Best Insurance Agents in Greater Charleston

    Areas served: Charleston, Mount Pleasant, North Charleston

    30 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 20, 2026

    Insurance agents in Charleston help residents and businesses protect assets through homeowners, auto, life, and commercial coverage tailored to coastal living and South Carolina regulations. Local agents provide personalized service and local market expertise.

    Show businesses best for:
    86
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mount Pleasant, Charleston, and across South Carolina
    ★★★★★5.0(653 Google reviews)

    Mappus Insurance Agency, a division of Afore Insurance Services, is an independent insurance brokerage serving Mount Pleasant, Charleston, and South Carolina with homeowners, flood, and business insurance. Their signature Mappus 365 process specializes in protecting affluent and high-net-worth families by coordinating with clients' wealth advisors, tax advisors, and attorneys to build comprehensive risk management programs. The local team shops multiple carriers on your behalf to find the right coverage at honest prices, eliminating the need to call around.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Affluent homeowners, high-net-worth families, business owners, flood-prone property owners
    What sets them apart
    • Proprietary process designed specifically for affluent and high-net-worth families that coordinates with wealth advisors, tax advisors, and attorneys to build comprehensive insurance and risk management programs.
    • Independent agency that compares coverage options from multiple insurance carriers on your behalf, saving you time and ensuring you get competitive pricing.
    • Same trusted local advisors you know combined with access to carriers across the country, so you're protected whether you live in South Carolina or elsewhere.
    Homeowners InsuranceBusiness InsuranceFlood InsuranceIndependent AgentHigh Net Worth
    Phone(843) 763-4200
    Mappus Insurance Agency, a Division of Afore Insurance Services
    Updated 5/6/26Learn More →
    86
    Lantern
    Score
    Charleston, SC
    Serves Charleston, SC and surrounding areas including Summerville, Daniel Island, Ladson, Hanahan, Mount Pleasant, Myrtle Beach, and statewide South Carolina
    ★★★★★5.0(626 Google reviews)

    Heather Eberlin is a State Farm Insurance Agent in Charleston offering comprehensive insurance coverage including auto, homeowners, condo, renters, business, life, health, and pet insurance. Led by agent Heather Eberlin (ChFC®), the team provides personalized quotes and educational guidance to help customers understand their coverage needs. They also offer banking, investment services, and annuities, with 24/7 availability via phone or text.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Families seeking comprehensive auto and homeowners insurance, small business owners needing commercial coverage, individuals looking for personalized insurance education and guidance
    What sets them apart
    • Heather Eberlin holds ChFC® designation and has earned Chairman's Circle Qualifier status multiple years and Million Dollar Round Table recognition, demonstrating expertise and commitment to client service.
    • Customers can call or text the office anytime, day or night, for quotes, claims, payments, and customer service support.
    • Offers free quotes on auto, home, and flood insurance, plus life and health insurance options to help customers compare coverage.
    State FarmAuto InsuranceHome InsuranceBusiness Insurance
    Phone(843) 936-3460
    Heather Eberlin - State Farm Insurance Agent
    Updated 5/6/26Learn More →
    86
    Lantern
    Score
    Charleston, SC
    Serves Charleston, South Carolina and surrounding coastal areas
    ★★★★★5.0(524 Google reviews)

    Maritime Insurance International is an independent insurance agency in Charleston specializing in marine and maritime coverage for vessels, boat owners, and maritime businesses. They provide comprehensive insurance solutions including hull coverage, liability protection, and specialized policies for commercial and recreational maritime operations. Their expertise in the marine insurance industry and commitment to personalized service make them a trusted choice for Charleston's boating and maritime community.

    Best for: Comparing Options
    Ideal clients: Boat owners, yacht owners, commercial fishing operations, maritime businesses
    What sets them apart
    • Dedicated expertise in maritime and boat insurance rather than general coverage, providing tailored policies for vessels and maritime operations.
    • Works with multiple carriers to find the best marine insurance options and rates for each client's specific needs.
    • Based in Charleston with deep understanding of coastal boating, waterfront businesses, and regional maritime risks.
    Marine InsuranceBoat InsuranceYacht CoverageMaritime Business
    Maritime Insurance International
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mount Pleasant, SC and surrounding areas in South Carolina, plus Charlotte, NC and the Virginia regions (Radford, Pulaski)
    ★★★★★5.0(255 Google reviews)

