Best Insurance Agents in Sacramento, California

    Areas served: Sacramento, CA and surrounding Sacramento County

    30 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 15, 2026

    Sacramento's insurance market reflects the region's diverse needs, from flood coverage for properties near the Sacramento and American Rivers to earthquake policies addressing California seismic risks. Local agents serve residential clients in established neighborhoods like Land Park and East Sacramento, as well as commercial clients in the downtown business district and growing Natomas area. This directory provides detailed profiles of licensed insurance agents operating in Sacramento County, including independent agents representing multiple carriers and captive agents working with specific insurance companies.

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    86
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento and Northern California
    ★★★★★5.0(413 Google reviews)

    Zuray Perez-Garcia is a State Farm Insurance Agent in Sacramento serving Northern California with comprehensive insurance solutions including auto, homeowners, condo, renters, business, life, health, and pet insurance. With deep roots in the Sacramento community and fluency in multiple languages (English, Spanish, Cantonese, Lao, Thai), Zuray specializes in residential insurance needs and offers 24/7 availability through phone, text, and virtual meetings. The office is conveniently located next to Golden1 Headquarters with hassle-free parking and welcomes walk-ins.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Sacramento residents seeking comprehensive auto and home insurance, multilingual households, small business owners, renters and condo dwellers
    What sets them apart
    • Available by phone, text, and virtual meeting around the clock to serve clients on their schedule.
    • Fluent in English, Spanish, Cantonese, Lao, and Thai to better serve Sacramento's diverse community.
    • Lifelong Sacramento resident actively involved in nonprofits and volunteer work, with deep knowledge of local insurance needs.
    State Farm AgentAuto InsuranceHome Insurance24/7 AvailabilityMultilingual
    Phone(916) 361-3114
    Zuray Perez-Garcia - State Farm Insurance Agent
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas; also serves Arizona
    ★★★★★5.0(313 Google reviews)

    Yeh Chen Ferguson is a State Farm Insurance Agent in Sacramento serving the community for over 13 years. They offer a comprehensive range of insurance products including auto, homeowners, condo, renters, business, life, health, pet, flood, and earthquake insurance, plus banking and annuities. The office is multilingual, serving Mandarin, Cantonese, Hokkian, and Spanish speakers, with 24/7 availability via phone and text, and they're licensed to serve California and Arizona.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Multilingual households, small business owners, families seeking comprehensive coverage, California and Arizona residents
    What sets them apart
    • Fluent in English, Spanish, Mandarin, Cantonese, Hokkian, and Malay, serving diverse Sacramento communities for 13+ years.
    • Available by phone and text around the clock, plus virtual meeting options for scheduling consultations.
    • Offers exclusive earthquake insurance to current customers along with standard and specialty policies including flood, pet, and business insurance.
    State Farm InsuranceMulti-Language Services24/7 AvailabilityFull-Service Insurance
    Phone(916) 455-5000
    Yeh Chen Ferguson - State Farm Insurance Agent
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★5.0(260 Google reviews)

    Farmers Insurance agent Tracy Tran offers comprehensive insurance coverage including auto, home, life, and business insurance in Sacramento. With personalized service and bundling options, Tracy helps clients find the right coverage at competitive rates. As an independent Farmers Insurance agent, Tracy provides quotes and policy guidance tailored to each customer's specific needs.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, small business operators, families seeking life insurance
    What sets them apart
    • Offers auto, home, life, and business insurance all in one location, making it convenient to bundle policies.
    • Tracy works directly with clients to understand their needs and find customized coverage solutions.
    • Customers can save by combining multiple insurance policies through Farmers.
    Auto InsuranceHomeowners InsuranceLife InsuranceBusiness Insurance
    Phone(916) 478-4300
    Farmers Insurance - Tracy Tran
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★5.0(149 Google reviews)

