over two decades of mortgage lending expertise to guide clients through changing market conditions and loan programs.
    • Offers conventional, FHA, VA, USDA, and non-conventional loan programs to serve diverse borrower situations and backgrounds.
    • Provides complimentary mortgage pre-approval and loan analysis to help clients understand their options before house hunting.
    Mortgage BrokerVA LoansFirst-Time BuyersRefinancingPre-Approval
    Phone(843) 243-1656
    Jeremy Chapman | Loan Officer | Charleston SC
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Charleston, SC · 9 mi from North Charleston
    Serves Charleston, South Carolina and surrounding Lowcountry regions
    ★★★★★4.9(948 Google reviews)

    Tabor Mortgage Group is a Charleston-based mortgage lender offering comprehensive home financing solutions including conventional loans, FHA, VA, and jumbo mortgages. The team specializes in helping first-time homebuyers and experienced investors navigate the lending process with personalized service and competitive rates. They pride themselves on fast pre-approval timelines and access to multiple loan programs tailored to individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, investors, refinancing clients
    What sets them apart
    • Offers conventional, FHA, VA, jumbo, and specialized loan products to serve diverse buyer profiles and financial situations.
    • Streamlined underwriting and approval timelines help buyers move quickly in competitive real estate markets.
    • Charleston-based team with deep knowledge of the local real estate market and lending landscape.
    Mortgage LendingHome FinancingFast Pre-ApprovalVA LoansFHA Loans
    Tabor Mortgage Group
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Summerville, SC · 6 mi from North Charleston
    Serves Summerville, SC and surrounding Lowcountry communities
    ★★★★★5.0(61 Google reviews)

    Lowcountry Legacy is a mortgage and financial services firm based in Summerville, SC, specializing in home loans and financing solutions for Lowcountry homebuyers. Led by experienced loan officers, they offer personalized mortgage guidance and work to match clients with loan products that fit their specific financial situations and goals. The team is known for responsive service and helping buyers navigate the mortgage process with clarity.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing borrowers, Lowcountry homebuyers seeking personalized service
    What sets them apart
    • Works directly with clients to identify loan products and terms that align with their financial situation and homeownership goals.
    • Based in Summerville with deep knowledge of the local real estate market and regional financing needs.
    • Operates on a consumer-direct model, allowing clients to work directly with loan officers without intermediaries.
    Mortgage LoansHome FinancingLoan OfficerLowcountrySummerville
    Phone(843) 729-6400
    Lowcountry Legacy
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Charleston, SC · 13 mi from North Charleston
    Serves Charleston, SC and surrounding Lowcountry areas
    ★★★★★5.0(57 Google reviews)

    Zach Larichiuta leads The Local Team, a Charleston-based mortgage lending firm specializing in personalized home financing solutions. The team works with borrowers to find the right loan products and competitive rates, whether for purchase or refinancing. Known for local expertise and responsive service, they guide clients through the mortgage process with a focus on understanding individual financial needs.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, existing homeowners refinancing, buyers seeking local lender expertise
    What sets them apart
    • Based in Charleston with deep knowledge of the local real estate market and community lending landscape.
    • Works directly with borrowers to understand their specific financial situation and find tailored loan solutions.
    • Known for hands-on communication and timely support throughout the mortgage process.
    Mortgage LendingHome FinancingCharleston LocalLoan OriginationRefinancing
    Phone(843) 606-6001
    Zach Larichiuta - The Local Team
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston, SC and surrounding Charleston County
    ★★★★★4.9(284 Google reviews)

    Peoples Bank Mortgage specializes in mortgage lending and SBA business loans for the Charleston area. They offer personalized financing solutions for homebuyers and small business owners, with a focus on fast pre-approval and competitive rates. Their experienced team works to make the lending process straightforward and accessible.

    Ideal clients: First-time homebuyers, Small business owners seeking SBA financing, Homebuyers wanting faster approval
    What sets them apart
    • Offers both mortgage and SBA business loans, making them a one-stop resource for homebuyers and entrepreneurs.
    • Provides direct relationship lending with a focus on understanding individual financial needs and goals.
    • Streamlined application and approval process to help borrowers move quickly through financing.
    Mortgage LenderSBA LoansHome FinancingBusiness LoansFast Pre-Approval
    Phone(843) 606-6058
    Peoples Bank Mortgage and SBA Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Charleston, SC · 8 mi from North Charleston
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★5.0(53 Google reviews)

    Laurie Johnson is a mortgage loan officer with Guild Mortgage serving the Charleston area. She helps borrowers navigate mortgage financing options, pre-approval, and loan processing for home purchases and refinances. With extensive experience and high client satisfaction, she works to find the right loan product for each borrower's financial situation.

