LanternFloridaMiamiProfessional ServicesMortgage Brokers

    Best Mortgage Brokers in Miami, Florida

    Areas served: Miami, FL and surrounding Miami-Dade County

    33 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 21, 2026

    Miami's mortgage landscape reflects the city's unique real estate market, characterized by a high volume of international buyers, luxury condo developments, and diverse property types from Brickell high-rises to Coral Gables estates. Local mortgage brokers navigate complex scenarios including foreign national financing, condominium warrantability reviews for buildings still in developer control, and flood zone considerations across coastal neighborhoods. This directory provides detailed profiles of mortgage brokers serving Miami and Miami-Dade County, with comparative data on their lending network access, multilingual capabilities, and experience with South Florida's distinct property financing requirements.

    Show businesses best for:
    86
    Lantern
    Score
    Cooper City, FL · 20 mi from Miami
    Serves Cooper City, Fort Lauderdale, and South Florida
    ★★★★★5.0(706 Google reviews)

    Premier Lending Corp is a mortgage lender based in Cooper City serving South Florida with over 25 years of combined experience in mortgage banking. They offer comprehensive home financing services including home purchase loans, refinancing, and home equity options, with a team of mortgage experts dedicated to guiding clients through every step of the process. Their approach emphasizes personalized service, transparent loan estimates, and seamless closings, helping borrowers find the best and most affordable financing programs for their unique situations.

    Best for: Refinancing
    Ideal clients: First-time home buyers, homeowners looking to refinance, property investors seeking home equity loans, borrowers wanting personalized mortgage guidance
    What sets them apart
    • Over 25 years of combined experience in mortgage banking with loan officers who specialize in personalized guidance through the entire loan process.
    • Provides complete and professional loan estimates upfront, educates clients on costs and monthly payments, and keeps clients informed of loan status throughout the transaction.
    • Loan officers are available 24/7 to answer questions and provide consistent communication, making the lending experience smooth and stress-free from application to closing.
    Mortgage LenderHome PurchaseRefinancingSouth FloridaResidential Mortgages
    Phone(954) 840-8811
    Websiteplcorp.net
    Premier Lending Corp
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Miami, FL
    Serves Miami and South Florida
    ★★★★★5.0(334 Google reviews)

    Dennis Vo is a Vice President and Senior Loan Officer at CMG Financial serving Miami and South Florida homebuyers with comprehensive mortgage solutions. With 1,000+ families served and recognition as a Top 1% Mortgage Originator, Dennis specializes in first-time buyer programs, FHA loans (3.5% down), VA loans (100% financing), jumbo loans, cash-out refinances, non-QM loans for foreign nationals and self-employed borrowers, construction loans, and specialized products like DSCR and bank statement programs. Known for 24/7 availability, rapid pre-approvals, and expertise navigating complex lending scenarios including condominiums and non-traditional properties, Dennis combines personalized service with best-in-class loan solutions to help families build generational wealth through homeownership.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, self-employed professionals, foreign nationals, VA/military borrowers, condo investors, borrowers with non-traditional income, cash-out refinancing clients
    What sets them apart
    • Expertise in non-QM loans, specialized condo financing (warrantable/unwarrantable), foreign national ITIN programs, DSCR investor loans, and bank statement programs for self-employed borrowers — solutions most lenders won't touch.
    • Clients report receiving pre-approval letters within minutes of requests and closing in 2-3 weeks, even on complex transactions. Ranked 259th Top Producer in the US by National Mortgage News.
    • Senior loan officer personally manages client relationships with round-the-clock responsiveness, not automated systems. Graduate of Purdue University with background in economics and finance.
    Mortgage LoansFirst-Time BuyersVA LoansFHA LoansRefinancing
    Phone(305) 676-2428
    Dennis Vo - CMG Home Loans
    Updated 4/21/26Learn More →
    86
    Lantern
    Score
    Miami, FL
    Serves Miami and surrounding South Florida areas, serving nationwide
    ★★★★★5.0(336 Google reviews)

    Rate Leaf is a Miami-based mortgage broker offering a comprehensive range of lending products including conventional, FHA, VA, jumbo, USDA, commercial, bank statement, and interest-only loans. Led by a dedicated team of loan advisors, they specialize in personalized rate quotes and fast pre-approvals designed for home buyers, real estate investors, and self-employed borrowers. Rate Leaf also operates a Mortgage as a Service platform that enables real estate brokers and loan officers to integrate mortgage services into their practices.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time home buyers, self-employed borrowers, real estate investors, military/veterans, foreign nationals, real estate brokers seeking mortgage integration
    What sets them apart
    • Offers 10+ loan types including bank statement loans, no-income investment loans, foreign national loans, and interest-only loans—ideal for self-employed, investors, and non-traditional borrowers who struggle with conventional lenders.
    • Despite national reach, Rate Leaf operates as a family-owned local business with same-day responsiveness via phone, text, and email, and loan officers dedicated to guiding clients through the entire process.
    • Rate Leaf's Mortgage as a Service platform allows real estate brokers and loan officers to seamlessly add mortgage services to their operations with a dedicated processing team handling origination, underwriting, and closing.
    Mortgage BrokerFast Pre-ApprovalVA LoansFHA LoansInvestor Loans
    Phone(954) 526-5938
    Rate Leaf Mortgage
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami, FL
    Serves Miami and throughout Florida
    ★★★★★5.0(307 Google reviews)

