Best Insurance Agents in Lakewood, Colorado

    Areas served: Lakewood, CO and surrounding Jefferson County

    27 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 17, 2026

    Lakewood's insurance market serves residents across diverse neighborhoods from Bear Creek to Green Mountain, with agents specializing in everything from homeowners policies addressing wildfire risk to auto coverage for mountain commuters. The city's position along the Front Range creates unique insurance considerations, including hail damage protection and coverage for properties near open space areas. Local agents maintain relationships with both national carriers and regional providers familiar with Colorado-specific requirements and mountain community risk profiles.

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    86
    Lantern
    Score
    Denver, CO · 7 mi from Lakewood
    Serves Denver, Colorado and surrounding areas
    ★★★★★5.0(501 Google reviews)

    Square State Insurance is a Denver-based independent insurance agency specializing in homeowners and auto insurance, with additional offerings in life, renters, umbrella, and business coverage. Led by agent Jeff Evans and his team, they work with multiple carriers to find customized policies that fit Colorado residents' unique needs. Their approach emphasizes education, personalized service, and local expertise—helping customers understand their coverage and navigate claims with hands-on support rather than call-center interactions.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Colorado homeowners and auto owners seeking personalized coverage, first-time insurance shoppers who need guidance, customers switching carriers to save money, business owners needing commercial coverage
    What sets them apart
    • Works with dozens of insurance companies to negotiate and find the best coverage and price for each customer, rather than being tied to a single carrier.
    • Team members live and work in the Colorado community, providing personalized support and claims assistance from familiar faces who understand local coverage needs.
    • Dedicated to making insurance understandable by explaining coverage details, fine print, and how premiums are spent so customers feel confident in their decisions.
    Independent AgentHomeowners InsuranceAuto InsuranceDenver-BasedLocal Service
    Phone(720) 346-7873
    Square State Insurance
    Updated 4/17/26Learn More →
    86
    Lantern
    Score
    Highlands Ranch, CO · 16 mi from Lakewood
    Serves 33 states including Colorado, serving Highlands Ranch and nationwide
    ★★★★★5.0(383 Google reviews)

    The Big 65 is an independent Medicare insurance brokerage run by Karl Bruns-Kyler, a licensed agent serving 33 states with over 20 years of experience helping Medicare beneficiaries navigate coverage options. They specialize in Medicare Advantage Plans, Medicare Part D Prescription Drug Plans, and Medicare Supplement Insurance, offering personalized one-on-one guidance to identify appropriate plans, find the lowest-cost options, and provide annual reviews at no charge to clients. Their expertise helps seniors near and approaching retirement age understand complicated Medicare choices with clarity and professional support.

    Best for: Comparing Options
    Ideal clients: Seniors approaching or over 65, Medicare beneficiaries under 65 on SSDI, retirees seeking plan optimization, individuals confused by Medicare options
    What sets them apart
    • Karl's services are completely free to clients — your insurance premium costs the same whether you work with him or directly with the insurance company, but you gain independent expert guidance.
    • Karl has helped thousands of Medicare beneficiaries over two decades, providing deep knowledge of plan changes, options, and how to optimize coverage for individual needs.
    • Beyond initial enrollment, Karl provides concierge-level service each year to review whether current plans still meet clients' healthcare needs as circumstances change.
    Medicare InsuranceIndependent BrokerFree ConsultationsSeniorsInsurance Agent
    Phone(877) 850-0211
    The Big 65 Medicare Insurance Brokers
    Updated 4/17/26Learn More →
    85
    Lantern
    Score
    Wheat Ridge, CO · 5 mi from Lakewood
    Serves Wheat Ridge and greater Denver metro area, Colorado
    ★★★★★5.0(138 Google reviews)

    CO Insurance Specialist is a locally-owned independent insurance agency in Wheat Ridge serving Colorado since 1996 with 30 years of experience. They specialize in auto, home, business, life, umbrella, and specialty insurance coverage, offering clients access to multiple carriers to find the best rates and coverage combinations. Their approach includes annual policy reviews, claims assistance, and personalized service focused on protecting families and businesses across the Denver metro area.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Colorado families and small business owners seeking personalized insurance advice, homeowners with classic cars, business owners needing comprehensive commercial coverage
    What sets them apart
    • Represents multiple insurance companies, allowing them to shop and compare coverage and rates annually for each client rather than being locked into one carrier's products.
    • Family-owned business established in 1996 with deep roots in the Colorado community and licensed professionals dedicated to personalized service and annual policy reviews.
    • Assists clients through the claims process and offers comprehensive coverage including auto, home, business, life, umbrella, and specialty insurance all under one agent.
    Independent AgentMulti-CarrierLocal Since 1996Full-Service InsuranceClaims Support
    Phone(720) 638-0850
    CO Insurance Specialist
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Denver, and surrounding Colorado areas
    ★★★★★4.9(2082 Google reviews)