    Ridpath Insurance is a family-owned independent agency specializing in auto, home, and business insurance across North Carolina, South Carolina, and Virginia. Run by husband-and-wife team Greg and Liza Ridpath, the agency partners with multiple top carriers to help customers find customized coverage that matches their specific needs and budget. They offer comprehensive policy services including claims support, policy changes, and personalized quotes.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: Homeowners seeking bundled coverage, Small business owners, Auto insurance shoppers looking for competitive rates, Families wanting personalized insurance guidance
    What sets them apart
    • Works with a wide variety of top insurance carriers to find the best coverage and rates tailored to each customer's exact situation, rather than being limited to one company.
    • Run by Greg and Liza Ridpath with a focus on treating customers as part of their family and providing knowledgeable, responsive service.
    • Offers dedicated claims support service and a policy service center to help customers make changes, file claims, and manage their policies anytime.
    Auto InsuranceHome InsuranceBusiness InsuranceIndependent AgencyFamily Owned
    Phone(843) 936-1721
    Ridpath Insurance
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mount Pleasant, Charleston, and surrounding South Carolina communities
    ★★★★★5.0(196 Google reviews)

    64 Insurance Group, operating as AreYou64 in the Charleston area, is an independent insurance agency specializing in personalized coverage solutions for individuals and families. They offer comprehensive insurance products including auto, home, life, and business coverage, with a focus on finding clients the right policies at competitive rates. The team prides itself on personalized service and helping customers understand their options.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners, auto insurance seekers, families needing life insurance, small business owners
    What sets them apart
    • Works with multiple insurance carriers to compare options and find the best rates and coverage tailored to each client's needs.
    • Located in Mount Pleasant with a focus on understanding local insurance needs and building relationships with customers rather than one-size-fits-all solutions.
    • Offers auto, home, life, and business insurance to help clients consolidate policies and potentially save through bundling discounts.
    Insurance AgencyAuto InsuranceHome InsuranceIndependent AgentCharleston
    Phone(843) 610-0160
    AreYou64 - 64 Insurance Group
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    Charleston, SC
    Serves Charleston, SC and surrounding areas
    ★★★★★5.0(172 Google reviews)

    Pilothouse Insurance is an independent insurance agency in Charleston that simplifies the insurance shopping process by comparing rates across multiple carriers at no agency fee. They specialize in auto, home, health, and business insurance, helping individuals and families find affordable coverage tailored to their specific needs. Their zero-fee model and rate-shopping approach make them a transparent, cost-effective choice for Charleston-area residents.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Charleston families seeking multi-policy bundling, cost-conscious auto and home insurance shoppers, small business owners needing commercial coverage
    What sets them apart
    • Pilothouse charges no agency fees, making them a transparent choice for customers looking to avoid hidden costs.
    • They compare rates across multiple insurance carriers to find the best coverage options for each client's unique situation.
    • Offers auto, home, health, and business insurance all in one place, simplifying multi-policy management.
    Auto InsuranceHome InsuranceHealth InsuranceNo Agency FeesRate Comparison
    Phone(843) 766-1318
    Pilothouse Insurance
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    Goose Creek, SC
    Serves Goose Creek, SC and surrounding areas
    ★★★★★5.0(156 Google reviews)

    L.H. Griffith & Company, operating as King Risk Partners in Goose Creek, is a full-service insurance agency specializing in personalized coverage solutions for both individuals and businesses. They offer homeowners insurance, auto insurance, business insurance, and specialized personal property coverage including high-value items like jewelry and firearms. Built on a community-focused approach, they provide free quotes and work face-to-face with clients to tailor coverage to specific needs.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Small business owners, homeowners seeking personalized coverage, individuals with high-value assets, families looking for comprehensive personal insurance
    What sets them apart
    • They provide complimentary insurance assessments to help you make informed decisions without pressure, allowing you to compare options at no cost.
    • Beyond standard policies, they offer tailored solutions for high-value personal items like jewelry and firearms, as well as customized business insurance for companies of all sizes.
    • As members of the Goose Creek community, they emphasize face-to-face service and act as advocates for clients when claims arise.
    Insurance AgencyBusiness InsurancePersonal InsuranceLocal Advisors
    Phone(843) 553-8643
    L.H. Griffith & Company
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston, SC and surrounding Lowcountry communities
    ★★★★★5.0(137 Google reviews)