    Lending Bankers Mortgage is a Miami-based mortgage broker specializing in residential purchases, refinancing, commercial mortgages, and private lending solutions. Led by President David Otero and a team of experienced loan officers including Juan Grieben and Gabriel, they provide personalized guidance through every step of the mortgage process. With access to over 130 lenders, they serve both US residents and foreign nationals throughout Florida, offering competitive rates, fast pre-approvals, and expertise in new construction financing, hard money loans, and complex transactions.

    Best for: First-Time HomebuyersRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, foreign nationals investing in Florida real estate, commercial property investors, new construction condo buyers, real estate agents seeking reliable financing partners
    What sets them apart
    • Lending Bankers connects clients with over 130 lenders, ensuring competitive rates and flexible loan options tailored to individual financial situations and credit profiles.
    • They actively serve foreign nationals and US residents, with expertise in financing for non-traditional borrower profiles and international clients seeking Miami real estate.
    • Led by President David Otero and senior loan officers like Juan Grieben, the team brings deep expertise in residential, commercial, construction, and hard money lending with consistent client testimonials praising their responsiveness and professionalism.
    Mortgage BrokerHome LoansCommercial FinancingPre-ApprovalMiami
    Phone(786) 373-3077
    Lending Bankers Mortgage
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami, FL
    Serves Miami, South Florida, and surrounding areas
    ★★★★★5.0(205 Google reviews)

    John Giannattasio is a mortgage loan originator with U.S. Bank (NMLS# 1700603) serving the Miami and South Florida area. He helps homebuyers navigate mortgage options, from first-time purchases to refinancing, and works with builders and real estate agents to support their clients' financing needs. With access to U.S. Bank's full range of mortgage products and years of industry experience, he provides personalized guidance to find the right loan for each unique situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, refinancers, real estate agents, builders, luxury home buyers
    What sets them apart
    • Backed by a major national bank with access to comprehensive mortgage programs and competitive rates, providing stability and multiple loan options.
    • Offers specialized support for real estate professionals and builders, including dedicated resource centers and new construction lending expertise.
    • Works directly with clients to understand their unique situation and match them with the right mortgage product for their needs.
    Mortgage LoansHome FinancingLoan OriginatorU.S. BankRefinancing
    Phone(858) 334-0768
    John Giannattasio - Mortgage Loan Originator
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami, FL
    Serves Miami and surrounding South Florida areas
    ★★★★★5.0(186 Google reviews)

    Miami Mortgage Advisors LLC is a local mortgage brokerage with over 20 years of experience offering Conventional, FHA, VA, USDA, Non-agency, and private lending options. They provide timely, personalized service with a fully online application process, accessing competitive programs from national and privately held lenders. Their loan advisors are available 7 days a week to help borrowers find programs tailored to their financial goals, with convenient closing options including e-signatures and online notary services.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan borrowers, refinancing homeowners, buyers seeking personalized service
    What sets them apart
    • Over two decades of specialized knowledge in conventional, FHA, VA, USDA, and non-agency lending programs.
    • Works with national and privately held lenders to offer competitive rates and programs tailored to individual financial situations.
    • Fully online application with convenient e-signature and remote notary closing options, with advisors available 7 days a week.
    Mortgage BrokerFHA & VA LoansRefinancingPurchase LoansOnline Application
    Phone(305) 239-8855
    Miami Mortgage Advisors LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami, FL
    Serves Miami, Kendall, Coral Gables, Palm Beach, Fort Lauderdale, and all of Florida
    ★★★★★5.0(181 Google reviews)

    1st Florida Mortgage Lending is a full-service mortgage company specializing in home purchase loans, refinancing, and down payment assistance programs throughout Florida. Led by experienced mortgage professionals, they offer a comprehensive range of loan products including FHA, VA, USDA, Jumbo, Conventional, Reverse, NonQM, and Bridge Loans. Their digital-first approach combines easy online applications, pre-approval tools, and personalized guidance to make homeownership accessible to first-time buyers and existing homeowners alike.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, refinancing homeowners, buyers needing down payment assistance, jumbo loan applicants
    What sets them apart
    • Offers FHA, VA, USDA, Jumbo, Conventional, Reverse, NonQM, and Bridge Loans to match diverse borrower situations and financial goals.
    • Provides Down Payment Assistance to eligible borrowers, reducing financial barriers to homeownership for qualified applicants.
    • Features easy online applications, pre-approval tools, mortgage calculators, mobile app, and personal chat support for a streamlined borrowing experience.
    Mortgage LendingFHA LoansVA LoansRefinancingDown Payment Assistance
    Phone(305) 779-8430
    Website1stfml.com
    1st Florida Mortgage Lending
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami, FL
    Serves Miami and throughout Florida
    ★★★★★5.0(152 Google reviews)