    Michael Martinez is an independently owned and operated GEICO insurance agent serving the Lakewood and Denver metro area with over 12 years of insurance industry experience. He offers auto, home, renters, condo, motorcycle, ATV, and boat insurance with personalized service and competitive quotes. As a professor at Gold Coast School of Insurance and active member of the Arvada Chamber of Commerce and Colorado Hispanic Chamber of Commerce, Michael brings professional expertise and deep community ties to help clients find the right coverage.

    Best for: Comparing OptionsHomeowners
    Ideal clients: Busy professionals seeking convenient local service, Denver-area homeowners and auto owners wanting personalized agent relationships, Spanish-speaking customers, small business owners
    What sets them apart
    • Michael runs his own independent GEICO franchise as part of Rockies Insurance Group, providing personalized service with the backing of GEICO's resources and competitive rates.
    • With over 12 years of experience and a background as a professor at Gold Coast School of Insurance, Michael brings deep expertise to help clients understand their coverage options.
    • Open Monday-Saturday with hours until 7 PM most days, making it convenient to get quotes and manage policies outside typical business hours.
    GEICO InsuranceAuto & HomeLocal AgentDenver Metro
    Phone(303) 537-8252
    Websitegeico.com
    Michael Martinez - GEICO Insurance Agent
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Denver metro, and surrounding Colorado areas
    ★★★★★4.9(863 Google reviews)

    Premier Group Insurance is an independent insurance agency in Lakewood serving Colorado with personalized coverage solutions across auto, home, life, and business insurance. Led by experienced agents, they specialize in finding the right policies and bundling discounts to help clients save money while protecting what matters most. Their consultative approach and commitment to customer service have earned them strong community trust.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, small business operators, families seeking bundled coverage, clients wanting personalized insurance advice
    What sets them apart
    • As an independent agent, Premier Group represents multiple insurance carriers, allowing them to compare options and find the best rates and coverage for each client rather than being limited to one company's products.
    • They specialize in combining auto, home, life, and business policies to unlock substantial savings and simplify insurance management with one trusted agent.
    • Each client receives a thorough needs assessment to ensure their policies match their actual situation, not just a generic quote.
    Insurance AgencyIndependent AgentMulti-Line CoverageLocal InsuranceBundling Discounts
    Phone(303) 233-7878
    Premier Group Insurance
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Arvada, CO · 7 mi from Lakewood
    Serves Arvada, Denver metro area, and surrounding Colorado communities
    ★★★★★4.9(808 Google reviews)

    Ullrich Insurance Agency is Colorado's premier independent insurance agent specializing in home, auto, life, and umbrella insurance. Based in Arvada, they represent multiple insurance carriers, allowing them to compare quotes across companies to find clients the best rates and coverage options. Their personalized approach includes helping first-time homebuyers understand policies, assisting with claims, and providing ongoing support through educational resources.

    Best for: Comparing OptionsHomeownersSaving MoneyLife Insurance Planning
    Ideal clients: First-time homebuyers, homeowners seeking bundled coverage, auto insurance shoppers, Colorado mountain property owners
    What sets them apart
    • Represents multiple insurance companies, comparing quotes across all of them to match clients with their best option rather than being tied to a single carrier.
    • Walks clients through policies step-by-step, especially helpful for first-time homebuyers and those making insurance transitions.
    • Provides a blog with practical insurance tips covering topics like home maintenance, wildfire preparedness, and how tickets affect auto rates.
    Independent AgentHome InsuranceAuto InsuranceLife InsuranceColorado
    Phone(303) 425-7568
    Ullrich Insurance Agency
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Denver, and surrounding Colorado communities including Fort Collins, Monument, and Evergreen
    ★★★★★5.0(62 Google reviews)