    Best for: RefinancingCompetitive Rates
    Ideal clients: Home buyers seeking pre-approval, homeowners exploring refinancing options, first-time buyers
    What sets them apart
    • Access to multiple lending products and competitive rates through a national mortgage lender.
    • Based in Charleston with deep familiarity of the local real estate market and lending landscape.
    Mortgage LoansHome FinancingPre-ApprovalRefinancingCharleston
    Laurie Johnson
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Mt Pleasant, SC · 16 mi from North Charleston
    Serves Mount Pleasant, SC and surrounding South Carolina areas
    ★★★★★5.0(51 Google reviews)

    Christa Votaw at Clear Home Loans is a mortgage lender specializing in helping homebuyers find the right financing solution. She offers a comprehensive range of loan programs including conventional, FHA, VA, and USDA loans, with a focus on transparency and personalized service. Known for fast closings and expertise with self-employed borrowers and first-time buyers, Christa provides flexible scheduling, pre-approval guidance, and detailed support throughout the entire mortgage process.

    Best for: First-Time HomebuyersVeteransCompetitive Rates
    Ideal clients: First-time homebuyers, military veterans and active-duty service members, self-employed borrowers, buyers in rural/suburban areas
    What sets them apart
    • Offers conventional, FHA, VA, and USDA loans tailored to different financial situations, including programs for military veterans with zero down payment options.
    • Documented ability to close loans quickly (20+ days mentioned in testimonials) with exceptional attention to detail and proactive communication.
    • Specializes in working with self-employed borrowers who face unique mortgage challenges, making the process smooth and stress-free.
    Mortgage LenderHome LoansFast Pre-ApprovalVA LoansFirst-Time Buyers
    Phone(843) 647-9686
    Christa Votaw, Mortgage Lender NMLS #1111313
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Charleston, SC · 13 mi from North Charleston
    Serves Charleston, SC and surrounding Lowcountry communities
    ★★★★★5.0(49 Google reviews)

    Josh Catigano is a mortgage loan officer with CMG Home Loans, a nationwide lender serving Charleston and the surrounding Lowcountry. Specializing in both new purchase and refinance mortgages, Josh works with first-time homebuyers, repeat buyers, and borrowers rebuilding their credit. He's known for personalized service, patient guidance through the mortgage process, and creative loan solutions that help clients achieve homeownership even in challenging financial situations.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, repeat homebuyers with credit challenges, borrowers seeking refinancing, buyers needing down payment assistance
    What sets them apart
    • Works with borrowers in all financial situations, including those rebuilding credit or facing down payment challenges, to find creative financing options that make homeownership possible.
    • Known for staying proactive, keeping clients informed at every step, and being readily available to answer questions and address concerns throughout the entire loan process.
    • Access to a wide range of loan products through CMG Financial allows Josh to tailor financing solutions to nearly any borrower's needs and circumstances.
    Mortgage LoansFirst-Time BuyersRefinancingCMG Home LoansCharleston SC
    Phone(843) 323-1150
    Josh Catigano
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston, Charleston, and surrounding areas
    ★★★★★5.0(38 Google reviews)

    Jay Ingram - Home Loans Inc. is a mortgage brokerage based in North Charleston specializing in residential home loans. As an independent mortgage broker, Jay Ingram works with multiple lenders to find financing solutions tailored to each client's situation, offering access to a variety of loan programs and rates. The brokerage serves homebuyers and refinancers throughout the Charleston area.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing, borrowers seeking competitive rates from multiple lenders
    What sets them apart
    • As a mortgage broker, Jay Ingram works with multiple lending partners to compare rates and terms on your behalf, rather than being limited to a single lender.
    • The brokerage focuses on matching borrowers with appropriate loan programs, whether for purchase or refinance scenarios.
    Mortgage BrokerHome LoansRefinancingNorth Charleston
    Phone(843) 714-5195
    Jay Ingram - Home Loans Inc. - Jay Ingram, Mortgage Broker
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Goose Creek, SC · 6 mi from North Charleston
    Serves South Carolina, Georgia, North Carolina, Florida, Tennessee, and Virginia
    ★★★★★5.0(33 Google reviews)