    Florida Home Finance is a Miami-based mortgage brokerage led by Brent, an 18-year industry veteran, specializing in home purchase and refinance loans across Florida. They offer a comprehensive range of loan programs including FHA, VA, USDA, Jumbo, Conventional, and specialized options like Non-QM, Bank Statement, and First-Time Homebuyer programs, with a commitment to fast closings (14 days or less), transparent processes, and bilingual customer support. Their team combines personalized service with access to multiple lenders to ensure clients get competitive rates and solutions tailored to their unique financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, refinancing clients, self-employed borrowers, investment property buyers
    What sets them apart
    • Brent's extensive mortgage industry experience ensures clients receive expert guidance and access to competitive loan options unavailable through less experienced lenders.
    • Florida Home Finance commits to closing loans in 14 days or less while maintaining transparent communication and detailed explanations throughout the entire process.
    • Beyond standard mortgages, they offer unique programs including Non-QM, Bank Statement loans, Fix and Flip, Rehab, and Investment Property financing to serve diverse borrower needs.
    Mortgage BrokerHome LoansRefinancingFirst-Time BuyersFast Closings
    Florida Home Finance, LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Coral Gables, FL · 4 mi from Miami
    Serves South Florida, including Miami-Dade, Broward, and surrounding counties
    ★★★★★5.0(136 Google reviews)

    Vice City Lending is a Florida-based mortgage lender serving the South Florida area with a focus on integrity, speed, and efficiency. Specializing in mortgage loans for homebuyers and refinancing clients, they offer personalized service through virtual consultations and direct communication. Based in Coral Gables, Vice City Lending helps clients navigate the mortgage process with transparency and responsive support.

    Ideal clients: First-time homebuyers, refinancing borrowers, South Florida residents seeking personalized mortgage services
    What sets them apart
    • Offers convenient virtual calls, making the mortgage process accessible without requiring in-person office visits.
    • Emphasizes quick turnaround and streamlined processes to get borrowers approved and funded faster.
    • Provides direct email contact and responsive communication channels for personalized service throughout the lending process.
    Mortgage LoansFlorida LenderVirtual ConsultationsRefinancingHome Loans
    Vice City Lending
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami, FL
    Serves Miami and South Florida
    ★★★★★5.0(134 Google reviews)

    Miami Lending Advisors is a boutique mortgage broker specializing in residential and commercial financing for the South Florida real estate market. Led by experienced professionals like Maria and Claudia, they serve both domestic and international clients with personalized service in English and Spanish. They offer 75+ mortgage programs including conventional loans, FHA/VA loans, jumbo loans, fix-and-flip financing, investor loans (DSCR), and specialized programs for self-employed professionals, business owners, and international buyers with no U.S. credit required. Their expertise extends to warrantable and non-warrantable condos, new developments, condo-hotels, and multi-family properties, with an average 20-day close time and 30 years of combined industry experience.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: International property buyers, self-employed professionals and business owners, real estate investors, first-time homebuyers, commercial property investors
    What sets them apart
    • Specialize in financing for international investors and foreign nationals with no U.S. credit or income required, using international income verification and bank statements.
    • Offer specialized mortgage programs for self-employed professionals, business owners, and investors using bank statements, profit & loss statements, and DSCR calculations instead of traditional tax returns.
    • Handle non-warrantable condos, condo-hotels, short-term rentals, multi-family properties (4-24 units), and commercial real estate—not just standard residential homes.
    Mortgage BrokerBoutique LenderInternational ClientsMiami Real Estate
    Phone(305) 630-8473
    Miami Lending Advisors - Mortgage Broker
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami, FL
    Serves Miami and surrounding South Florida communities
    ★★★★★5.0(131 Google reviews)

    Tag Lending Group is a mortgage lender based in Miami specializing in residential home loans and refinancing options for borrowers throughout South Florida. The team provides personalized financing solutions including conventional loans, FHA loans, VA loans, and jumbo mortgages, with a focus on fast pre-approval processes and competitive rates. They serve first-time homebuyers, existing homeowners seeking refinance options, and investors looking for flexible lending terms.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, military veterans seeking VA loans, homeowners refinancing existing mortgages, luxury home buyers seeking jumbo loans
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve a wide range of borrower profiles and financial situations.
    • Streamlined approval process designed to get borrowers pre-approved quickly so they can move forward with confidence in their home search.
    • Based in Miami with deep knowledge of the local real estate market, community programs, and regional lending requirements.
    Mortgage LenderHome LoansRefinancingFast Pre-ApprovalVA & FHA Loans
    Phone(305) 503-8655
    Tag Lending Group, LLC
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami, FL
    Serves Miami and South Florida
    ★★★★★5.0(124 Google reviews)

