Areas served: San Jose, CA and surrounding Santa Clara County
San Jose's insurance landscape serves a diverse metropolitan area with unique considerations including earthquake coverage requirements, flood zones near the Guadalupe River and Coyote Creek, and specialized policies for tech professionals and startup employees with equity compensation. The region's high property values and concentration of high-net-worth individuals create demand for umbrella policies and specialized coverage. This directory catalogs licensed insurance agents across San Jose and Santa Clara County, evaluated by carrier appointments, product breadth, claims assistance capabilities, and local market knowledge.
Sunny Susanto is a State Farm Insurance Agent serving the San Jose area and greater California. He offers comprehensive insurance products including auto, homeowners, condo, renters, business, life, health, and pet insurance, along with financial services such as banking, investments, and annuities. With 17 years of Silicon Valley technology background and a service-first mentality, Susanto provides personalized quotes and multilingual support (English, Spanish, Indonesian, and Mandarin) through multiple channels—phone, text, email, and in-person appointments.
Gael Ruiz-Rodriguez is a Farmers Insurance agent in San Jose, CA with over 9 years of experience offering comprehensive insurance solutions. He provides auto, home, renters, life, business, condo, and umbrella insurance, along with financial planning services through Farmers Financial Solutions. Fluent in Spanish and English, Gael specializes in personalized guidance and bundling discounts to help clients find affordable coverage tailored to their needs.
Bay Area Health Insurance is a comprehensive insurance agency led by Gary Church, a U.S. Army veteran with 19+ years of experience and a certified Covered California agent. They specialize in health insurance for individuals, families, and small businesses, as well as Medicare planning, life insurance, disability insurance, supplemental coverage, and international travel health insurance. They serve clients across California, Nevada, Arizona, Texas, and Oregon with personalized consultations at no cost.
Leavitt Pacific Insurance Brokers is an independent insurance agency specializing in business insurance, risk management, and employee benefits for California companies. With decades of local experience, they shop multiple carriers to secure competitive rates and manage policy details for businesses of all sizes, from contractors and builders to service companies. Their team provides personalized service, fast response times, and expertise in claims management, compliance training, and certificates of insurance.
Red Wave Insurance Services is an independent insurance agency in San Jose led by broker Michelle Lin, partnered with 30+ top national carriers including Travelers, Burns & Wilcox, and The Hartford. They specialize in personalized insurance solutions for individuals and businesses, offering auto insurance, homeowners insurance, renters insurance, life insurance, and commercial coverage including general liability, property, and workers' compensation. The team takes time to understand each client's unique situation and provides ongoing advisory support rather than one-time sales transactions.
Ulises Gomez is a licensed Farmers Insurance agent in San Jose serving customers with a comprehensive range of insurance products including auto, home, renters, life, business, condo, and umbrella coverage. He specializes in personalized insurance consultations and multi-line bundling discounts to help customers find the right coverage at competitive rates. With CA License #0M96663, Gomez provides expert guidance on insurance options tailored to individual needs and budgets.
Cost-U-Less Insurance is a California-based insurance agency offering comprehensive coverage solutions including auto, home, renters, motorcycle, boat, and commercial insurance, plus health insurance, life insurance, and SR-22 filings. With multiple locations across the Bay Area and beyond, they specialize in affordable rates and personalized coverage plans tailored to individual budgets. Their San Jose office provides bilingual service with licensed insurance specialists ready to compare quotes and help customers find the right protection.
Freeway Insurance is a local, bilingual insurance agency in San Jose serving the community with a wide range of coverage options including auto, home, renters, business, motorcycle, SR-22, health, and specialty insurance products. With agents who live and work in the area, they specialize in comparing quotes from over 200 carriers to find affordable coverage tailored to each customer's budget and needs. Their Monterey Road office offers convenient in-person service, phone quotes, and online options to help residents protect themselves and their assets.
Ironwood Insurance Agency is a Farmers Insurance franchise location in San Jose offering comprehensive home, auto, renters, life, business, and condo insurance coverage. Led by Candice Salcedo, the agency provides personalized insurance solutions with free quotes and competitive rates backed by Farmers' trusted coverage options. They serve the San Jose area with multiple convenient locations and specialize in helping families and businesses find the right protection at the right price.
Derek Alota is a State Farm Insurance Agent serving San Jose and surrounding areas, offering comprehensive insurance solutions including auto, home, life, and business coverage. As a State Farm agent, Derek provides personalized policy recommendations, competitive quotes, and ongoing customer support to help individuals and families protect what matters most. His agency specializes in finding the right coverage at the right price through State Farm's bundling options and discounts.