    Capital Hill Insurance Agency is an independent insurance broker serving Sacramento and surrounding areas, specializing in auto, home, commercial, and trucking insurance. They offer a full range of coverage including business insurance, workers compensation, commercial property, and restaurant insurance. The team shops multiple carriers to find clients the best rates and coverage, with a focus on personalized service, quick policy issuance, and dedicated claims support.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Small business owners, independent truckers, homeowners, contractors, restaurant owners seeking personalized insurance guidance
    What sets them apart
    • They shop around with multiple insurance companies to find the best rates and coverage for each client, rather than being tied to a single carrier.
    • They specialize in insuring independent owner-operators and small trucking fleets, offering tailored commercial trucking and workers compensation programs.
    • Policies are issued and delivered within minutes, with a dedicated support team that advocates for clients during claims resolution.
    Auto InsuranceHome InsuranceBusiness InsuranceTrucking InsuranceIndependent Broker
    Phone(916) 868-4547
    Capital Hill Insurance Agency
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★5.0(113 Google reviews)

    Eugene C. Yates Insurance Agency is a locally-owned insurance broker serving Sacramento since 1946, offering comprehensive coverage across auto, home, life, business, and health insurance. Their licensed agents work with top industry carriers to provide customized quotes and competitive rates tailored to each client's unique situation. They specialize in helping customers understand their coverage options and bundling policies to maximize savings and protection.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Sacramento families seeking affordable bundled insurance, business owners needing commercial coverage, homebuyers protecting significant assets, individuals wanting personalized policy guidance from local agents
    What sets them apart
    • Operating continuously since 1946, Eugene C. Yates has deep roots in the Sacramento community and extensive knowledge of California insurance requirements and local market conditions.
    • Licensed agents have access to major insurance carriers, enabling them to compare options and secure competitive rates and bundling discounts across auto, home, life, and business policies.
    • The agency emphasizes helping clients understand what coverage they actually need, avoiding unnecessary policies while ensuring comprehensive protection for their specific situation.
    Auto InsuranceHome InsuranceBusiness InsuranceLocal BrokerFree Quotes
    Phone(916) 313-6100
    Address2021 P St
    Eugene C Yates Insurance Agency
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA; Tacoma, WA; California, Oregon, Washington, Arizona, Texas
    ★★★★★5.0(106 Google reviews)

    American River Insurance Agency is an independent insurance agency founded in 2020, serving California, Oregon, Washington, Arizona, and Texas. They specialize in comprehensive personal insurance (auto, home, renters, condo, boat, RV, motorcycle, ATV, umbrella, flood, earthquake), business insurance (workers compensation, business auto, general liability, bonds), and specialty coverage (wedding, event, pet, life insurance). As an independent agency, they work with multiple top-rated carriers to provide personalized, competitive coverage tailored to each client's needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Small business owners, multi-property landlords, homeowners seeking comprehensive coverage, vehicle enthusiasts with boats/RVs, families wanting bundled policies
    What sets them apart
    • Access to policies from multiple top-rated carriers, allowing personalized coverage at competitive rates rather than being limited to a single company's offerings.
    • Offers an extensive range of personal, business, and specialty insurance products including auto, home, flood, earthquake, wedding, pet, and commercial coverage all in one agency.
    • Licensed across five states (CA, OR, WA, AZ, TX) with offices in Sacramento and Tacoma, providing consistent service across a wide geographic area.
    Independent AgentMulti-State CoveragePersonal & Business InsuranceFree Quotes
    American River Insurance Agency
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, California; serves Arizona, California, Nevada, North Dakota, Ohio, South Dakota, Texas, Washington, and Wyoming
    ★★★★★5.0(96 Google reviews)

    SR22 Insurance California Savings specializes in helping high-risk drivers obtain affordable SR22 insurance filings and auto insurance coverage across multiple states including California, Arizona, Texas, Nevada, Ohio, Washington, North Dakota, and Wyoming. They offer both standard auto insurance with SR22 filings for vehicle owners and non-owner SR22 policies for those without vehicles. The agency partners with multiple insurance carriers to shop competitive rates, provide instant online quotes, and handle fast DMV filings to help drivers reinstate suspended licenses and meet state financial responsibility requirements.