    Miami Mortgage Brokers provides comprehensive mortgage financing solutions for homebuyers and refinancing clients throughout South Florida. With access to multiple lenders and loan programs, they specialize in helping first-time buyers, investors, and homeowners secure competitive rates and favorable terms. Their experienced team handles FHA loans, VA loans, conventional mortgages, and jumbo financing to match each client's unique financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, refinancing borrowers, jumbo loan seekers, investment property buyers
    What sets them apart
    • Work with numerous lending partners to compare rates and terms, ensuring clients get the best available options for their situation.
    • Offer FHA, VA, conventional, and jumbo loans with fast pre-approval processes to serve first-time buyers, veterans, and high-value home purchasers.
    • Downtown Miami location with experienced team dedicated to South Florida's mortgage market and familiar with local real estate dynamics.
    Mortgage BrokersHome LoansRefinancingFirst-Time Buyers
    Phone(954) 494-7288
    Miami Mortgage Brokers
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Coral Gables, FL · 4 mi from Miami
    Serves Miami-Dade and Broward counties, South Florida
    ★★★★★5.0(117 Google reviews)

    The Ortiz Team at The Mortgage HUB is a mortgage brokerage based in Coral Gables specializing in residential mortgage solutions for South Florida homebuyers and refinancing clients. Led by experienced loan officers, the team provides personalized mortgage guidance, competitive rates, and access to multiple lenders to help clients find the right financing option for their needs. They serve first-time buyers, experienced investors, and homeowners looking to refinance across Miami-Dade and Broward counties.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military veterans (VA loans), refinancing homeowners, luxury home buyers, FHA loan applicants
    What sets them apart
    • The Ortiz Team provides access to multiple mortgage lenders, allowing clients to compare rates and terms from various sources to find the best fit for their financial situation.
    • The team offers FHA, VA, jumbo, and conventional loan options, serving diverse buyer profiles from first-time homebuyers to luxury home purchasers.
    • Based in Coral Gables with deep market knowledge, the team understands the local real estate landscape and specific lending needs of South Florida buyers.
    Mortgage BrokerHome LoansRefinancingFHA LoansVA Loans
    The Ortiz Team at The Mortgage HUB
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami Lakes, FL · 11 mi from Miami
    Serves Miami Lakes, Miami-Dade County, and surrounding South Florida areas
    ★★★★★5.0(110 Google reviews)

    Simple Home Loans Inc is a mortgage lending service based in Miami Lakes, offering personalized home loan solutions to Florida borrowers. The company specializes in helping clients navigate the mortgage process with transparent, straightforward guidance and competitive loan products. They serve first-time homebuyers, refinancing clients, and borrowers looking for flexible loan options tailored to their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, existing homeowners seeking refinancing, VA and FHA loan applicants, borrowers preferring a straightforward lending experience
    What sets them apart
    • Simple Home Loans specializes in transparent, no-nonsense mortgage guidance to help borrowers understand their options without confusing jargon or hidden fees.
    • The company offers FHA loans, VA loans, conventional mortgages, and refinancing options to serve borrowers with different financial profiles and credit situations.
    • Based in Miami Lakes with deep knowledge of South Florida's real estate market, the team understands local lending practices and borrower needs.
    Mortgage LenderHome LoansRefinancingFHA LoansVA Loans
    Phone(786) 504-5800
    Simple Home Loans Inc
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Miami, FL
    Serves Miami and throughout Florida
    ★★★★★5.0(96 Google reviews)

    Bennett Capital Partners is a Miami-based mortgage brokerage offering comprehensive home financing solutions for borrowers across Florida. They specialize in connecting clients with multiple lenders to find competitive rates and loan programs, including conventional, FHA, VA, and jumbo mortgages. With over 96 five-star reviews, they provide personalized service and fast pre-approval processes to help first-time homebuyers, refinancers, and luxury home purchasers achieve their real estate goals.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military veterans, luxury home buyers, home refinancers
    What sets them apart
    • Access to a network of lenders allows them to compare rates and programs to find the best fit for each borrower's unique situation.
    • They offer FHA, VA, jumbo, and conventional loans, serving first-time buyers, military veterans, and luxury home purchasers.
    • Quick approval processes help borrowers move faster in a competitive real estate market.
    Mortgage BrokerHome LoansFHA LoansVA LoansRefinancing
    Phone(800) 457-9057
    Bennett Capital Partners Mortgage Brokers
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Pembroke Pines, FL · 19 mi from Miami
    Serves Pembroke Pines and surrounding South Florida communities
    ★★★★★5.0(87 Google reviews)

    Family Home Loans is a mortgage lender serving South Florida homebuyers with personalized financing solutions. Based in Pembroke Pines, they offer a range of loan programs including conventional, FHA, VA, and jumbo loans to help first-time buyers and experienced homeowners achieve their real estate goals. Their team focuses on competitive rates and streamlined pre-approval processes to make home financing accessible and straightforward.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan recipients, FHA loan applicants, jumbo loan seekers, refinancing borrowers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse buyer profiles and financial situations.
    • Based in Pembroke Pines with deep knowledge of the South Florida real estate market and community lending needs.
    • Streamlined application and pre-approval to help buyers move quickly in a competitive market.
    Mortgage LenderHome LoansFHA LoansVA LoansPre-Approval
    Phone(954) 392-8064
    Family Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Pembroke Pines, FL · 19 mi from Miami
    Serves Pembroke Pines, Fort Lauderdale, and South Florida
    ★★★★★5.0(65 Google reviews)