    Help2Cover Insurance Agency is an independent insurance agency in North Charleston serving the Lowcountry with personalized coverage solutions. They specialize in auto, home, life, and business insurance, helping clients find policies tailored to their needs and budget. Their team focuses on providing expert guidance and competitive rates to protect what matters most.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, small business owners, families seeking life insurance, bundling multiple policies
    What sets them apart
    • Works with multiple carriers to find the best rates and coverage options for each client, rather than being tied to a single insurance company.
    • Offers auto, home, life, and business insurance all in one agency, making it convenient to bundle policies and potentially save on premiums.
    • Based in North Charleston with deep knowledge of South Carolina insurance needs and local market conditions.
    Independent Insurance AgentAuto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Phone(843) 596-9988
    Help2Cover Insurance Agency
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston, Charleston, and surrounding areas
    ★★★★★5.0(134 Google reviews)

    64 Insurance Group is an independent insurance agency in North Charleston serving the Charleston area with personalized coverage solutions. They specialize in auto, home, life, and business insurance, helping clients find the right policies at competitive rates. Their team focuses on understanding individual needs and providing tailored recommendations rather than one-size-fits-all solutions.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, Small business owners, Auto insurance shoppers, Families looking for life insurance protection
    What sets them apart
    • As an independent agency, they represent multiple insurance carriers, allowing them to compare options and find the best fit for each client's specific needs and budget.
    • Based in North Charleston with deep knowledge of local insurance requirements and regional risks affecting South Carolina residents and businesses.
    • Offers auto, home, life, and business insurance in one place, making it convenient to bundle policies and manage all coverage needs with a single trusted agent.
    Independent AgentAuto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Phone(843) 702-6464
    64 Insurance Group
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mt. Pleasant, South Carolina and surrounding areas
    ★★★★★5.0(127 Google reviews)

    The McKenzie Agency is a Brightway Insurance franchise in Mt. Pleasant offering comprehensive insurance solutions including home, auto, flood, condo, renters, boat, RV, motorcycle, umbrella, pet, and personal articles coverage. Led by agency owner Jenny McKenzie, the team provides personalized service by comparing quotes from multiple insurance carriers to help clients find the best coverage at competitive prices. They simplify the insurance process through in-person meetings, phone consultations, and live chat support, serving the local community with expert guidance tailored to individual needs.

    Best for: Comparing OptionsHomeownersSaving Money
    Ideal clients: Homeowners seeking multi-policy bundling, auto insurance shoppers wanting competitive quotes, boat and RV owners, pet owners, business owners needing umbrella coverage
    What sets them apart
    • Provides quotes from different insurance companies to help clients compare coverage options and find the best price for their needs.
    • Offers a wide range of insurance types including home, auto, flood, boat, RV, pet, umbrella, and personal articles in one place.
    • Led by community-based owner Jenny McKenzie with a team that meets clients in person, by phone, or via live chat to provide customized insurance guidance.
    Insurance AgencyHome InsuranceAuto InsuranceLocal ExpertsMultiple Carriers
    Phone(843) 408-4554
    Brightway, The McKenzie Agency
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    Charleston, SC
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★5.0(113 Google reviews)

    Medicare Blueprint Advisors is a locally owned independent insurance agency in Charleston specializing in helping Medicare-eligible seniors navigate supplemental insurance plans. Founded by Tim Hanbury and Jason S. Mackey, the agency provides free one-on-one consultations (by phone or in-person) to create personalized Medicare blueprints covering Parts A, B, C, D, and Medigap options. They represent top Medicare insurers and help clients understand enrollment periods, coverage gaps, and ways to optimize their plans for maximum savings.

    Best for: Comparing Options
    Ideal clients: Medicare-eligible seniors (age 65+), retirees planning healthcare coverage, individuals confused about Medicare enrollment periods and plan options, those seeking to maximize savings on supplemental insurance
    What sets them apart
    • Complimentary one-on-one meetings with agency founders Tim Hanbury and Jason S. Mackey to evaluate all Medicare options (Parts A, B, C, D, and Medigap) with no obligation to purchase.
    • As an independent agency, Medicare Blueprint Advisors works with the top Medicare insurance carriers, giving clients transparent access to multiple plan options rather than being locked into one company's offerings.
    • The agency provides continuous education, annual plan reviews, and proactive updates to help clients stay informed about Medicare changes and opportunities to save money.
    Medicare SupplementsSenior Insurance PlanningMedigap PlansMedicare AdvantageIndependent Agent
    Phone(843) 735-6600
    Medicare Blueprint Advisors, LLC
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mount Pleasant, SC and surrounding Lowcountry communities
    ★★★★★5.0(111 Google reviews)