    Travis Walthall is a loan officer at Lower Mortgage serving homebuyers and refinancers across South Carolina and surrounding states. He specializes in simplifying the mortgage process with personalized guidance, offering access to industry-leading tools and resources to help borrowers find the right loan solutions for their unique situations. Licensed in SC, GA, NC, FL, TN, and VA, Travis works with first-time homebuyers, those refinancing existing mortgages, and borrowers exploring their options.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, existing homeowners refinancing, buyers across the Southeast seeking personalized mortgage guidance
    What sets them apart
    • Licensed across 6 states (SC, GA, NC, FL, TN, VA), allowing him to serve borrowers across a wide geographic region with consistent expertise.
    • Committed to simplifying the mortgage process with tailored solutions for each borrower's unique situation, whether buying first-time or refinancing.
    • Access to Lower Mortgage's industry-leading tools and resources to help find competitive loan solutions and streamline the application process.
    Mortgage LoansRefinancingHome FinancingLoan OfficerLower Mortgage
    Phone(864) 903-0693
    Websitelower.com
    Travis Walthall - Lower Mortgage
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Charleston, SC · 8 mi from North Charleston
    Serves Charleston, SC and surrounding Lowcountry
    ★★★★★5.0(31 Google reviews)

    Jennifer Stout at Guild Mortgage specializes in home loans and mortgage financing for homebuyers and refinancing clients throughout the Charleston area. With a focus on personalized service, Jennifer helps clients navigate loan options, pre-approval processes, and closing timelines to make homeownership achievable. Her expertise spans conventional, FHA, VA, and other loan programs tailored to individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners refinancing, VA loan borrowers, buyers seeking personalized mortgage guidance
    What sets them apart
    • Access to multiple lending options and competitive rates through a national mortgage lender with local expertise.
    • Jennifer works directly with clients to explain loan programs, timelines, and options rather than using a one-size-fits-all approach.
    • Offers conventional, FHA, VA, and other specialized loan products to meet diverse buyer needs and financial situations.
    Mortgage LoansHome FinancingPre-ApprovalRefinancingCharleston
    Phone(843) 813-5544
    Jennifer Stout - Home Loans with Jenn
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Summerville, SC · 10 mi from North Charleston
    Serves Summerville, SC and surrounding areas
    ★★★★★4.9(51 Google reviews)

    Alliance Mortgage, led by broker-owner Conor Sullivan (NMLS# 1908765), provides mortgage lending services to homebuyers in the Summerville area. The company handles mortgage applications, pre-approvals, and financing solutions for home purchases. They emphasize customer service and data security, with a streamlined online application process and personalized support from their lending team.

    Ideal clients: First-time homebuyers, Repeat buyers, Real estate investors, Anyone seeking personalized mortgage guidance
    What sets them apart
    • Run by broker-owner Conor Sullivan (NMLS# 1908765), providing direct access to experienced lending expertise and decision-making authority.
    • Streamlined digital account creation and application submission, making it convenient to start the mortgage process from home.
    • Emphasizes strict data protection and confidentiality policies to safeguard customer financial and personal information.
    Mortgage LendingHome FinancingLoan OfficerPre-ApprovalLocal Broker
    Alliance Mortgage
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Charleston, SC · 12 mi from North Charleston
    Serves Charleston, South Carolina and Michigan
    ★★★★★4.9(49 Google reviews)

    Leeward Point Mortgage LLC is a full-service mortgage company based in Charleston, South Carolina, specializing in Purchase, VA, FHA, and Jumbo Loans for homebuyers and refinancers. They serve the entire states of South Carolina and Michigan, offering a wide range of loan programs including VA Streamline, FHA Cash Out, conventional refinancing, and jumbo options. Known for quick closings, low down payment options, and personalized service from experienced loan experts dedicated to helping clients achieve homeownership or lower their monthly payments.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: VA borrowers, first-time home buyers, jumbo loan seekers, homeowners looking to refinance
    What sets them apart
    • Leeward Point offers the ability to close quickly while providing access to low down payment options and various mortgage insurance programs to expedite the homeownership process.
    • They specialize in multiple loan types including VA, FHA, conventional, and jumbo loans with flexible refinancing options like cash-out, rate-and-term, and FHA streamline programs tailored to local borrowers' needs.
    • Based in Charleston, they proudly serve the entire states of South Carolina and Michigan, bringing local expertise with broader geographic reach for mortgage solutions.
    VA LoansJumbo LoansRefinancingFHA LoansHome Purchase
    Phone(843) 203-4578
    Leeward Point Mortgage
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Charleston, SC · 8 mi from North Charleston
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★4.9(48 Google reviews)