    Kit Swenby is a State Farm Insurance Agent serving Lakewood and the greater Denver area since 2013. The agency offers comprehensive insurance products including auto, homeowners, condo, renters, business, life, health, and pet insurance, plus banking and annuity services. Kit's team focuses on customer education, ensuring clients understand their coverage options, and serves both English and Spanish-speaking customers with personalized, service-focused support.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking comprehensive insurance coverage, small business owners, bilingual customers, homeowners, renters, those wanting personalized insurance education
    What sets them apart
    • Kit's team teaches customers about insurance options and coverage details rather than just selling policies, ensuring clients understand what they're purchasing.
    • The agency serves both English and Spanish-speaking customers, recognizing and addressing the diverse needs of the local community.
    • Licensed across Colorado to offer auto, home, business, life, pet insurance, plus banking and annuities through a single agent relationship.
    State FarmAuto InsuranceHomeowners InsurancePersonalized QuotesLocal Agent
    Phone(303) 914-8200
    Kit Swenby - State Farm Insurance Agent
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Denver, CO · 7 mi from Lakewood
    Serves Denver, Colorado and nationwide service across 50 states
    ★★★★★4.9(492 Google reviews)

    Aspen Insurance Agency is a family-owned independent insurance agency serving the Denver area for over 25 years, offering comprehensive coverage across auto, home, life, commercial, flood, boat, and specialty insurance. Their licensed agents work with 40+ top-rated carriers to provide personalized quotes and policy comparisons, helping clients secure the best coverage at competitive rates. Known for their simplified approach to complex insurance decisions, they offer complimentary policy reviews and maintain a 24-hour maximum response time.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners and auto insurance shoppers, small business owners, individuals seeking life and umbrella coverage, customers comparing multi-carrier quotes
    What sets them apart
    • Works with 40+ top-rated insurance carriers, allowing them to compare quotes and find optimal coverage rather than pushing a single carrier's products.
    • Offers personal, commercial, specialty, and life insurance in one location, plus complimentary policy reviews to help clients understand and optimize their coverage.
    • Family-owned Denver agency with deep roots in the community and proven expertise across all major insurance categories.
    Independent AgentMultiple CarriersBusiness & Home InsuranceFree QuotesFamily-Owned
    Phone(303) 777-2991
    Aspen Insurance Agency
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Colorado and surrounding Denver metro area
    ★★★★★4.9(314 Google reviews)

    Tom Walker Agency Inc is an American Family Insurance agent serving the Lakewood area with comprehensive coverage options including auto, home, life, renters, umbrella, and business insurance. Led by Thomas Walker and a team of experienced staff including Benjamin Harvey, Cordon Vidger, and multiple customer service specialists, the agency focuses on bundling policies to maximize savings while protecting families and small business owners. They specialize in first-time homebuyer insurance and offer personalized guidance on life insurance benefits and umbrella coverage.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: First-time homebuyers, Small business owners, Families seeking bundled insurance savings, Anyone comparing multi-policy coverage options
    What sets them apart
    • Offers auto, home, life, renters, umbrella, and business insurance with bundling discounts to help clients save across multiple policies.
    • Provides tailored coverage for first-time homebuyers and small business owners, with dedicated sales and customer loyalty specialists on staff.
    • Staffed with multiple customer service representatives and specialists available to answer questions and provide personalized guidance.
    Auto InsuranceHome InsuranceLife InsuranceBusiness InsuranceInsurance Bundles
    Phone(303) 504-9605
    Websiteamfam.com
    Tom Walker Agency Inc American Family Insurance
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, CO and throughout Colorado
    ★★★★★4.9(261 Google reviews)

    Kaufman Agency is an independent insurance brokerage in Lakewood serving Colorado with over 25 years of experience. They specialize in auto, home, life, health, and business insurance, shopping policies across multiple carriers to find clients the lowest rates combined with the best coverage. The experienced team takes a partnership approach, providing personalized guidance and claims support to protect families and businesses throughout the state.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners needing bundled coverage, Small business owners, Families seeking comprehensive protection, Colorado residents shopping for competitive rates
    What sets them apart
    • The team shops policies across multiple insurance carriers to find clients the lowest possible rates combined with the best coverage for their specific needs.
    • The Kaufman Agency has over 25 years in the insurance industry with a track record of providing over $4B in coverage to Colorado clients.
    • Agents actively monitor policies and alert clients when better coverage options become available, plus provide dedicated support during the claims process.
    Auto InsuranceHome InsuranceBusiness InsuranceIndependent AgentFree Quotes
    Phone(303) 975-0363
    Kaufman Agency
    Updated 4/17/26Learn More →
    84
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Colorado and surrounding Denver metro areas
    ★★★★★5.0(51 Google reviews)