    Ideal clients: High-risk drivers with DUI/DWI convictions, drivers with suspended licenses, drivers with multiple traffic violations, repeat offenders needing license reinstatement
    What sets them apart
    • Partners with multiple insurance carriers to compare and secure the most competitive SR22 rates for high-risk drivers, allowing customers to choose the best option for their situation.
    • Handles SR22 certificate filing electronically with state DMV offices immediately after purchase, enabling drivers to move quickly toward license reinstatement.
    • Offers non-owner SR22 insurance for drivers without vehicles who need to maintain an SR22 filing, addressing a specific gap for those who borrow cars occasionally.
    SR22 InsuranceHigh-Risk Auto InsuranceDUI InsuranceFast FilingAffordable Rates
    Phone(855) 772-2728
    SR22 Insurance California Savings
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento and Northern California
    ★★★★★5.0(71 Google reviews)

    McClatchy Insurance Agency is a 97-year-old independent insurance agency in Sacramento serving Northern California businesses and individuals with comprehensive personal and commercial insurance solutions. Their team of knowledgeable advisors specializes in business insurance (general liability, workers' compensation, professional liability, cyber liability, contractors insurance), commercial property coverage, and personal policies (homeowners, auto, flood, earthquake, umbrella). Known for personalized service, claim support, and finding competitive rates across multiple carriers, McClatchy has built strong client relationships with many customers spanning decades.

    Best for: Comparing OptionsHomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Small business owners, contractors, property managers, auto service shops, real estate investors, business professionals
    What sets them apart
    • Operating since 1927, McClatchy has deep roots in the Northern California community and maintains long-term client relationships, many spanning decades.
    • As an independent agency with relationships with a dozen-plus insurance carriers, they can shop policies across multiple companies to find the best rates and coverage fit for each client.
    • McClatchy offers tailored commercial insurance solutions for contractors, restaurants, auto service shops, property management firms, and professionals—addressing niche business needs that standard carriers may not cover well.
    Business InsurancePersonal InsuranceIndependent AgentSacramentoClaims Support
    Phone(916) 488-4702
    McClatchy Insurance Agency
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento and Oakland, California, and other states
    ★★★★★4.9(1244 Google reviews)

    Saavedra Longino Organization is a Globe Life insurance agency run by Iris Saavedra and Thomas Longino, specializing in individual insurance, life insurance, and supplemental health coverage in California and other states. They serve the Sacramento and Oakland areas with multilingual support in English, Spanish, Cantonese, and Mandarin. The agency is known for its community focus, particularly serving the Hispanic market, and offers flexible career opportunities for independent agents.

    Best for: Life Insurance Planning
    Ideal clients: Hispanic families, multilingual consumers, individuals seeking life and supplemental health insurance, independent contractors and entrepreneurs
    What sets them apart
    • Agents fluent in English, Spanish, Cantonese, and Mandarin to serve diverse communities.
    • Owned by Iris Saavedra and Thomas Longino, who actively mentor agents and support underserved populations including Hispanic communities and homeless youth through nonprofit initiatives.
    • Offers individual insurance, life insurance, and supplemental health coverage to address financial protection needs.
    Life InsuranceHealth InsuranceIndividual CoverageMultilingual SupportGlobe Life
    Saavedra Longino Organization
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.9(564 Google reviews)

    Igor & Irene Slobodyany Insurance Agency is an independent insurance brokerage in Sacramento specializing in auto, home, life, and business insurance. Run by Igor and Irene Slobodyany, the agency focuses on personalized service and finding clients the right coverage at competitive rates. They work with multiple carriers to provide tailored insurance solutions for individuals and businesses throughout the Sacramento area.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Sacramento families seeking bundled insurance coverage, small business owners, individuals comparing auto and home insurance rates
    What sets them apart
    • Access to multiple insurance carriers allows them to compare quotes and find the best rates and coverage options for each client's unique situation.
    • Owner-operated agency with direct relationships with clients, ensuring dedicated attention and ongoing policy reviews.
    • Offers comprehensive insurance solutions including auto, home, life, and business policies, making them a one-stop shop for family and business insurance needs.
    Independent AgentAuto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(916) 970-3000
    Websitelinktr.ee
    Igor & Irene Slobodyany Insurance Agency
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Carmichael, CA · 9 mi from Sacramento
    Serves Carmichael, Sacramento, and surrounding areas
    ★★★★★4.9(411 Google reviews)

