Best Mortgage Brokers in West Palm Beach, Florida

    Areas served: West Palm Beach, FL and surrounding Palm Beach County

    26 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 21, 2026

    West Palm Beach's mortgage market serves a diverse range of buyers, from waterfront condominiums to single-family homes in established neighborhoods like Northwood and El Cid. The local lending landscape includes both independent brokers with access to multiple wholesale lenders and specialists in Florida-specific programs like wind mitigation credits and flood zone financing. This directory provides verified information on mortgage brokers throughout West Palm Beach and Palm Beach County, helping borrowers compare lenders based on rate structures, loan product offerings, and processing timelines.

    Show businesses best for:
    86
    Lantern
    Score
    West Palm Beach, FL
    Serves West Palm Beach and surrounding South Florida communities
    ★★★★★5.0(333 Google reviews)

    Ideal Lending LLC is a mortgage broker serving the South Florida area, specializing in helping borrowers find the right loan products from multiple lenders. Based in West Palm Beach, they offer comprehensive mortgage services including conventional loans, FHA loans, VA loans, and refinancing options tailored to each client's financial situation. Their team focuses on transparent guidance and quick pre-approval processes to help buyers and refinancers navigate the lending landscape.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, FHA borrowers, Homeowners looking to refinance, Buyers seeking competitive rates from multiple lenders
    What sets them apart
    • As a mortgage broker, Ideal Lending works with various lenders to find competitive rates and terms that match your specific needs, rather than being limited to a single institution.
    • They offer FHA, VA, and conventional loans, with expertise in serving first-time homebuyers and veterans with tailored financing solutions.
    • Quick pre-qualification and approval timelines help buyers move forward confidently in their home search or refinancing goals.
    Mortgage BrokerFHA LoansVA LoansFast Pre-ApprovalRefinancing
    Phone(561) 202-8406
    Ideal Lending LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    West Palm Beach, FL
    Serves West Palm Beach and Palm Beach County, Florida statewide
    ★★★★★5.0(274 Google reviews)

    Buena Vista Lending Group is a West Palm Beach-based mortgage lender with 27+ years of experience specializing in home purchase and refinance loans. They offer conventional, FHA, VA, jumbo, and cash-out refinance options, plus specialized programs like their Hometown Heroes initiative and 2-1 buydown loans. With a 98% client recommendation rate and over 4,000 average closings, they're known for fast processing, transparent communication, and personalized service for first-time buyers through experienced homeowners.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, homeowners refinancing for better rates, VA and military personnel, borrowers seeking fast closings
    What sets them apart
    • Established lender with deep expertise in Florida mortgage market and proven track record of 4,000+ average closings.
    • Known for rapid loan processing, with clients reporting closings in as little as 11 days while maintaining thorough, transparent service.
    • Offers service in English and Spanish, with specialized Hometown Heroes program and commitment to serving diverse Palm Beach County communities.
    Mortgage LenderHome LoansRefinancingFHA VA LoansFast Closings
    Phone(561) 641-4663
    Buena Vista Lending Group, LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Palm Beach Gardens, FL · 8 mi from West Palm Beach
    Serves Palm Beach Gardens, Florida and surrounding areas; also serves Georgia and South Carolina
    ★★★★★5.0(216 Google reviews)

    Interconnect Mortgage Inc. is a local mortgage broker in Palm Beach Gardens serving home buyers, refinancers, and real estate investors across Florida, Georgia, and South Carolina. Founded on the principle of personalized service, they offer a comprehensive range of mortgage products including conventional, FHA, VA, USDA, and non-QM loans for purchases, refinances, and construction projects. Led by Toni Taylor Gozza and her team of licensed mortgage experts, they differentiate themselves by shopping multiple lenders to secure competitive rates, maintaining a streamlined approval process, and providing direct access to knowledgeable local professionals rather than call-center service.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, homeowners refinancing, real estate investors, borrowers with non-traditional income or credit profiles
    What sets them apart
    • Work directly with licensed mortgage professionals who know your local market and answer your calls personally, rather than being treated as a file number at a call center.
    • Shop rates across multiple lenders to find the most competitive option for your specific situation, prioritizing your savings.
    • Fast approvals with minimal paperwork and clear communication at every step, designed to close with confidence.
    Mortgage BrokerLocal ExpertMultiple Loan TypesFast Approvals
    Phone(561) 556-7109
    Interconnect Mortgage Inc
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Boca Raton, FL · 24 mi from West Palm Beach
    Serves Boca Raton, FL and surrounding South Florida communities
    ★★★★★5.0(174 Google reviews)

