Areas served: Los Angeles, Irvine, Long Beach
Mares Mortgage is Orange County's #1 mortgage broker, established in 1993 and the oldest mortgage broker on the West Coast. They offer a full range of loan programs including conventional, FHA, VA, jumbo, refinancing, HELOC, and non-QM loans with fast underwriting (1-2 days), competitive rates, and personalized support. Their streamlined online application and dedicated team of loan originators handle all aspects of mortgage origination with a 99.9% approval success rate and have financed over 100,000 homes.
Prime Mortgage is a Costa Mesa-based mortgage broker specializing in affordable, personalized home loans for Orange County homebuyers and refinancers. They offer a wide range of loan options including conventional, FHA, VA, USDA, jumbo, and investment property loans, with flexible rates and low down payment options. Their experienced loan officers guide clients through the entire process with transparent pricing and local expertise in Orange County's real estate market.
Qualified Home Loans is a California-based mortgage lender specializing in home purchase loans and refinancing. Founded by Mike Pacheco, a recognized Top Lender in California, the company focuses on personalized service with availability by phone, email, and text during evenings and weekends. They leverage technology and expertise to simplify the lending process, boasting a high loan closure rate and serving borrowers who may have been declined elsewhere.
Coastal Pacific Lending Inc. is a mortgage lender based in Orange, CA, specializing in home purchase loans and refinancing solutions for homeowners nationwide. With over 20 years of experience and $870M+ in funded loans, they offer personalized mortgage solutions including purchase loans, refinancing, cash-out refinances, and fast pre-approval processes. Their approach combines competitive rates with customer-focused service, leveraging technology to streamline closings and help clients find the best loan options for their specific financial situation.
Tom McMurray at Karbon Financial is a mortgage broker serving Los Angeles and Orange County with access to over 100 wholesale lenders. They specialize in purchase mortgages, refinancing, VA loans, FHA loans, and investment property financing, offering competitive rates and fast pre-approval with no credit check required. Known for expert guidance, transparent communication, and world-class service from application through closing.
Vault Mortgage Group is a premier independent mortgage banking firm serving Los Angeles and throughout California. Backed by parent company American Pacific Mortgage Corporation, they provide comprehensive mortgage services including home loans, refinancing, and personalized rate quotes with competitive rates and strategic mortgage analysis. Their team of experienced loan experts focuses on exceptional customer service, clear communication, and helping clients understand their options every step of the way.
Jack Skovgard is an independent mortgage broker serving the Long Beach area and surrounding Southern California communities. With over 218 five-star reviews, he specializes in finding the right loan programs for homebuyers and refinancing clients by leveraging access to multiple lenders. His personalized approach focuses on understanding each client's financial situation to secure competitive rates and terms.
Encore Mortgage is a Montebello-based lender serving the greater Los Angeles area with personalized mortgage solutions for home purchases, refinancing, and cash-out options. They offer a comprehensive range of loan programs including conventional 30/15-year fixed mortgages, FHA loans (3.5% down), VA loans (zero down), jumbo loans, ARM loans, Non-QM loans for self-employed borrowers, 203K renovation loans, and reverse mortgages. Known for fast pre-approval (60 seconds), quick closings within 30 days, and bilingual service, Encore Mortgage combines competitive rates with integrity-based customer service.
Scott Griffin Financial is a national mortgage brokerage based in Los Angeles specializing in home purchase loans, refinancing, and cash-out refinances. Led by founder and CEO Scott Griffin (NMLS #1633936), the firm leverages technology and experienced mortgage advisors to help first-time buyers and seasoned homeowners navigate the lending process quickly—offering same-day mortgage approvals and fast funding options. The team is known for competitive rates, rate comparison shopping, and handling complex deals efficiently.
Wilkes Mortgage Group, led by mortgage advisor Henry Wilkes (NMLS #932258), is a Los Angeles-based mortgage broker specializing in home purchase loans, refinancing, debt consolidation, VA loans, FHA loans, and commercial financing. The team helps borrowers compare rates across multiple lenders, secure fast pre-approval, and fund loans in as little as 30 days. They focus on helping first-time buyers afford their dream homes and helping existing homeowners refinance for better rates and cash-out options.
Your Favorite Lenders is a California-based mortgage lending company founded by award-winning partners with over 10 years of experience and $100M+ in funded loans. They specialize in fast, personalized mortgage solutions including 30-year fixed, FHA, VA, commercial, reverse, bridge, and fix-and-flip loans, with a focus on competitive rates, transparent communication, and integrity-driven service. Their experienced loan officers guide borrowers through home purchases, refinancing, and investment property financing with flexible scheduling and user-friendly online tools.