    B.A. Lazaro Insurance Services is an independent insurance agency in Carmichael serving the greater Sacramento area with personalized coverage solutions. They specialize in auto, home, life, and business insurance, offering competitive quotes and bundle discounts to help clients find the right protection at the right price. With a focus on customer service and local expertise, they work with multiple carriers to match each client's unique needs and budget.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking bundled home and auto insurance, small business owners, individuals shopping for life insurance coverage
    What sets them apart
    • Works with multiple insurance carriers to find the best rates and coverage options for each client, not limited to one company's products.
    • Offers auto, home, life, and business insurance in one place, making it convenient to bundle policies and maximize discounts.
    • Based in Carmichael with deep knowledge of Sacramento area insurance needs and local market conditions.
    Auto InsuranceHome InsuranceIndependent AgentBundle Discounts
    Phone(916) 234-5514
    B.A. Lazaro Insurance Services
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Rocklin, CA · 18 mi from Sacramento
    Serves Rocklin, CA and greater Sacramento region
    ★★★★★4.9(178 Google reviews)

    Sky Insurance Brokers is an independent insurance agency in Rocklin serving the greater Sacramento region with comprehensive coverage options including auto, home, life, and business insurance. As an independent broker, they work with multiple carriers to find customized policies that fit each client's unique needs and budget. Their experienced team focuses on building long-term relationships and providing personalized service to help clients understand their coverage options.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, small business owners, families wanting life insurance, individuals comparing auto insurance rates
    What sets them apart
    • Works with multiple insurance carriers to compare rates and coverage options, rather than representing a single company. This independence means more choices and competitive pricing for clients.
    • Offers auto, home, life, and business insurance in one location, making it convenient to bundle policies and access bundling discounts.
    • Based in Rocklin with deep knowledge of the local Sacramento area market and regional insurance needs.
    Independent Insurance AgencyAuto InsuranceHome InsuranceBusiness InsuranceLife Insurance
    Phone(916) 540-7000
    Sky Insurance Brokers
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.9(169 Google reviews)

    Rich Williams is a State Farm Insurance Agent serving Sacramento and surrounding areas with comprehensive coverage options including auto, home, life, and business insurance. As part of State Farm's nationwide network, Rich offers personalized service to help customers find the right coverage for their needs at competitive rates. With extensive local experience, Rich Williams' agency is known for responsive customer service and helping clients navigate their insurance options.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Sacramento residents needing auto insurance, homeowners seeking coverage, families looking for life insurance, small business owners
    What sets them apart
    • Backed by State Farm's resources and nationwide reputation, offering access to a full range of insurance products and competitive rates.
    • Rich Williams provides personalized service as a local Sacramento agent who understands the community's specific insurance needs.
    • Offers auto, home, life, and business insurance, allowing customers to bundle policies and simplify their insurance management.
    Auto InsuranceHomeowners InsuranceLife InsuranceBusiness Insurance
    Phone(916) 447-8560
    Rich Williams - State Farm Insurance Agent
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Elk Grove, CA · 11 mi from Sacramento
    Serves Elk Grove, Sacramento, and surrounding Northern California communities
    ★★★★★5.0(47 Google reviews)

    Kenneth Carson is an independent insurance agent at Comparion Insurance Agency in Elk Grove, serving the Sacramento area with personalized insurance solutions. He specializes in auto, home, life, and business insurance, helping clients find the right coverage at competitive rates. With years of experience and a commitment to customer service, Kenneth works with multiple carriers to provide tailored quotes and bundle discounts that fit each client's unique needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, Small business owners, Families needing comprehensive life insurance, Anyone comparing auto and home insurance rates
    What sets them apart
    • Works with multiple insurance carriers to compare options and find the best rates and coverage for your specific situation.
    • Offers auto, home, life, and business insurance under one roof, making it easy to bundle policies and maximize savings.
    • Takes time to understand your individual needs and provides customized quotes and recommendations rather than one-size-fits-all solutions.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Kenneth Carson at Comparion Insurance Agency
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.9(104 Google reviews)

    Wayne Wong is a Farmers Insurance agent in Sacramento offering comprehensive insurance coverage including auto, home, life, and business policies. With nearly a decade of local service, Wong helps families and businesses protect their assets through personalized coverage plans and competitive rates. Farmers Insurance's multi-line options and bundling discounts make it easy to consolidate coverage and save.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, Small business owners, Families needing auto and home insurance
    What sets them apart
    • Offer auto, home, life, and business insurance bundled together for discounts and simplified management.
    • Wayne Wong provides personalized service and local knowledge to help Sacramento residents find the right coverage at competitive rates.
    • Backed by a major national carrier with strong financial ratings and 24/7 claim support.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(916) 760-7858
    Address2015 Q St
    Farmers Insurance - Wayne Wong
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.9(73 Google reviews)