    Tanner Krenzien's American Family Insurance agency in Lakewood provides comprehensive insurance solutions including auto, home, life, umbrella, and renters coverage, with specialist expertise in farm & ranch insurance and small business policies. Led by agent Tanner Krenzien and a team of licensed specialists, the agency emphasizes personalized service and bundling discounts to help clients protect what matters most. The team includes Spanish-speaking agents and professionals with extensive backgrounds in financial services, construction, and agriculture.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: First-time homebuyers, Small business owners, Farm and ranch property owners, Families seeking bundled coverage
    What sets them apart
    • The agency includes specialists in farm & ranch insurance, small business coverage, and life insurance with backgrounds in financial services, construction, and agriculture—not just standard agents.
    • Melissa Guevara provides Spanish-language insurance support with over 10 years of construction industry experience, making the agency accessible to Spanish-speaking clients and ideal for contractors.
    • The agency actively promotes multi-policy bundling across auto, home, life, and umbrella coverage to help clients maximize savings.
    Auto InsuranceHome InsuranceLife InsuranceBusiness InsuranceBundle Discounts
    Phone(303) 209-7597
    Websiteamfam.com
    Tanner Krenzien American Family Insurance
    Updated 4/17/26Learn More →
    83
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Denver, Littleton, Golden, and Jefferson County, CO
    ★★★★★4.9(86 Google reviews)

    Mark Sammon is a State Farm Insurance Agent serving Lakewood and surrounding areas since 1999, offering comprehensive auto, homeowners, condo, renters, business, and life insurance coverage. Beyond insurance, he provides banking, investment services, and annuities, and is also a Health and Wellness coach actively involved in the community. His agency has earned multiple State Farm awards including Ambassador for Life and Legion of Honor Qualifier status.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled auto and home coverage, families needing life insurance, business owners, and those relocating to the Lakewood area
    What sets them apart
    • Serving the Lakewood community as a State Farm Agent since 1999 with multiple prestigious awards including State Farm Ambassador for Life and Legion of Honor Qualifier.
    • Offers auto, homeowners, life, business, and pet insurance plus banking, investments, and annuities — all in one agency for convenient bundling and comprehensive protection.
    • Available 24/7 via phone and text, with after-hours appointments available to accommodate your schedule.
    State Farm AgentAuto InsuranceHomeowners InsuranceLife Insurance
    Phone(303) 980-1818
    Mark Sammon - State Farm Insurance Agent
    Updated 4/17/26Learn More →
    83
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Colorado and surrounding areas; also serves Oregon and Washington
    ★★★★★5.0(36 Google reviews)

    Hurl & Hurl Insurance Agency is an independent insurance broker serving Colorado, Oregon, and Washington. Founded on the principle of personalized service over sales quotas, they design comprehensive insurance solutions for individuals and businesses, including auto, home, life, and commercial coverage. David Hurl takes time to understand each client's unique situation and shops multiple carriers to find the best coverage at the right price.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Small business owners, individuals seeking comprehensive coverage advice, nonprofits needing event and liability insurance, self-employed professionals
    What sets them apart
    • Shops multiple A-rated insurance carriers on your behalf to find the best coverage and price, rather than pushing one company's products.
    • Prioritizes understanding your specific needs and educating clients over meeting sales quotas, with a focus on building long-term trusted relationships.
    • Licensed to serve clients in Colorado, Oregon, and Washington, providing continuity if you relocate.
    Independent Insurance BrokerPersonal InsuranceBusiness InsuranceMulti-State Coverage
    Phone(720) 757-2934
    Hurl & Hurl Insurance Agency
    Updated 4/17/26Learn More →
    82
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Denver metro area, and surrounding Colorado communities
    ★★★★★4.9(56 Google reviews)

    Andrew Kuntzman Agency is a Goosehead Insurance independent agent serving the Denver metro area with personalized insurance solutions. Kuntzman specializes in finding clients the best rates across multiple carriers for auto, home, life, and business insurance needs. As an independent agent, he works with numerous insurers to match each client's unique coverage requirements and budget.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, business owners, families seeking bundled insurance coverage
    What sets them apart
    • Works with multiple insurance carriers to find the best rates and coverage options tailored to each client's specific needs.
    • Offers auto, home, life, and business insurance solutions, allowing clients to bundle policies for comprehensive protection and discounts.
    Insurance AgentAuto InsuranceHome InsuranceIndependent Agent
    Phone(303) 774-6345
    Andrew Kuntzman Agency - Goosehead Insurance
    Updated 4/17/26Learn More →
    82
    Lantern
    Score
    Denver, CO · 7 mi from Lakewood
    Serves Denver, Colorado and surrounding metro areas
    ★★★★★4.9(352 Google reviews)