    Chris von Lehe is an Allstate Insurance agent serving Mount Pleasant and the surrounding Lowcountry area. He provides comprehensive insurance solutions including auto, home, life, and business coverage tailored to individual and family needs. With a focus on personalized service and competitive rates, Chris helps customers find the right protection for their assets and loved ones.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking comprehensive auto and home insurance, homeowners wanting bundled coverage, business owners needing commercial insurance
    What sets them apart
    • Represents Allstate Insurance, one of the nation's largest insurers, offering access to competitive rates and a wide range of coverage options.
    • Works directly with clients to assess their insurance needs and customize coverage solutions for auto, home, life, and business protection.
    • Based in Mount Pleasant with knowledge of local risk factors and community needs in the Charleston area.
    Auto InsuranceHome InsuranceLife InsuranceAllstate Agent
    Phone(843) 779-6610
    Chris von Lehe: Allstate Insurance
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mount Pleasant, South Carolina and surrounding areas
    ★★★★★5.0(109 Google reviews)

    SC Health Insurance, led by Jeff McLean, is a local insurance agency in Mt. Pleasant with 25+ years of experience serving South Carolina. They specialize in health insurance, Medicare planning, life insurance, and supplemental coverage plans from top carriers like BCBS and Aetna. Jeff and his team provide personalized, one-on-one guidance to help clients understand their options and find plans that fit their specific needs and budget.

    Best for: Comparing OptionsLife Insurance Planning
    Ideal clients: Individuals seeking Medicare guidance, self-employed or small business owners needing health coverage, families shopping for affordable plans, retirees navigating supplemental insurance
    What sets them apart
    • Jeff McLean has spent over two decades mastering health insurance and Medicare navigation, providing deep expertise in complex coverage decisions.
    • Unlike online-only options, clients work directly with Jeff and his team to understand plans, get answers to questions, and receive guidance tailored to their specific situation.
    • Access to plans from leading insurers including BCBS, Aetna, and others, allowing for comprehensive options rather than limited selections.
    Health InsuranceMedicare PlanningLocal AgentLife InsurancePersonalized Service
    Phone(843) 297-0335
    SC Health Insurance (Jeff McLean)
    Updated 5/6/26Learn More →
    85
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mount Pleasant, Charleston, and surrounding South Carolina areas
    ★★★★★5.0(102 Google reviews)

    Home Insurance Agency is an independent insurance provider serving Mount Pleasant and the Charleston area with comprehensive homeowners, auto, life, and commercial insurance solutions. Their team specializes in finding personalized coverage options tailored to each client's unique needs and budget. They're known for responsive service, competitive rates, and helping clients navigate complex insurance decisions with clarity.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking comprehensive coverage, families looking to bundle auto and home insurance, business owners needing commercial policies, individuals comparing rates
    What sets them apart
    • Works with multiple insurance carriers to find you the best rates and coverage options rather than being locked into one company's products.
    • Based in Mount Pleasant with deep knowledge of South Carolina insurance needs, including coverage specific to coastal properties and regional risks.
    • Takes time to understand your situation and provides customized recommendations rather than one-size-fits-all solutions.
    Homeowners InsuranceAuto InsuranceIndependent AgentLocal Insurance
    Home Insurance Agency
    Updated 5/6/26Learn More →
    84
    Lantern
    Score
    Charleston, SC
    Serves Charleston, SC and surrounding areas
    ★★★★★5.0(60 Google reviews)

    Health Insurance Solutions is a health insurance brokerage in Charleston, SC that helps individuals, families, self-employed entrepreneurs, and small business owners find affordable health insurance coverage. With over 15 years of experience, their agents take a consultative approach—learning about each client's unique needs before recommending plans rather than upselling unnecessary coverage. They specialize in major medical, short-term, fixed-benefit plans, and supplemental coverage including dental, vision, and life insurance, and serve both individual consumers and business clients.

    Best for: Comparing OptionsLife Insurance Planning
    Ideal clients: Individuals seeking personal coverage, families needing customized plans, self-employed professionals and freelancers, small business owners providing employee benefits
    What sets them apart
    • Over 15 years serving individuals, families, and business owners in finding affordable health insurance solutions tailored to their specific needs.
    • Agents take time to understand each client's unique situation and budget rather than upselling unnecessary plans, ensuring clients feel informed and confident in their choices.
    • Offers major medical, short-term, fixed-benefit, supplemental, and specialty plans including dental, vision, life, and traveler's insurance to meet diverse client needs.
    Health InsuranceInsurance AgentMedicare PlansFamily CoverageBusiness Insurance
    Phone(843) 364-9155
    Health Insurance Solutions
    Updated 5/6/26Learn More →
    84
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston, SC and surrounding areas
    ★★★★★4.9(353 Google reviews)