    Wendy Mazzoni is a Farmers Insurance agent serving Sacramento with comprehensive coverage options including auto, home, life, and business insurance. As an independent Farmers Insurance representative, Mazzoni works with clients to customize policies that fit their specific needs and budget. The agency specializes in helping families and business owners find the right protection at competitive rates.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Sacramento families seeking bundled auto and home insurance, small business owners, individuals looking for life insurance coverage
    What sets them apart
    • Direct access to Farmers Insurance products and rates, backed by one of the nation's leading insurance providers with over a century of experience.
    • Combine auto, home, life, and business policies to unlock discounts and simplify coverage management.
    • Wendy Mazzoni provides personalized service and local knowledge to Sacramento residents and businesses.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(916) 822-5085
    Farmers Insurance - Wendy Mazzoni
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★5.0(34 Google reviews)

    Ham Insurance Agency is an independent insurance broker in Sacramento serving the greater Sacramento area with personalized coverage solutions. They specialize in auto, home, life, and business insurance, working with multiple carriers to find clients the best rates and coverage options. As an independent agency, they prioritize customer service and tailored insurance solutions rather than pushing a single company's products.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Sacramento families seeking personalized insurance solutions, business owners needing commercial coverage, customers wanting to compare rates from multiple carriers
    What sets them apart
    • Works with multiple insurance carriers to compare rates and coverage options, giving clients choice rather than being limited to one company's products.
    • Offers auto, home, life, and business insurance in one place, making it convenient for clients to bundle policies and simplify their insurance management.
    • Sacramento-based agency with established relationships in the community and understanding of local insurance needs.
    Insurance BrokerAuto InsuranceHome InsuranceIndependent Agent
    Phone(916) 419-8228
    Ham Insurance Agency
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Carmichael, CA · 9 mi from Sacramento
    Serves Carmichael, CA and surrounding Sacramento area
    ★★★★★4.8(374 Google reviews)

    Acceptance Insurance is a local insurance agency in Carmichael specializing in auto insurance, home insurance, and life insurance coverage. As an independent agent, they work with multiple carriers to help customers find affordable policies tailored to their needs. They focus on providing fair rates and personalized service to drivers and homeowners throughout the greater Sacramento area.

    Best for: Comparing OptionsHomeownersSaving MoneyLife Insurance Planning
    Ideal clients: California drivers needing affordable auto insurance, homeowners seeking bundled coverage, individuals comparing quotes from multiple carriers
    What sets them apart
    • Works with multiple insurance carriers to compare rates and find the best coverage options for each customer, rather than being locked into a single company.
    • Established local agency with deep knowledge of California insurance requirements and regional risk factors specific to the Sacramento area.
    • Offers auto, home, and life insurance under one roof, making it convenient to bundle policies and explore multi-policy discounts.
    Auto InsuranceHome InsuranceLife InsuranceIndependent AgentLocal
    Acceptance Insurance - Fair Oaks Blvd
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.8(308 Google reviews)

    Acceptance Insurance is a full-service insurance agency on Florin Rd in Sacramento offering auto, home, life, and business insurance coverage. As an independent agent, they work with multiple carriers to find competitive rates and personalized policies tailored to individual needs. They specialize in helping customers secure affordable coverage through bundling options and free quotes.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Sacramento residents seeking auto insurance, homeowners needing bundled coverage, small business owners, individuals comparing rates across multiple carriers
    What sets them apart
    • Works with multiple insurance carriers to compare rates and find the best coverage options for each customer's specific situation.
    • Offers auto, home, life, and business insurance all in one location, making it convenient to bundle policies and maximize discounts.
    • Takes time to understand individual needs and provides customized policy recommendations rather than one-size-fits-all solutions.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(916) 527-6005
    Acceptance Insurance - Florin Rd
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding communities
    ★★★★★5.0(115 Google reviews)

