Areas served: Kissimmee, FL and surrounding Osceola County
Kissimmee's mortgage market serves a diverse mix of first-time homebuyers, vacation property investors, and families relocating to Central Florida's growing communities. The area's proximity to Orlando's tourism economy and ongoing residential development creates demand for brokers who understand both conventional financing and investment property loans. This directory provides verified information on mortgage brokers serving Kissimmee and surrounding Osceola County, evaluated on their lender relationships, product specialization, and local market knowledge.
Butler Mortgage is an independent mortgage lender serving the Orlando and Kissimmee areas with over 25 years of lending experience. They specialize in conventional mortgages, FHA loans, USDA loans, VA loans, reverse mortgages, and first-time homebuyer programs, offering flexible financing options including 100% financing for eligible USDA loans. The team provides pre-qualification consultations and personalized guidance to help borrowers understand their purchasing power in today's market.
Northpoint Mortgage, Inc. is a locally owned mortgage lender serving homebuyers and homeowners across 16 states including Florida, with offices in 14 locations. They specialize in a full range of home loan programs including conventional loans, FHA loans, VA loans, USDA/rural loans, and refinancing options, with particular expertise in serving first-time homebuyers. Known for personalized service, transparent pricing with no hidden fees, competitive rates, and 24/7 access to loan files through cutting-edge technology.
That Mortgage Guy Don is an independent mortgage broker operating from Winter Springs, FL, offering personalized home loan solutions for borrowers throughout Florida. Don specializes in finding competitive mortgage rates and loan programs tailored to individual financial situations, including conventional, FHA, VA, and jumbo loans. With a focus on transparent communication and customer service, he works directly with borrowers to simplify the mortgage process and secure favorable terms.
Florida Home Loans LLC is an independent mortgage lender serving the Central Florida region with a focus on personalized home financing solutions. With over 330 five-star reviews, they specialize in conventional loans, FHA loans, VA loans, and refinancing options tailored to first-time buyers and experienced homeowners alike. Their team works directly with borrowers to navigate the mortgage process efficiently and transparently.
The Mortgage Expert is a Florida-licensed mortgage broker led by Shahram Sondi, a loan originator with 25+ years of industry experience. They specialize in helping Orlando-area buyers navigate conventional, FHA, and VA loan options through an interactive rate planning tool that models different strategies—comparing lower payment versus lower upfront costs without requiring immediate commitment. The firm is known for transparent mortgage guidance, appearing regularly on WFTV Channel 9's Home Experts segment to educate viewers on real costs and buyer pitfalls.
Mid Florida Mortgage Professionals, led by 20-year veteran Rayce Robinson, is an independent mortgage broker serving Florida homebuyers and refinancers. They specialize in conventional, FHA, VA, USDA, jumbo, reverse, and investor loans, with particular expertise in self-employment and non-traditional income scenarios. As a broker, they shop multiple lenders to secure competitive rates and customized solutions for first-time buyers, investors, and those refinancing—offering fast pre-approvals and personalized guidance through every step of the mortgage process.
appli Home Loans is a mortgage lender based in Orlando specializing in home financing solutions for borrowers nationwide. They offer a range of loan programs including conventional, FHA, VA, and jumbo mortgages, with a focus on fast pre-approval and streamlined digital lending. The company provides personalized guidance to help homebuyers and refinancers find loan options that fit their financial situation.
Fusion Home Loans, LLC is a mortgage lender based in Winter Park, FL, offering personalized home financing solutions for homebuyers and refinancing clients. They specialize in providing access to multiple loan programs and work to streamline the mortgage process with dedicated support. The team focuses on finding the right loan fit for each client's unique financial situation.
David Sibley Mortgage Broker is an independent mortgage brokerage serving the Orlando area with personalized financing solutions. With access to multiple lenders and loan programs, they help borrowers find competitive rates and terms tailored to their financial situation. Specializing in first-time buyer programs, refinancing, and conventional loans, David Sibley's team provides expert guidance through every step of the mortgage process.
Multi Home Loans LLC is a mortgage brokerage serving the Orlando area and Central Florida, offering personalized loan solutions to homebuyers and refinancers. Led by experienced loan officers, the company specializes in connecting borrowers with multiple lenders to find competitive rates and terms tailored to individual financial situations. They handle FHA, VA, conventional, and jumbo loans, providing comprehensive guidance through the entire mortgage process.
Waterstone Mortgage is a full-service mortgage lender operating from its Winter Park branch, offering conventional loans, FHA loans, VA loans, jumbo loans, and refinancing options. The team specializes in helping first-time homebuyers, experienced investors, and homeowners looking to refinance, with access to multiple lending programs and fast pre-approval processes. Known for personalized service and competitive rates, Waterstone combines local expertise with the resources of a established mortgage company.
Union Home Mortgage is a locally-operated mortgage lender in Orlando serving Central Florida homebuyers and refinancers. They specialize in conventional, FHA, VA, and jumbo loans with personalized service from experienced loan officers. The company focuses on making the mortgage process transparent and accessible, offering competitive rates and fast pre-approval to streamline the path to homeownership.
VIP Home Loans is a mortgage lender serving the Orlando area and surrounding Florida communities. They specialize in helping borrowers secure financing for home purchases and refinances, offering personalized service and competitive rates. Their team works to make the mortgage process straightforward and accessible for various borrower profiles.