    Heart Mortgage is a full-service mortgage lender led by CEO Lee Dama, a respected expert with nearly two decades of industry experience. They specialize in home purchases, refinancing, reverse mortgages, and HELOCs, offering solutions even when traditional banks decline applicants. With access to multiple lenders, competitive rates, and a commitment to navigating complex lending scenarios, Heart Mortgage serves first-time buyers, investors, and homeowners seeking better terms or flexible financing options.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, real estate investors, homeowners seeking refinancing or better rates, borrowers with credit challenges or complex financial situations
    What sets them apart
    • Specializes in scenarios where traditional banks say no, including unique projects like churches and construction financing, with expert navigation of complex lending situations.
    • Provides access to a wide variety of lenders and loan products, ensuring clients get competitive rates and options tailored to their specific financial profile.
    • Led by CEO Lee Dama, a respected mortgage expert with nearly two decades of industry experience and a proven track record of delivering personalized solutions.
    Mortgage LendersHome FinancingRefinancingFirst-Time BuyersFast Approval
    Phone(833) 214-8444
    Heart Mortgage - Boca Raton
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    West Palm Beach, FL
    Serves West Palm Beach and surrounding South Florida communities
    ★★★★★5.0(135 Google reviews)

    Eric Lieberman at Palm Beach First Financial & Mortgage is an independent mortgage broker specializing in making the mortgage process simple and stress-free. He helps first-time buyers, move-up homeowners, refinancers, investment property buyers, and seniors with reverse mortgages secure competitive low rates and fast closings. With a focus on exceptional communication and professional support, Eric works with multiple lending programs to find the right fit for each client's unique situation.

    Best for: VeteransRefinancing
    Ideal clients: First-time home buyers, veterans and active military, homeowners refinancing, move-up buyers, investment property purchasers, seniors seeking reverse mortgages
    What sets them apart
    • Work directly with Eric Lieberman, an independent mortgage broker with NMLS certification, rather than a loan officer at a bank. He has access to multiple lending programs to find the best rates and terms for your situation.
    • Offers specialized VA loan options and guidance for active military and veterans, including $0 down programs and preferential interest rates designed for those who have served.
    • Known for prompt follow-up, clear explanations of the mortgage process, and keeping clients informed at every step to eliminate confusion and missed deadlines.
    Mortgage BrokerLow RatesFast Pre-ApprovalRefinancingVA Loans
    Phone(561) 758-5682
    Palm Beach First Financial and Mortgage: Eric Lieberman
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    West Palm Beach, FL
    Serves West Palm Beach, Palm City, Port St. Lucie, Tampa, and surrounding Florida areas
    ★★★★★5.0(112 Google reviews)

    Nicholas Akel is a mortgage loan originator with Barrett Financial Group, licensed in Florida (NMLS#2127701). He specializes in helping homebuyers, refinancers, and builders explore a wide range of financing options, including down payment assistance programs. With expertise across purchase loans, refinancing, and construction financing, Nicholas provides personalized service and fast pre-approval to ensure clients find the right loan program for their needs.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, homeowners refinancing, buyers with limited down payment funds, construction loan borrowers
    What sets them apart
    • Nicholas specializes in down payment assistance programs, helping first-time and repeat homebuyers with creative financing options to reduce upfront costs.
    • Offers purchase loans, refinancing, and construction financing with access to multiple loan programs tailored to individual financial situations.
    • Streamlined application process with quick pre-approval turnaround and personalized service via phone, email, or in-person appointments.
    Mortgage LoansDown Payment AssistanceRefinancingHome FinancingLoan Originator
    Phone(561) 670-8033
    Nicholas Akel - Ace Mortgage Team
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Delray Beach, FL · 20 mi from West Palm Beach
    Serves Statewide Florida, with focus on South Florida including Delray Beach, West Palm Beach, Miami, and Fort Lauderdale areas
    ★★★★★5.0(101 Google reviews)

