Best Insurance Agents in Durham, North Carolina

    Areas served: Durham, NC and surrounding Durham County

    30 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 17, 2026

    Durham's insurance market reflects the city's diverse economy, with agents serving Research Triangle professionals, Duke University affiliates, Durham Public Schools employees, and small business owners across sectors from biotechnology to food manufacturing. Local agents typically maintain relationships with multiple carriers to address the distinct needs of Durham's academic institutions, healthcare sector, and growing startup community. This directory provides verified information on independent agents and captive representatives throughout Durham and surrounding Durham County.

    Show businesses best for:
    86
    Lantern
    Score
    Raleigh, NC · 18 mi from Durham
    Serves Raleigh, NC and throughout North Carolina
    ★★★★★5.0(543 Google reviews)

    Carolina Insurance Professionals is a family-owned health insurance agency based in Raleigh, NC, serving North Carolina residents for over 25 years. Led by licensed health insurance agents and brokers, they specialize in individual, family, group, and Medicare health insurance plans—simplifying the often-complex marketplace to match each client's unique needs and budget. Their standout advantage: they charge no broker fees, meaning you'll never pay more than going direct to an insurer, and they provide ongoing support throughout your policy term, not just at enrollment.

    Best for: Comparing OptionsLife Insurance Planning
    Ideal clients: North Carolina residents seeking individual or family health coverage, self-employed business owners needing group plans, Medicare-eligible seniors (age 65+), people overwhelmed by marketplace options
    What sets them apart
    • You pay the same price as going direct to the insurer or marketplace, with zero commission charged by the agency—their only incentive is finding you the right plan.
    • The team continuously trains with insurance carriers and stays current on policy changes, providing personalized guidance for individual, family, group, and Medicare coverage.
    • Beyond initial enrollment, they serve as your dedicated advisor for plan amendments, coverage questions, and updates on new policies that may affect your healthcare.
    Health InsuranceMedicare PlansFamily CoverageNo Broker FeesLicensed Agents
    Carolina Insurance Professionals
    Updated 4/17/26Learn More →
    86
    Lantern
    Score
    Raleigh, NC · 17 mi from Durham
    Serves Raleigh and throughout North Carolina
    ★★★★★5.0(467 Google reviews)

    Zacharko Insurance Agency is a veteran-owned independent insurance agency serving North Carolina since 1993, specializing in auto, home, and business insurance. As an independent agency, they work with multiple top-rated carriers to customize coverage and find better rates for their clients. Their team provides personalized service and long-term support to help protect families and businesses across the state.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Homeowners seeking auto and property coverage, small business owners needing commercial insurance, North Carolina residents wanting personalized local service
    What sets them apart
    • As an independent agency, Zacharko works with a spectrum of top-rated carriers rather than a single company, allowing them to offer more options and competitive rates for each client's unique situation.
    • Veteran-owned and operated since 1993, the agency combines decades of expertise with personal attention, helping clients navigate insurance needs and protect their hard-earned assets.
    • They handle auto, home, and business insurance in one place, making it convenient for families and entrepreneurs to manage all their coverage through trusted local agents.
    Independent AgencyAuto InsuranceHome InsuranceBusiness InsuranceNorth Carolina
    Phone(919) 790-9546
    Zacharko Insurance Agency
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Raleigh, NC · 9 mi from Durham
    Serves Raleigh and all of North Carolina
    ★★★★★5.0(158 Google reviews)

    Lamm Insurance Group is an independent insurance agency in Raleigh, NC led by Brent Lamm, a 3rd generation insurance agent with 16 years of experience. They specialize in auto, home, business, and life insurance, representing multiple financially strong carriers including Erie Insurance. As independent agents, they work for clients rather than insurance companies, offering competitive quotes and personalized service across North Carolina.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: North Carolina residents seeking auto or home insurance, small business owners needing commercial coverage, individuals comparing multiple carrier options
    What sets them apart
    • Works with multiple carriers to find the best coverage at competitive prices, not bound to a single insurance company.
    • Principal agent Brent Lamm brings 16 years of experience and is a 3rd generation insurance professional.
    • Offers auto, home, business, and life insurance under one agency, simplifying multi-policy management.
    Independent AgentAuto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Phone(919) 747-2988
    Lamm Insurance Group
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Cary, NC · 15 mi from Durham
    Serves Cary, NC and throughout North Carolina including the Triangle (Raleigh, Durham, Chapel Hill), Charlotte, Asheville, Wilmington, and all points in between
    ★★★★★5.0(134 Google reviews)

    NC Insurance Guy is a trusted independent insurance broker serving North Carolina with 18 years of local expertise in the Triangle and throughout the state. James specializes in health, dental, life, disability, long-term care, and annuity insurance for individuals, families, self-employed professionals, seniors, and small businesses. The agency represents top regional and national carriers and provides personalized service—whether in-office, by phone, or at your home—with a focus on finding affordable, budget-friendly coverage that fits your specific needs and life changes.

