Best Mortgage Brokers in Mount Pleasant, South Carolina

    Areas served: Mount Pleasant, SC and surrounding East Cooper region including Sullivan's Island, Isle of Palms, and Daniel Island

    24 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 21, 2026

    Mount Pleasant's real estate market, spanning historic Old Village neighborhoods to newer developments in Carolina Park and Dunes West, presents diverse financing needs for homebuyers. This directory provides verified listings of mortgage brokers serving Mount Pleasant and surrounding East Cooper communities, evaluated on loan program access, local market expertise, and customer service standards. Our directory helps residents compare brokers based on lender network breadth, specialty loan capabilities, and processing efficiency.

    Show businesses best for:
    86
    Lantern
    Score
    North Charleston, SC · 14 mi from Mount Pleasant
    Serves North Charleston, SC and surrounding Charleston Lowcountry
    ★★★★★5.0(429 Google reviews)

    Home Loans Inc, led by mortgage broker Jason Sharon, specializes in a comprehensive range of mortgage solutions including VA loans, FHA loans, USDA loans, conventional mortgages, jumbo loans, investment property loans, and refinancing options. They serve first-time homebuyers, veterans, self-employed borrowers, and investors throughout the Charleston Lowcountry with no broker fees and transparent pricing. Known for fast pre-approvals (often within 24 hours), competitive wholesale rates, and a consultative approach that runs multiple loan programs simultaneously to show clients the best monthly payment comparison.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, veterans and active-duty service members, self-employed professionals, investment property investors, rural homebuyers, borrowers seeking refinancing
    What sets them apart
    • Home Loans Inc eliminates broker fees and prohibits junk fees from lenders, saving borrowers approximately 1% of the loan amount on closing costs.
    • Most pre-approvals completed within 24 hours of documentation; VA Certificate of Eligibility retrieved electronically same business day.
    • They run every loan program a borrower qualifies for simultaneously and show side-by-side monthly payment comparisons to ensure clients get the best option for their situation.
    Mortgage BrokerVA LoansFirst-Time BuyersFast Pre-ApprovalNo Junk Fees
    Phone(843) 569-7283
    Home Loans Inc: Jason Sharon, Mortgage Broker
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 7 mi from Mount Pleasant
    Serves Mt. Pleasant, SC and surrounding Lowcountry areas
    ★★★★★5.0(229 Google reviews)

    Impact Lending Team is a local mortgage lender based in Mt. Pleasant with over 20 years of experience helping families achieve homeownership. Powered by NFM Lending, they specialize in personalized mortgage solutions including home purchases, refinancing, and new construction financing, with a hands-on approach focused on transparency and communication. Their team works with clients long-term to find loan options that fit individual circumstances, whether closing in under 30 days or coordinating complex transactions.

    Best for: VeteransRefinancing
    Ideal clients: First-time home buyers, homeowners refinancing, military members buying out of state, clients seeking personalized service
    What sets them apart
    • The team has worked directly with families on home financing since 2003, bringing deep knowledge of local market conditions and SC-specific loan programs.
    • Rather than quick initial decisions, Impact Lending Team takes a consultative approach with open communication throughout the entire mortgage process.
    • They work with clients in various situations—from first-time buyers to out-of-state military purchases—and can handle accelerated closings or complex transactions.
    Mortgage LenderHome FinancingRefinancingFirst-Time BuyersLocal Lender
    Phone(843) 277-0395
    Impact Lending Team
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    North Charleston, SC · 14 mi from Mount Pleasant
    Serves North Charleston and surrounding areas, South Carolina
    ★★★★★5.0(216 Google reviews)

    Lending with Mark is a mortgage lender serving the South Carolina Lowcountry, specializing in helping homebuyers, refinancers, and homeowners navigate the mortgage process. Owner Mark provides personalized service to secure competitive rates and guide clients from application through closing. The team handles all mortgage needs including purchases, refinancing, and pre-approval consultations.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing homeowners, those seeking competitive mortgage rates, buyers in the Charleston area
    What sets them apart
    • Direct access to Mark, the owner, who personally guides clients through the mortgage process and stays updated on market trends.
    • Handles purchases, refinancing, and pre-approval inquiries with a focus on securing competitive rates tailored to individual circumstances.
    • Provides weekly rate updates and market trend information via email to keep clients informed throughout their mortgage journey.
    Mortgage LenderHome FinancingRefinancingPurchase LoansSouth Carolina
    Phone(843) 743-5727
    Lending with Mark
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 2 mi from Mount Pleasant
    Serves Mount Pleasant and greater Charleston area, South Carolina
    ★★★★★5.0(212 Google reviews)