    HML Solutions Inc is a Florida-based private hard money lender specializing in asset-based real estate loans for investors and commercial borrowers. With over 60 years of combined experience, they provide purchase loans, bridge loans, cash-out refinancing, construction loans, and rehab loans ranging from $100k to $50M with no credit checks, tax returns, or bank statements required. Known for fast funding in as few as 10 days and personalized loan structuring, HML Solutions serves real estate investors across Florida with a focus on South Florida markets including Delray Beach, West Palm Beach, Miami, and Fort Lauderdale.

    Best for: Refinancing
    Ideal clients: Real estate investors, fix-and-flip professionals, property developers, commercial borrowers needing bridge financing
    What sets them apart
    • Asset-based lending model eliminates the need for credit reports, tax returns, or bank statements, making it ideal for self-employed investors or those with unconventional income.
    • Can provide funding in as few as 10 days with streamlined processes designed for time-sensitive real estate transactions and investment opportunities.
    • Over 60 years of combined team experience allows for customized loan structures tailored to individual investor needs across purchase, refinance, construction, and bridge loan programs.
    Hard Money LoansBridge LoansReal Estate Investor FinancingFast FundingAsset-Based Lending
    Phone(561) 707-1753
    HML Solutions Inc
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Boca Raton, FL · 26 mi from West Palm Beach
    Serves South Florida, including Boca Raton and surrounding communities
    ★★★★★5.0(97 Google reviews)

    Leading Edge Mortgage Corp specializes in residential mortgage lending, offering pre-approval, purchase financing, and refinancing solutions tailored to each client's financial situation. Led by experienced loan officers including Lee Eisenberg, the company has financed thousands of loans and serves first-time homebuyers, repeat buyers, and homeowners seeking refinancing. They provide comprehensive support from initial quote through closing, with a focus on transparent communication and personalized service.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, repeat home purchasers, homeowners seeking refinancing, borrowers wanting personalized financing solutions, clients prioritizing responsive service and clear communication
    What sets them apart
    • Led by seasoned professionals like Lee Eisenberg who provide personalized guidance and detailed explanations throughout the mortgage process, ensuring clients understand all options.
    • Offers quick pre-approval and streamlined closing timelines, with many clients able to complete transactions ahead of scheduled deadlines.
    • Goes beyond standard mortgage services to analyze escrow, insurance premiums, and overall financial situations to identify ways to reduce mortgage payments and improve affordability.
    Mortgage LendingRefinancingFirst-Time BuyersFast Pre-ApprovalHome Financing
    Phone(561) 392-0040
    Websitelemort.com
    Leading Edge Mortgage Corp.
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    West Palm Beach, FL
    Serves West Palm Beach and Palm Beach County, Florida
    ★★★★★5.0(95 Google reviews)

    Manifest Mortgage Group is a mortgage lender based in West Palm Beach specializing in home financing solutions for Palm Beach County residents. The team offers comprehensive mortgage services including conventional loans, FHA loans, VA loans, and refinancing options tailored to first-time homebuyers and experienced investors alike. They provide personalized pre-approval processes and work with borrowers to find competitive rates and loan programs that match individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Current homeowners refinancing, Jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Based in West Palm Beach with deep knowledge of Palm Beach County real estate market and local lending practices.
    • Streamlined pre-approval process to help buyers move quickly in competitive markets.
    Mortgage LoansHome FinancingFHA LoansVA LoansRefinancing
    Manifest Mortgage Group
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    North Palm Beach, FL · 7 mi from West Palm Beach
    Serves North Palm Beach, West Palm Beach, and South Florida
    ★★★★★5.0(94 Google reviews)