    Best for: Comparing OptionsLife Insurance Planning
    Ideal clients: Self-employed professionals, recent relocations to NC, Medicare-eligible seniors, families seeking comprehensive coverage, small business owners, individuals who've struggled to find affordable health insurance
    What sets them apart
    • Deep expertise navigating the NC insurance landscape with long-standing relationships with top carriers and a proven track record of serving individuals, families, and small businesses.
    • Far beyond just health insurance—offers life, disability, long-term care, Medicare, annuities, and group plans with expert annual review of coverage based on medications, doctors, health changes, and budget.
    • Available by phone, text, or in-office; specializes in helping relocations, self-employed professionals, and seniors with patient, knowledgeable guidance before, during, and after enrollment.
    Health InsuranceLife InsuranceDisability InsuranceIndependent BrokerMedicare
    Phone(919) 332-2383
    NC Insurance Guy
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Durham, NC
    Serves Durham, North Carolina and surrounding areas
    ★★★★★5.0(66 Google reviews)

    Herring & Bickers Insurance Agency is an independent insurance agency serving Durham and North Carolina with auto, home, business, and life insurance coverage. The team prioritizes client satisfaction with prompt, professional service and personalized attention from experienced agents. They specialize in ERIE Insurance products and handle everything from policy quotes to claims support.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, business owners needing commercial liability, drivers looking for competitive auto rates, families wanting consolidated insurance policies
    What sets them apart
    • As an independent agent, Herring & Bickers works with multiple carriers including ERIE Insurance to find the best coverage options tailored to each client's specific needs.
    • The agency handles auto, home, business, life insurance, workers compensation, general liability, and commercial auto—providing one-stop shopping for personal and business insurance needs.
    • Based in Durham with deep community ties, the team is known for quick response times and personalized attention from familiar agents who understand local risks.
    Independent AgentAuto InsuranceHome InsuranceBusiness InsuranceLocal Agency
    Phone(919) 479-9900
    Herring & Bickers Insurance
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Raleigh, NC · 15 mi from Durham
    Serves Raleigh, NC and surrounding Wake County communities including Cary, Garner, Durham, Chapel Hill, and the Triangle region
    ★★★★★4.9(458 Google reviews)

    All About Insurance is an independent agency serving Raleigh and the Triangle area since 1993, offering comprehensive personal and business insurance solutions. They provide home, auto, renters, life, motorcycle, and condo insurance for individuals, plus business owners policies, commercial auto, general liability, workers compensation, and industry-specific coverage for contractors, dealerships, and transportation companies. As a local, independent agency representing multiple carriers, they combine Wake County expertise with personalized service to help residents and business owners find affordable coverage tailored to their needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Raleigh families and homeowners, small business owners and contractors, young professionals needing renters insurance, growing companies in Research Triangle Park
    What sets them apart
    • Represents multiple insurance carriers, allowing them to compare options and deliver competitive rates rather than being limited to one company's products.
    • Family-owned and established nearly 30 years ago, with agents who live and work in Raleigh and understand Wake County's specific risks including severe weather and growing business community needs.
    • Serves both individuals and business owners with industry-specific solutions for contractors, dealerships, transportation, and trucking companies.
    Independent AgencyLocal ExpertsMulti-Line InsuranceFree QuotesBusiness & Personal
    Phone(919) 747-9926
    All About Insurance
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding areas including Chapel Hill, Cary, Raleigh, and Mebane
    ★★★★★5.0(58 Google reviews)

    SKW Insurance is an independent insurance agency in Durham, NC, specializing in Medicare planning, life insurance, and long-term care insurance. Owner Kay Winkler, LUTCF, CLTC, has been serving clients since 2002 with personalized guidance and unbiased solutions. As an independent broker, Kay represents multiple top-rated carriers and provides direct access to underwriters, ensuring clients receive competitive options tailored to their specific health conditions and financial goals.

    Best for: Comparing Options
    Ideal clients: Medicare-eligible retirees, individuals seeking life insurance, those planning for long-term care needs, people approaching retirement age
    What sets them apart
    • Works as an independent agent representing multiple top carriers, shopping all plans on behalf of clients rather than being tied to a single company.
    • Provides expert guidance on Medicare options, supplemental plans, and Part D pharmacy selections to help clients avoid costly mistakes.
    • Helps clients transfer risk through long-term care insurance to protect retirement assets and financial plans from unexpected illness or chronic care needs.
    Medicare PlanningLife InsuranceLong-Term CareIndependent AgentRetirement Planning
    Phone(919) 358-3835
    SKW Insurance
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Durham, NC
    Serves Durham, North Carolina and throughout North Carolina
    ★★★★★4.9(219 Google reviews)

