Areas served: Orlando, FL and surrounding Orange County, including Winter Park, Maitland, and Dr. Phillips
Orlando's mortgage landscape reflects the region's diverse housing market, from downtown condos near Lake Eola to suburban developments in Dr. Phillips and Winter Park. Local mortgage brokers navigate Florida-specific programs including homestead exemptions and windstorm insurance requirements that impact loan approval. This directory provides verified information on mortgage brokers serving the Orlando metropolitan area, evaluated on rate competitiveness, product variety, closing timelines, and experience with Central Florida real estate dynamics.
Butler Mortgage is an independent mortgage lender serving the Orlando and Kissimmee areas with over 25 years of lending experience. They specialize in conventional mortgages, FHA loans, USDA loans, VA loans, reverse mortgages, and first-time homebuyer programs, offering flexible financing options including 100% financing for eligible USDA loans. The team provides pre-qualification consultations and personalized guidance to help borrowers understand their purchasing power in today's market.
Northpoint Mortgage, Inc. is a locally owned mortgage lender serving homebuyers and homeowners across 16 states including Florida, with offices in 14 locations. They specialize in a full range of home loan programs including conventional loans, FHA loans, VA loans, USDA/rural loans, and refinancing options, with particular expertise in serving first-time homebuyers. Known for personalized service, transparent pricing with no hidden fees, competitive rates, and 24/7 access to loan files through cutting-edge technology.
Loan Factory is a mortgage broker in Orlando that connects borrowers with 226 lenders through its network of 2407 loan officers to help find competitive rates. They offer a comprehensive range of mortgage products including conventional loans, FHA, VA, USDA, jumbo loans, bank statement loans, DSCR loans, and specialized options for self-employed borrowers, real estate investors, and foreign nationals. The company also provides refinancing solutions—from rate-and-term and cash-out refinances to streamlined programs and reverse mortgages for seniors—backed by their competitive rate-shopping platform and a price-match guarantee of $1,000 if they can't beat another offer.
Luxe Mortgage Lending, Inc. is a mortgage broker serving the Orlando area that specializes in helping homebuyers and refinancers find the right loan program. They offer conventional financing (as low as 3% down), FHA loans (3.5% down for first-time buyers), VA mortgages (0% down for eligible veterans), and USDA financing for rural properties, plus refinancing options to lower rates or access equity. Their team focuses on making the mortgage process transparent and accessible for all buyer types.
That Mortgage Guy Don is an independent mortgage broker operating from Winter Springs, FL, offering personalized home loan solutions for borrowers throughout Florida. Don specializes in finding competitive mortgage rates and loan programs tailored to individual financial situations, including conventional, FHA, VA, and jumbo loans. With a focus on transparent communication and customer service, he works directly with borrowers to simplify the mortgage process and secure favorable terms.
Florida Home Loans LLC is an independent mortgage lender serving the Central Florida region with a focus on personalized home financing solutions. With over 330 five-star reviews, they specialize in conventional loans, FHA loans, VA loans, and refinancing options tailored to first-time buyers and experienced homeowners alike. Their team works directly with borrowers to navigate the mortgage process efficiently and transparently.
The Mortgage Expert is a Florida-licensed mortgage broker led by Shahram Sondi, a loan originator with 25+ years of industry experience. They specialize in helping Orlando-area buyers navigate conventional, FHA, and VA loan options through an interactive rate planning tool that models different strategies—comparing lower payment versus lower upfront costs without requiring immediate commitment. The firm is known for transparent mortgage guidance, appearing regularly on WFTV Channel 9's Home Experts segment to educate viewers on real costs and buyer pitfalls.
Mid Florida Mortgage Professionals, led by 20-year veteran Rayce Robinson, is an independent mortgage broker serving Florida homebuyers and refinancers. They specialize in conventional, FHA, VA, USDA, jumbo, reverse, and investor loans, with particular expertise in self-employment and non-traditional income scenarios. As a broker, they shop multiple lenders to secure competitive rates and customized solutions for first-time buyers, investors, and those refinancing—offering fast pre-approvals and personalized guidance through every step of the mortgage process.
Tewes Lending is a trusted mortgage lender based in Orlando, Florida, founded in 2021 and specializing in home purchase loans and refinancing. Led by experienced professionals who prioritize education, communication, and partnership, they guide clients through the mortgage process with transparent explanations of options and outcomes. The team has funded over $125 million in loans and is committed to giving back to the community through charitable donations and volunteer service.