    Greenhaven Insurance Agency is an independent insurance brokerage serving the Sacramento community with comprehensive coverage options across auto, home, business, life, health, and specialty insurance. Their experienced team shops multiple carriers to find personalized policies that fit each client's unique needs, handling everything from initial quotes to policy management and claims support.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking bundled auto and home coverage, business owners needing commercial policies, self-employed professionals, health insurance shoppers
    What sets them apart
    • As an independent agent, Greenhaven accesses multiple insurance carriers to compare and match the best coverage options and rates for each client's specific situation.
    • Beyond auto and home, they offer business insurance, workers compensation, commercial auto, life, health, flood, umbrella, and recreational vehicle coverage—one-stop shopping for complete protection.
    • Their dedicated staff provides hands-on support including policy management, ID card requests, vehicle/driver updates, and certificate requests to simplify the entire insurance process.
    Independent Insurance AgentAuto & Home InsuranceBusiness InsuranceHealth InsuranceSacramento
    Greenhaven Insurance Agency
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★5.0(21 Google reviews)

    SeguroSmart Insurance Solutions LLC is an independent insurance agency in Sacramento specializing in personalized coverage for individuals and families. They offer a comprehensive range of insurance products including auto, home, life, and business policies, with a focus on finding the best rates and coverage options tailored to each client's needs. Their team provides bilingual service and takes time to understand your specific situation rather than offering one-size-fits-all solutions.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Families seeking comprehensive coverage, bilingual clients, small business owners, individuals wanting personalized insurance advice
    What sets them apart
    • As an independent agent, SeguroSmart works with multiple insurance carriers to find you the best rates and coverage options rather than being limited to a single company's products.
    • The agency provides service in both English and Spanish to better serve Sacramento's diverse community.
    • They focus on understanding your individual circumstances and needs rather than offering generic policies.
    Insurance AgencyAuto InsuranceHome InsuranceBusiness InsuranceIndependent Agent
    SeguroSmart Insurance Solutions LLC
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★5.0(20 Google reviews)

    Farmers Insurance agent Thomas George provides auto, home, life, and business insurance coverage to Sacramento residents and surrounding areas. As a Farmers Insurance representative, Thomas George offers personalized insurance solutions with access to multiple coverage options and discounts for bundling policies. The agency helps clients find the right protection for their vehicles, homes, and families.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, families seeking life insurance, small business owners
    What sets them apart
    • Access to Farmers Insurance's full range of coverage options and national resources as an authorized agent.
    • Combine auto, home, and life insurance policies to maximize savings on premiums.
    • Work directly with Thomas George for personalized insurance advice and claims support in Sacramento.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(916) 961-4747
    Farmers Insurance - Thomas George
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.7(294 Google reviews)

    Cost-U-Less Insurance is a local insurance agency in Sacramento offering competitive rates on auto, home, life, and commercial coverage. With over 15 years of experience serving the Sacramento community, they specialize in helping customers find affordable insurance solutions tailored to their needs. The agency is known for personalized service and helping customers understand their coverage options.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Budget-conscious drivers, homeowners seeking bundled coverage, small business owners, families looking for life insurance
    What sets them apart
    • Offers auto, home, life, and commercial insurance options under one roof, making it easy to bundle policies and potentially save on premiums.
    • Established local presence in Sacramento with a commitment to understanding the specific insurance needs of the community.
    • Emphasizes affordable rates and helps customers find cost-effective coverage without compromising protection.
    Auto InsuranceHome InsuranceLife InsuranceAffordable Rates
    Cost-U-Less Insurance - Florin Mall Dr A
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Roseville, CA · 16 mi from Sacramento
    Serves Roseville, CA and surrounding areas
    ★★★★★4.9(385 Google reviews)

    Acceptance Insurance in Roseville provides auto, home, and life insurance coverage with a focus on drivers and homeowners who may have non-standard driving records or credit challenges. Operating as an independent agent, this location offers personalized quotes and policy options tailored to individual circumstances, helping customers find affordable coverage when traditional insurers may decline them.