    Mike Embree Insurance is an independent insurance agency serving Durham and North Carolina since 1997, specializing in auto, home, business, and life insurance. Agency owner Michael Embree brings decades of industry expertise, and his knowledgeable staff provides personalized service to customize coverage for both personal and commercial clients. They represent Erie Insurance and focus on delivering protection at competitive rates with responsive, client-centered service.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Durham and North Carolina homeowners, auto owners seeking multi-policy discounts, small business owners, families looking for comprehensive life insurance
    What sets them apart
    • Over 25 years of experience serving Durham and North Carolina with consistent, knowledgeable service from agency owner Michael Embree and his staff.
    • As an independent agency, they represent Erie Insurance and can customize solutions across auto, home, business, and life insurance products to fit your specific needs.
    • The team takes time to answer all questions and provide tailored coverage options rather than one-size-fits-all solutions.
    Auto InsuranceHomeowners InsuranceBusiness InsuranceLife InsuranceIndependent Agent
    Phone(919) 489-7336
    Mike Embree Insurance Agency
    Updated 4/17/26Learn More →
    83
    Lantern
    Score
    Raleigh, NC · 19 mi from Durham
    Serves Raleigh and surrounding North Carolina communities
    ★★★★★5.0(46 Google reviews)

    North Star Insurance LLC is an independent insurance agency in Raleigh serving individuals and businesses throughout North Carolina with comprehensive coverage solutions. They specialize in auto, home, life, and commercial insurance policies, leveraging multiple carriers to find competitive rates and customized coverage for each client's unique needs. Their team works to simplify the insurance process and help clients understand their options.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, Small business owners, Individuals comparing auto and life insurance rates, Families looking for comprehensive protection
    What sets them apart
    • Works with multiple insurance carriers to find the best rates and coverage options for each client rather than representing a single company.
    • Offers auto, home, life, and commercial insurance in one convenient location, making it easy to bundle policies for discounts.
    • Established in Raleigh with direct phone and in-person consultation available to answer questions and adjust coverage as needs change.
    Independent AgentMultiple Insurance TypesLocal InsuranceFree QuotesNC Coverage
    Phone(888) 664-3126
    North Star Insurance LLC
    Updated 4/17/26Learn More →
    83
    Lantern
    Score
    Durham, NC
    Serves Durham and throughout North Carolina
    ★★★★★4.9(133 Google reviews)

    The Insurance Pros is an independent insurance agency in Durham specializing in auto, home, business, and life insurance across North Carolina. Co-owned by Tim Foster and Charlie Dickerson, the agency takes a personalized approach to understand each client's unique circumstances and provide competitive coverage with excellent service. As an independent agent, they offer products from leading carriers like Erie Insurance and provide dedicated support for claims and ongoing account management.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, drivers needing auto coverage, small business owners, individuals planning for life insurance
    What sets them apart
    • As independent agents, they partner with leading insurance providers like Erie Insurance, allowing them to shop multiple carriers to find the best coverage and rates for each client's specific needs.
    • The team takes time to understand each customer's unique circumstances and works closely with clients during the claims process to get life back to normal quickly.
    • They specialize in auto, home, business, and life insurance, making it convenient for customers to consolidate multiple policies with one trusted agency.
    Auto InsuranceHome InsuranceBusiness InsuranceLife InsuranceIndependent Agent
    Phone(919) 294-6613
    The Insurance Pros
    Updated 4/17/26Learn More →
    83
    Lantern
    Score
    Durham, NC
    Serves Durham, Chapel Hill, Raleigh, and the greater Triangle area; service areas in North Carolina, South Carolina, and Virginia
    ★★★★★4.9(106 Google reviews)

    John Moore is a State Farm Insurance Agent serving Durham, Chapel Hill, and the Raleigh area since 2016. He offers comprehensive insurance solutions including auto, homeowners, condo, renters, business, life, health, pet, and flood insurance, with complementary quotes available across North Carolina, South Carolina, and Virginia. The office provides flexible service options—phone, text, virtual meetings, and in-person appointments—with bilingual support and 24/7 availability, making it easy for individuals, families, and small business owners to protect what matters most.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families relocating to the Triangle, homeowners seeking comprehensive coverage, small business owners, individuals needing life or health insurance
    What sets them apart
    • Recognized for exceptional service and customer care within State Farm's top-performing agents.
    • Offers phone, text, virtual, and in-person meetings with extended hours and same-day response to customer needs.
    • Provides auto, home, business, life, health, pet, and flood insurance—plus banking services and bonds—all in one place.
    State Farm AgentAuto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Phone(919) 598-7900
    John Moore - State Farm Insurance Agent
    Updated 4/17/26Learn More →
    83
    Lantern
    Score
    Hillsborough, NC · 12 mi from Durham
    Serves Hillsborough and surrounding areas including Raleigh, Cary, Durham, Chapel Hill, and Mebane, NC
    ★★★★★4.9(99 Google reviews)