    Brandon Andrews is a Producing Co-Branch Manager and mortgage loan officer at CrossCountry Mortgage in Mount Pleasant, SC, specializing in home purchase and refinance loans. With 275+ loans closed and expertise in conventional, FHA, VA, and USDA financing options, Brandon helps both first-time homebuyers and experienced investors navigate the mortgage process from pre-approval through closing. His personalized approach emphasizes transparent communication, competitive rates, and access to multiple loan products designed to match each client's unique financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, current homeowners refinancing, VA and FHA loan applicants, investors, homebuyers seeking multiple loan options
    What sets them apart
    • Offers conventional, FHA, VA, USDA, and specialized loan products not commonly available elsewhere, giving clients more options to fit their financial situation.
    • Brandon is a Producing Co-Branch Manager with 275+ loans closed, providing expertise and accountability as a long-term community member serving Mount Pleasant.
    • Emphasizes efficient processing with quick pre-approvals and competitive rates, allowing buyers to move fast in a competitive market.
    Mortgage LoansHome FinancingRefinancingPurchase LoansVA & FHA Loans
    Phone(843) 628-3944
    Websiteccm.com
    Brandon Andrews at CrossCountry Mortgage
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Charleston, SC · 5 mi from Mount Pleasant
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★5.0(195 Google reviews)

    Princeton Mortgage is a Charleston-based mortgage lender committed to delivering what they call "The Effortless Mortgage"—a streamlined borrowing experience backed by The Princeton Promise: $1,000 at closing if you're unhappy with their service, no strings attached. They offer digital mortgage applications through SnapApp, personalized support available via text, email, or phone, and direct access to loan officers with the authority to solve problems on the spot. Their approach tackles common mortgage pain points like slow processes, impersonal service, and unclear communication.

    Best for: Veterans
    Ideal clients: First-time home buyers, VA loan borrowers, refinancing customers, buyers who value transparency and responsive customer service
    What sets them apart
    • If you're unhappy with their service for any reason, receive $1,000 at closing with no strings attached.
    • Use SnapApp to apply for your mortgage online and track your application digitally, reducing paperwork and back-and-forth.
    • Work with loan officers who have the authority to make decisions and solve problems immediately, rather than getting stuck in automated systems.
    Mortgage LendingDigital MortgageVA LoansHome Buying
    Phone(609) 737-1000
    Princeton Mortgage
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Charleston, SC · 7 mi from Mount Pleasant
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★5.0(191 Google reviews)

    Coastlend Mortgage is a Charleston-based mortgage lender specializing in streamlined home financing for buyers and refinancers. Founded on a mission of genuine client care, they offer competitive loan products including 3% down payment options and fast pre-approval processes—with underwriting completed within 6 hours. Their approach emphasizes a stress-free experience from application through closing, with dedicated loan officers guiding clients through each step and delivering High Priority Buyer pre-approval letters that strengthen offers in competitive markets.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, buyers seeking fast pre-approval, refinancers, clients wanting streamlined loan processes
    What sets them apart
    • Loans are underwritten within 6 hours of receiving required documents, enabling faster High Priority Buyer pre-approval letters that give clients a competitive edge in home offers.
    • Coastlend offers accessible financing with as little as 3% down, making homeownership more attainable for first-time buyers and expanding purchasing power.
    • The company's entire operation is designed around ease and speed—from quick online applications and expert loan officer consultation through closing coordination with local attorneys.
    Mortgage LenderHome FinancingFast ApprovalRefinancingCharleston
    Coastlend Mortgage
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 1 mi from Mount Pleasant
    Serves Charleston, SC and surrounding areas
    ★★★★★5.0(173 Google reviews)