Fiesta Auto Insurance & Tax Service is a locally-owned agency in San Jose run by Miguel Molina, offering comprehensive insurance and tax services under one roof. They represent multiple insurance carriers to find clients the best rates on auto, home, boat, motorcycle, business, and renters insurance, while also providing full-service tax preparation, e-filing, bookkeeping, and accounting for individuals and businesses. Their combination of personalized insurance brokerage with tax expertise makes them a one-stop resource for families and business owners seeking affordable coverage and tax solutions.
Wynn Insurance Agency is a multi-state insurance broker licensed in CA, WA, VA, TX, MD, IN, GA, FL, IL, OR, NM, NV, AZ, CO, and OK, offering auto, home, condo, commercial, flood, workers' compensation, and specialty insurance policies. They provide personalized quotes and help California residents and business owners navigate complex insurance requirements, including mortgage lender mandates and flood zone protections. The agency specializes in making insurance selection clear and simple through online rating tools and direct agent support.
Freeway Insurance is a local insurance agency at 1646 Story Road in San Jose, CA, serving the East Bay community with affordable coverage across auto, home, renters, motorcycle, business, health, and SR-22 insurance. Their bilingual team compares rates from over 200 insurance carriers to find budget-friendly options tailored to each client's needs. They specialize in helping San Jose drivers and homeowners navigate California's unique insurance requirements, including DUI/SR-22 cases, with in-person service, quick quotes, and personalized local expertise.
Acceptance Insurance is a local insurance agency in San Jose offering comprehensive coverage including auto, renters, homeowners, motorcycle, commercial, life, pet, and specialty insurance products. Their agents provide personalized quotes and comparisons to help customers find affordable options tailored to their specific needs, with convenient in-person service at their Alum Rock Avenue location.
Khalsa Insurance Agency is an independent insurance broker serving the San Jose area and beyond since 1992. Led by CEO Harjot Singh Khalsa, the agency offers comprehensive coverage including home, auto, commercial, life, workers' compensation insurance, and health plans through Covered California, Medicare, and Medicaid. With partnerships across 20+ insurance carriers and a track record of serving 10,000+ clients, they specialize in finding personalized coverage solutions for individuals, families, and businesses.
Fiesta Auto Insurance & Tax Service is a locally-owned insurance and tax preparation agency in San Jose run by Miguel Molina and his team. They represent multiple insurance carriers to help customers find affordable auto, home, condo, renters, boat, and business insurance tailored to individual needs. In addition to insurance, they offer comprehensive tax preparation services including individual and business returns, e-filing, accounting, bookkeeping, and ITIN assistance.
Farmers Insurance agent Warren Kellam provides comprehensive home, auto, life, and business insurance coverage to San Jose residents and surrounding communities. As a Farmers Insurance representative, Kellam offers personalized quotes and policy options tailored to individual needs, with access to multiple insurance products including homeowners, auto, renters, condo, and life insurance. The agency specializes in helping customers find affordable coverage through bundling discounts and competitive rates.
Rose Mary Nunes is a State Farm Insurance Agent serving the San Jose area since 1993, offering comprehensive coverage including auto, homeowners, condo, renters, business, life, health, and pet insurance. Her team provides personalized quotes and ongoing support for claims, with multilingual assistance available in English, Spanish, Bengali, and Hindi. Known for her community involvement and 35+ years of combined State Farm experience, Rose Mary helps families and business owners protect their assets and plan for their financial futures.
Let's Insure is a full-service insurance agency in San Jose and San Diego offering comprehensive coverage across auto, home, business, life, flood, pet, and travel insurance. Their experienced agents provide personalized policy recommendations and quote comparisons to help clients find the best rates for their specific needs. Available 24/7, they specialize in tailoring multi-line coverage packages and bundling discounts for California residents.
Balance Insurance Agency Inc is an independent insurance agency in San Jose serving the Bay Area with comprehensive coverage options including auto, home, life, and business insurance. The agency specializes in helping families and business owners find affordable, customized insurance solutions by representing multiple carriers to ensure competitive rates and personalized service.
Atlantida Insurance Services is a local insurance agency in San Jose specializing in auto insurance for California drivers. They offer online quotes and personalized service through phone and in-person consultations, helping Spanish and English-speaking customers find affordable coverage options.
All Solutions Insurance is an independent insurance agency in San Jose serving Northern California with comprehensive coverage options including auto, home, life, and business insurance. The agency specializes in finding the right insurance solutions for individuals and businesses by comparing multiple carriers to provide competitive rates and personalized service. They focus on bundling discounts and helping clients understand their coverage options.