    America Home Loans is a mortgage lender based in Pembroke Pines serving South Florida homebuyers and refinancers. They offer a range of loan programs including conventional, FHA, VA, and jumbo mortgages, along with fast pre-approval processes and access to multiple lending options. The company specializes in helping both first-time buyers and experienced homeowners navigate the mortgage process with personalized service.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military service members seeking VA loans, refinancing homeowners, jumbo loan borrowers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan programs to serve diverse borrower needs and financial situations.
    • Streamlined pre-approval procedures designed to get homebuyers ready quickly in a competitive market.
    • Based in Pembroke Pines with established roots in the community and familiarity with local real estate market conditions.
    Mortgage LenderHome LoansRefinancingFHA LoansVA Loans
    Phone(954) 433-6168
    America Home Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Miami, FL
    Serves Miami and surrounding South Florida communities
    ★★★★★4.9(328 Google reviews)

    Ready Mortgage Lenders is a locally-owned mortgage company serving South Florida with a focus on personalized service and fast approvals. They specialize in conventional, FHA, VA, and jumbo loans, helping first-time homebuyers through experienced professionals who understand the local market. With a 4.9-star reputation and deep roots in the Miami community, they combine quick turnaround times with transparent lending practices.

    Best for: First-Time HomebuyersVeteransLuxury Homes
    Ideal clients: First-time homebuyers, Veterans seeking VA loans, Borrowers needing FHA financing, Luxury home buyers with jumbo loan requirements
    What sets them apart
    • Known for quick turnaround times on mortgage approvals, helping buyers move faster in competitive South Florida real estate market.
    • Offers conventional, FHA, VA, and jumbo loans, providing options for first-time buyers, veterans, and luxury home purchasers.
    • Miami-based with deep knowledge of local neighborhoods, property values, and lending landscape in South Florida.
    Mortgage LendersHome LoansFast ApprovalVA LoansFHA Loans
    Phone(305) 261-1500
    Ready Mortgage Lenders, LLC
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Miami, FL
    Serves Miami and South Florida
    ★★★★★4.9(274 Google reviews)

    The Mortgage Calculator is a Miami-based mortgage brokerage that helps borrowers navigate the home financing process with personalized loan options and expert guidance. They specialize in connecting clients with multiple lenders to find competitive rates and terms tailored to individual financial situations. With a focus on transparent communication and comprehensive support, they serve first-time homebuyers, refinancers, and those seeking specialized loan programs.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Refinancing clients, Investment property buyers, Self-employed borrowers
    What sets them apart
    • Partner with numerous lenders to compare rates and terms, ensuring clients get competitive offers rather than being limited to a single institution.
    • Offer diverse loan options including FHA, VA, jumbo, and conventional mortgages to serve various buyer profiles and financial situations.
    • Miami-based mortgage professionals with deep knowledge of the local real estate market and South Florida financing landscape.
    Mortgage BrokerHome LoansRefinancingMiami Finance
    The Mortgage Calculator
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Miami, FL
    Serves Miami and South Florida
    ★★★★★5.0(50 Google reviews)

    Independence Home Loans is a mortgage lender serving Miami and South Florida with flexible financing solutions for homebuyers and refinancing clients. Based in the Brickell financial district, they offer personalized loan programs including conventional, FHA, VA, and jumbo mortgages tailored to individual financial situations. Their team specializes in fast pre-approval processes and connecting borrowers with multiple lending options to secure competitive rates.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military veterans, Luxury home buyers, Refinancing homeowners
    What sets them apart
    • Connects borrowers with multiple lending partners to compare rates and terms, ensuring clients find the best mortgage solution for their needs.
    • Offers conventional, FHA, VA, and jumbo mortgage options to accommodate first-time buyers, military veterans, and luxury home purchasers.
    • Streamlined pre-approval process helps buyers move quickly in competitive Miami real estate market with clear financing before making offers.
    Mortgage LenderHome FinancingFast Pre-ApprovalFHA & VA LoansRefinancing
    Phone(305) 798-1518
    Independence Home Loans
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Miami Beach, FL · 5 mi from Miami
    Serves Miami Beach, FL and surrounding South Florida communities
    ★★★★★5.0(46 Google reviews)