    Fellowship Home Loans is a mortgage lender serving the Charleston area with a dedicated branch in Mt. Pleasant. Their team of experienced loan officers specializes in a comprehensive range of financing options including FHA, VA, USDA, and conventional loans, serving first-time homebuyers, move-up buyers, and investment property investors. They provide personalized guidance throughout the mortgage process with a focus on understanding each client's unique needs and presenting tailored solutions.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, Self-employed borrowers, VA loan eligible veterans, Move-up homebuyers
    What sets them apart
    • Offers FHA, VA, USDA, conventional, and non-QM loans designed for various borrower situations including first-time buyers, self-employed borrowers, and investment property investors.
    • The Mt. Pleasant branch is staffed with experienced producing managers and loan officers dedicated to guiding clients through every step of the mortgage process.
    • Provides comprehensive homeownership resources, mortgage calculators, and educational content to help borrowers make informed financing decisions.
    Mortgage LenderFHA LoansVA LoansFirst-Time BuyersRefinancing
    Fellowship Home Loans - Mortgage Lender
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 1 mi from Mount Pleasant
    Serves Mount Pleasant, Charleston, and Tri-County Area, SC
    ★★★★★5.0(169 Google reviews)

    Barley Mortgage is a local Mount Pleasant-based mortgage lender with 60 years of combined team experience and over $1.25 billion in closed loan volume across the Tri-County Area. They specialize in purchase mortgages, refinancing, and fast pre-approval (often within 24 hours), leveraging a national network of lenders to offer competitive rates and diverse loan products. The team, led by Jason Barley, is known for personalized service, patient guidance for first-time homebuyers, and efficient closing processes with minimal complications.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, home refinancers, business owners seeking mortgages, move-up buyers in the Charleston area
    What sets them apart
    • Barley Mortgage offers pre-approval in as little as 24 hours, enabling clients to shop with confidence and make competitive offers quickly.
    • With over $1.25 billion in closed loan volume and a seasoned team, Barley Mortgage brings deep expertise to both first-time buyers and experienced investors.
    • Their correspondent relationships and national lender network ensure clients receive competitive rates at the lowest costs with maximum operational control.
    Mortgage LenderHome LoansRefinancingPre-ApprovalLocal Expertise
    Phone(843) 501-9995
    Barley Mortgage
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 1 mi from Mount Pleasant
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★5.0(161 Google reviews)

    Lucey Mortgage Corporation is an independent mortgage lender based in Mt Pleasant, South Carolina, led by Lorcan Lucey with over 35 years of mortgage lending experience in the Charleston area. Known as "the Biggest Little Lender in South Carolina," they have closed over $3 billion in loans and specialize in purchase mortgages, refinancing, VA loans, and FHA loans for first-time homebuyers through experienced investors. Unlike large national lenders, Lucey Mortgage prides itself on personalized service, answering the phone, delivering on promises, and securing competitive interest rates with direct access to their loan officer.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, military veterans and active-duty service members, homeowners seeking refinancing, real estate investors
    What sets them apart
    • Lorcan Lucey has been originating loans in Charleston for over 35 years and knows the local neighborhoods and market intimately.
    • Proven track record with substantial lending volume demonstrates experience and stability in the mortgage industry.
    • Independent lender that answers the phone and provides direct access to loan officers, unlike large national lenders.
    Mortgage LenderVA LoansFirst-Time BuyersRefinancingCharleston Area
    Phone(843) 884-8133
    Lucey Mortgage Corporation
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Charleston, SC · 8 mi from Mount Pleasant
    Serves Charleston, SC and surrounding areas
    ★★★★★5.0(158 Google reviews)

    Mission One Mortgage, led by Debbie Haberny, specializes in home purchase and refinancing loans for buyers across the Charleston area. The team simplifies the mortgage experience by offering personalized guidance through discovery calls, competitive loan estimates, and clear explanations of financing options tailored to each client's goals and credit profile. Known for exceptional communication, responsiveness, and going above and beyond to help first-time homebuyers and those seeking refinancing solutions.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, homeowners refinancing, borrowers seeking personalized guidance, Spanish-speaking clients
    What sets them apart
    • The team conducts one-on-one consultations to review your financial goals, identify obstacles early, and outline a clear path forward before applying.
    • Debbie will review existing loan estimates to identify ways to improve terms or reduce overall costs for current borrowers.
    • The team is known for working with underserved communities, including Spanish-speaking clients, and providing patient, accessible guidance throughout the lending process.
    Mortgage LenderHome LoansRefinancingFirst-Time BuyersCharleston SC
    Phone(843) 822-5685
    Mission One Mortgage Home Loans - Debbie Haberny
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC · 1 mi from Mount Pleasant
    Serves Mount Pleasant, SC and all of South Carolina
    ★★★★★5.0(109 Google reviews)