    Denver Insurance LLC is an independent insurance agency serving the Denver metro area with comprehensive coverage options including auto, home, life, and business insurance. The team works with multiple carriers to find personalized policies that fit each client's needs and budget. They're known for their consultative approach and commitment to helping families and businesses protect what matters most.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking bundled home and auto insurance, small business owners, individuals comparing multi-carrier quotes, Colorado residents new to the area
    What sets them apart
    • Works with multiple insurance carriers to compare rates and coverage options, giving clients more choices than captive agents.
    • Offers auto, home, life, and business insurance under one roof, simplifying policy management and often enabling bundling discounts.
    • Takes time to understand each client's specific situation and risk profile to recommend appropriate coverage rather than one-size-fits-all solutions.
    Auto InsuranceHome InsuranceIndependent AgentBusiness InsuranceLife Insurance
    Denver Insurance LLC
    Updated 4/17/26Learn More →
    82
    Lantern
    Score
    Wheat Ridge, CO · 5 mi from Lakewood
    Serves Denver metro area and surrounding communities
    ★★★★★4.8(247 Google reviews)

    Mountain Insurance is an independent insurance agency in Wheat Ridge serving the Denver metro area with personalized coverage for auto, home, life, and business needs. Their team specializes in finding the right policies and bundling discounts to help clients save money while protecting what matters most. With a focus on customer service and local expertise, they work with multiple carriers to deliver customized solutions for individuals and businesses.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking bundled auto and home coverage, small business owners, families needing life insurance, individuals shopping for better rates
    What sets them apart
    • Mountain Insurance works with multiple insurance companies, allowing them to compare policies and find the best rates and coverage options for each client rather than being limited to one carrier.
    • Combining auto, home, and business insurance through one agency often qualifies customers for significant bundling discounts.
    • Based in Wheat Ridge with deep knowledge of Colorado insurance needs and local market conditions, they provide personalized service to their community.
    Insurance AgencyAuto InsuranceHome InsuranceBusiness InsuranceIndependent Agent
    Phone(303) 420-4774
    Mountain Insurance
    Updated 4/17/26Learn More →
    82
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, CO and surrounding Denver metro area
    ★★★★★5.0(28 Google reviews)

    Schey Insurance Agency is an independent insurance agency in Lakewood serving Colorado families and businesses with comprehensive coverage options. They offer auto, home, life, and business insurance from multiple carriers, allowing clients to find the right coverage at competitive rates. With a focus on personalized service and local expertise, Schey Insurance helps customers protect what matters most through tailored insurance solutions.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, Small business owners, Families looking for life insurance, Colorado residents wanting local agent relationships
    What sets them apart
    • Represents multiple insurance carriers, giving clients access to a wider range of coverage options and competitive quotes rather than being locked into one company's offerings.
    • Offers auto, home, life, and business insurance in one place, simplifying the process of bundling policies for maximum discounts and convenience.
    • Based in Lakewood with deep knowledge of Colorado insurance needs, local risks, and community-specific coverage requirements.
    Independent AgentAuto InsuranceHome InsuranceBusiness InsuranceLocal Agency
    Phone(303) 232-0553
    Schey Insurance Agency
    Updated 4/17/26Learn More →
    82
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Denver metro area, and surrounding Colorado communities
    ★★★★★4.8(222 Google reviews)

    InsureOne Insurance is a local insurance agency in Lakewood serving the Denver metro area with comprehensive coverage options including auto, home, life, and business insurance. Their experienced agents work with multiple carriers to find personalized coverage and competitive rates tailored to each client's needs. They're known for responsive customer service and helping clients understand their policy options to make informed decisions.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, Auto insurance shoppers comparing rates, Small business owners, Families needing life insurance
    What sets them apart
    • Work with various insurance companies to compare quotes and find the best coverage options for your specific situation.
    • Offer auto, home, life, and business insurance all in one location, making it easy to bundle and manage all your policies.
    • Established local agency with in-person consultations available to help clients understand their coverage and options.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(720) 571-6612
    InsureOne Insurance
    Updated 4/17/26Learn More →
    82
    Lantern
    Score
    Broomfield, CO · 15 mi from Lakewood
    Serves Broomfield, Colorado and surrounding areas; also serves Arizona, Texas, Montana, Kansas, Ohio, Florida, and Tennessee
    ★★★★★4.8(164 Google reviews)