    Ross Home Loans is a mortgage lender serving the Miami Beach area and South Florida with personalized home financing solutions. They specialize in helping borrowers secure competitive mortgage rates and navigate the loan approval process with dedicated customer service. Whether you're a first-time homebuyer or refinancing an existing mortgage, Ross Home Loans provides expert guidance tailored to your financial situation.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, existing homeowners looking to refinance, buyers seeking competitive mortgage rates
    What sets them apart
    • Offers customized mortgage solutions designed to match individual financial situations and homeownership goals.
    • Provides access to multiple loan programs with competitive pricing to help borrowers find the best option for their needs.
    Mortgage LenderHome LoansRefinancingFirst-Time BuyersMiami Beach
    Phone(305) 763-8023
    Ross Home Loans
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Miami, FL
    Serves Miami and surrounding South Florida
    ★★★★★4.9(109 Google reviews)

    Mortgage Bolt is a Miami-based mortgage lender offering fast pre-approval and financing solutions for home buyers across Florida. Specializing in VA loans, FHA loans, and jumbo mortgages, they work with multiple lenders to provide competitive rates and personalized service. Their streamlined process and local expertise help first-time buyers and experienced investors secure financing quickly.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, jumbo loan seekers, refinancing homeowners
    What sets them apart
    • Mortgage Bolt specializes in quick pre-approval timelines, helping buyers move faster in competitive markets.
    • Access to VA loans, FHA loans, jumbo mortgages, and refinancing options through multiple lenders for competitive rates.
    • Miami-based team with deep knowledge of the South Florida real estate market and local lending landscape.
    Mortgage LenderFast Pre-ApprovalVA LoansFHA LoansJumbo Mortgages
    Phone(352) 328-9828
    Mortgage Bolt
    Updated 4/21/26Learn More →
    83
    Lantern
    Score
    Coral Gables, FL · 3 mi from Miami
    Serves Coral Gables, Miami-Dade County, and surrounding South Florida communities
    ★★★★★5.0(38 Google reviews)

    Great Florida Lending Inc. is a mortgage lender serving South Florida with personalized loan solutions for homebuyers and refinancing clients. Based in Coral Gables, they specialize in FHA loans, VA loans, and conventional mortgages, offering fast pre-approval processes and access to multiple lending programs. Their team works directly with borrowers to navigate the home financing process with competitive rates and flexible terms.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan eligible military personnel, refinancing homeowners, FHA loan applicants
    What sets them apart
    • Offers FHA loans, VA loans, conventional mortgages, and refinancing options tailored to different borrower needs and financial situations.
    • Streamlined approval process designed to move borrowers quickly from application to offer, helping them compete in the market faster.
    • Coral Gables-based team with deep knowledge of South Florida's real estate market and local lending conditions.
    Mortgage LenderFHA LoansVA LoansRefinancingHome Financing
    Phone(305) 851-2199
    Great Florida Lending Inc.
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Miami, FL
    Serves Miami and South Florida
    ★★★★★4.9(68 Google reviews)

    DAK Mortgage Broker is an independent mortgage brokerage led by David Krebs, offering personalized loan solutions for homebuyers and refinancing clients in South Florida. They provide access to multiple lenders and loan programs, including conventional, FHA, VA, and jumbo loans, with a focus on competitive rates and fast pre-approval processes. Known for their client-focused approach and expertise in navigating complex financing scenarios.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, military veterans, homeowners refinancing, luxury home buyers, investors
    What sets them apart
    • Access to numerous lending partners allows DAK Mortgage to shop rates and programs on behalf of clients, often securing better terms than direct lender offerings.
    • David Krebs works directly with clients to understand their financial situation and goals, customizing loan programs for first-time buyers, refinances, investment properties, and complex scenarios.
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and credit profiles across all price points.
    Mortgage BrokerHome LoansRefinancingFast Pre-ApprovalBrickell
    Phone(321) 239-2781
    DAK Mortgage Broker
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Miami, FL
    Serves Miami, FL and surrounding South Florida communities
    ★★★★★4.9(59 Google reviews)

    Swift Loan is a mortgage lender based in Miami specializing in fast, personalized financing solutions for homebuyers and refinancers. They offer competitive rates, streamlined pre-approval processes, and access to multiple loan programs including conventional, FHA, VA, and jumbo loans. Swift Loan stands out for their commitment to quick turnaround times and dedicated customer service throughout the mortgage process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, refinancers seeking better rates, VA loan borrowers, jumbo loan seekers
    What sets them apart
    • Swift Loan emphasizes rapid pre-approval timelines, helping borrowers move quickly in competitive markets.
    • Offers conventional, FHA, VA, and jumbo loan options to serve diverse borrower needs and financial situations.
    • Dedicated mortgage professionals provide customized guidance rather than automated or one-size-fits-all solutions.
    Mortgage LenderFast Pre-ApprovalRefinancingHome Loans
    Phone(800) 333-0888
    Websiteswift.loan
    Swift Loan
    Updated 4/21/26Learn More →
    82
    Lantern
    Score
    Coral Gables, FL · 4 mi from Miami
    Serves Miami-Dade and Broward County, FL
    ★★★★★4.9(51 Google reviews)