    Best for: Comparing OptionsHomeownersLife Insurance Planning
    Ideal clients: High-risk drivers, drivers with accidents or violations, those with credit challenges, homeowners needing non-standard coverage, customers seeking personalized insurance consultation
    What sets them apart
    • Acceptance Insurance specializes in insuring drivers and homeowners who have been turned down by other carriers, offering competitive rates for those with accidents, violations, or credit issues.
    • As an independent agency, they represent multiple insurance companies, allowing them to shop around and find the best rates and coverage options for each customer's specific situation.
    • Licensed agents work directly with customers to understand their needs and find affordable policies, rather than relying solely on online quotes.
    Auto InsuranceHome InsuranceLife InsuranceIndependent Agent
    Phone(916) 527-6004
    Acceptance Insurance - S Harding Blvd
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★5.0(18 Google reviews)

    Jarrety Insurance Solutions is an independent insurance agency in Sacramento serving individuals and businesses with comprehensive coverage options. They specialize in auto, home, life, and commercial insurance, offering personalized service to help clients find the right policies at competitive rates. As an independent agent, they work with multiple carriers to provide customized solutions tailored to each client's specific needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Sacramento homeowners, auto owners needing coverage, small business owners, individuals seeking life insurance
    What sets them apart
    • Works with multiple insurance carriers to provide clients with competitive options and customized coverage rather than being limited to a single company's products.
    • Offers auto, home, life, and commercial insurance in one convenient location, making it easy to bundle policies and manage all insurance needs with one trusted advisor.
    • Sacramento-based agency with direct phone and in-person consultation available to discuss coverage options and answer questions about your specific insurance situation.
    Insurance AgencyAuto InsuranceHome InsuranceLife InsuranceCommercial Insurance
    Jarrety Insurance Solutions
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.9(279 Google reviews)

    Peter Schiro is a State Farm Insurance Agent in Sacramento offering comprehensive insurance solutions including auto, home, life, and business coverage. With decades of experience and a dedicated team, Schiro helps individuals and families find the right coverage at competitive rates through personalized consultations and bundling discounts.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, families seeking life insurance, small business owners, individuals wanting to bundle multiple policies
    What sets them apart
    • As an authorized State Farm agent, Peter Schiro provides access to one of the nation's largest insurers with stable rates and comprehensive coverage options.
    • Schiro helps clients combine auto, home, and life policies to maximize savings and simplify insurance management.
    • Based in Sacramento with an established team, Schiro offers face-to-face consultations and ongoing support for policy changes and claims.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(916) 444-9787
    Peter Schiro - State Farm Insurance Agent
    Updated 4/15/26Learn More →
    80
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.9(191 Google reviews)

    Freeway Insurance is a local insurance agency in Sacramento serving drivers and homeowners with auto and homeowners coverage. They offer personalized quotes and policy options tailored to individual needs, with staff available to answer questions about coverage types, discounts, and bundling opportunities.

    Best for: HomeownersSaving Money
    Ideal clients: Sacramento drivers seeking affordable auto insurance, homeowners looking for bundled coverage, customers who prefer working with a local agent
    What sets them apart
    • Walk-in agency on Broadway with knowledgeable staff available to discuss your specific coverage needs face-to-face.
    • Combines auto and homeowners policies to help customers save money and simplify their insurance management.
    Auto InsuranceHomeowners InsuranceLocal AgentFree Quotes
    Phone(916) 512-2098
    Freeway Insurance - Broadway B
    Updated 4/15/26Learn More →
    79
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.6(247 Google reviews)

    Freeway Insurance is a local insurance agency in Sacramento offering auto, home, life, and business coverage. As an independent agent, they provide personalized quotes and policy options from multiple carriers to help customers find affordable coverage that fits their needs. Freeway Insurance serves the Sacramento area with knowledgeable staff ready to help you compare plans and secure the right protection for your vehicle, home, or business.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Drivers seeking affordable auto insurance, Homeowners needing bundled coverage, Small business owners, Sacramento residents shopping for competitive rates
    What sets them apart
    • Works with multiple insurance carriers to provide customers with a range of options and competitive rates rather than representing a single company.
    • Offers auto, home, life, and business insurance in one convenient location, making it easy to bundle policies and potentially save on discounts.
    • Established local office in Sacramento with staff available to discuss coverage options and answer questions in person.
    Auto InsuranceHome InsuranceIndependent AgentQuick QuotesSacramento
    Phone(916) 745-8410
    Freeway Insurance - Fruitridge Rd
    Updated 4/15/26Learn More →
    78
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.8(24 Google reviews)