    Lowcountry Home Loans is an independent mortgage brokerage firm in Mt. Pleasant serving all of South Carolina. With 25+ years of combined team experience and consistent top rankings for SC loan originations, they offer custom mortgage solutions including purchase loans, refinancing, and cash-out options. As a brokerage, they access multiple lenders to match clients with the best loan products and rates for their specific needs.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Homeowners refinancing, Cash-out refinance borrowers, Commercial property investors
    What sets them apart
    • Ranks at the top for all South Carolina loan originations by mortgage broker firms, demonstrating proven expertise and market leadership.
    • As an independent mortgage brokerage, they connect clients with top banks and lending institutions across the country to find the best loan products and rates.
    • The team brings 25+ years of combined experience in real estate financing and custom loan solutions.
    Mortgage BrokerHome LoansRefinancingIndependent Lender
    Phone(843) 800-0178
    Lowcountry Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Mt Pleasant, SC · 7 mi from Mount Pleasant
    Serves Charleston, Columbia, Lexington, Greenville, Spartanburg, and surrounding South Carolina areas
    ★★★★★5.0(67 Google reviews)

    Jeremy Chapman is a mortgage loan officer with NEXA Mortgage, LLC, bringing over 20 years of industry experience to homebuyers and refinancers across South Carolina. Specializing in conventional, FHA, VA, and USDA loans, his team guides first-time buyers, veterans, and existing homeowners through purchase and refinance transactions with personalized service and transparent guidance. Based in Mt Pleasant with a branch in Lexington, Chapman offers free pre-approval consultations and works to secure affordable financing solutions tailored to each client's specific needs.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, veterans and active duty military, homeowners refinancing, buyers relocating to South Carolina
    What sets them apart
    • Jeremy Chapman brings over two decades of mortgage lending expertise to guide clients through changing market conditions and loan programs.
    • Offers conventional, FHA, VA, USDA, and non-conventional loan programs to serve diverse borrower situations and backgrounds.
    • Provides complimentary mortgage pre-approval and loan analysis to help clients understand their options before house hunting.
    Mortgage BrokerVA LoansFirst-Time BuyersRefinancingPre-Approval
    Phone(843) 243-1656
    Jeremy Chapman | Loan Officer | Charleston SC
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Charleston, SC · 10 mi from Mount Pleasant
    Serves Charleston, South Carolina and surrounding Lowcountry regions
    ★★★★★4.9(948 Google reviews)

    Tabor Mortgage Group is a Charleston-based mortgage lender offering comprehensive home financing solutions including conventional loans, FHA, VA, and jumbo mortgages. The team specializes in helping first-time homebuyers and experienced investors navigate the lending process with personalized service and competitive rates. They pride themselves on fast pre-approval timelines and access to multiple loan programs tailored to individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, investors, refinancing clients
    What sets them apart
    • Offers conventional, FHA, VA, jumbo, and specialized loan products to serve diverse buyer profiles and financial situations.
    • Streamlined underwriting and approval timelines help buyers move quickly in competitive real estate markets.
    • Charleston-based team with deep knowledge of the local real estate market and lending landscape.
    Mortgage LendingHome FinancingFast Pre-ApprovalVA LoansFHA Loans
    Tabor Mortgage Group
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Charleston, SC · 7 mi from Mount Pleasant
    Serves Charleston, SC and surrounding Lowcountry areas
    ★★★★★5.0(57 Google reviews)

    Zach Larichiuta leads The Local Team, a Charleston-based mortgage lending firm specializing in personalized home financing solutions. The team works with borrowers to find the right loan products and competitive rates, whether for purchase or refinancing. Known for local expertise and responsive service, they guide clients through the mortgage process with a focus on understanding individual financial needs.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, existing homeowners refinancing, buyers seeking local lender expertise
    What sets them apart
    • Based in Charleston with deep knowledge of the local real estate market and community lending landscape.
    • Works directly with borrowers to understand their specific financial situation and find tailored loan solutions.
    • Known for hands-on communication and timely support throughout the mortgage process.
    Mortgage LendingHome FinancingCharleston LocalLoan OriginationRefinancing
    Phone(843) 606-6001
    Zach Larichiuta - The Local Team
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    North Charleston, SC · 9 mi from Mount Pleasant
    Serves North Charleston, SC and surrounding Charleston County
    ★★★★★4.9(284 Google reviews)

    Peoples Bank Mortgage specializes in mortgage lending and SBA business loans for the Charleston area. They offer personalized financing solutions for homebuyers and small business owners, with a focus on fast pre-approval and competitive rates. Their experienced team works to make the lending process straightforward and accessible.