Cali Insurance & Registration is a local insurance agency in San Jose specializing in auto insurance and vehicle registration services. They provide comprehensive insurance solutions tailored to drivers in California, helping customers find coverage that meets their needs and budget. With a focus on personalized service and quick registration assistance, they serve as a one-stop shop for insurance and DMV-related needs.
Auto Insurance Agency San Jose is an independent insurance agency in downtown San Jose specializing in auto insurance coverage for drivers throughout the San Jose area. They provide personalized insurance solutions and quote comparisons to help customers find affordable coverage that meets their needs.
Willow Insurance is a local insurance agency in San Jose offering comprehensive coverage for individuals and families. They provide personalized insurance solutions including auto, home, life, and business coverage to help protect what matters most. With a commitment to understanding each client's unique needs, Willow Insurance delivers tailored policies and expert guidance.
KIS Insurance Services is an independent insurance agency in San Jose offering comprehensive coverage across auto, home, life, and business insurance. The team works with multiple carriers to find personalized policies that fit each client's needs and budget. They specialize in helping individuals and business owners navigate insurance options with straightforward advice and competitive rates.
High Tech Insurance Services is an independent insurance agency in San Jose specializing in comprehensive coverage solutions including auto, home, life, and business insurance. The agency works with multiple carriers to provide personalized quotes and bundling options tailored to each client's needs. They serve the Silicon Valley area with expert guidance on insurance planning and risk management.
Jaime Ulloa is an Allstate Insurance agent serving San Jose and the surrounding Bay Area community. He offers a comprehensive range of insurance products including auto, home, life, and business coverage through Allstate's trusted national platform. With personalized service and local expertise, Ulloa helps families and business owners find the right insurance solutions for their needs.
Farmers Insurance agent Dora Lopez Larsen offers comprehensive insurance coverage including auto, home, life, and business policies to San Jose residents and surrounding communities. With local expertise and personalized service, she helps customers find the right coverage at competitive rates through Farmers' multi-line insurance options.
Monica Rodriguez is a Farmers Insurance agent serving the San Jose area with a full range of insurance products including auto, home, life, and business coverage. As an independent Farmers agent, she provides personalized service to help clients find the right protection for their needs at competitive rates.
Sunny Susanto, a State Farm Insurance Agent, is the top-ranked insurance provider in San Jose with a Lantern Score of 85.50/100 and 5-star rating from 322 reviews. He specializes in comprehensive insurance products including auto, homeowners, business, and life insurance, and is particularly known for serving Bay Area families, multilingual consumers, and technology professionals.
Several top-ranked providers specialize in business coverage: Gael Ruiz-Rodriguez at Farmers Insurance (Lantern Score 84.84/100) offers business insurance with 9+ years of experience, while Leavitt Pacific Insurance Brokers (Lantern Score 83.16/100) is an independent agency specializing specifically in business insurance and risk management for small to mid-sized companies. Both have 5-star ratings and extensive experience with San Jose business owners.
Bay Area Health Insurance, led by Gary Church, is the top specialist in health coverage with a Lantern Score of 84.76/100 and 5-star rating from 110 reviews. With 19+ years of experience and certified as a Covered California agent, they specialize in Medicare coverage, health insurance for families, and international travel health insurance.
Multiple agencies provide Spanish-language support: Freeway Insurance has two San Jose locations (Monterey Rd with Lantern Score 82.13/100 and Story Rd with Lantern Score 80.50/100) and is described as bilingual with 4.8-star ratings. Additionally, Gael Ruiz-Rodriguez at Farmers Insurance (Lantern Score 84.84/100) and Rose Mary Nunes at State Farm (Lantern Score 78.48/100) both serve bilingual Spanish-speaking clients.
Red Wave Insurance Services (Lantern Score 82.25/100, 5-star rating) explicitly specializes in first-time homebuyers and is led by independent broker Michelle Lin, who partners with 30+ top national carriers. They provide personalized advisory services and comprehensive homeowners coverage tailored for new property owners.
Cost-U-Less Insurance (Lantern Score 82.20/100, 4.8-star rating with 578 reviews) and Freeway Insurance's Story Rd location (Lantern Score 80.50/100, 4.8-star rating with 1,114 reviews) are both highly-rated for affordable auto coverage. Acceptance Insurance (Lantern Score 80.43/100, 4.9-star rating with 1,055 reviews) is another budget-conscious option specializing in comprehensive auto, renters, and motorcycle insurance.