    Christian Penner at America's Mortgage Solutions is a mortgage broker serving North Palm Beach and South Florida with expertise in conventional, FHA, VA, and jumbo loans. With a 5-star rating from 94 reviews, Christian specializes in helping first-time homebuyers, refinancing clients, and borrowers with complex lending needs find the right loan product. His personalized approach and access to multiple lenders ensure competitive rates and streamlined approval processes.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans (VA loan applicants), Refinancing borrowers, Luxury home buyers (jumbo loans)
    What sets them apart
    • Connects borrowers with numerous lending partners to compare rates and terms, ensuring competitive offers rather than relying on a single lender.
    • Offers FHA, VA, conventional, and jumbo loan products to serve first-time buyers, veterans, and luxury home purchasers with tailored solutions.
    • Known for fast pre-approval and efficient closing timelines, reducing stress and uncertainty during the home buying or refinancing experience.
    Mortgage BrokerHome LoansRefinancingVA LoansFHA Loans
    Phone(561) 316-6800
    Christian Penner - America's Mortgage Solutions
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Palm Beach Gardens, FL · 7 mi from West Palm Beach
    Serves Palm Beach Gardens, FL and surrounding South Florida communities
    ★★★★★5.0(89 Google reviews)

    Courtney Douglas is a Branch Production Sales Manager and licensed mortgage loan officer at Revolution Mortgage serving the Palm Beach Gardens area. He specializes in home purchase loans, refinancing, and specialty loan programs including VA loans, FHA loans, USDA loans, jumbo loans, cash-out refinancing, and reverse mortgages. Known for fast closings and 24/7 availability, Courtney helps clients navigate the mortgage process with education and transparency, handling everything from pre-approval to loan closing.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: VA loan borrowers, first-time homebuyers, homeowners seeking refinancing, borrowers needing fast loan closings, borrowers wanting personalized guidance
    What sets them apart
    • Demonstrates expertise in VA loans with documented fast closings. Customer testimonial highlights closing a VA loan in two weeks, significantly faster than typical timelines.
    • Courtney emphasizes being available around the clock to answer questions and guide clients through the mortgage process, reducing stress during what can be a complex transaction.
    • Offers comprehensive loan products including conventional, FHA, VA, USDA, jumbo, renovation, construction, reverse mortgages, and cash-out refinancing to match different homeowner needs.
    Mortgage LoansVA LoansRefinancingHome PurchaseFast Closings
    Phone(954) 328-4089
    Courtney Douglas at Revolution Mortgage
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Palm City, FL · 31 mi from West Palm Beach
    Serves Palm City, Florida and surrounding areas
    ★★★★★5.0(81 Google reviews)

    Miller Mortgages is a mortgage brokerage serving the Florida communities with personalized loan solutions and expert guidance. The team specializes in helping clients navigate the mortgage process with competitive rates and flexible loan options tailored to individual financial situations. They focus on building long-term relationships and providing transparent, professional service throughout the lending journey.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Refinancers, Buyers seeking competitive rates, Real estate investors
    What sets them apart
    • Miller Mortgages tailors mortgage options to match each client's unique financial situation and goals, ensuring the right fit rather than a one-size-fits-all approach.
    • Based in Palm City, the team has deep knowledge of the local real estate market and understands the specific financing needs of Florida homebuyers and refinancers.
    • They prioritize clear communication and straightforward guidance throughout the mortgage process, helping clients understand their options and make informed decisions.
    Mortgage BrokerHome LoansRefinancingPurchase MortgagesFlorida Lender
    Miller Mortgages
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    West Palm Beach, FL
    Serves West Palm Beach and throughout Florida
    ★★★★★5.0(66 Google reviews)