    Ideal clients: First-time homebuyers, Small business owners seeking SBA financing, Homebuyers wanting faster approval
    What sets them apart
    • Offers both mortgage and SBA business loans, making them a one-stop resource for homebuyers and entrepreneurs.
    • Provides direct relationship lending with a focus on understanding individual financial needs and goals.
    • Streamlined application and approval process to help borrowers move quickly through financing.
    Mortgage LenderSBA LoansHome FinancingBusiness LoansFast Pre-Approval
    Phone(843) 606-6058
    Peoples Bank Mortgage and SBA Loans
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Charleston, SC · 4 mi from Mount Pleasant
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★4.9(157 Google reviews)

    Sweetgrass Capital Group's Sente Mortgage division provides comprehensive mortgage financing solutions for homebuyers throughout the Charleston area. Specializing in personalized lending options, they work with borrowers at every stage—from first-time buyers to those refinancing existing mortgages. Their team focuses on fast pre-approval processes and access to multiple lending programs to match each client's unique financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, existing homeowners refinancing, VA loan borrowers, luxury home purchasers
    What sets them apart
    • Sente Mortgage streamlines the approval timeline so buyers can move quickly in competitive markets.
    • Access to diverse loan programs including conventional, FHA, VA, and jumbo mortgages tailored to different buyer profiles.
    • Based in Charleston with deep knowledge of the local real estate market and community lending needs.
    Mortgage LenderHome FinancingCharlestonPre-ApprovalRefinancing
    Phone(843) 277-9304
    Sweetgrass Capital Group - Sente Mortgage
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mount Pleasant, SC and surrounding areas; nationwide through CMG Home Loans
    ★★★★★5.0(39 Google reviews)

    Bobby Green is a Branch Manager at CMG Home Loans, a national mortgage lender operating in all 50 states. He specializes in new home purchases and refinancing, helping borrowers navigate mortgage options with personalized service backed by CMG's technological innovations and federal lending approvals. Bobby brings over 20 years of industry experience and is known for responsive communication, competitive rates, and a commitment to securing the best deal for each client.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, existing homeowners refinancing, military/VA loan borrowers, buyers seeking competitive rates and transparent communication
    What sets them apart
    • Bobby Green has been serving clients for over two decades, building trusted relationships and deep expertise in mortgage solutions.
    • CMG Home Loans operates nationwide with federal agency approvals (HUD, VA, RHS, FNMA, FHLMC), but Bobby provides personalized local service.
    • Access to CMG's proprietary products like HomeFundIt™ (down payment crowdfunding) and the All In One Loan™, plus advanced pre-approval technology.
    Mortgage LenderHome LoansRefinancingNew PurchaseLocal Expertise
    Phone(843) 991-9274
    Bobby Green
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Mt Pleasant, SC · 1 mi from Mount Pleasant
    Serves Mt. Pleasant, South Carolina and surrounding areas including Charleston, North Carolina, Georgia, and Florida
    ★★★★★5.0(35 Google reviews)

    Krissy Lawson is a top-producing mortgage loan officer at First Home Mortgage with over a decade of experience in the southeast mortgage market. Based in Mt. Pleasant, she specializes in home purchases, refinancing, and construction loans, serving clients across South Carolina, North Carolina, Georgia, and Florida. Krissy is known for her personalized approach, deep market knowledge, and hands-on guidance through every step of the lending process.

    Best for: Refinancing
    Ideal clients: Home buyers, homeowners refinancing, borrowers seeking construction financing, clients relocating to the Southeast
    What sets them apart
    • Licensed to originate loans in South Carolina, North Carolina, Georgia, and Florida, providing flexibility for clients relocating or with multi-state financial interests.
    • Over 10 years of experience as a top-producing mortgage originator with a track record of personalized solutions tailored to individual client financial goals.
    • Offers home purchases, refinancing, and construction loans with access to multiple loan programs and fast pre-qualification through an online borrower portal.
    Mortgage LoansHome PurchaseRefinancingConstruction LoansLoan Officer
    Phone(843) 709-6481
    Krissy Lawson at First Home Mortgage
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mt. Pleasant, SC and surrounding areas; CMG Home Loans operates nationwide
    ★★★★★4.9(72 Google reviews)