New American Funding is a mortgage lender serving Orlando and Central Florida with a full range of loan programs including conventional, FHA, VA, and jumbo mortgages. Their Orlando branch on Vineland Road offers personalized mortgage services, fast pre-approval processes, and access to multiple lending options to help borrowers find the right fit for their financial situation. Whether you're a first-time homebuyer, refinancing an existing mortgage, or purchasing a luxury property, their team provides expert guidance throughout the lending process.
Weekend Mortgage is a mortgage brokerage based in Winter Park, Florida, specializing in helping borrowers find the right loan program for their financial situation. They work with multiple lenders to provide options including conventional, FHA, VA, and jumbo loans, offering personalized service and fast pre-approval processes. Their team focuses on making mortgage financing accessible and transparent for homebuyers and refinancers throughout the Orlando area.
Royal Mortgage USA is a mortgage lender serving the Orlando area and across Florida with a range of loan programs including conventional, FHA, VA, and jumbo mortgages. Led by experienced loan officers, the company specializes in helping both first-time homebuyers and experienced investors find the right financing solutions. Their focus on personalized service and quick pre-approval processes sets them apart in a competitive lending market.
Laura Mead Fairway Independent Mortgage is an independent mortgage brokerage serving the Orlando area with access to multiple lenders and loan products. As a Fairway Independent Mortgage affiliate, the team provides personalized mortgage solutions including conventional, FHA, VA, and jumbo loans with competitive rates and fast pre-approval processes. They specialize in helping first-time homebuyers, refinancers, and borrowers with unique financial situations find the right loan program.
Pioneer Mortgage Funding is an independent mortgage broker serving the Orlando area with personalized loan solutions. Specializing in conventional, FHA, VA, and jumbo loans, they work with multiple lenders to find competitive rates tailored to each borrower's financial situation. Their team handles pre-approval, refinancing, and purchase financing for both first-time homebuyers and experienced investors.
JD Lending Group Inc is a mortgage lender based in Orlando serving Florida homebuyers and refinancers with competitive loan products and personalized financing solutions. The team specializes in helping first-time buyers, existing homeowners, and borrowers with various credit profiles find the right mortgage options. Their local expertise and customer-focused approach have earned strong client satisfaction.
Embrace Home Loans is a mortgage lender serving the greater Orlando area with personalized loan origination and financing solutions. Operating from their Maitland office, the team specializes in helping borrowers navigate the mortgage process with dedicated support and competitive rates. They work with first-time homebuyers, refinancers, and buyers seeking jumbo loans to find the right financing for their situation.
Winter Garden Mortgage Broker, led by NMLS-licensed loan officer Brandt Myers, provides personalized mortgage solutions for homebuyers and refinancing clients throughout Central Florida. Specializing in conventional, FHA, VA, and jumbo loans, Brandt works with multiple lenders to find competitive rates and terms tailored to each client's financial situation. His direct, relationship-focused approach and deep knowledge of Florida's mortgage market make him a trusted choice for first-time buyers, experienced homeowners, and those seeking to refinance.
Element Home Loans, a division of NFM, Inc., is a mortgage lender serving the Orlando area with a full range of home financing solutions. Their team specializes in conventional loans, FHA loans, VA loans, and jumbo mortgages, offering competitive rates and personalized service to first-time buyers and experienced homeowners alike. Located in the Millenia business district, they provide pre-approval processing, refinancing options, and access to multiple loan programs tailored to individual financial situations.
My Home Mortgage Company® is an independent mortgage lender serving the Orlando area and throughout Florida. They specialize in helping borrowers secure financing for home purchases and refinances, offering personalized service and access to multiple loan programs including conventional, FHA, VA, and jumbo options. With a focus on fast pre-approval and competitive rates, they work to simplify the mortgage process for first-time homebuyers and experienced investors alike.
Butler Mortgage is the top-ranked mortgage broker in the Kissimmee area with a Lantern Score of 85.60/100 and 429 five-star reviews. With over 25 years of lending experience, they specialize in conventional mortgages, FHA loans, USDA loans, VA loans, and reverse mortgages for first-time homebuyers, veterans, rural property buyers, and refinancing customers.
Multiple top-ranked lenders in Kissimmee specialize in VA loans, including Butler Mortgage (Lantern Score 85.60), Northpoint Mortgage, Inc. (85.59), and That Mortgage Guy Don @ HAPPY HOME MORTGAGE LLC (85.52). All three are highly rated by veterans and offer competitive VA loan programs with personalized service.
All 23 mortgage brokers serving Kissimmee specialize in first-time homebuyers. The top three by Lantern Score are Butler Mortgage (85.60), Northpoint Mortgage, Inc. (85.59), and That Mortgage Guy Don @ HAPPY HOME MORTGAGE LLC (85.52), each with 5-star ratings and extensive experience guiding new buyers through the home purchase process.
Yes, several brokers specialize in jumbo loans, including That Mortgage Guy Don @ HAPPY HOME MORTGAGE LLC (Lantern Score 85.52), appli Home Loans (85.10), Union Home Mortgage (83.96), and Weekend Mortgage (83.88). These lenders help borrowers finance luxury properties with loans exceeding conventional limits.
Butler Mortgage (Lantern Score 85.60) and Northpoint Mortgage, Inc. (85.59) both specialize in USDA loans for rural property buyers. Both are top-ranked with 5-star ratings and extensive experience helping borrowers in rural areas access USDA financing options.
All 23 mortgage brokers in Kissimmee offer refinancing services. Butler Mortgage (Lantern Score 85.60), Northpoint Mortgage, Inc. (85.59), and That Mortgage Guy Don @ HAPPY HOME MORTGAGE LLC (85.52) are the top three and specialize in helping homeowners refinance to secure better rates or access cash-out equity.