    Christian Penner PA is a mortgage broker and business advisor based in West Palm Beach serving Florida. Through America's Mortgage Solutions, they provide tailored mortgage loans including options for first-time homebuyers, refinancing, and commercial real estate financing, with over 25 years of industry experience. Beyond mortgages, Christian Penner operates multiple businesses including real estate sales, Dockside Builders (waterfront construction), insurance services (auto, home, health, life), and equipment financing for healthcare, dental, and manufacturing sectors, positioning himself as a comprehensive advisor for both personal and business financial needs.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, Business owners seeking equipment financing, Real estate investors, Entrepreneurs requiring commercial lending solutions
    What sets them apart
    • Beyond residential mortgages, Christian Penner offers equipment financing, commercial real estate solutions, and business advisory services across multiple industries including healthcare, dental, and manufacturing.
    • Established since 1997 in real estate and mortgage lending, with a proven track record across multiple successful business ventures including construction and insurance services.
    • Offers integrated services including mortgage lending, real estate sales, insurance (auto, home, health, life), and connections to legal counsel through the Law Office of Chad Barrett Penner PA for comprehensive financial planning.
    Mortgage BrokerReal EstateBusiness FinancingHome LoansFlorida
    Phone(561) 316-2002
    Christian Penner PA
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Boca Raton, FL · 27 mi from West Palm Beach
    Serves Boca Raton, South Florida, and surrounding areas
    ★★★★★4.9(555 Google reviews)

    Reach Home Loans is a mortgage lender serving South Florida with a focus on personalized home financing solutions. Based in Boca Raton, they specialize in conventional loans, FHA loans, VA loans, and refinancing options tailored to borrowers at all stages of the home buying journey. Their team combines local market expertise with access to multiple lending programs to help clients secure competitive rates and favorable terms.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA borrowers, homeowners seeking refinancing, buyers in the jumbo loan market
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve a wide range of borrowers with different financial situations and down payment capabilities.
    • Boca Raton-based lender with deep knowledge of South Florida real estate market and community-specific lending needs.
    • Provides refinancing solutions to help homeowners optimize their existing mortgages and reduce monthly payments.
    Mortgage LenderHome FinancingFHA LoansVA LoansRefinancing
    Phone(754) 946-4292
    Reach Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Palm Beach Gardens, FL · 5 mi from West Palm Beach
    Serves Palm Beach Gardens, FL and surrounding communities
    ★★★★★4.9(444 Google reviews)

    CrossCountry Mortgage, LLC is a mortgage lending company serving the Palm Beach Gardens area and surrounding communities. They offer a full range of mortgage products including conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options tailored to both first-time homebuyers and experienced investors. With local expertise and access to multiple lending products, CrossCountry Mortgage works to simplify the home financing process and help clients find the right loan program for their specific situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Homeowners refinancing, Jumbo loan borrowers
    What sets them apart
    • Offers conventional, FHA, VA, jumbo, and refinancing options to meet diverse borrower needs and financial situations.
    • Palm Beach Gardens-based lender with deep knowledge of the local real estate market and community lending requirements.
    Mortgage LendingHome LoansRefinancingVA LoansFHA Loans
    Phone(561) 253-1807
    CrossCountry Mortgage, LLC
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Palm Beach Gardens, FL · 8 mi from West Palm Beach
    Serves Palm Beach Gardens, Florida and surrounding South Florida communities
    ★★★★★4.9(235 Google reviews)

    Mortgage300 is a mortgage lending company serving the Palm Beach Gardens area and beyond, specializing in helping borrowers secure competitive home loans. They offer personalized mortgage solutions including conventional, FHA, VA, and jumbo loans, with a focus on fast pre-approval processes and access to multiple lending options. Their team works to match borrowers with the right loan products and rates for their specific financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Existing homeowners seeking refinancing, VA loan borrowers, Jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial profiles.
    • Streamlined application and approval process designed to get borrowers pre-approved quickly so they can move forward with confidence.
    • Leverages relationships with multiple lending partners to help borrowers find competitive rates and terms.
    Mortgage LenderHome LoansFast Pre-ApprovalFHA & VA LoansRefinancing
    Phone(866) 400-6300
    Mortgage300
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    West Palm Beach, FL
    Serves West Palm Beach and surrounding South Florida communities
    ★★★★★4.9(209 Google reviews)

