Best Insurance Agents in Oakland, California

    Areas served: Oakland, CA and surrounding Alameda County

    29 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 15, 2026

    Oakland's insurance market reflects the city's diverse neighborhoods and varied risk profiles, from earthquake coverage in hillside areas to flood insurance near the waterfront. This directory includes independent agents and captive representatives serving Oakland and the broader East Bay, evaluated on their product range, carrier relationships, and local claims support. Agents have been assessed for their expertise in California-specific insurance requirements and their ability to serve Oakland's mix of homeowners, renters, and business clients.

    Show businesses best for:
    86
    Lantern
    Score
    Oakland, CA
    Serves Oakland, Sacramento, and Northern California
    ★★★★★5.0(750 Google reviews)

    Saavedra Longino Organization is a Globe Life insurance agency owned by Iris Saavedra and Thomas Longino, serving the California community with life insurance, individual coverage, and supplemental medical insurance. They specialize in protecting families and individuals during critical life events, offering financial protection through comprehensive insurance solutions. The bilingual team speaks English, Spanish, Cantonese, and Mandarin, bringing personalized service and community-focused guidance to help clients secure their financial futures.

    Best for: Comparing OptionsLife Insurance Planning
    Ideal clients: Bilingual families, Spanish-speaking communities, individuals seeking supplemental health coverage, people protecting loved ones with life insurance
    What sets them apart
    • The team fluently serves clients in English, Spanish, Cantonese, and Mandarin, ensuring clear communication for diverse communities.
    • Owners Iris Saavedra and Thomas Longino are actively building a nonprofit organization addressing homelessness in Northern California, demonstrating deep community commitment.
    • Offers critical illness coverage protecting families with up to $50,000 benefits for serious health events, plus supplemental medical plans covering copays and deductibles.
    Life InsuranceSupplemental MedicalBilingual ServiceFamily ProtectionGlobe Life
    Phone(916) 309-4550
    Saavedra Longino Organization
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding areas
    ★★★★★5.0(166 Google reviews)

    Odalis Ordonez is a Farmers Insurance agent in Oakland, CA, offering comprehensive insurance solutions including auto, home, renters, life, business, condo, and umbrella coverage. As a local Farmers agent with CA License #0M36298, Odalis provides personalized consultations to help customers identify the right coverage for their needs and budget, including multi-line bundling discounts. The agency also offers financial planning services and investment products through Farmers Financial Solutions.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Oakland residents seeking auto and home insurance, small business owners, homeowners and renters, families planning life insurance coverage
    What sets them apart
    • Save money by bundling auto and home, auto and renters, or other policy combinations into one bill with consolidated access to all policies.
    • Offers auto, home, renters, life, business, condo, umbrella, and financial planning services—one agent for all insurance and financial needs.
    • Provides tailored consultations to help customers understand coverage options and select policies that fit their specific circumstances and budget.
    Insurance AgentAuto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(510) 874-5700
    Odalis Ordonez Insurance Agency
    Updated 4/15/26Learn More →
    85
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area
    ★★★★★5.0(112 Google reviews)

    Jessica Hebert is a State Farm Insurance Agent serving Oakland and the surrounding Bay Area with comprehensive insurance and financial products. Her office on Grand Avenue specializes in auto, homeowners, condo, renters, business, life, health, and pet insurance, plus banking services. Jessica and her dedicated team provide personalized service to Oakland's diverse communities, offering 24/7 availability by phone and text, virtual meetings, and in-person consultations at their Lake Merritt-area location.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Oakland residents needing auto and home insurance, small business owners, families seeking bundled coverage, multilingual Spanish and Tagalog speakers
    What sets them apart
    • Offers auto, home, condo, renters, business, life, health, and pet insurance plus banking services — a full-service insurance and financial agency.
    • Available by phone, text, and virtual meetings around the clock, with in-person office hours Monday-Friday 9am-5pm.
    • Jessica emphasizes personalized service tailored to the diverse needs of Oakland communities, with staff fluent in English and Tagalog.
    State FarmAuto InsuranceHome InsuranceBusiness Insurance
    Phone(510) 653-2900
    Jessica Hebert - State Farm Insurance Agent
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    San Leandro, CA · 7 mi from Oakland
    Serves San Leandro, CA and surrounding Bay Area communities
    ★★★★★4.9(398 Google reviews)