PrimeLending, A PlainsCapital Company's Aliso Viejo branch offers comprehensive mortgage services including home purchases, refinancing, cash-out refinancing, and renovation loans. The team of experienced loan officers specializes in VA loans, FHA loans, and conventional financing with a streamlined digital process designed for efficiency and transparency. They serve first-time homebuyers through experienced investors, providing personalized guidance and real-time updates from application to closing.
First Place Home Loans, Inc. is a mortgage lender based in Orange, CA, specializing in home financing solutions for a wide range of borrowers. They offer competitive loan programs including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval and personalized service. The team works with borrowers to find the right loan product for their financial situation and real estate goals.
TrustLink Mortgage is a California-based mortgage broker licensed in six states (CA, AZ, CO, ID, FL, TX) that has helped over 1,000 clients with $500+ million in loan volume since 2019. They specialize in home purchase loans, refinances, home equity lines, and reverse mortgages, with particular expertise in VA loans and challenging qualifying scenarios. The team prides itself on responsive communication, availability, and personalized service to both individual borrowers and business partners including builders, agents, and financial planners.
The Brothers M is a mortgage lending team at Cornerstone Home Lending offering personalized residential loan guidance and 250+ loan programs. Based in Santa Monica, they specialize in helping clients find the right mortgage product, whether buying a home or refinancing, with a commitment to fast closings (under 30 days), competitive rates, and streamlined service. Their team emphasizes relationship-building, transparency, and delivering a satisfying lending experience using the latest technology and security.
Equitable Lending is a nationwide mortgage lender based in Los Angeles specializing in diverse loan programs including conventional, FHA, VA, DSCR investment loans, jumbo loans, and alternative documentation mortgages for self-employed borrowers. With 71+ years of combined experience and over $500M in loans funded, they offer purchase loans, refinancing, cash-out options, HELOCs, reverse mortgages, and specialized non-QM programs tailored to borrowers with unique income situations. Known for fast pre-approval (same-day), competitive rates, and personalized guidance throughout the lending process.
Most Home Loans is a Beverly Hills-based mortgage lender led by Michael Most, a seasoned professional with over 25 years of experience in real estate financing. The team specializes in home loans, refinancing, and real estate financing for first-time buyers, homeowners seeking to refinance, and real estate investors. Known for combining expertise with efficiency, they offer personalized mortgage solutions tailored to individual financial goals and circumstances.
Upfront Home Loans is a mortgage brokerage in Orange, CA specializing in home purchase loans and refinancing. Their team of mortgage advisors helps first-time buyers and existing homeowners navigate loan options, compare rates across multiple lenders, and secure funding in as little as 30 days. They offer free pre-approval letters, rate comparison tools, cash-out refinances, and fast closing timelines.
PrimeLending, A PlainsCapital Company's South Coast Metro branch in Irvine offers comprehensive mortgage lending services for homebuyers and refinancing clients throughout Southern California. As part of the established PlainsCapital network, they provide personalized loan origination, pre-approval processing, and financing solutions tailored to various borrower needs and credit profiles. Their team works directly with clients to simplify the mortgage process and secure competitive rates.
Smart Money Mortgage is a mortgage lending company based in Irvine, CA that helps borrowers secure financing for home purchases and refinancing. They offer personalized mortgage solutions across multiple loan types, including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and competitive rates. The company specializes in making homeownership accessible through expert guidance and streamlined application procedures.
Dan the Man for Mortgages is an independent mortgage broker serving Orange County and Southern California with personalized loan solutions. Dan specializes in helping borrowers find the right financing options, from first-time homebuyers to those refinancing or seeking jumbo loans. With direct access to multiple lenders and a focus on fast pre-approval, he works to get clients competitive rates and transparent terms tailored to their financial situation.
Sunset Lending & Realty is a Los Angeles-based mortgage broker and real estate agency offering comprehensive home financing solutions for purchase and refinance loans. The team specializes in helping first-time buyers secure home purchase loans and assisting existing homeowners with refinancing options to lower rates and access cash-out opportunities. They provide fast pre-approval letters, rate comparison tools, property evaluations, and expedited funding timelines (often 30 days or less) to help clients find competitive mortgage terms tailored to their unique financial situations.
World Home Loans, Inc. is a mortgage lender based in Irvine specializing in residential home loans for both purchase and refinance scenarios. They offer competitive rates and personalized loan options to help borrowers navigate the mortgage process with expert guidance and transparent terms.