    Palm Beach Mortgage Group, Inc. is a mortgage lender serving South Florida with a focus on personalized service and competitive rates. Based in West Palm Beach, they help homebuyers and refinancing clients navigate the mortgage process, offering access to multiple loan programs and streamlined pre-approval. The team works directly with borrowers to find financing solutions tailored to their specific financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Existing homeowners refinancing, VA loan borrowers, Self-employed applicants
    What sets them apart
    • Works directly with borrowers to provide transparent pricing and faster loan processing without unnecessary intermediaries.
    • Offers access to conventional, FHA, VA, and other loan options to match different borrower profiles and financial situations.
    • Based in West Palm Beach with deep knowledge of the South Florida real estate market and local lending landscape.
    Mortgage LenderHome FinancingRefinancingPre-ApprovalCompetitive Rates
    Phone(561) 478-4780
    Palm Beach Mortgage Group, Inc.
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Jupiter, FL · 10 mi from West Palm Beach
    Serves Jupiter, Florida and surrounding South Florida communities
    ★★★★★5.0(51 Google reviews)

    BW Home Loans is a mortgage lender serving Florida homebuyers with personalized loan solutions and fast pre-approval processes. Located in Jupiter, the team specializes in helping first-time buyers, refinancing homeowners, and buyers seeking jumbo loans navigate the mortgage process with transparency and local expertise. They work with multiple lenders to find competitive rates and terms tailored to each client's financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, refinancing homeowners, luxury home buyers seeking jumbo loans, VA loan borrowers
    What sets them apart
    • Works with multiple lenders to compare rates and find the best loan options for your financial profile, not limited to a single lender.
    • Streamlined pre-approval process gets buyers moving quickly in competitive South Florida real estate markets.
    • Offers FHA, VA, jumbo loans, and refinancing options to serve diverse buyer needs beyond conventional mortgages.
    Mortgage LenderHome LoansFast Pre-ApprovalRefinancingJumbo Loans
    Phone(561) 320-2875
    BW Home Loans
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Wellington, FL · 9 mi from West Palm Beach
    Serves Miami-Dade, Broward, Palm Beach, Hillsborough, Orange, and surrounding counties throughout Florida
    ★★★★★5.0(46 Google reviews)

    Monroe Funding Corp specializes in hard money loans, fix-and-flip financing, and rent-and-hold commercial loans throughout Florida. They provide asset-based lending with no credit score minimums, income qualifications, or personal qualifying requirements, making them ideal for real estate investors, fix-and-flip projects, distressed property acquisitions, and quick closings. Their loan products range from $100K to $5M, covering single-family homes, multi-family properties, commercial real estate, and mixed-use buildings, with approval decisions often delivered within hours.

    Ideal clients: Real estate investors, fix-and-flip project developers, commercial property buyers, foreign national investors, distressed property acquirers
    What sets them apart
    • Pre-approvals delivered within hours, with closings possible in less than seven days—dramatically faster than traditional lenders.
    • Asset-based lending with no credit score minimums, income verification, or experience requirements, making loans accessible to a wider range of investors.
    • Offers hard money, fix-and-flip, and DSCR/rent-and-hold loans with loan amounts up to $5M, up to 80% LTV, and no up-front points or origination fees.
    Hard Money LoansFix-And-FlipReal Estate InvestingQuick ClosingCommercial Loans
    Phone(954) 816-0388
    Monroe Funding Corp - Florida Hard Money Loans
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    West Palm Beach, FL
    Serves West Palm Beach, FL and surrounding South Florida communities
    ★★★★★5.0(40 Google reviews)

    Select Home Lending is a mortgage lender in West Palm Beach specializing in residential home loans for primary residences, investment properties, and refinancing. The team offers personalized loan programs including conventional, FHA, VA, and jumbo loans, with a focus on competitive rates and fast pre-approval processes. They serve borrowers across South Florida with flexible financing solutions tailored to individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time home buyers, refinancing borrowers, VA loan recipients, investment property buyers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial profiles.
    • Streamlined application and approval system to get borrowers moving quickly through the mortgage process.
    • West Palm Beach-based team with deep knowledge of the South Florida real estate market and local lending landscape.
    Mortgage LenderHome LoansRefinancingFast Pre-Approval
    Select Home Lending
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Royal Palm Beach, FL · 7 mi from West Palm Beach
    Serves Royal Palm Beach, Florida and surrounding South Florida communities
    ★★★★★4.9(72 Google reviews)