    Colonial Insurance Agency is a family-owned and operated independent insurance agency founded in 1967, serving North Carolina for over 55 years. They offer comprehensive personal insurance including home, auto, life, motorcycle, and flood coverage, as well as business insurance solutions such as business owners, general liability, commercial property, and commercial auto policies. As an independent agent, they shop multiple carriers to provide clients with competitive rates and personalized coverage options tailored to individual needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: North Carolina families and small business owners seeking personalized insurance advice, homeowners wanting comprehensive coverage, and business owners needing multi-line commercial protection
    What sets them apart
    • Not bound to any single insurance company, allowing them to shop and compare policies from multiple carriers to find the best rates and coverage options for each client.
    • Founded in 1967 and operated by the same family for two generations, bringing deep local knowledge and established relationships throughout North Carolina.
    • Offers both personal insurance (home, auto, life, flood) and business insurance (owners policies, liability, commercial property) in one location, eliminating the need for multiple agents.
    Independent AgentFamily-OwnedMulti-Line InsurancePersonal & BusinessNC Since 1967
    Phone(919) 732-2191
    Colonial Insurance Agency
    Updated 4/17/26Learn More →
    82
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding Triangle area
    ★★★★★4.8(497 Google reviews)

    Salazar Insurance Agency & Latino Tax Corporation is a full-service firm in Durham offering comprehensive tax preparation, accounting, and insurance solutions. Led by Miguel Govea Salazar, an Enrolled Agent with IRS representation credentials, they serve individuals and businesses with personal and business tax prep, bookkeeping, payroll services, notary services, and business registrations. They specialize in auto, home, commercial, workers compensation, and general liability insurance, with a focus on serving the Latino community and bilingual clients.

    Ideal clients: Small business owners, self-employed individuals, Latino/bilingual taxpayers, individuals facing IRS audits
    What sets them apart
    • Miguel Govea Salazar is an Enrolled Agent qualified to represent clients before the IRS in audits and tax matters, offering expert guidance beyond typical tax preparers.
    • Combines personal and business tax preparation, bookkeeping, and payroll with a full insurance agency, providing one-stop solutions for clients' financial and coverage needs.
    • Specifically serves the Latino community with bilingual expertise, helping clients navigate tax and insurance requirements with personalized, low-pressure service.
    Tax PreparationInsuranceAccountingBilingual ServicesIRS Representation
    Phone(919) 797-0135
    Salazar Insurance Agency & Latino Tax Corporation
    Updated 4/16/26Learn More →
    82
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding areas
    ★★★★★4.8(412 Google reviews)

    Superior Insurance of Durham is a full-service insurance agency located on Broad Street, offering personalized coverage solutions for auto, home, life, and business insurance. As an independent agent, they represent multiple carriers, allowing customers to compare quotes and find the best rates tailored to their specific needs. The agency combines local expertise with access to a wide range of insurance products to help Durham residents and business owners protect what matters most.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Auto insurance shoppers, homeowners seeking bundled coverage, small business owners, life insurance buyers
    What sets them apart
    • Represents multiple insurance carriers, enabling customers to compare quotes and find competitive rates rather than being limited to a single company's offerings.
    • Provides auto, home, life, and business insurance under one roof, simplifying insurance management for individuals and business owners.
    • Established local presence on Broad Street with personalized service and understanding of Durham's specific insurance needs.
    Auto InsuranceHomeowners InsuranceIndependent AgentBusiness InsuranceLocal Service
    Phone(919) 224-8034
    Superior Insurance of Durham
    Updated 4/17/26Learn More →
    81
    Lantern
    Score
    Durham, NC
    Serves Durham, North Carolina and many states across the country
    ★★★★★4.9(39 Google reviews)

    Insurance People of North Carolina is an independent insurance agency in Durham serving businesses and individuals throughout North Carolina and across the country. They specialize in personal insurance, business insurance, and employee benefits, with dedicated industry expertise in education, breweries/distilleries, veterinary practices, healthcare, social services, and construction. Known for their community-focused, people-driven approach, they work closely with clients to provide customized coverage solutions and a concierge-level experience.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Business owners in specialized industries, families seeking comprehensive personal coverage, employers offering employee benefits, veterinary practices, breweries and distilleries
    What sets them apart
    • Offers access to top-rated national and regional insurance carriers, giving clients choice and competitive options rather than being tied to a single company.
    • Provides dedicated expertise for specific industries including education, breweries/distilleries, veterinary practices, healthcare, social services, and residential/commercial construction.
    • Takes a relationship-focused approach, working closely with each client to understand their unique risks and provide informed, customized insurance solutions.
    Independent AgentBusiness InsurancePersonal InsuranceDurham NCEmployee Benefits
    Phone(919) 383-0442
    Insurance People of North Carolina
    Updated 4/17/26Learn More →
    81
    Lantern
    Score
    Hillsborough, NC · 12 mi from Durham
    Serves Hillsborough, NC and surrounding areas
    ★★★★★5.0(120 Google reviews)

    Top Tier Insurance Group is an independent insurance agency in Hillsborough, NC specializing in auto and homeowners insurance quotes. They help customers compare coverage options from multiple carriers to find the right protection at competitive rates, with a focus on personalized service and ensuring clients understand their coverage details rather than simply accepting the lowest quote.