    Acceptance Insurance is a local insurance agency in San Leandro serving Bay Area residents with comprehensive coverage options. They specialize in auto insurance (including SR-22, motorcycle, RV, and boat), but also offer homeowners, renters, commercial, life, pet, and health insurance. Their local agents compare quotes across carriers to help customers find competitive rates tailored to their specific needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: High-risk drivers needing SR-22 coverage, motorcycle owners, renters, homeowners, small business owners, drivers seeking multi-policy bundling
    What sets them apart
    • Local agents compare rates across multiple carriers to secure the best prices for each customer's unique situation.
    • Beyond auto insurance, they offer homeowners, renters, commercial, life, pet, and health insurance in one location.
    • They specialize in state-compliant SR-22 auto insurance for drivers with violations or suspensions at competitive rates.
    Auto InsuranceHomeowners InsuranceLocal AgentsSR-22 CoverageAffordable Rates
    Acceptance Insurance
    Updated 4/15/26Learn More →
    84
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding areas
    ★★★★★4.9(228 Google reviews)

    Jain L Williams Insurance Agency is a State Farm agent in Oakland offering comprehensive insurance coverage including auto, homeowners, condo, renters, business, life, health, and pet insurance. Led by agent Jain Williams and a team of seven professionals, they provide personalized quotes, policy reviews, and financial planning services including banking, investments, and annuities. Available 24/7 by phone or text with virtual and in-person consultations.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking bundled coverage, small business owners, families needing life insurance and retirement planning, Oakland residents wanting a local trusted insurance agent
    What sets them apart
    • Call or text anytime, with after-hours appointments available to fit your schedule.
    • Offers auto, home, business, life, pet, and health insurance plus financial planning, investments, and annuities all in one agency.
    • Seven-person team led by ChFC-credentialed agent Jain Williams dedicated to personalized service and protecting what matters most.
    State FarmInsurance AgentAuto InsuranceHomeowners InsuranceLife Insurance
    Phone(510) 530-3222
    Jain Williams - State Farm Insurance Agent
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Oakland, CA
    Serves Oakland, California and surrounding areas
    ★★★★★4.9(181 Google reviews)

    Khidir Insurance Agency is a local Oakland-based insurance broker offering comprehensive coverage including homeowners, landlord, commercial, general liability, health, dental, and vision insurance. As an independent agent representing multiple carriers, they specialize in tailored insurance solutions with affordable pricing and no waiting periods. They also provide DMV services to help clients navigate automobile insurance requirements.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Homeowners, landlords, business owners, individuals seeking health insurance, those needing DMV compliance assistance
    What sets them apart
    • As an independent agency, they partner with numerous insurers including The Hartford, Covered California, Kaiser, Blue Shield, and many others, allowing them to offer diverse coverage options tailored to individual needs.
    • They prioritize quick service and aim to get clients covered immediately without lengthy delays, valuing client time and providing a smooth insurance experience.
    • Beyond insurance products, they offer DMV services and guidance to help clients navigate complex automobile insurance requirements and ensure proper documentation.
    Insurance BrokerHomeowners InsuranceCommercial InsuranceHealth InsuranceDMV Services
    Phone(510) 227-6520
    Khidir Insurance Agency
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Hayward, CA · 10 mi from Oakland
    Serves Alameda, Contra Costa, Marin, Napa, San Mateo, San Francisco, Santa Clara, Solano, Sonoma, and Yolo counties in the San Francisco Bay Area
    ★★★★★4.9(138 Google reviews)

    SaveGuard Insurance Agency is an independent insurance broker serving the Bay Area and surrounding regions with comprehensive personal and commercial insurance solutions. They specialize in auto, home, renters, umbrella, and SR22 coverage for individuals, as well as commercial policies for small businesses including general liability, commercial auto, workers' compensation, contractors bonds, and specialized coverage for ride-sharing drivers, livery services, and fleet operations. Their mission is to find clients the best coverage at the lowest possible cost by comparing multiple carriers.