    Renaissance Home Loans is a mortgage lender serving Florida homebuyers with a range of loan products and financing options. Based in Royal Palm Beach, they work with borrowers to find competitive rates and personalized loan solutions for home purchases, refinancing, and other mortgage needs. Their experienced loan officers guide clients through the application process with transparent terms and dedicated customer service.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, current homeowners refinancing, buyers seeking competitive mortgage rates
    What sets them apart
    • Renaissance Home Loans works with each borrower to identify the right loan product and terms for their specific financial situation and homeownership goals.
    • The team provides clear information about rates, fees, and terms so borrowers can make informed decisions about their mortgage.
    • Based in Royal Palm Beach with knowledge of the South Florida real estate market and lending landscape.
    Mortgage LenderHome LoansRefinancingCompetitive RatesFlorida
    Phone(888) 753-5057
    Renaissance Home Loans
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Jupiter, FL · 11 mi from West Palm Beach
    Serves Jupiter, Florida and surrounding Palm Beach County communities
    ★★★★★5.0(62 Google reviews)

    Latitude Home Mortgage is a Jupiter-based mortgage lender offering comprehensive home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. With a 5-star rating from 62 reviews, they specialize in helping first-time homebuyers, veterans, and existing homeowners navigate the mortgage process with personalized service and competitive rates.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Veterans and military families, Existing homeowners seeking refinancing, Buyers needing FHA or VA loan programs
    What sets them apart
    • Dedicated support for veterans and military families seeking VA-backed mortgages with flexible terms and no down payment options.
    • Tailored guidance and loan products designed specifically for first-time homebuyers, including education on down payment assistance and closing cost programs.
    • Access to conventional, FHA, VA, and jumbo loan products, plus refinancing services to meet diverse financial situations and goals.
    Home LoansMortgage RefinancingVA LoansFHA LoansConventional Mortgages
    Phone(561) 225-4440
    Latitude Home Mortgage
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    West Palm Beach, FL
    Serves West Palm Beach, Florida and surrounding areas
    ★★★★★4.9(278 Google reviews)

    Absolute Home Mortgage Corporation is a mortgage lender serving the West Palm Beach area with financing solutions for homebuyers and refinancing. Based in West Palm Beach, they help clients navigate the mortgage process with personalized loan programs and expert guidance to match individual financial situations.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, existing homeowners refinancing, buyers seeking personalized mortgage guidance
    What sets them apart
    • Based in West Palm Beach with established relationships in the local real estate market.
    • Offers customized loan programs tailored to individual financial situations and homeownership goals.
    • Handles both purchase mortgages and refinancing to support homeowners throughout their financial journey.
    Mortgage LenderHome LoansRefinancingWest Palm Beach
    Absolute Home Mortgage Corporation
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Fort Lauderdale, FL · 39 mi from West Palm Beach
    Serves Fort Lauderdale and surrounding South Florida communities
    ★★★★★5.0(52 Google reviews)

    Atlantic Home Capital is a mortgage broker serving Florida homebuyers and refinancers with access to multiple lenders and loan programs. Based in Fort Lauderdale, they specialize in helping borrowers find the right mortgage solution, whether for purchase or refinancing, by connecting clients with various lending options tailored to their financial situation.

    Best for: VeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, refinancing homeowners, borrowers seeking competitive rate shopping, those needing specialized loan programs
    What sets them apart
    • Atlantic Home Capital connects borrowers with multiple lending partners, allowing clients to compare loan options and find competitive rates rather than being limited to a single lender.
    • Their team works to match borrowers with appropriate loan programs based on individual financial situations, including conventional, FHA, VA, and other specialized mortgage products.
    Mortgage BrokerHome LoansRefinancingFort Lauderdale
    Atlantic Home Capital - Mortgage Broker Florida
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Palm Beach Gardens, FL · 7 mi from West Palm Beach
    Serves South Florida, including Palm Beach County and Broward County
    ★★★★★5.0(46 Google reviews)

