Areas served: Clearwater, FL and surrounding Pinellas County
Clearwater's insurance market reflects its coastal location and diverse population, with agents specializing in flood coverage, windstorm protection, and condominium insurance alongside standard auto and life policies. Local agencies range from independent brokerages representing multiple carriers to captive agents focused on single providers. This directory catalogs insurance professionals serving Clearwater residents and businesses, with details on their specializations, carrier appointments, and service areas.
HH Insurance Group is a Florida-based independent insurance agency specializing in personalized quotes and comprehensive coverage for homeowners, auto, flood, boat, marine, umbrella, jewelry, and business owners. Led by a team of highly-trained agents, they combine fast digital quoting with personal service to help clients find the right coverage at competitive rates. They're known for responsive customer service, honest advice without pressure, and making the insurance buying process straightforward for Florida residents.
Florida All Risk Insurance is an independent insurance agency in St. Petersburg specializing in homeowners, auto, and commercial coverage for Florida residents. They offer personalized quotes and policy bundling to help customers find the right coverage at competitive rates. With extensive experience navigating Florida's unique insurance landscape, they provide expert guidance on protecting homes, vehicles, and businesses.
Impel Insurance is a local independent insurance agency in Clearwater, FL serving the Greater Tampa Bay Area with auto, home, flood, and business insurance policies. Led by knowledgeable agents including Deniz and Diane, they specialize in finding clients better coverage at competitive prices through personalized service and detailed policy reviews. The agency focuses on building long-term relationships by taking time to understand each client's unique insurance needs and providing comprehensive protection tailored to their situation.
TD Coverage is an independent insurance brokerage in Clearwater, FL founded by Trever Dahms, a former Army serviceman and teacher dedicated to educating clients about their insurance options. Working with 70+ A.M. Best-rated carriers, Trever offers Medicare Advantage plans, life insurance (term, whole-life, universal), supplemental health coverage, dental, vision, long-term care, and specialized plans like cancer and hospital indemnity insurance across Pinellas, Hillsborough, and Pasco counties. As an independent agent not beholden to any single carrier, he empowers clients to compare options and make confident decisions tailored to their needs.
Abbott Family Insurance is a health insurance brokerage in Clearwater specializing in comprehensive coverage for businesses, employees, and individuals. Fully licensed in health, life, accident, and disability insurance, they provide group health benefits, employee health plans, and personalized individual coverage. Their experienced advisors work to match clients with affordable, customized solutions that fit their specific financial needs and coverage requirements.
Florida Best Quote is an independent insurance agency serving Florida for over 20 years with 50+ team members across eight counties. They shop multiple A-rated carriers including Safeco, Liberty Mutual, and Berkshire Hathaway to find personalized quotes for home, auto, flood, business, life, health, renters, and recreational insurance. Founded by Jeanette Lawrenson, they specialize in making insurance simple and affordable while prioritizing client service and transparent coverage explanations.
Vermost Insurance Agency is an independent insurance agency in Largo, Florida with over 150 years of combined industry experience. They provide comprehensive personal insurance (homeowners, auto, boat, motorcycle, life) and business insurance for companies of all sizes, plus notary services. As an independent agency, they represent multiple carriers and focus on personalized service, fast quoting, and claims advocacy—listening to each client's unique needs before recommending tailored coverage options.
Florida Strategic Insurance is an independent insurance agency in Clearwater specializing in home, flood, auto, life, health, and business insurance throughout Florida. They focus on finding competitively priced policies from financially stable carriers while educating clients to make informed decisions. Their team emphasizes fast, helpful service and efficient customer experiences from initial quote through ongoing support.
Mark Forgas Jr. is a State Farm Insurance Agent in Clearwater serving the Tampa Bay metro area with a team of 7 licensed professionals. They offer comprehensive insurance products including auto, homeowners, condo, renters, business, life, health, and pet insurance, plus banking and annuities. Founded in February 2020, the agency prioritizes personalized service and customer protection, with 24/7 availability for quotes, claims, and customer support.
Acceptance Insurance is a local insurance agency in Clearwater specializing in auto insurance, home insurance, and SR-22 coverage. They serve Florida residents with flexible payment plans and personalized quotes tailored to individual needs and budgets. As an independent agent, they work with multiple carriers to find competitive rates for drivers and homeowners across the Tampa Bay area.
Reliant Insurance Services is an independent insurance agency in Palm Harbor serving all of Florida. They specialize in personal insurance including home, auto, renters, boat, and flood coverage, plus specialty insurance for unique situations like unoccupied properties. Their zero-hassle process involves shopping and comparing options across multiple carriers to find the best combination of cost and coverage for each client.
Strategic Insurance Services is an independent insurance agency serving the Tampa Bay area and beyond, offering comprehensive coverage options including auto, home, life, and business insurance. As an independent agent, they work with multiple carriers to find competitive rates and personalized solutions tailored to each client's needs. They specialize in helping individuals and businesses protect their assets with customized insurance plans and bundling options to maximize savings.
Freeway Insurance is a full-service insurance agency in Clearwater offering auto, home, life, and commercial coverage. As an independent agent, they work with multiple carriers to help customers find affordable policies tailored to their needs. They specialize in making insurance accessible and understandable for individuals and businesses throughout the Tampa Bay area.