    Best for: Comparing OptionsHomeowners
    Ideal clients: Auto and homeowners insurance shoppers seeking competitive quotes, customers wanting personalized advice beyond online-only policies, families comparing coverage options
    What sets them apart
    • Represents multiple insurance carriers, allowing customers to compare quotes and find the best coverage options rather than being limited to a single company's products.
    • Offers online tools to compare insurance quotes apples-to-apples across carriers, making it easier to find savings while ensuring adequate coverage.
    • Agents help customers understand their coverage needs and avoid the pitfall of choosing lowest-cost policies without adequate protection.
    Auto InsuranceHomeowners InsuranceIndependent AgentFree QuotesInsurance Comparison
    Phone(984) 514-8656
    Top Tier Insurance Group, LLC
    Updated 4/17/26Learn More →
    81
    Lantern
    Score
    Durham, NC
    Serves Durham, Raleigh, Chapel Hill, and throughout North Carolina
    ★★★★★5.0(22 Google reviews)

    First Insurance Services is an independent insurance agency based in Durham, NC, serving North Carolina residents and businesses since 1950. They specialize in both personal insurance (homeowners, auto, life) and comprehensive business coverage (general liability, workers compensation, commercial auto, builders risk, cyber insurance, and more). As an independent agency with access to multiple carriers, they tailor solutions to match individual and business needs while helping clients find the best rates.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Small to mid-size business owners, nonprofit organizations, homeowners seeking personalized service, North Carolina residents wanting local expert guidance
    What sets them apart
    • First Insurance Services has been protecting North Carolina residents and businesses since 1950, providing stability and expertise through decades of market changes.
    • Access to a wide selection of carriers allows them to compare options and find tailored coverage and competitive rates for each client rather than being limited to one company.
    • They handle everything from homeowners and auto insurance to specialized business policies like cyber insurance, EPLI, and nonprofit coverage in one convenient location.
    Independent AgencyBusiness InsurancePersonal InsuranceNC LicensedSince 1950
    Phone(919) 941-0549
    First Insurance Services
    Updated 4/17/26Learn More →
    80
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding areas
    ★★★★★4.9(27 Google reviews)

    George Stevens Insurance Inc is a full-service independent insurance agency in Durham serving individuals and businesses with a comprehensive range of coverage options. Their team of experienced insurance professionals helps clients navigate auto, home, life, business, health, dental, Medicare, motorcycle, and renters insurance, as well as commercial policies like workers compensation and general liability. They pride themselves on shopping multiple carriers to find the best-fit policies for each client's unique needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Individuals seeking comprehensive personal insurance, small business owners needing commercial coverage, families wanting bundled policies, those comparing rates across multiple carriers
    What sets them apart
    • As an independent agency, they work with multiple carriers to find the best policy options and rates tailored to each client's specific situation.
    • Beyond standard personal auto and home policies, they offer business coverage, workers compensation, general liability, dental, health, Medicare, and specialty products like bonds for used car lots.
    • Their team prioritizes understanding each client's needs and walking them through policy options with respect and clarity rather than high-pressure sales tactics.
    Insurance AgencyAuto InsuranceHomeowners InsuranceBusiness InsuranceIndependent Agent
    Phone(919) 403-3611
    George Stevens Insurance Inc
    Updated 4/17/26Learn More →
    80
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding Triangle area
    ★★★★★4.8(43 Google reviews)

    Triangle Insurance Alliance is an independent insurance agency in Durham, NC serving the area for nearly 50 years. They shop 9 top-rated carriers to find clients the best rates on home, auto, life, boat, renters, and business insurance. Their agents have extensive experience working inside major insurance companies and offer free quotes with no obligation, helping customers save money through multi-carrier comparison shopping.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking lower rates, small business owners, families comparing auto and home insurance bundles, boat owners
    What sets them apart
    • Compare rates from 9 A-rated carriers at once instead of being limited to a single company's offerings, ensuring clients get the best available rate.
    • Long-established Durham agency with agents who have worked inside major insurance companies, bringing insider knowledge to help customers maximize savings.
    • Offers home, auto, life, boat, renters, business, commercial auto, workers compensation, flood, motorcycle, and watercraft insurance under one agency.
    Independent AgentFree QuotesMulti-CarrierFamily-OwnedDurham NC
    Phone(919) 322-3640
    Triangle Insurance Alliance
    Updated 4/17/26Learn More →
    80
    Lantern
    Score
    Durham, NC
    Serves Durham, Apex, and surrounding North Carolina areas
    ★★★★★5.0(17 Google reviews)