    Rosa Calderon is a bilingual mortgage broker serving South Florida with personalized loan solutions for homebuyers and refinancers. Based in Palm Beach Gardens, she specializes in helping clients navigate mortgage options through her role with Revolution Mortgage, offering expert guidance in both English and Spanish to ensure clear communication throughout the lending process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Spanish-speaking clients, Military veterans, Homeowners seeking refinancing
    What sets them apart
    • Fluent in English and Spanish, Rosa ensures clear communication with diverse clients throughout the entire mortgage process.
    • Access to various loan programs including FHA, VA, conventional, and refinancing options tailored to individual financial situations.
    Bilingual Mortgage BrokerHome LoansRefinancingFHA LoansVA Loans
    Rosa Calderon Mortgage Broker Bilingual
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Palm Beach Gardens, FL · 4 mi from West Palm Beach
    Serves Palm Beach Gardens, Florida and surrounding South Florida communities
    ★★★★★5.0(44 Google reviews)

    Christopher 'Chief' Phelps is an independent mortgage broker serving South Florida with expertise in residential financing solutions. With a strong focus on personalized service, Chief works with clients to find the best loan programs and rates tailored to their unique financial situations, whether they're first-time buyers or experienced homeowners.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, Refinancing homeowners, Self-employed borrowers, Buyers with unique financial situations
    What sets them apart
    • As an independent mortgage broker, Chief has access to multiple lenders and loan programs, giving clients more options and competitive rates than working directly with a single lender.
    • Chief works directly with borrowers to understand their financial goals and finds customized loan solutions rather than pushing a one-size-fits-all product.
    • Based in Palm Beach Gardens with deep knowledge of the South Florida real estate market and lending landscape.
    Mortgage BrokerHome LoansRefinancingPurchase MortgagesResidential Financing
    Phone(561) 556-3132
    Christopher “Chief” Phelps - Mortgage Broker
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in West Palm Beach?

    Ideal Lending LLC is the top-ranked mortgage broker in West Palm Beach with a Lantern Score of 85.51/100 and a 5-star rating from 333 reviews. They specialize in helping borrowers find the right loan products from multiple lenders and are particularly known for serving first-time homebuyers, veterans seeking VA loans, and homeowners looking to refinance.

    Which mortgage brokers are best for real estate investors?

    Interconnect Mortgage Inc (Lantern Score: 85.31/100) and HML Solutions Inc (Lantern Score: 84.66/100) are excellent options for real estate investors. Interconnect specializes in borrowers with non-traditional income or credit profiles, while HML Solutions Inc is a hard money lender specializing specifically in asset-based real estate loans for investors and fix-and-flip professionals with over 60 years of combined experience.

    What options exist for veterans seeking VA loans in West Palm Beach?

    Several top-ranked brokers specialize in VA loans, including Ideal Lending LLC (Lantern Score: 85.51/100), Buena Vista Lending Group (85.43/100), Manifest Mortgage Group (84.59/100), and Christian Penner at America's Mortgage Solutions (84.57/100). All have 5-star ratings and specifically list veterans and military personnel as their focus areas.

    Who is best for first-time homebuyers with complex financial situations?

    Heart Mortgage - Boca Raton (Lantern Score: 85.17/100) is highly ranked with 5 stars and 174 reviews, specializing in borrowers with credit challenges or complex financial situations. They're led by CEO Lee Dama, who has nearly two decades of industry experience and also handles reverse mortgages and real estate investments.

    Which mortgage brokers specialize in bilingual or Spanish-language services?

    Rosa Calderon Mortgage Broker Bilingual (Lantern Score: 79.73/100) is a 5-star rated broker based in Palm Beach Gardens who specifically provides bilingual mortgage services to Spanish-speaking clients. She serves first-time homebuyers, military veterans, and homeowners seeking refinancing with personalized loan solutions.

    What are the availability options for mortgage brokers in West Palm Beach?

    All 26 mortgage brokers listed in West Palm Beach are not open on weekends, so you'll need to contact them during standard business hours on weekdays. Despite this, top-ranked options like Ideal Lending LLC (85.51/100) and Buena Vista Lending Group (85.43/100) both offer fast closing times and responsive service for borrowers seeking quick approvals.

    This directory of mortgage brokers local businesses serving West Palm Beach, FL is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 21, 2026. To claim or update a listing, contact us.