Redefine Home Loans is a mortgage brokerage in Oviedo specializing in home purchase loans, refinancing, and debt consolidation. Their experienced team of mortgage advisors helps clients compare rates across multiple lenders to secure competitive terms and fast funding — often closing loans within 30 days. They offer free pre-qualification tools, cash-out refinancing options, and personalized guidance for first-time buyers and those looking to lower their monthly payments.
appli Home Loans is a mortgage lender based in Orlando specializing in home financing solutions for borrowers nationwide. They offer a range of loan programs including conventional, FHA, VA, and jumbo mortgages, with a focus on fast pre-approval and streamlined digital lending. The company provides personalized guidance to help homebuyers and refinancers find loan options that fit their financial situation.
Integrity Mortgage is an independent mortgage lender serving the Orlando area with personalized loan solutions for homebuyers and refinancers. Led by experienced mortgage professionals, they specialize in making the lending process transparent and accessible, offering competitive rates and flexible loan options tailored to individual financial situations. Their commitment to customer service and attention to detail has earned them strong local reputation.
Fusion Home Loans, LLC is a mortgage lender based in Winter Park, FL, offering personalized home financing solutions for homebuyers and refinancing clients. They specialize in providing access to multiple loan programs and work to streamline the mortgage process with dedicated support. The team focuses on finding the right loan fit for each client's unique financial situation.
David Sibley Mortgage Broker is an independent mortgage brokerage serving the Orlando area with personalized financing solutions. With access to multiple lenders and loan programs, they help borrowers find competitive rates and terms tailored to their financial situation. Specializing in first-time buyer programs, refinancing, and conventional loans, David Sibley's team provides expert guidance through every step of the mortgage process.
Multi Home Loans LLC is a mortgage brokerage serving the Orlando area and Central Florida, offering personalized loan solutions to homebuyers and refinancers. Led by experienced loan officers, the company specializes in connecting borrowers with multiple lenders to find competitive rates and terms tailored to individual financial situations. They handle FHA, VA, conventional, and jumbo loans, providing comprehensive guidance through the entire mortgage process.
Waterstone Mortgage is a full-service mortgage lender operating from its Winter Park branch, offering conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. The team specializes in helping first-time homebuyers, experienced investors, and homeowners looking to refinance, with access to multiple lending programs and fast pre-approval processes. Known for personalized service and competitive rates, Waterstone combines local expertise with the resources of a established mortgage company.
Union Home Mortgage is a locally-operated mortgage lender in Orlando serving Central Florida homebuyers and refinancers. They specialize in conventional, FHA, VA, and jumbo loans with personalized service from experienced loan officers. The company focuses on making the mortgage process transparent and accessible, offering competitive rates and fast pre-approval to streamline the path to homeownership.
VIP Home Loans is a mortgage lender serving the Orlando area and surrounding Florida communities. They specialize in helping borrowers secure financing for home purchases and refinances, offering personalized service and competitive rates. Their team works to make the mortgage process straightforward and accessible for various borrower profiles.
New American Funding is a mortgage lender serving Orlando and Central Florida with a full range of loan programs including conventional, FHA, VA, and jumbo mortgages. Their Orlando branch on Vineland Road offers personalized mortgage services, fast pre-approval processes, and access to multiple lending options to help borrowers find the right fit for their financial situation. Whether you're a first-time homebuyer, refinancing an existing mortgage, or purchasing a luxury property, their team provides expert guidance throughout the lending process.
Weekend Mortgage is a mortgage brokerage based in Winter Park, Florida, specializing in helping borrowers find the right loan program for their financial situation. They work with multiple lenders to provide options including conventional, FHA, VA, and jumbo loans, offering personalized service and fast pre-approval processes. Their team focuses on making mortgage financing accessible and transparent for homebuyers and refinancers throughout the Orlando area.
Royal Mortgage USA is a mortgage lender serving the Orlando area and across Florida with a range of loan programs including conventional, FHA, VA, and jumbo mortgages. Led by experienced loan officers, the company specializes in helping both first-time homebuyers and experienced investors find the right financing solutions. Their focus on personalized service and quick pre-approval processes sets them apart in a competitive lending market.
Laura Mead Fairway Independent Mortgage is an independent mortgage brokerage serving the Orlando area with access to multiple lenders and loan products. As a Fairway Independent Mortgage affiliate, the team provides personalized mortgage solutions including conventional, FHA, VA, and jumbo loans with competitive rates and fast pre-approval processes. They specialize in helping first-time homebuyers, refinancers, and borrowers with unique financial situations find the right loan program.
Pioneer Mortgage Funding is an independent mortgage broker serving the Orlando area with personalized loan solutions. Specializing in conventional, FHA, VA, and jumbo loans, they work with multiple lenders to find competitive rates tailored to each borrower's financial situation. Their team handles pre-approval, refinancing, and purchase financing for both first-time homebuyers and experienced investors.