    Pinckney-Carter Insurance Agency is an independent insurance agency in North Charleston, SC offering comprehensive coverage across home & property, auto, recreational, and business insurance. Their knowledgeable team works with an extensive network of trusted providers to deliver personalized, tailored solutions that match each client's unique needs. Known for responsive service and expert guidance, they help individuals and business owners protect their assets with accessible, affordable coverage options.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Homeowners, auto drivers, business owners, recreational vehicle enthusiasts, small business operators
    What sets them apart
    • Access to an extensive network of esteemed insurance providers allows them to compare and offer a wide range of coverage options tailored to your specific needs.
    • Beyond standard auto and home insurance, they specialize in recreational insurance and business coverage, serving both individuals and entrepreneurs of all business sizes.
    • Their distinguished team of independent agents takes time to understand your unique situation and provide bespoke insurance solutions rather than one-size-fits-all policies.
    Insurance AgencyAuto InsuranceHome InsuranceBusiness InsuranceIndependent Agent
    Phone(843) 747-9073
    Pinckney-Carter Insurance Agency
    Updated 5/6/26Learn More →
    84
    Lantern
    Score
    Charleston, SC
    Serves Charleston, Mount Pleasant, James Island, West Ashley, and surrounding South Carolina areas
    ★★★★★4.9(266 Google reviews)

    Harrell Insurance Agency is an independent insurance broker serving Charleston and surrounding areas with auto, home, flood, boat, life, and business insurance. Their team of dedicated professionals specializes in finding competitive coverage options tailored to each client's needs, with a focus on personalized service and building long-term relationships. They work with multiple carriers to provide families and businesses with comprehensive risk protection portfolios.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Charleston families seeking bundled auto and home insurance, small business owners needing commercial coverage, homeowners in flood-prone areas
    What sets them apart
    • As an independent agent, Harrell works with multiple insurance carriers to find competitive rates and coverage options rather than being limited to a single company's offerings.
    • Beyond auto and home, they offer flood, boat/RV, life, renters, business, and watercraft insurance — providing one-stop insurance solutions for families and small businesses.
    • Their team is known for friendly service and building customized coverage portfolios that match each client's specific risk protection needs.
    Auto InsuranceHome InsuranceIndependent AgentBusiness InsuranceLocal Broker
    Harrell Insurance Agency
    Updated 5/6/26Learn More →
    84
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston, SC and surrounding Lowcountry areas
    ★★★★★4.9(249 Google reviews)

    Freeway Insurance is a full-service insurance agency in North Charleston offering auto, home, renters, motorcycle, business, life, and specialty insurance products. Operating from a convenient Dorchester Road location, Freeway provides quotes online, by phone, or in person with access to over 200 insurance companies. The team specializes in affordable coverage tailored to North Charleston residents, including SR-22 filings, and understands local risks like traffic patterns and flood exposure.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: North Charleston residents seeking affordable multi-policy bundling, drivers needing SR-22 filings, renters and homeowners, motorcycle owners
    What sets them apart
    • Freeway connects customers with multiple carriers in one location, enabling competitive rate shopping and personalized coverage options.
    • The team understands North Charleston's specific risks including traffic patterns, flood exposure, and weather conditions to recommend appropriate coverage.
    • Located at Rochester Square on Dorchester Road with flexible quote options online, by phone, or in-person, plus bilingual Spanish support.
    Auto InsuranceHomeowners InsuranceAffordable QuotesMultiple CarriersBundling Discounts
    Phone(843) 203-7026
    Freeway Insurance
    Updated 5/6/26Learn More →
    84
    Lantern
    Score
    Summerville, SC
    Serves Summerville, Ladson, Ridgeville, North Charleston, and surrounding South Carolina areas
    ★★★★★4.9(207 Google reviews)

    Mark Ensley is a State Farm Insurance Agent in Summerville with over 30 years of experience, offering auto, homeowners, condo, renters, life, business, and pet insurance, plus financial services including banking and annuities. His seven-person team brings over 100 years of combined insurance experience and specializes in helping relocations to the Dorchester, Berkeley, and Charleston County areas. The agency has earned multiple State Farm awards and provides 24/7 availability via phone, text, and in-person consultation.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Relocating families to the Lowcountry, small business owners, homeowners seeking bundled auto and home coverage, residents of Summerville and surrounding areas
    What sets them apart
    • Mark Ensley established his agency in 1991 and has been with State Farm since 1985, providing deep community knowledge and continuity for clients.
    • The agency focuses specifically on helping people relocating to the Dorchester, Berkeley, and Charleston County areas, making them ideal for newcomers to the region.
    • Seven full-time team members bring over 100 years of combined insurance expertise and have earned multiple State Farm awards including Legion of Honor and Ambassador for Life.
    State FarmAuto InsuranceHomeowners InsuranceBusiness InsuranceLife Insurance
    Phone(843) 871-9700
    Mark Ensley State Farm Insurance Agent
    Updated 5/6/26Learn More →
    83
    Lantern
    Score
    North Charleston, SC
    Serves Charleston, North Charleston, and surrounding Lowcountry, South Carolina
    ★★★★★4.9(171 Google reviews)