    Best for: Comparing OptionsHomeownersBusiness Owners
    Ideal clients: Bay Area small business owners, Uber/Lyft drivers, contractors, rideshare companies, restaurants and retail shops, commercial fleet operators
    What sets them apart
    • As an independent agency, SaveGuard compares quotes from multiple insurance companies to find clients the best rates and coverage, rather than being locked into one carrier.
    • Beyond standard business insurance, they offer niche coverages including ride-sharing (Uber/Lyft), limousine/livery, contractors bonds, and DMV fleet programs.
    • Licensed across 10+ Bay Area counties with local expertise serving Hayward, Oakland, San Jose, San Francisco, and dozens of surrounding communities.
    Independent AgentAuto InsuranceHome InsuranceCommercial InsuranceBay Area
    Phone(510) 538-7233
    SaveGuard Insurance Agency
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Alameda, CA · 2 mi from Oakland
    Serves Alameda, Oakland, Berkeley, Fremont, Newark, San Leandro, San Lorenzo, and greater San Francisco Bay Area
    ★★★★★4.9(93 Google reviews)

    Alfonso Servin is a Farmers Insurance agent in Alameda with over 15 years of industry experience and 33+ years as a community resident. He offers comprehensive insurance solutions including auto, home, renters, life, business, condo, and umbrella coverage, plus financial services. Known for personalized service and deep knowledge of the claims process, Servin serves Alameda and the greater Bay Area including Oakland, Berkeley, Fremont, Newark, and San Leandro.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Bay Area families seeking bundled auto and home insurance, small business owners needing commercial coverage, life insurance shoppers, renters
    What sets them apart
    • Alfonso brings over 15 years of insurance expertise with deep knowledge of the claims process and coverage options.
    • Fluent in English and Spanish, serving the diverse Alameda community with personalized guidance.
    • Offers auto, home, renters, life, business, condo, umbrella, and financial services products with bundling discounts available.
    Insurance AgentAuto InsuranceHome InsuranceLife InsuranceBundling Discounts
    Phone(510) 522-0123
    Farmers Insurance - Alfonso Servin
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area communities
    ★★★★★5.0(36 Google reviews)

    Avail Insurance Solutions is an independent insurance broker in Oakland serving the Bay Area with personalized coverage solutions. They specialize in auto, home, life, and business insurance, leveraging multiple carriers to find competitive rates and customized plans for their clients. As an independent agency, Avail can compare options across insurers rather than being locked into a single company's offerings.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Bay Area residents seeking personalized insurance advice, small business owners needing commercial coverage, customers wanting to bundle multiple policies
    What sets them apart
    • Works with multiple insurance carriers to compare rates and coverage options, rather than being limited to a single insurer's products.
    • Offers auto, home, life, and business insurance in one location, allowing clients to bundle policies and simplify their insurance management.
    • Established local broker with direct phone and in-person service at their College Avenue office for personalized consultation.
    Independent Insurance BrokerAuto InsuranceHome InsuranceBusiness InsuranceBay Area
    Phone(510) 595-6600
    avail insurance solutions, inc - independent insurance broker
    Updated 4/15/26Learn More →
    83
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area
    ★★★★★5.0(35 Google reviews)

    Native Insurance Services Inc. is an independent insurance agency in Oakland serving the Bay Area with comprehensive coverage options including auto, home, life, and commercial insurance. The agency works with multiple carriers to provide personalized quotes and competitive rates tailored to each client's specific needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Bay Area homeowners, auto insurance shoppers, small business owners, families seeking bundled coverage
    What sets them apart
    • Works with multiple insurance carriers to find the best rates and coverage options for each client rather than being limited to a single company.
    • Based in Oakland with deep knowledge of Bay Area insurance needs and local market conditions.
    • Offers auto, home, life, and commercial insurance solutions to meet diverse client needs in one location.
    Insurance AgencyAuto InsuranceHomeowners InsuranceBay Area
    Phone(510) 497-1000
    Native Insurance Services Inc.
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding East Bay areas
    ★★★★★5.0(29 Google reviews)

    Near By Insurance Agency is a local insurance agency in Oakland offering comprehensive coverage options to residents and businesses. Specializing in personalized service and competitive rates, they help clients find the right insurance solutions for their needs, including auto, home, life, and business coverage. Their experienced team works to ensure clients understand their options and get the protection that fits their situation.

    Best for: Comparing OptionsSaving Money
    Ideal clients: Oakland residents needing auto or home insurance, small business owners, individuals seeking personalized insurance guidance
    What sets them apart
    • As a local independent agency, Near By Insurance provides one-on-one attention and tailored recommendations rather than a one-size-fits-all approach.
    • They offer auto, home, life, and business insurance options, making it convenient to handle multiple insurance needs with one trusted agent.
    Insurance AgencyAuto InsuranceHome InsuranceBusiness InsuranceOakland
    Phone(510) 859-4893
    Near By Insurance Agency
    Updated 4/15/26Learn More →
    82
    Lantern
    Score
    San Leandro, CA · 6 mi from Oakland
    Serves San Leandro, CA and surrounding East Bay communities
    ★★★★★4.8(280 Google reviews)