    Thrive Insurance Agency is an independent insurance agency in Sacramento serving clients with personalized coverage solutions across multiple insurance lines. They specialize in auto, home, life, and business insurance, working with multiple carriers to find competitive rates and comprehensive protection tailored to each client's needs. Their experienced team focuses on building long-term relationships and providing responsive, local service.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Sacramento homeowners, auto insurance shoppers, small business owners, families seeking bundled coverage and competitive rates
    What sets them apart
    • Works with multiple carriers to compare rates and coverage options, giving clients more choices than captive agents.
    • Offers auto, home, life, and business insurance under one roof for convenient, bundled coverage.
    • Sacramento-based agency with personalized service and deep knowledge of local insurance needs and market conditions.
    Independent InsuranceAuto InsuranceHome InsuranceBusiness InsuranceSacramento
    Phone(916) 339-6490
    Thrive Insurance Agency
    Updated 4/15/26Learn More →
    75
    Lantern
    Score
    Sacramento, CA
    Serves Sacramento, CA and surrounding areas
    ★★★★★4.6(209 Google reviews)

    Cost-U-Less Insurance is a local insurance agency in Sacramento offering auto, home, life, and business insurance coverage. They specialize in finding affordable rates for drivers and homeowners through their direct-to-consumer model, helping customers compare options and bundle policies for maximum savings.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Budget-conscious drivers, homeowners seeking affordable coverage, small business owners, individuals looking to bundle policies
    What sets them apart
    • Cost-U-Less eliminates middlemen to pass savings directly to customers, making insurance more affordable.
    • Offers auto, home, life, and business insurance in one location, simplifying policy management and bundling.
    Auto InsuranceHomeowners InsuranceLife InsuranceAffordable Rates
    Cost-U-Less Insurance - Marconi Ave
    Updated 4/15/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked insurance agent in Sacramento?

    Zuray Perez-Garcia, a State Farm Insurance Agent, is the top-ranked insurance provider in Sacramento with a Lantern Score of 85.59/100 and 5-star rating from 413 reviews. Zuray specializes in comprehensive coverage including auto, homeowners, life, and business insurance, and is particularly well-suited for multilingual households and small business owners.

    Which insurance agents are best for small business owners in Sacramento?

    Several top-ranked agencies serve small business owners well: Capital Hill Insurance Agency (Lantern Score 85.05) specializes in commercial and trucking insurance, Eugene C Yates Insurance Agency (84.79) offers business coverage since 1946, and McClatchy Insurance Agency (84.17) has 97 years of experience serving Northern California businesses. All three provide personalized guidance for business coverage needs.

    What options exist for high-risk drivers in Sacramento?

    SR22 Insurance California Savings (Lantern Score 84.60, 5-star rating with 96 reviews) specializes in helping high-risk drivers obtain affordable SR22 filings and is ideal for those with DUI/DWI convictions or suspended licenses. Alternatively, Acceptance Insurance at S Harding Blvd (80.24) focuses on drivers with non-standard records and credit challenges.

    Which Sacramento insurance agents are best for multilingual households?

    Zuray Perez-Garcia at State Farm (Lantern Score 85.59) and Yeh Chen Ferguson at State Farm (85.49) both specifically serve multilingual households with comprehensive coverage options. Additionally, Saavedra Longino Organization (84.05, 4.9-star with 1,244 reviews) specializes in serving Hispanic families and multilingual consumers seeking life and supplemental health insurance.

    Who is best for bundled auto and home insurance in Sacramento?

    Eugene C Yates Insurance Agency (Lantern Score 84.79) is highly recommended for families seeking affordable bundled insurance, while Igor & Irene Slobodyany Insurance Agency (83.93) and B.A. Lazaro Insurance Services (83.86) both specialize in personalized bundled coverage solutions. Sky Insurance Brokers (83.48) in Rocklin also serves the greater Sacramento region with comprehensive bundled options.

    Which established local insurance agencies have the longest history in Sacramento?

    Eugene C Yates Insurance Agency (Lantern Score 84.79) has served Sacramento families and business owners since 1946, while McClatchy Insurance Agency (84.17) is a 97-year-old independent agency serving Northern California. Both are locally-owned establishments with deep community roots and comprehensive insurance expertise.

    This directory of insurance agents local businesses serving Sacramento, CA is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 15, 2026. To claim or update a listing, contact us.