    Morgan & Allen Insurance Group is an independent insurance agency in Durham, NC specializing in Medicare plans, health insurance, and life insurance for people of all ages. As independent agents, they represent multiple leading carriers, allowing them to tailor coverage to individual needs rather than pushing a single company's products. They offer Medicare Advantage plans, Medicare Supplements, Part D prescription plans, hospital indemnity insurance, long-term care insurance, cancer/heart attack/stroke insurance, and short-term medical plans, with personalized in-person service and free educational seminars to help clients understand their options.

    Best for: Comparing Options
    Ideal clients: Medicare beneficiaries, families seeking comprehensive coverage, seniors exploring health plan options, small business owners needing life and health insurance
    What sets them apart
    • Represents multiple leading insurance carriers, allowing personalized plan recommendations tailored to individual needs rather than limited to one company's offerings.
    • Offers free 'Welcome to Medicare' seminars and group presentations to demystify insurance options and empower clients through education.
    • Provides face-to-face appointments at Durham and Apex office locations or at a client's preferred public setting for personalized consultation.
    Medicare InsuranceHealth InsuranceIndependent AgentLife InsurancePersonalized Service
    Phone(919) 744-6776
    Morgan & Allen Insurance Group, Durham Office
    Updated 4/17/26Learn More →
    79
    Lantern
    Score
    Chapel Hill, NC · 7 mi from Durham
    Serves Chapel Hill and North Carolina
    ★★★★★4.7(55 Google reviews)

    High & Rubish Insurance Agency is an independent insurance agency serving Chapel Hill and North Carolina with expertise in auto, home, business, farm, and life insurance. Led by Jeff Rubish and team, they work with multiple top carriers to provide personalized coverage options that fit each client's specific needs and budget. Their decade-plus track record of client service makes them a trusted local resource for comprehensive insurance protection.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: North Carolina homeowners, auto owners, small business owners, farmers, families seeking life insurance
    What sets them apart
    • Works with multiple top insurance carriers to provide clients with more options and competitive rates rather than being limited to one company's offerings.
    • Handles auto, home, business, farm, life, and group benefits insurance — a full spectrum of personal and commercial coverage under one trusted agency.
    • Dedicated staff work to customize solutions tailored to each client's exact situation, with a focus on finding coverage that provides confidence without breaking the bank.
    Independent AgentAuto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Phone(919) 913-1144
    High & Rubish Insurance Agency
    Updated 4/17/26Learn More →
    78
    Lantern
    Score
    Durham, NC
    Serves Durham, Chapel Hill, and the greater Triangle area including Raleigh, Cary, and surrounding counties in North Carolina, South Carolina, Virginia, Georgia, and Tennessee
    ★★★★★4.6(141 Google reviews)

    All About Insurance is a local, independent insurance agency serving Durham and the greater Triangle area since 1993. They offer comprehensive personal insurance (home, auto, renters, life), business insurance (BOP, commercial auto, general liability, workers compensation), and industry-specific coverage for trucking, transportation, contractors, and repair shops. As an independent agency representing multiple top-rated carriers, they shop policies to find affordable coverage tailored to each client's needs, with local agents who understand Durham's unique risks from historic neighborhoods to businesses near Research Triangle Park.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Durham homeowners and renters, small business owners, Research Triangle Park companies, contractors and transportation businesses, families seeking bundled coverage
    What sets them apart
    • Represents multiple top-rated insurance carriers, allowing them to compare policies and find the best value and coverage for each client rather than being limited to one company's offerings.
    • Durham-based agents who understand local risks and community needs, from protecting historic homes to insuring businesses in Research Triangle Park, with 30+ years of service history.
    • Offers personal, business, and industry-specific insurance (trucking, contractors, repair shops) all in one agency, making them a one-stop solution for diverse insurance needs.
    Independent AgentPersonal InsuranceBusiness InsuranceFree QuotesLocal Agency
    Phone(919) 479-8200
    All About Insurance - Durham
    Updated 4/17/26Learn More →
    78
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and throughout North Carolina with 10 locations statewide
    ★★★★★4.6(69 Google reviews)