    New American Fundings Florida is a mortgage lending specialist serving the Miami-Dade and Broward County areas. Led by loan officer Todd La Penta, the company offers comprehensive mortgage solutions including conventional loans, FHA loans, VA loans, and refinancing options tailored to individual borrower needs. With a focus on personalized service and quick pre-approval processes, they help first-time homebuyers and experienced investors navigate the mortgage process with expert guidance.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA loan applicants, refinancing homeowners, investment property purchasers
    What sets them apart
    • Offers FHA loans, VA loans, conventional mortgages, and refinancing options designed to meet diverse borrower situations and financial goals.
    • Works directly with borrowers to understand their unique needs and provide customized loan solutions with transparent terms and competitive rates.
    • Fast pre-approval turnaround to help buyers move quickly in a competitive real estate market.
    Mortgage LoansFHA & VA LoansRefinancingFast Pre-ApprovalHome Financing
    Phone(305) 527-4741
    New American Fundings Florida
    Updated 4/21/26Learn More →
    81
    Lantern
    Score
    Miami, FL
    Serves Miami and surrounding South Florida communities
    ★★★★★4.7(710 Google reviews)

    Iconic Mortgage & Real Estate Corp is a full-service mortgage and real estate brokerage serving South Florida with a team of experienced loan officers and real estate professionals. They offer comprehensive mortgage solutions including conventional, FHA, VA, and jumbo loans, along with real estate sales and consulting services. Known for their commitment to transparency and customer service, Iconic helps clients navigate the entire home buying, selling, and refinancing process with personalized guidance.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, Military veterans, Luxury home buyers, Real estate investors, Homeowners seeking refinancing
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loans, providing options for various buyer profiles including first-time homebuyers, veterans, and luxury home purchasers.
    • Integrated team handles both lending and sales, streamlining the buying and selling process with coordinated expertise.
    • Based in South Florida with deep knowledge of the local real estate market and community needs.
    Mortgage LenderReal Estate SalesLoan SpecialistSouth FloridaFull Service
    Phone(888) 869-0969
    Iconic Mortgage & Real Estate Corp
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Coral Gables, FL · 3 mi from Miami
    Serves Coral Gables, Miami, and South Florida
    ★★★★★4.9(27 Google reviews)

    Florida United Lending is a mortgage company based in Coral Gables specializing in home financing solutions for South Florida borrowers. They offer a range of loan programs including conventional, FHA, VA, and jumbo mortgages, with a focus on personalized service and competitive rates. The team works to simplify the lending process and help clients secure financing that matches their specific needs.

    Best for: VeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, FHA borrowers, refinancing customers
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo mortgage options to serve diverse borrower needs and financial situations.
    • Based in Coral Gables with deep knowledge of South Florida's real estate market and local lending landscape.
    Mortgage LenderHome LoansFHA LoansVA LoansCoral Gables
    Phone(786) 438-1414
    Florida United Lending Mortgage Company
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Coral Gables, FL · 3 mi from Miami
    Serves Coral Gables, Miami-Dade County, and surrounding South Florida areas
    ★★★★★5.0(17 Google reviews)

    Chris Bueno Homes and Loans is a mortgage lending service based in Coral Gables specializing in home financing solutions for buyers and homeowners. Operating as a Standard Mortgage lender (NMLS# 1895036), they offer personalized loan options and guidance through the mortgage process. Their focus is on making homeownership accessible through tailored financing solutions.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, borrowers looking for personalized mortgage guidance
    What sets them apart
    • Operates as a Standard Mortgage provider with NMLS# 1895036, ensuring compliance and regulatory oversight for consumer protection.
    • Offers individualized mortgage guidance and loan options tailored to meet specific borrower needs and financial situations.
    Mortgage LoansHome FinancingCoral GablesNMLS LicensedLoan Officer
    Phone(786) 553-9323
    Chris Bueno Homes and Loans NMLS# 1895036 Standard Mortgage
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Miami, FL
    Serves Miami and surrounding South Florida communities
    ★★★★★5.0(16 Google reviews)

    Vera Sobolnitsky is an independent mortgage broker serving the Miami area with personalized loan solutions for homebuyers and refinancing clients. With access to multiple lenders and a focus on transparent, customer-centric service, Vera helps clients navigate the mortgage process with expertise in various loan programs including FHA, VA, and conventional options. Her approach emphasizes finding the right fit for each client's unique financial situation rather than pushing a single product.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, military veterans, refinancing borrowers, self-employed professionals, clients seeking competitive rate shopping
    What sets them apart
    • As an independent broker, Vera works with multiple lenders to compare rates and terms, ensuring clients get competitive options rather than being limited to a single institution's offerings.
    • Specializes in FHA, VA, conventional, and other loan programs, making her a resource for first-time buyers, military veterans, and refinancing clients with varying financial profiles.
    • Takes time to understand each client's goals and financial situation, providing transparent guidance throughout the mortgage process rather than a one-size-fits-all solution.
    Mortgage BrokerHome LoansRefinancingFHA LoansVA Loans
    Phone(786) 717-8184
    Vera Sobolnitsky, Mortgage Brokers
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Miami, FL
    Serves Miami, FL and surrounding South Florida communities
    ★★★★★5.0(16 Google reviews)

    Fellowship Home Loans is a mortgage lender serving the Miami area with a focus on personalized loan solutions. Specializing in FHA, VA, and conventional mortgages, they help homebuyers and refinancing customers find competitive rates and flexible terms tailored to their financial situation. Their local Miami office provides direct access to loan officers who understand the regional market.