    Aspen Gold Insurance Brokers is a family-owned independent insurance agency in Broomfield, Colorado, specializing in comprehensive personal and commercial coverage. They offer auto, home, life, health, commercial, workers' compensation, motorcycle, boat, and umbrella insurance, with a focus on customized protection plans and personalized service. Their independent broker model allows them to compare quotes across multiple carriers to help clients find the right coverage at competitive rates.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking to review and optimize coverage, business owners needing commercial and workers' compensation policies, families looking for comprehensive life and health insurance, motorcycle and boat owners
    What sets them apart
    • As an independent agency, Aspen Gold can compare quotes from multiple carriers to help clients find the best rates and coverage, rather than being limited to one insurer.
    • Beyond auto and home insurance, they offer specialized policies including commercial insurance, workers' compensation, boat/watercraft, motorcycle, umbrella, and life insurance.
    • Built on a philosophy of protecting clients and their families, Aspen Gold emphasizes personalized service and developing trust through one-on-one relationships.
    Independent Insurance BrokerAuto & Home InsuranceCommercial InsuranceFamily-OwnedColorado Insurance
    Phone(720) 600-7470
    Aspen Gold Insurance Brokers
    Updated 4/17/26Learn More →
    82
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Denver, and surrounding Denver metro areas
    ★★★★★4.9(43 Google reviews)

    Mile High Insurance Brokers is a local independent insurance agency in Lakewood serving Denver and surrounding Colorado areas. Run by agency owner Todd Shafer and licensed producers Nick Shafer and Joe Legolvan, they specialize in comparing quotes from Colorado's top insurance carriers to find the best rates and coverage for auto, home, life, and commercial insurance. They offer personalized service with no broker fees and handle specialized policies including renters, motorcycle, boat, rental property, commercial auto, general liability, workers compensation, and personal umbrella coverage.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Colorado homeowners and business owners seeking competitive multi-carrier quotes, small business owners needing commercial coverage, families comparing life insurance options
    What sets them apart
    • Mile High Insurance Brokers compares multiple Colorado insurance carriers to find the best rates and coverage for each client, rather than representing a single company.
    • They charge no broker fees, keeping costs transparent and competitive for customers shopping for auto, home, life, and commercial policies.
    • Beyond standard auto and home insurance, they offer rental property, commercial auto, workers compensation, boat insurance, and personal umbrella policies.
    Independent AgentMulti-Carrier QuotesLocal ServiceNo Broker FeesCommercial & Personal
    Mile High Insurance Brokers
    Updated 4/17/26Learn More →
    81
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, CO and surrounding Denver metro areas
    ★★★★★4.8(75 Google reviews)

    Mike Bailey is a State Farm Insurance Agent in Lakewood with over 25 years of experience providing personalized insurance coverage for individuals, families, and business owners. He offers auto, homeowners, condo, renters, pet, business, and life insurance, along with health insurance, banking, and investment services. Available for quotes 24/7 by phone or online, Mike is known for making the insurance process clear and simple while tailoring solutions to each client's specific needs.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families needing comprehensive home and auto coverage, business owners seeking commercial insurance, individuals wanting personalized financial planning
    What sets them apart
    • Mike Bailey has provided consistent "Good Neighbor Service" for over 25 years, earning the National Quality Award and becoming a member of the Society of Financial Service Professionals.
    • Get personalized insurance quotes anytime by phone or online, with in-office service Monday-Friday 9am-5pm for detailed consultations.
    • Offers 9+ insurance products plus banking and investment services, providing one-stop financial protection for auto, home, business, and life needs.
    State FarmAuto InsuranceHomeowners InsuranceBusiness Insurance
    Phone(303) 988-3434
    Mike Bailey - State Farm Insurance Agent
    Updated 4/17/26Learn More →
    81
    Lantern
    Score
    Denver, CO · 9 mi from Lakewood
    Serves Denver, Colorado and surrounding areas
    ★★★★★4.9(29 Google reviews)

    Kuzbiel Insurance Brokers is an independent Denver-based insurance agency specializing in both personal and commercial coverage for individuals and small to mid-size businesses. They offer personal insurance including homeowners, auto, renters, condo, and specialty products like RV/boat coverage and Airbnb policies, plus comprehensive business insurance including general liability, workers compensation, commercial property, and professional liability. The team takes a consultative approach to understand each client's specific risks and design customized coverage packages that balance protection with cost savings.