    All About Insurance is North Carolina's leading independent insurance agency with 33 years of experience and 10 locations statewide. They specialize in auto, home, renters, and business insurance, serving over 37,000 clients across the state. As a RamseyTrusted™ endorsed provider, they're known for personalized coverage reviews, bundling discounts, and responsive local service that prioritizes client needs over aggressive upselling.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: North Carolina homeowners, auto owners, renters, small business owners, contractor and transportation companies seeking bundled coverage and trusted local advice
    What sets them apart
    • Hand-picked and thoroughly vetted monthly by Ramsey Solutions since 2022, meeting strict standards for integrity and people-first financial advice.
    • Access to multiple carriers and quotes allows them to pair the right policy to your unique risks and budget rather than pushing one company's products.
    • 10 offices across North Carolina with 37,000+ satisfied clients, providing convenient access while maintaining personalized service and agents who know you by name.
    Independent AgentNC Insurance ExpertsLocal Since 1993RamseyTrustedMulti-State Coverage
    Phone(919) 493-2911
    All About Insurance - Durham (University Dr)
    Updated 4/17/26Learn More →
    76
    Lantern
    Score
    Cary, NC · 16 mi from Durham
    Serves Cary, NC and surrounding areas
    ★★★★★4.7(65 Google reviews)

    Steve Moore is a local Allstate Insurance agent serving the Cary area with comprehensive coverage options including auto, home, life, and business insurance. With over 65 customer reviews, this agency helps individuals and families find the right insurance policies tailored to their specific needs and budget.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto insurance shoppers, families seeking life insurance, small business owners
    What sets them apart
    • Access to Allstate's full suite of insurance products and discounts, including bundling options for multiple policies.
    • Established agent in Cary with a local office at 1155 Kildaire Farm Rd, providing personalized service and easy access to your agent.
    Auto InsuranceHome InsuranceLife InsuranceLocal Agent
    Phone(919) 851-0624
    Steve Moore: Allstate Insurance
    Updated 4/17/26Learn More →
    75
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding areas
    ★★★★★4.7(60 Google reviews)

    Cody Holliday is an Allstate Insurance agent serving the Durham area with comprehensive coverage options including auto, home, life, and business insurance. With access to Allstate's full suite of products and personalized service, Cody helps individuals and families find the right protection at competitive rates.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners, auto owners, families seeking life insurance, small business owners
    What sets them apart
    • Access to auto, home, life, and business insurance options, plus bundling discounts for multi-policy customers.
    • Cody Holliday brings personalized service and local knowledge to help Durham residents understand their coverage options.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(919) 493-7471
    Cody Holliday: Allstate Insurance
    Updated 4/17/26Learn More →
    75
    Lantern
    Score
    Durham, NC
    Serves Durham, Chapel Hill, Raleigh, and surrounding Piedmont communities
    ★★★★★4.9(9 Google reviews)

    Knox Insurance Agency LLC is an independent insurance agency in Durham serving the Piedmont region with personalized coverage solutions. As an Erie Insurance agent, they offer auto, home, business, and life insurance policies tailored to local families and business owners. Their focus on customer service and competitive rates makes them a trusted choice for comprehensive protection.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners, auto owners, small business operators, families seeking bundled insurance discounts
    What sets them apart
    • Backed by Erie Insurance, a nationally recognized carrier known for competitive rates and strong financial stability, giving clients confidence in their coverage.
    • Offers auto, home, business, and life insurance, allowing customers to bundle policies and potentially save with discounts.
    • Located in Durham with direct phone and web access, providing one-on-one consultation to match coverage to individual needs.
    Auto InsuranceHome InsuranceBusiness InsuranceErie InsuranceIndependent Agent
    Phone(919) 313-6411
    Knox Insurance Agency LLC
    Updated 4/17/26Learn More →
    75
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding areas
    ★★★★★4.6(21 Google reviews)

    McClintock Insurance Agency is an independent insurance agency serving Durham and surrounding areas with comprehensive coverage options including auto, home, life, and business insurance. The agency works with multiple carriers to find customized policies that fit each client's unique needs and budget. Their experienced team focuses on providing personalized service and helping clients understand their coverage options.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled insurance, small business owners, individuals comparing auto and home insurance rates
    What sets them apart
    • Works with multiple insurance carriers to compare rates and find the best coverage options for each client, rather than being limited to a single company.
    • Based in Durham with in-depth knowledge of local insurance needs and regional risk factors for North Carolina residents.
    • Offers auto, home, life, and business insurance solutions, allowing clients to bundle policies and manage all insurance needs in one place.
    Insurance AgencyAuto InsuranceHome InsuranceIndependent Agent
    McClintock Insurance Agency
    Updated 4/17/26Learn More →
    74
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding areas
    ★★★★☆4.4(67 Google reviews)

    NC Farm Bureau Insurance in Durham offers comprehensive insurance solutions including auto, home, life, and business coverage for North Carolina families and businesses. As a local Farm Bureau affiliate, they provide personalized service and competitive rates backed by established underwriting standards. They specialize in bundling policies to help customers maximize savings while protecting what matters most.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking bundled auto and home insurance, North Carolina business owners, individuals wanting life coverage with auto/home protection
    What sets them apart
    • Access to Farm Bureau's established relationships and competitive rates through a trusted regional organization.
    • Combine auto, home, life, and business coverage to unlock discounts and simplified account management.
    • Dedicated Durham-based agents who understand North Carolina insurance needs and community risk factors.
    Auto InsuranceHome InsuranceLife InsuranceFarm Bureau
    Phone(919) 477-9861
    NC Farm Bureau Insurance
    Updated 4/17/26Learn More →
    74
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding areas
    ★★★★☆4.4(64 Google reviews)