    Cost-U-Less Insurance is a local insurance agency in San Leandro offering auto, home, life, and business insurance coverage. As an independent agent, they represent multiple carriers to help customers find competitive rates and personalized coverage options. They specialize in providing free quotes and bundle discounts to meet diverse insurance needs.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Auto insurance shoppers, homeowners seeking coverage, small business owners, customers looking to bundle multiple policies
    What sets them apart
    • Represents multiple insurance carriers, allowing customers to compare rates and options rather than being locked into a single company's offerings.
    • Provides complimentary insurance quotes upfront, helping customers understand their options and potential savings before committing.
    • Combines auto, home, life, and business policies to help customers save money through multi-policy bundling.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Cost-U-Less Insurance - Floresta Blvd
    Updated 4/15/26Learn More →
    81
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area
    ★★★★★5.0(89 Google reviews)

    Rate Crushers Insurance Brokers is an independent insurance agency in Oakland that helps clients find competitive rates across multiple carriers for auto, home, life, and business insurance. Their brokers work directly with clients to compare quotes and customize coverage, cutting through the complexity of insurance shopping to identify the best deals and discounts available.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Oakland residents shopping for auto and home insurance, small business owners needing commercial coverage, families seeking bundled policies, clients wanting personalized rate comparisons
    What sets them apart
    • As an independent broker, they compare quotes across multiple insurance carriers to help clients find the best rates rather than being locked into one company's offerings.
    • They handle auto, home, life, and business insurance in one place, making it convenient to bundle policies and maximize discounts across all coverage needs.
    • Based on 14th Street in downtown Oakland with direct phone support, they provide personalized service for Bay Area residents and businesses seeking insurance solutions.
    Independent Insurance BrokerAuto InsuranceHomeowners InsuranceMulti-CarrierOakland
    Phone(510) 989-4818
    Rate Crushers Insurance Brokers - 14th St
    Updated 4/15/26Learn More →
    79
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding East Bay areas
    ★★★★★4.8(32 Google reviews)

    Fiesta Auto Insurance & Tax Service is a full-service insurance and tax preparation agency located in Oakland. They specialize in auto insurance while also offering comprehensive tax filing services, making them a one-stop shop for customers needing both insurance and tax help. With expertise in both areas, they help Oakland residents navigate insurance coverage and maximize their tax returns.

    Ideal clients: Oakland drivers needing auto insurance, Small business owners and self-employed professionals requiring tax help, Bilingual Spanish/English speakers
    What sets them apart
    • Offers both auto insurance and tax preparation in one location, eliminating the need to visit multiple service providers.
    • Established presence in Oakland with deep knowledge of local insurance needs and tax regulations.
    Auto InsuranceTax PreparationBilingual ServiceOakland
    Phone(510) 629-9979
    Fiesta Auto Insurance & Tax Service - Hegenberger Rd
    Updated 4/15/26Learn More →
    79
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding areas
    ★★★★★5.0(35 Google reviews)

    Halbrook Insurance is an independent insurance agency serving the Oakland area with personalized coverage solutions for auto, home, and life insurance needs. The agency specializes in finding the right policies at competitive rates by working with multiple carriers, allowing them to match each client's unique situation and budget.

    Best for: HomeownersLife Insurance Planning
    Ideal clients: Auto insurance shoppers, homeowners seeking bundled coverage, life insurance seekers, families wanting comprehensive protection
    What sets them apart
    • As an independent agent, Halbrook works with various insurance companies to compare quotes and find the best coverage options for each client rather than being limited to one insurer.
    • The agency takes time to understand individual needs and budget constraints to recommend appropriate coverage levels and help clients bundle policies for potential savings.
    Auto InsuranceHome InsuranceLife InsuranceIndependent Agent
    Phone(510) 531-1432
    Halbrook Insurance
    Updated 4/15/26Learn More →
    77
    Lantern
    Score
    Alameda, CA · 1 mi from Oakland
    Serves Alameda, CA and surrounding areas
    ★★★★★4.9(35 Google reviews)