    Best for: HomeownersBusiness Owners
    Ideal clients: Small to mid-size business owners, homeowners seeking comprehensive coverage, rental property investors, Airbnb hosts, contractors and restaurant owners
    What sets them apart
    • The team conducts thorough risk assessments and creates tailored insurance packages rather than applying standard policies, ensuring clients get appropriate coverage for their specific situation.
    • They specialize in serving contractors, restaurants, retail, professional services, and rental property owners with industry-specific coverage and endorsed policies designed for unique business risks.
    • They handle both individual personal insurance needs (homeowners, auto, renters) and comprehensive business insurance, making them a one-stop solution for households and small business owners.
    Independent Insurance BrokerPersonal & Commercial InsuranceDenver-BasedCustom Coverage SolutionsSmall Business Focus
    Phone(720) 351-2066
    Kuzbiel Insurance Brokers
    Updated 4/17/26Learn More →
    80
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood and greater Denver, Colorado area
    ★★★★★4.8(51 Google reviews)

    Colling Insurance Services is an independent insurance agency in Lakewood serving the Denver area with personalized insurance solutions. They specialize in auto insurance, homeowners insurance, commercial insurance, life insurance, workers compensation, and more—working with multiple carriers to find the right coverage and rates for each client. Their experienced agents take a consultative approach, explaining policies in plain language and helping you understand your coverage options and claims processes.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Individuals and business owners seeking personalized insurance guidance, homeowners needing competitive auto and home coverage, small businesses requiring commercial insurance
    What sets them apart
    • Partnerships with leading insurance carriers allow them to compare quotes from multiple providers, giving clients more options and competitive rates rather than being locked into one company.
    • Their agents analyze your specific risks and needs to craft customized policies with clear explanations in plain language, ensuring you fully understand your coverage.
    • Clients can instantly compare insurance quotes online for auto, home, and other policies, then work with agents to finalize coverage.
    Independent AgentAuto InsuranceHomeowners InsuranceCommercial InsuranceLife Insurance
    Phone(303) 987-3331
    Colling Insurance Services Inc
    Updated 4/17/26Learn More →
    80
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Littleton, and surrounding Colorado communities; licensed in CO, AZ, UT, OK, NM, NE, KS
    ★★★★★4.7(231 Google reviews)

    Justin Aller is a State Farm Insurance Agent based in Lakewood with a second office in Littleton, serving Colorado and surrounding states since 2009. He offers comprehensive insurance products including auto, homeowners, condo, renters, business, life, health, and pet insurance, along with investment services and annuities. With professional designations as a CLU and ChFC, Justin specializes in personalized service and financial planning solutions for individuals and families.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking bundled auto and home insurance, business owners needing commercial coverage, individuals interested in life insurance and investment products, Spanish-speaking customers
    What sets them apart
    • Holds CLU (Chartered Life Underwriter) and ChFC (Chartered Financial Consultant) credentials, demonstrating advanced training beyond standard licensing for comprehensive financial and insurance planning.
    • Offers call and text support 24 hours a day with virtual meeting options, providing flexible scheduling for quote requests and policy management.
    • Licensed across seven states (CO, AZ, UT, OK, NM, NE, KS) with two office locations, enabling service for customers relocating or with properties in multiple states.
    State Farm InsuranceAuto & Home InsuranceLife InsuranceFinancial Services
    Phone(303) 333-2266
    Justin Aller - State Farm Insurance Agent
    Updated 4/17/26Learn More →
    80
    Lantern
    Score
    Denver, CO · 9 mi from Lakewood
    Serves Denver, Colorado and surrounding metro areas
    ★★★★★4.9(318 Google reviews)

    Longevity Insurance Brokers is an independent insurance agency in Denver specializing in comprehensive coverage solutions for individuals and families. They offer personalized service to help clients navigate auto, home, life, and business insurance options from multiple carriers, ensuring competitive rates and tailored protection plans.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking comprehensive coverage, business owners needing commercial insurance, individuals looking for competitive multi-policy bundling, homeowners and auto insurance shoppers
    What sets them apart
    • As an independent broker, Longevity works with multiple insurance carriers rather than being tied to a single company, allowing them to compare rates and find the best coverage options for each client's specific needs.
    • They provide one-on-one consultations to understand individual situations and create customized insurance strategies rather than applying cookie-cutter solutions.
    Independent AgentInsurance BrokerMulti-CarrierDenver-BasedFamily Insurance
    Phone(720) 209-4598
    Longevity Insurance Brokers
    Updated 4/17/26Learn More →
    79
    Lantern
    Score
    Lakewood, CO
    Serves Lakewood, Denver metro area, and surrounding Colorado communities
    ★★★★★5.0(33 Google reviews)