JD Lending Group Inc is a mortgage lender based in Orlando serving Florida homebuyers and refinancers with competitive loan products and personalized financing solutions. The team specializes in helping first-time buyers, existing homeowners, and borrowers with various credit profiles find the right mortgage options. Their local expertise and customer-focused approach have earned strong client satisfaction.
Embrace Home Loans is a mortgage lender serving the greater Orlando area with personalized loan origination and financing solutions. Operating from their Maitland office, the team specializes in helping borrowers navigate the mortgage process with dedicated support and competitive rates. They work with first-time homebuyers, refinancers, and buyers seeking jumbo loans to find the right financing for their situation.
Winter Garden Mortgage Broker, led by NMLS-licensed loan officer Brandt Myers, provides personalized mortgage solutions for homebuyers and refinancing clients throughout Central Florida. Specializing in conventional, FHA, VA, and jumbo loans, Brandt works with multiple lenders to find competitive rates and terms tailored to each client's financial situation. His direct, relationship-focused approach and deep knowledge of Florida's mortgage market make him a trusted choice for first-time buyers, experienced homeowners, and those seeking to refinance.
Element Home Loans, a division of NFM, Inc., is a mortgage lender serving the Orlando area with a full range of home financing solutions. Their team specializes in conventional loans, FHA loans, VA loans, and jumbo mortgages, offering competitive rates and personalized service to first-time buyers and experienced homeowners alike. Located in the Millenia business district, they provide pre-approval processing, refinancing options, and access to multiple loan programs tailored to individual financial situations.
My Home Mortgage Company® is an independent mortgage lender serving the Orlando area and throughout Florida. They specialize in helping borrowers secure financing for home purchases and refinances, offering personalized service and access to multiple loan programs including conventional, FHA, VA, and jumbo options. With a focus on fast pre-approval and competitive rates, they work to simplify the mortgage process for first-time homebuyers and experienced investors alike.
Romo Mortgage Inc. is an independent mortgage lender based in Orlando serving Florida homebuyers with personalized loan solutions. The team specializes in conventional, FHA, VA, and jumbo mortgages, offering fast pre-approval processes and access to multiple lending options to find the best rates for each client's situation. Known for responsive service and a streamlined application process, Romo Mortgage helps both first-time buyers and experienced homeowners navigate the mortgage process with clarity and support.
Primera Home Loans is an independent mortgage lender based in Orlando specializing in personalized home financing solutions for a wide range of borrowers. With competitive rates and flexible loan programs including FHA, VA, and jumbo loans, they help first-time buyers, refinancers, and experienced homeowners achieve their financing goals. Their team focuses on transparent processes and fast pre-approval timelines to make the mortgage experience straightforward.
Juan Escobar is a mortgage loan officer at Fusion Home Loans serving Central Florida with expertise in residential mortgage financing. He helps borrowers navigate purchase loans, refinancing, and various loan programs including FHA, VA, and conventional options. With a focus on personalized service and competitive rates, Juan works to make the home financing process straightforward for first-time buyers and experienced homeowners alike.
Butler Mortgage is the top-ranked mortgage broker in Orlando with a Lantern Score of 85.60/100 and 429 five-star reviews. They specialize in conventional mortgages, FHA loans, USDA loans, and VA loans with over 25 years of lending experience serving the Orlando and Kissimmee areas.
Butler Mortgage (Lantern Score: 85.60/100), Northpoint Mortgage, Inc. (85.59/100), and Loan Factory (85.56/100) all specialize in VA loans for veterans. Each has extensive experience and 5-star ratings from 300+ customers, making them excellent choices for military service members seeking VA financing.
Loan Factory (Lantern Score: 85.56/100), Mid Florida Mortgage Professionals (85.35/100), and Integrity Mortgage (85.01/100) all specialize in serving self-employed borrowers. These brokers connect you with multiple lenders to find programs that accommodate variable income and self-employment documentation.
That Mortgage Guy Don @ HAPPY HOME MORTGAGE LLC (Lantern Score: 85.52/100), appli Home Loans (85.10/100), and Union Home Mortgage (83.96/100) all offer jumbo loan options. These brokers can help borrowers purchasing luxury properties or higher-value homes exceed conventional loan limits.
None of the 31 mortgage brokers in the Orlando area currently list weekend hours. However, many offer online applications and flexible scheduling—contact individual brokers directly to discuss after-hours consultation options.
Loan Factory (Lantern Score: 85.56/100) specializes in helping refinancing customers seek better rates, while Florida Home Loans LLC (85.51/100) and Luxe Mortgage Lending, Inc. (85.51/100) both focus on homeowners refinancing existing mortgages. All three have 5-star ratings and extensive experience with rate-and-term and cash-out refinances.