    The Ferguson Insurance Team is a family-owned, independent insurance agency serving Charleston and the Lowcountry with personalized coverage across home, auto, life, business, and specialty insurance. Led by experienced local agents including Rhonda deLonge and Jessica, they work with multiple leading carriers to match clients with competitive rates and comprehensive protection tailored to individual needs. They specialize in hard-to-place risks, coastal South Carolina challenges, and bundled savings for both personal and commercial clients.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking comprehensive coverage, business owners needing commercial insurance, coastal property owners with specialized needs, families wanting bundled savings
    What sets them apart
    • Unlike captive agencies, they compare coverage from many leading carriers including exclusive insurers not available online, giving clients more options and better rates.
    • They transitioned from a Nationwide exclusive agency to independent status specifically to better serve unique coastal risks and challenges specific to the region.
    • They handle everything from home and auto to workers compensation, general liability, business auto, boats, motorcycles, RVs, and specialty coverage for both individuals and businesses.
    Independent AgencyHome InsuranceAuto InsuranceBusiness InsuranceLocal Expert
    The Ferguson Insurance Team
    Updated 5/6/26Learn More →
    83
    Lantern
    Score
    Mt Pleasant, SC
    Serves Charleston, Mount Pleasant, and coastal South Carolina
    ★★★★★4.9(126 Google reviews)

    Coastal Insurance Brokers is a local South Carolina insurance agency specializing in protecting Lowcountry residents from unique coastal risks like floods and hurricanes. They offer comprehensive personal, auto, homeowners, and small business insurance by comparing 25+ carriers to find affordable coverage tailored to each client's needs. With agents based in Charleston and Mount Pleasant who understand regional challenges, they provide personalized service, quick claims assistance, and expert guidance on flood insurance requirements and coastal property protection.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: Coastal homeowners, first-time buyers relocating to the Charleston area, small business owners, flood-prone property owners
    What sets them apart
    • Local agents with deep expertise in Lowcountry flood and hurricane risks, offering tailored policies designed specifically for coastal property protection.
    • Compare rates across 25+ insurance carriers to find the best price and coverage match for your specific situation.
    • Offer personal, auto, homeowners, flood, and small business insurance with dedicated claims assistance and real-person customer service.
    Homeowners InsuranceFlood InsuranceAuto InsuranceLocal ExpertiseBusiness Insurance
    Phone(843) 471-2621
    Coastal Insurance Brokers
    Updated 5/6/26Learn More →
    83
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mount Pleasant, Walterboro, and surrounding areas of South Carolina
    ★★★★★5.0(43 Google reviews)

    Harbor One Insurance is an independent insurance agency in Mount Pleasant, SC serving individuals and businesses across South Carolina. They offer comprehensive coverage including auto, home, business, life, and specialty insurance like boat, motorcycle, RV, and high-value collectibles insurance. As a local, independent agency, they work with multiple carriers to provide personalized quotes and competitive rates tailored to each client's specific needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners and auto insurance shoppers, small business owners, individuals with specialty vehicles or collectibles, families seeking life insurance
    What sets them apart
    • As an independent insurance agency, Harbor One works with multiple carriers to find competitive rates and personalized coverage options that larger captive agencies cannot offer.
    • Customers can obtain policies quickly with dedicated service representatives who provide ongoing 1-on-1 support and regular policy reviews to ensure coverage stays current with life changes.
    • Beyond standard auto and home insurance, they specialize in niche coverages like boat, motorcycle, RV, classic car, and high-value collectibles insurance for stamps, coins, jewelry, art, and weapons.
    Independent AgencyAuto InsuranceHome InsuranceBusiness InsuranceLocal
    Phone(843) 782-4040
    Harbor One Insurance
    Updated 5/6/26Learn More →
    83
    Lantern
    Score
    Charleston, SC
    Serves Charleston, SC and surrounding areas
    ★★★★★4.9(118 Google reviews)