    Farmers Insurance agent Anthony Shine provides comprehensive insurance solutions including auto, home, life, and business coverage to the Lakewood community. As an independent Farmers agent, Anthony works directly with clients to customize policies that fit their specific needs and budget, offering bundling discounts and the ability to compare multiple coverage options.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking bundled insurance coverage, small business owners, and individuals wanting personalized service from a local agent
    What sets them apart
    • Works directly with Farmers to offer personalized policy options and bundling discounts while maintaining the flexibility to tailor coverage to individual client needs.
    • Handles auto, home, life, and business insurance in one place, simplifying policy management and maximizing savings through comprehensive bundling.
    Auto InsuranceHomeowners InsuranceLife InsuranceBusiness Insurance
    Phone(303) 879-2122
    Farmers Insurance - Anthony Shine
    Updated 4/17/26Learn More →
    75
    Lantern
    Score
    Denver, CO · 11 mi from Lakewood
    Serves Denver, Colorado and surrounding metro areas
    ★★★★☆4.4(104 Google reviews)

    Rocky Mountain Insurance Specialists is an independent insurance agency serving the Denver area with comprehensive coverage options including auto, home, life, and business insurance. The agency partners with multiple carriers to provide personalized quotes and competitive rates tailored to each client's needs. They specialize in finding bundling opportunities to help customers save on their overall insurance costs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, small business owners, individuals comparing auto and home insurance rates, families looking for life insurance options
    What sets them apart
    • Partner with multiple insurance carriers to compare rates and find the best coverage options for each client rather than representing a single company.
    • Offer auto, home, life, and business insurance in one convenient location, making it easy to bundle policies and maximize savings.
    • Provide custom quotes and coverage recommendations based on individual circumstances and risk profiles.
    Auto InsuranceHome InsuranceBusiness InsuranceIndependent Agent
    Phone(303) 758-1850
    Rocky Mountain Insurance Specialists
    Updated 4/17/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked insurance agent in Lakewood, CO?

    Square State Insurance is the top-ranked provider in Lakewood with a Lantern Score of 85.64/100 and 5-star rating across 501 reviews. This Denver-based independent agency specializes in homeowners and auto insurance, and is particularly well-suited for Colorado homeowners, first-time insurance shoppers, and business owners seeking commercial coverage.

    Who is the best insurance agent for Medicare beneficiaries in Lakewood?

    The Big 65 Medicare Insurance Brokers is the top choice for Medicare-related needs with a Lantern Score of 85.56/100 and 5-star rating from 383 reviews. Run by Karl Bruns-Kyler with over 20 years of experience, they specialize in helping seniors approaching or over 65, Medicare beneficiaries under 65 on SSDI, and retirees seeking plan optimization across 33 states.

    Which insurance agent in Lakewood is best for Spanish-speaking customers?

    Michael Martinez - GEICO Insurance Agent (Lantern Score: 84.09/100, 4.9★ with 2,082 reviews) specifically serves Spanish-speaking customers in the Lakewood and Denver metro area. With over 12 years of insurance experience, he offers auto, home, and business coverage with personalized local service.

    What insurance options are available for small business owners in Lakewood?

    Multiple top-ranked agencies serve small business owners, including CO Insurance Specialist (Lantern Score: 84.98/100), Premier Group Insurance (84.01/100), and Hurl & Hurl Insurance Agency (82.70/100). Each offers comprehensive commercial coverage, with Hurl & Hurl particularly specializing in nonprofits and self-employed professionals seeking personalized business insurance solutions.

    Which Lakewood insurance agents are best for bundled home and auto coverage?

    Several highly-rated agencies excel in bundled coverage, including Ullrich Insurance Agency (Lantern Score: 84.00/100), Tom Walker Agency Inc American Family Insurance (83.77/100), and Mountain Insurance (81.95/100). These independent agencies represent multiple carriers, allowing them to find competitive rates for families bundling homeowners and auto insurance.

    Are any insurance agents in Lakewood open on weekends?

    Based on current data, none of the 27 insurance agents in Lakewood are listed as open on weekends. Contact your preferred agency directly to inquire about extended hours or weekend appointment availability.

    This directory of insurance agents local businesses serving Lakewood, CO is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 17, 2026. To claim or update a listing, contact us.