Scott T. Davis is a VP of Mortgage Lending and NMLS-certified loan officer at CrossCountry Mortgage in El Segundo, CA, specializing in home purchase and refinance loans for the South Bay and surrounding areas. He offers a full range of financing options including conventional, FHA, VA, USDA, and jumbo loans, with particular expertise in first-time homebuyer programs, flexible down payment solutions, and competitive rate options. Scott provides personalized guidance through every step of the mortgage process, from pre-approval to closing, with access to multiple loan programs and down payment assistance options.
Hillhurst Mortgage, Inc. is a California and Florida-based mortgage lender offering home purchase loans, refinancing, and specialized financing solutions with 25+ years of experience and $2B+ in funded loans. Led by a knowledgeable team including Doug, they specialize in non-traditional income situations, bank statement loans, and creative financing for borrowers who may not fit conventional lending criteria. Their fast, personalized approach and commitment to client satisfaction make them particularly valuable for first-time homebuyers and those seeking competitive rates in competitive markets.
OnPoint Mortgage Pro is an independent mortgage lender serving Irvine and Southern California with personalized loan solutions. They specialize in conventional, FHA, VA, and jumbo mortgages, offering fast pre-approval processes and access to multiple loan programs to help homebuyers and refinancers find the right fit. With a 5-star rating across 78 reviews, they're known for responsive service and competitive rates.
Oso Creek Mortgage, led by mortgage broker Mark Stillman, specializes in helping homebuyers and refinancers secure financing in Orange County and Southern California. With access to multiple lenders and loan programs, they offer personalized service to find the best mortgage solution for each client's unique financial situation. Their expertise spans conventional loans, FHA, VA, and jumbo mortgages for primary residences, investment properties, and cash-out refinances.
What's A Mortgage is an independent mortgage brokerage in Irvine specializing in helping borrowers navigate financing options across multiple lenders. They offer comprehensive mortgage services including purchase loans, refinancing, FHA loans, VA loans, and jumbo loans, with a focus on first-time homebuyers and those seeking better rates. Their team provides personalized guidance to match clients with the right loan programs for their financial situation.
Freedom Choice Lending is a mortgage lender based in Whittier serving the greater Los Angeles area and beyond. They specialize in helping borrowers secure financing through a variety of loan programs, including conventional, FHA, VA, and jumbo loans. The company focuses on providing personalized service and competitive rates to help clients achieve their homeownership goals.
New American Funding is a mortgage lender serving borrowers across California and nationwide with a full spectrum of loan programs including conventional, FHA, VA, and jumbo mortgages. Based in Santa Ana, the company specializes in helping first-time homebuyers, refinancers, and borrowers with unique credit situations find competitive rates and personalized loan solutions. They offer fast pre-approval processes and access to multiple loan products designed to match different financial profiles and homeownership goals.
Insignia Mortgage is a locally-owned mortgage brokerage in Beverly Hills serving the Los Angeles area. They specialize in home purchase and refinancing loans, working with multiple lenders to find competitive rates tailored to each client's financial situation. Led by experienced mortgage professionals, they offer personalized service for first-time homebuyers, luxury property purchasers, and borrowers seeking refinancing options.
Clear Mortgage Capital is a mortgage lender based in Irvine, CA, offering a range of loan products including conventional, FHA, VA, and jumbo mortgages. The company specializes in fast pre-approval processing and works with borrowers across multiple loan scenarios, from first-time buyers to refinancing clients. They provide personalized mortgage solutions with access to competitive rates and flexible loan programs.
Equinox Home Financing is a mortgage lender based in Tustin, CA, specializing in home loans and refinancing options for California borrowers. They offer a range of loan programs including FHA, VA, and conventional mortgages, with a focus on fast pre-approval processes and personalized service. The company serves first-time homebuyers, experienced investors, and homeowners looking to refinance.
Trusted Mortgage Capital is a mortgage brokerage serving Southern California with access to multiple lenders and loan programs. Based in Irvine, they specialize in helping borrowers find competitive rates and terms by shopping loans across their lending network, handling everything from conventional financing to government-backed options. Their team works with first-time buyers, refinancing clients, and borrowers with varying credit profiles to structure deals that fit individual financial situations.
Primary Partners Financial is an independent mortgage lender serving California clients with comprehensive home financing solutions. They specialize in fast pre-approval processes and provide access to multiple loan programs including conventional, FHA, VA, and jumbo loans. With a focus on personalized service and competitive rates, they help first-time buyers, refinancers, and borrowers with unique financing needs secure the right mortgage for their situation.
Above & Beyond Mortgage Lending, led by Jordan Donolow, provides comprehensive mortgage services to Los Angeles-area borrowers. They specialize in helping clients navigate financing options, offering personalized guidance through the loan process to ensure the best rates and terms. Their approach emphasizes going above and beyond standard service to match clients with loan solutions suited to their unique financial situations.