    Taylor Agency is an independent insurance agency in Charleston offering comprehensive coverage solutions including auto, home, life, and business insurance. The team works with multiple carriers to find personalized policies that fit each client's unique needs and budget. They're known for their customer-focused approach and commitment to providing expert guidance on coverage options.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto drivers, business owners, individuals seeking bundled insurance discounts
    What sets them apart
    • Works with multiple insurance carriers to compare rates and coverage options, ensuring clients get the best fit rather than being locked into one company's products.
    • Offers auto, home, life, and business insurance all in one place, making it convenient to bundle policies and manage all insurance needs through one trusted advisor.
    Insurance AgencyAuto InsuranceHome InsuranceBusiness InsuranceIndependent Agent
    Phone(843) 762-1805
    Taylor Agency
    Updated 5/6/26Learn More →
    83
    Lantern
    Score
    Charleston, SC
    Serves Charleston and surrounding coastal South Carolina areas including Mount Pleasant, Summerville, North Charleston, Goose Creek, and Beaufort
    ★★★★★4.9(112 Google reviews)

    A & A Insurance is a family-owned and -operated local insurance agency in Charleston, SC with over 70 years of experience. They specialize in home, auto, life, and commercial insurance with a focus on personalized service and bundled policies tailored to individual needs. Their team provides 24/7 policy access, claims assistance, and local expertise in coastal property risks like hurricanes and flood coverage.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners in coastal areas, families seeking bundled insurance packages, first-time homebuyers, business owners needing commercial coverage
    What sets them apart
    • Over 70 years of combined experience with a father-and-son team that prioritizes customers over volume, providing personalized attention rather than treating clients as numbers.
    • Deep understanding of Charleston's unique insurance challenges including hurricanes, humidity damage, and flood risks, with customized coverage recommendations based on regional knowledge.
    • Independent agency with access to multiple insurance carriers, allowing them to compare rates and identify discounts that online-only services typically miss.
    Home InsuranceAuto InsuranceLife InsuranceLocal AgencyBundling
    Phone(843) 571-5060
    A & A Insurance
    Updated 5/6/26Learn More →
    83
    Lantern
    Score
    Mt Pleasant, SC
    Serves Greater Charleston, SC and surrounding Lowcountry region
    ★★★★★5.0(38 Google reviews)

    Gill Insurance of the Lowcountry is an independent insurance agency serving the greater Charleston area and beyond, offering comprehensive personal and commercial insurance solutions. They specialize in auto, homeowners, condo, flood, marine, and umbrella coverage for individuals, plus general liability, workers' compensation, commercial auto, and builder's risk for businesses. As an independent agent with access to multiple carriers, they focus on matching clients with the right coverage at competitive rates while providing ongoing support through claims and policy reviews.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Homeowners and business owners in the Charleston area, coastal property owners, small to mid-size business owners
    What sets them apart
    • Access to multiple respected and financially reputable insurance companies allows them to compare options and find the best coverage and rates for each client's unique situation.
    • Deep understanding of the unique insurance challenges and needs specific to the Lowcountry coastal region, including flood and marine coverage.
    • Beyond policy placement, they provide ongoing guidance and support through the claims process and regular policy reviews.
    Independent Insurance AgentPersonal & CommercialCoastal Insurance Specialist
    Phone(843) 388-5021
    Gill Insurance of the Lowcountry
    Updated 5/6/26Learn More →
    83
    Lantern
    Score
    Mt Pleasant, SC
    Serves Mount Pleasant, South Carolina and surrounding areas
    ★★★★★4.9(78 Google reviews)

    Paul G Langston is an Allstate Insurance agent serving Mount Pleasant and the surrounding Lowcountry area. He provides a full range of insurance products including auto, home, life, and business coverage, helping families and businesses protect what matters most. As a local Allstate agent, he offers personalized service and the ability to bundle policies for additional savings.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking comprehensive auto and home insurance, small business owners, homeowners looking to bundle policies
    What sets them apart
    • Offers auto, home, life, and business insurance products through Allstate, allowing customers to consolidate their coverage in one place.
    • Provides personalized, face-to-face service as an established local agent, rather than working exclusively through online or national customer service channels.
    • Customers can combine multiple policies to receive bundling discounts and streamline their insurance management.
    Auto InsuranceHome InsuranceLife InsuranceLocal Agent
    Phone(843) 849-7477
    Paul G Langston: Allstate Insurance
    Updated 5/6/26Learn More →
    83
    Lantern
    Score
    Charleston, SC
    Serves Charleston, South Carolina and surrounding areas
    ★★★★★5.0(34 Google reviews)