    Tim Loss is a mortgage loan officer and Branch Manager at CMG Home Loans, a national lender operating in all 50 states. He specializes in new purchase mortgages, refinancing, and a range of loan products including VA loans, FHA loans, and the innovative All In One Loan™. Tim is known for personalized service, clear communication, fast pre-approvals, and on-time closings—combining the expertise of a national brand with the responsiveness of a local lender.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Veterans (VA loans), FHA borrowers, refinancing homeowners, repeat clients seeking trusted guidance
    What sets them apart
    • Tim and his team are recognized for reliable, rapid pre-approvals and consistent on-time closing delivery, reducing stress and uncertainty in the home buying process.
    • Access to VA loans, FHA loans, jumbo loans, and innovative solutions like the All In One Loan™ and HomeFundIt™ down payment crowdfunding platform—solutions for nearly every borrower profile.
    • Many clients return for multiple purchases and refinances, citing transparent communication, fair analysis, and competitive rates as reasons for continued loyalty.
    Mortgage LoansHome PurchaseRefinancingVA LoansFHA Loans
    Phone(843) 834-5251
    Tim Loss
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Charleston, SC · 8 mi from Mount Pleasant
    Serves Charleston, SC and surrounding Lowcountry
    ★★★★★5.0(31 Google reviews)

    Jennifer Stout at Guild Mortgage specializes in home loans and mortgage financing for homebuyers and refinancing clients throughout the Charleston area. With a focus on personalized service, Jennifer helps clients navigate loan options, pre-approval processes, and closing timelines to make homeownership achievable. Her expertise spans conventional, FHA, VA, and other loan programs tailored to individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, existing homeowners refinancing, VA loan borrowers, buyers seeking personalized mortgage guidance
    What sets them apart
    • Access to multiple lending options and competitive rates through a national mortgage lender with local expertise.
    • Jennifer works directly with clients to explain loan programs, timelines, and options rather than using a one-size-fits-all approach.
    • Offers conventional, FHA, VA, and other specialized loan products to meet diverse buyer needs and financial situations.
    Mortgage LoansHome FinancingPre-ApprovalRefinancingCharleston
    Phone(843) 813-5544
    Jennifer Stout - Home Loans with Jenn
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Mt Pleasant, SC · 2 mi from Mount Pleasant
    Serves Mount Pleasant, SC and surrounding Lowcountry communities
    ★★★★★5.0(27 Google reviews)

    Jennifer Gibson is a mortgage loan officer with Atlantic Coast Mortgage, specializing in home financing for buyers and refinancers across the Lowcountry. With NMLS ID 2022479 and over 22.9K five-star client reviews backing her team, Jennifer offers conventional loans, FHA, VA, USDA, jumbo, and refinancing options tailored to your unique financial situation. She provides personalized guidance from application through closing and beyond, with a commitment to transparent communication, streamlined processes, and long-term homeownership success.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners refinancing, Jumbo loan buyers
    What sets them apart
    • Jennifer offers conventional, FHA, VA, USDA, and jumbo loans plus refinancing—tailored to fit your specific financial needs and goals.
    • Available for questions throughout the process with text and video updates, keeping clients informed and confident at every step.
    • Provides ongoing support beyond closing, helping monitor your home investment and identify cost-saving opportunities for future refinancing or purchases.
    Mortgage LendingHome FinancingFirst-Time BuyersVA LoansRefinancing
    Jennifer Gibson, NMLS ID 2022479
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Mt Pleasant, SC · 1 mi from Mount Pleasant
    Serves Mt Pleasant, South Carolina and surrounding Lowcountry areas
    ★★★★★5.0(70 Google reviews)

    Parker Lending LLC is a mortgage lender based in Mt Pleasant, SC, specializing in personalized loan options for homebuyers and refinancing clients. With a strong local presence and commitment to customer service, they work with borrowers to find financing solutions tailored to individual needs and financial situations.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Refinancing borrowers, Local Mt Pleasant homeowners
    What sets them apart
    • Based in Mt Pleasant with deep knowledge of the Lowcountry real estate market and local lending landscape.
    • Works directly with borrowers to understand their financial goals and structure loan options accordingly rather than a one-size-fits-all approach.
    Mortgage LenderHome LoansRefinancingLocal LenderMt Pleasant
    Phone(843) 352-7915
    Parker Lending LLC
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Mt Pleasant, SC · 1 mi from Mount Pleasant
    Serves Charleston, Mt Pleasant, and surrounding Lowcountry communities
    ★★★★★4.8(55 Google reviews)