    Matt Mieras is a mortgage loan officer at Guild Mortgage, a national lender serving the Charleston area. He specializes in helping homebuyers secure financing for new purchases, refinances, and investment properties. With access to multiple loan programs and a focus on personalized service, Matt works to find the right mortgage solution for each client's financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, existing homeowners refinancing, investment property buyers, borrowers seeking multiple loan options
    What sets them apart
    • Access to multiple loan products and lenders through Guild Mortgage's nationwide platform, providing flexibility in loan options.
    • Matt Mieras works directly with clients to understand their financial goals and match them with appropriate loan programs.
    Mortgage LenderHome LoansRefinancingCharleston
    Matt Mieras of Guild Mortgage
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Mt Pleasant, SC · 15 mi from North Charleston
    Serves Mt Pleasant, South Carolina and surrounding Lowcountry areas
    ★★★★★5.0(70 Google reviews)

    Parker Lending LLC is a mortgage lender based in Mt Pleasant, SC, specializing in personalized loan options for homebuyers and refinancing clients. With a strong local presence and commitment to customer service, they work with borrowers to find financing solutions tailored to individual needs and financial situations.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Refinancing borrowers, Local Mt Pleasant homeowners
    What sets them apart
    • Based in Mt Pleasant with deep knowledge of the Lowcountry real estate market and local lending landscape.
    • Works directly with borrowers to understand their financial goals and structure loan options accordingly rather than a one-size-fits-all approach.
    Mortgage LenderHome LoansRefinancingLocal LenderMt Pleasant
    Phone(843) 352-7915
    Parker Lending LLC
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in North Charleston, SC?

    Home Loans Inc, led by mortgage broker Jason Sharon, is the top-ranked mortgage broker in North Charleston with a Lantern Score of 85.60/100 and 5★ rating from 429 reviews. They specialize in VA loans, FHA loans, USDA loans, conventional mortgages, jumbo loans, and refinancing for first-time homebuyers, veterans, self-employed professionals, and investment property investors.

    Which mortgage lenders are best for veterans and active-duty service members?

    Home Loans Inc (Lantern Score: 85.60) and Lucey Mortgage Corporation (Lantern Score: 85.11) both specialize in VA loans and are rated highly for military members. Additionally, Impact Lending Team (Lantern Score: 85.34) specifically serves military members buying out of state, and Fairway Independent Mortgage Corporation (Lantern Score: 84.76) also focuses on VA loan borrowers.

    What mortgage options are available for self-employed professionals in North Charleston?

    Home Loans Inc (Lantern Score: 85.60) is specifically noted as best for self-employed professionals and offers comprehensive mortgage solutions including conventional, FHA, VA, and jumbo loans. Christa Votaw at Clear Home Loans (Lantern Score: 83.56) also specializes in helping self-employed borrowers find the right financing solution.

    Who offers the fastest pre-approval process for home buyers?

    Coastlend Mortgage (Lantern Score: 85.23), a Charleston-based lender with 5★ rating and 191 reviews, specializes in streamlined home financing and is specifically noted as best for buyers seeking fast pre-approval. They focus on competitive loan products with genuine client care.

    Which mortgage lenders serve buyers looking to relocate to South Carolina?

    Jeremy Chapman at NEXA Mortgage (Lantern Score: 84.08) brings over 20 years of experience and specializes in helping buyers relocating to South Carolina. Impact Lending Team (Lantern Score: 85.34) also serves military members buying out of state in the broader region.

    Who specializes in jumbo loans in the North Charleston area?

    Home Loans Inc (Lantern Score: 85.60) offers jumbo loans as part of their comprehensive mortgage solutions. Fairway Independent Mortgage Corporation (Lantern Score: 84.76) and Leeward Point Mortgage (Lantern Score: 81.88) also specialize in jumbo loans for homebuyers and refinancers in the Charleston area.

    This directory of mortgage brokers local businesses serving North Charleston, SC is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 21, 2026. To claim or update a listing, contact us.