    Hanham Insurance Agency is an independent insurance agency in Charleston specializing in comprehensive coverage for homes, vehicles, and businesses. With deep roots in the local community, they work with multiple insurance carriers to customize policies that fit individual needs and budgets. Their experienced team takes time to understand each client's unique situation and finds the right protection at competitive rates.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: Homeowners seeking comprehensive coverage, Business owners needing commercial protection, Drivers comparing auto insurance rates
    What sets them apart
    • As an independent agent, Hanham works with multiple insurance companies to find the best rates and coverage options rather than being limited to a single carrier.
    • The team builds relationships with clients and takes time to understand their specific insurance needs, offering tailored solutions rather than one-size-fits-all policies.
    Independent InsuranceMulti-CarrierLocal AgencyCharleston Insurance
    Phone(843) 276-1608
    Hanham Insurance Agency
    Updated 5/6/26Learn More →
    82
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston, SC and surrounding Charleston area
    ★★★★★4.9(67 Google reviews)

    Cornerstone Insurance Services and Wealth Advisory is a comprehensive insurance and financial services firm serving the Charleston area. They offer homeowners insurance, auto insurance, life insurance, and business insurance, along with wealth advisory and financial planning services. As an independent agency, they work with multiple carriers to find clients the best coverage options and rates.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking comprehensive coverage, small business owners, individuals needing life and auto insurance, families planning long-term wealth strategy
    What sets them apart
    • Access to multiple insurance carriers allows them to compare options and find the best rates and coverage for each client's unique situation.
    • Combines insurance protection with comprehensive wealth planning and financial advisory services under one roof for holistic financial guidance.
    Insurance AgencyWealth AdvisoryFinancial PlanningIndependent Agent
    Phone(843) 376-3350
    Websitecswta.com
    Cornerstone Insurance Services and Wealth Advisory
    Updated 5/6/26Learn More →
    82
    Lantern
    Score
    Charleston, SC
    Serves Charleston, Mount Pleasant, West Ashley, Daniel Island, North Charleston, Summerville, Folly Beach, and the Lowcountry region of South Carolina
    ★★★★★4.9(59 Google reviews)

    Sanja Teagle is a local State Farm insurance agent serving Charleston and the Lowcountry, offering comprehensive coverage for auto, homeowners, condo, renters, life, business, boat, motorcycle, RV, and pet insurance. As a Charleston-based mom and business owner, Sanja and her team prioritize clear communication and personalized service to help families and small businesses understand their coverage options. The agency also provides banking, investment services, and annuities, with 24/7 availability for quotes, claims, and customer support.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: New South Carolina residents, families buying homes or renting apartments, small business owners, families with pets
    What sets them apart
    • Owner Sanja Teagle is a Charleston neighbor and mom who takes time to explain coverage clearly so clients understand what fits their life and goals.
    • Offers auto, home, life, business, boat, motorcycle, RV, and pet insurance plus banking and investment services all in one local agency.
    • Provides quote requests, claims filing, and customer support by phone, text, or virtual meeting around the clock, plus in-office appointments.
    State Farm AgentAuto InsuranceHomeowners InsuranceLife InsuranceLocal Service
    Phone(843) 277-1482
    Sanja Teagle - State Farm Insurance Agent
    Updated 5/6/26Learn More →
    82
    Lantern
    Score
    North Charleston, SC
    Serves North Charleston and surrounding areas of South Carolina
    ★★★★★4.8(288 Google reviews)

    Acceptance Insurance is a local insurance agency in North Charleston serving South Carolina with auto, home, and life insurance policies. They specialize in providing coverage options for drivers and homeowners of all risk profiles, including those with driving violations or claims history. Their team works to find affordable insurance solutions tailored to individual needs.

    Best for: HomeownersLife Insurance Planning
    Ideal clients: Budget-conscious drivers, homeowners seeking bundled coverage, individuals with driving violations or claims history
    What sets them apart
    • Offers auto, home, and life insurance in one location, allowing customers to bundle policies for potential discounts.
    • Works with drivers and homeowners across various risk profiles, including those with prior violations or claims.
    Auto InsuranceHome InsuranceLife InsuranceLocal Agency
    Phone(843) 306-4215
    Acceptance Insurance
    Updated 5/6/26Learn More →
    This directory of insurance agents local businesses serving Greater Charleston, is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 20, 2026. To claim or update a listing, contact us.