    Best for: VeteransRefinancing
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners seeking refinancing, buyers needing FHA financing
    What sets them apart
    • Offers FHA, VA, and conventional mortgage options to serve diverse borrower needs and financial profiles.
    • On-site office in Miami with direct access to loan officers familiar with South Florida real estate market conditions.
    Mortgage LenderFHA LoansVA LoansHome FinancingRefinancing
    Fellowship Home Loans
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Coral Gables, FL · 2 mi from Miami
    Serves Miami-Dade County and surrounding South Florida areas
    ★★★★★5.0(43 Google reviews)

    Global G Home Loans is a mortgage lender based in Coral Gables offering personalized home financing solutions to buyers throughout South Florida. They specialize in making the mortgage process straightforward and accessible, working with clients to find loan programs that match their unique financial situations and homeownership goals.

    Ideal clients: First-time homebuyers, refinancing clients, South Florida property buyers, self-directed borrowers
    What sets them apart
    • Based in Coral Gables with deep knowledge of the South Florida real estate market and local lending landscape.
    • Works directly with clients to understand their financial situation and find the right mortgage program rather than a one-size-fits-all approach.
    Mortgage LenderHome FinancingLoan ProgramsSouth Florida
    Phone(786) 301-5544
    Global G Home Loans, LLC
    Updated 4/21/26Learn More →
    80
    Lantern
    Score
    Miami, FL
    Serves Miami and South Florida
    ★★★★★5.0(42 Google reviews)

    Olympus Financial is a Miami-based financial consulting firm specializing in personalized wealth management and financial planning for individuals and businesses. The team provides comprehensive advisory services to help clients build, protect, and grow their assets through customized strategies tailored to their unique financial goals.

    Ideal clients: High-net-worth individuals, Business owners, Those seeking comprehensive financial planning, Investors looking for professional advisory services
    What sets them apart
    • Olympus Financial develops customized financial plans based on each client's individual circumstances, risk tolerance, and long-term objectives rather than one-size-fits-all solutions.
    • The firm brings experienced expertise in navigating complex financial decisions for both individual and business clients across the Miami area.
    Financial PlanningWealth ManagementInvestment AdvisoryFinancial Consulting
    Phone(312) 607-2113
    Olympus Financial
    Updated 4/21/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Miami?

    Premier Lending Corp is the top-ranked mortgage broker in Miami with a Lantern Score of 85.72/100 and a 5-star rating based on 706 reviews. Based in Cooper City with over 25 years of combined experience, they specialize in comprehensive home financing services and are particularly strong for first-time home buyers and property investors.

    Which mortgage broker is best for self-employed borrowers in Miami?

    Rate Leaf Mortgage (Lantern Score: 85.52/100) and Dennis Vo at CMG Home Loans (Lantern Score: 85.51/100) are both top choices for self-employed borrowers in Miami. Rate Leaf offers comprehensive lending products including bank statement loans, while Dennis Vo has served 1,000+ families and specializes in non-traditional income verification.

    What options exist for military veterans seeking VA loans in Miami?

    Multiple top-ranked brokers serve military veterans in Miami, including Rate Leaf Mortgage (Lantern Score: 85.52/100), Dennis Vo at CMG Home Loans (85.51/100), Miami Mortgage Advisors LLC (85.21/100), and 1st Florida Mortgage Lending (85.19/100). All maintain 5-star ratings and specialize in VA loan programs for service members and veterans.

    Which mortgage broker specializes in foreign nationals and international property buyers?

    Rate Leaf Mortgage (Lantern Score: 85.52/100) and Dennis Vo at CMG Home Loans (85.51/100) both specialize in serving foreign nationals, while Miami Lending Advisors (Lantern Score: 84.96/100) focuses specifically on international property buyers. All three are top-ranked with 5-star ratings and extensive experience with non-U.S. borrowers.

    Who is best for jumbo loans and luxury home buyers in Miami?

    Tag Lending Group (Lantern Score: 84.93/100), Miami Mortgage Brokers (84.88/100), and Bennett Capital Partners (84.60/100) all specialize in jumbo loans for luxury home buyers. Additionally, John Giannattasio at U.S. Bank (Lantern Score: 85.28/100) serves luxury home buyers with 5-star ratings across all providers.

    Which mortgage brokers offer down payment assistance programs in Miami?

    1st Florida Mortgage Lending (Lantern Score: 85.19/100) is specifically noted for offering down payment assistance programs throughout Florida. They are a full-service mortgage company with a 5-star rating and 181 reviews, specializing in helping first-time homebuyers with financial barriers to homeownership.

    This directory of mortgage brokers local businesses serving Miami, FL is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 21, 2026. To claim or update a listing, contact us.