Bay Area Insurance Shop, Inc. is an independent insurance agency in Clearwater serving the Tampa Bay region with comprehensive coverage options including auto, home, life, and business insurance. As an independent agent, they represent multiple carriers, allowing them to compare quotes and find personalized coverage that fits each client's unique needs and budget. Their team focuses on building long-term relationships and providing transparent advice to help customers make informed insurance decisions.
Arrington Insurance of Florida is an independent insurance agency in Clearwater serving individuals and businesses across Florida with personalized coverage solutions. They specialize in auto, home, life, and commercial insurance, offering competitive quotes and bundling options to help clients find the right coverage at the best rates. With a focus on customer service and local expertise, they work with multiple carriers to provide tailored insurance solutions for each client's unique needs.
Dockside Insurance is an independent insurance agency in Dunedin serving the Tampa Bay area with personalized coverage solutions for auto, home, business, and life insurance. The agency specializes in finding competitive rates across multiple carriers, allowing clients to bundle policies for maximum savings. Their local team takes time to understand each client's unique needs rather than applying one-size-fits-all approaches.
Dimmitt Insurance is an independent insurance agency in Clearwater serving the Tampa Bay area with comprehensive coverage options including auto, home, life, and commercial insurance. As an independent agent, they work with multiple carriers to find personalized policies that fit each client's needs and budget. They're known for their customer-focused approach and local expertise in Florida insurance.
Island Insurance Specialists is an independent insurance agency in Clearwater serving Florida residents and businesses with over 25 years of combined experience. Owners Renee and Dee offer personalized solutions across auto, home, business, life, flood, and umbrella insurance, sourcing coverage from multiple trusted carriers to find the right combination of coverage and price for each client's unique needs.
GreatFlorida Insurance is a local insurance agency in Clearwater run by Mike Lazanis, offering comprehensive coverage including auto, home, life, and commercial insurance. As an independent agent, they work with multiple carriers to find personalized coverage options and competitive rates for individuals and businesses across Florida. They specialize in helping customers understand their options and secure the right protection for their needs.
Escurra United Underwriters is an independent insurance agency in Clearwater offering comprehensive coverage including auto, home, life, and business insurance. With over 800 customer reviews, they provide personalized service and competitive rates by representing multiple carriers, allowing them to match clients with the best coverage options for their specific needs.
Acceptance Insurance is a local insurance agency in St. Petersburg offering auto insurance, home insurance, and other coverage options to Florida residents. They provide personalized service with local agents who help customers find affordable policies tailored to their needs.
Solace Insurance is an independent insurance agency serving the Tampa Bay area with personalized coverage solutions for homeowners, auto, life, and business insurance. Founded on the principle of helping clients "rest insured," they specialize in finding customized policies that match individual needs rather than one-size-fits-all plans. Their team works with multiple carriers to deliver competitive rates and comprehensive protection.
Simmons Insurance Inc is an independent insurance agency in Clearwater serving the Tampa Bay area with personalized coverage solutions. They specialize in auto, home, life, and business insurance, helping clients find the right policies at competitive rates. With a focus on customer service and tailored protection plans, they work with multiple carriers to ensure their clients get the best coverage for their needs.
David Tapia is an Allstate Insurance agent in Clearwater, FL, offering comprehensive insurance solutions including auto, home, life, and business coverage. With personalized service and access to Allstate's full product suite, Tapia helps individuals and businesses protect what matters most through customized policies and bundling options.
Fox Agency Inc is an independent insurance agency in Clearwater serving Southwest Florida with personalized coverage solutions for auto, home, life, and business insurance. With decades of local experience, they work with multiple carriers to find competitive rates and comprehensive protection tailored to each client's needs.
HH Insurance Group, LLC is the top-ranked insurance agency in Clearwater with a Lantern Score of 85.84/100 and a 5-star rating from over 2,284 reviews. They specialize in personalized quotes for homeowners, auto, flood, boat, and business insurance across Florida.
HH Insurance Group, LLC is an excellent choice for boat owners, as they specifically specialize in boat and marine insurance along with comprehensive homeowners and auto coverage. With a 5-star rating and 2,284 reviews, they're well-equipped to handle specialized marine insurance needs.
Multiple top-ranked agencies serve small business owners in Clearwater, including Abbott Family Insurance (Lantern Score: 84.05), which specializes in business health insurance, and Florida Strategic Insurance (Lantern Score: 83.93), which offers comprehensive commercial coverage alongside home, auto, and flood insurance.
Florida All Risk Insurance (Lantern Score: 85.60) specializes in hurricane and flood protection for Florida residents and is best for homeowners seeking bundled coverage. Additionally, Florida Strategic Insurance (Lantern Score: 83.93) focuses specifically on flood coverage throughout Florida alongside other comprehensive policies.
TD Coverage (Lantern Score: 84.47) is particularly well-suited for Medicare-eligible seniors and individuals seeking life insurance options, founded by a former Army serviceman dedicated to educating clients about their insurance choices.
Acceptance Insurance - S Missouri Ave (Lantern Score: 83.83) specializes in SR-22 coverage for high-risk drivers and offers flexible payment plans. They maintain a 4.9-star rating with 383 reviews from Florida residents needing affordable auto insurance solutions.