    Around The Corner Insurance Agency is an independent insurance broker serving Durham and surrounding areas with personalized coverage solutions. They specialize in auto, home, life, and commercial insurance, working with multiple carriers to find policies tailored to each client's needs and budget. With over a decade of local experience, they're known for taking time to understand their customers' unique situations and providing honest advice without pressure.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking comprehensive coverage, drivers looking for competitive auto rates, business owners needing commercial policies, families planning life insurance
    What sets them apart
    • Works with multiple insurance carriers to compare rates and coverage options, not limited to a single company's products.
    • Takes time to understand each client's specific situation and provides tailored recommendations rather than one-size-fits-all solutions.
    • Long-standing Durham agency with deep knowledge of local insurance needs and area-specific risks.
    Independent AgentAuto InsuranceHomeowners InsuranceLife Insurance
    Phone(919) 286-9500
    Websiteatcia.com
    Around The Corner Insurance Agency
    Updated 4/17/26Learn More →
    71
    Lantern
    Score
    Durham, NC
    Serves Durham, NC and surrounding areas
    ★★★★☆4.4(62 Google reviews)

    Direct Auto Insurance is an insurance agency in Durham offering auto insurance, home insurance, and other coverage options. This location provides in-person consultations to help customers find affordable policies tailored to their needs.

    Best for: Homeowners
    Ideal clients: Auto insurance shoppers, homeowners seeking bundled coverage, customers preferring in-person service
    What sets them apart
    • Offers auto, home, and other insurance products in one location, allowing customers to bundle policies for convenience.
    • In-person location on N Duke Street in Durham provides face-to-face service for policy consultations and support.
    Auto InsuranceHome InsuranceInsurance AgencyAffordable Coverage
    Phone(919) 220-0887
    Direct Auto Insurance
    Updated 4/17/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked insurance agent in Durham, NC?

    Carolina Insurance Professionals is the top-ranked insurance agency in Durham with a Lantern Score of 85.66/100 and a 5-star rating based on 543 reviews. This family-owned agency has served North Carolina residents for over 25 years and specializes in health insurance, group plans for self-employed business owners, and Medicare coverage.

    Which insurance agents in Durham specialize in Medicare planning?

    SKW Insurance (Lantern Score: 83.82/100) and Morgan & Allen Insurance Group (Lantern Score: 79.93/100) both specialize in Medicare planning in Durham. SKW Insurance is led by Kay Winkler, LUTCF, CLTC, and focuses on Medicare planning, life insurance, and long-term care, while Morgan & Allen specializes in Medicare plans and health insurance for people of all ages.

    What insurance options are available for small business owners in Durham?

    Multiple top-ranked agencies serve small business owners in Durham, including Zacharko Insurance Agency (Lantern Score: 85.62/100), which specializes in commercial insurance as a veteran-owned independent agency since 1993, and Lamm Insurance Group (Lantern Score: 85.09/100), led by 3rd generation agent Brent Lamm with 16 years of experience. Both agencies offer auto, home, and business coverage tailored to small business needs.

    Which insurance agency in Durham is best for health insurance and self-employed professionals?

    NC Insurance Guy (Lantern Score: 84.96/100) is highly rated for self-employed professionals and those seeking comprehensive health coverage, with 18 years of local expertise in the Triangle. The agency specializes in health, dental, and life insurance and has a 5-star rating with 134 reviews.

    Who offers bundled auto and home insurance coverage in Durham?

    Herring & Bickers Insurance (Lantern Score: 84.05/100) and Triangle Insurance Alliance (Lantern Score: 80.03/100) both specialize in bundled coverage. Herring & Bickers is based in Durham and prioritizes client satisfaction with auto, home, business, and life insurance, while Triangle Insurance Alliance has served the area for nearly 50 years and shops 9 top-rated carriers to find the best rates.

    Which insurance agencies in Durham have the most customer reviews?

    Carolina Insurance Professionals leads with 543 reviews (5★, Lantern Score: 85.66), followed by Salazar Insurance Agency & Latino Tax Corporation with 497 reviews (4.8★, Lantern Score: 82.17), and All About Insurance with 458 reviews (4.9★, Lantern Score: 83.89). All three agencies are top-ranked options for Durham residents seeking comprehensive insurance solutions.

    This directory of insurance agents local businesses serving Durham, NC is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 17, 2026. To claim or update a listing, contact us.