    First Heritage Mortgage is a local mortgage lender serving the Charleston area with a focus on personalized loan solutions for homebuyers and refinancing clients. Based in Mt Pleasant, they offer conventional, FHA, VA, and jumbo loan options tailored to individual financial situations. Their experienced team works to provide competitive rates and a streamlined lending process for both first-time and experienced buyers.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, FHA borrowers, refinancing homeowners, jumbo loan seekers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to meet diverse borrower needs and financial situations.
    • Based in Mt Pleasant with deep knowledge of the Charleston area real estate market and local lending practices.
    • Works directly with borrowers to understand their goals and provide customized mortgage solutions rather than one-size-fits-all products.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Phone(843) 735-9284
    Websitefhmtg.com
    First Heritage Mortgage, LLC - Charleston
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Mt Pleasant, SC · 1 mi from Mount Pleasant
    Serves Charleston, Mount Pleasant, and surrounding Lowcountry areas
    ★★★★★5.0(19 Google reviews)

    Chris Blough, operating as SC Lender Lady, is a mortgage lending specialist serving the Charleston area from Mount Pleasant. She provides personalized mortgage solutions including conventional loans, FHA loans, VA loans, and refinancing options for homebuyers and current homeowners. Chris focuses on making the lending process transparent and accessible, working with clients to find loan programs that fit their specific financial situation.

    Best for: VeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan-eligible military members and veterans, homeowners refinancing, buyers seeking FHA loan options
    What sets them apart
    • Specializes in VA loans for military members and veterans, helping them access no-down-payment financing options.
    • Offers conventional, FHA, VA, and refinancing programs, allowing clients to compare solutions rather than being limited to one product type.
    • Based in Mount Pleasant with deep knowledge of the Charleston-area real estate market and local lending landscape.
    Mortgage LendingHome LoansRefinancingVA LoansFHA Loans
    Phone(843) 568-6039
    Chris Blough, SC Lender Lady
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Mount Pleasant?

    Home Loans Inc, led by mortgage broker Jason Sharon, is the top-ranked provider in Mount Pleasant with a Lantern Score of 85.60/100 and a 5-star rating from 429 reviews. They specialize in VA loans, FHA loans, USDA loans, conventional mortgages, jumbo loans, and investment property financing for first-time homebuyers, veterans, self-employed professionals, and rural homebuyers.

    Which mortgage brokers in Mount Pleasant specialize in VA loans for military members?

    Several top-ranked providers specialize in VA loans, including Impact Lending Team (Lantern Score 85.34/100), which specifically serves military members buying out of state, and Lucey Mortgage Corporation (Lantern Score 85.11/100), led by Lorcan Lucey with over 35 years of experience serving military veterans and active-duty service members in the Charleston area.

    Who should first-time homebuyers contact in Mount Pleasant?

    Multiple highly-rated lenders focus on first-time homebuyers, with Home Loans Inc (Lantern Score 85.60/100) and Impact Lending Team (Lantern Score 85.34/100) leading the way. Impact Lending Team offers over 20 years of experience and personalized service, while Lending with Mark (Lantern Score 85.31/100) provides competitive rates and specializes in the Charleston area.

    What refinancing options are available from Mount Pleasant mortgage brokers?

    Many Mount Pleasant brokers excel at refinancing, including Lending with Mark (Lantern Score 85.31/100), which specializes in helping refinancing homeowners achieve competitive rates, and Lowcountry Home Loans (Lantern Score 84.75/100), which specifically serves cash-out refinance borrowers with 25+ years of combined team experience.

    Which mortgage lenders in Mount Pleasant offer the most experience?

    Lucey Mortgage Corporation, led by Lorcan Lucey (Lantern Score 85.11/100), brings over 35 years of mortgage lending experience in the Charleston area, while Barley Mortgage (Lantern Score 85.15/100) combines 60 years of team experience with over $1.25 billion in closed loan volume across the Tri-County Area.

    Are there mortgage brokers in Mount Pleasant who serve Spanish-speaking clients?

    Mission One Mortgage, led by Debbie Haberny (Lantern Score 85.09/100 with 158 reviews), specifically highlights Spanish-speaking client support and offers personalized guidance for first-time homebuyers and homeowners refinancing in the Charleston area.

    This directory of mortgage brokers local businesses serving Mount Pleasant, SC is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 21, 2026. To claim or update a listing, contact us.