    Leah Nishi is a Farmers Insurance agent serving the Alameda area, offering a full range of insurance products including auto, home, life, and business coverage. As an independent Farmers agent, she provides personalized insurance solutions tailored to individual and family needs, with the backing of Farmers Insurance's trusted brand and competitive rates.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Alameda homeowners and auto owners, families seeking bundled insurance packages, small business owners
    What sets them apart
    • Leah Nishi operates as a dedicated local Farmers Insurance agent, providing personalized service and local market knowledge to Alameda residents.
    • Offers comprehensive insurance solutions including auto, home, life, and business policies, allowing customers to bundle coverage and potentially qualify for discounts.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(510) 473-5565
    Farmers Insurance - Leah Nishi
    Updated 4/15/26Learn More →
    77
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area
    ★★★★★4.9(32 Google reviews)

    Concise Solutions Insurance Services is an independent insurance agency in Oakland serving the Bay Area with comprehensive coverage options including auto, home, life, and business insurance. The agency works with multiple carriers to provide personalized quotes and policy recommendations tailored to each client's specific needs and budget.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Small business owners, homeowners seeking bundled coverage, individuals needing auto and life insurance, families wanting personalized insurance guidance
    What sets them apart
    • Access to multiple insurance carriers allows Concise Solutions to compare rates and coverage options, ensuring clients get the best value for their specific situation.
    • The agency takes time to understand each client's unique circumstances and provides customized insurance recommendations rather than one-size-fits-all solutions.
    • Offers auto, home, life, and business insurance in one location, simplifying the process of managing all insurance needs with a single trusted agent.
    Independent InsuranceAuto InsuranceHome InsuranceBusiness InsuranceBay Area
    Phone(510) 534-6293
    Concise Solutions Insurance Services
    Updated 4/15/26Learn More →
    77
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area communities
    ★★★★★5.0(19 Google reviews)

    Farmers Insurance agent Thy Le provides comprehensive insurance coverage including auto, home, life, and business policies to Oakland residents and surrounding areas. As an independent Farmers Insurance agent, Thy Le offers personalized service to help clients find the right coverage at competitive rates, with options to bundle policies for additional savings.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Oakland families seeking bundled auto and home insurance, small business owners needing comprehensive coverage, individuals looking for life insurance options
    What sets them apart
    • Offers auto, home, life, and business insurance under one agency, making it convenient to bundle policies and manage all coverage needs in one place.
    • Thy Le provides personalized, local service as a Farmers Insurance agent dedicated to understanding Oakland-area customer needs and providing customized insurance solutions.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Phone(510) 465-2029
    Farmers Insurance - Thy Le
    Updated 4/15/26Learn More →
    77
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding East Bay communities
    ★★★★★4.7(216 Google reviews)

    Cost-U-Less Insurance is an independent insurance agency in Oakland offering auto, home, life, and business coverage from multiple carriers. Their experienced agents help customers find affordable policies tailored to individual needs, with a focus on competitive pricing and personalized service.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Budget-conscious drivers, homeowners seeking bundled coverage, small business owners, anyone comparing insurance rates
    What sets them apart
    • Access to policies from various insurance companies, allowing agents to compare rates and find the best coverage options for each customer's specific situation.
    • Offers auto, home, life, and business insurance in one location, simplifying policy management and enabling bundling discounts across multiple coverage types.
    Auto InsuranceHomeowners InsuranceBusiness InsuranceIndependent Agent
    Cost-U-Less Insurance - Claremont Ave
    Updated 4/15/26Learn More →
    75
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area communities
    ★★★★★4.8(28 Google reviews)

    Farmers Insurance agent Anthony Sue provides comprehensive insurance coverage including auto, home, life, and business policies to Oakland residents and surrounding areas. As an independent Farmers Insurance agent, Anthony offers personalized service, competitive quotes, and bundling options to help customers find the right coverage at the right price.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Auto insurance buyers, homeowners seeking bundled coverage, small business owners, individuals needing life insurance
    What sets them apart
    • Works with Farmers Insurance to offer multiple coverage options and bundling discounts tailored to individual needs.
    • Serves Oakland and the Bay Area with personalized service and local market knowledge.
    Auto InsuranceHomeowners InsuranceLife InsuranceBusiness Insurance
    Phone(510) 465-1544
    Farmers Insurance - Anthony Sue
    Updated 4/15/26Learn More →
    75
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding areas
    ★★★★★4.6(337 Google reviews)

    Freeway Insurance is an independent insurance agency in Oakland offering auto, home, life, and business insurance coverage. They help customers find affordable policies by comparing options from multiple carriers, with a focus on competitive rates and personalized service for the local community.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Oakland residents seeking auto insurance, homeowners needing coverage, small business owners, customers looking to bundle policies for savings
    What sets them apart
    • Represents multiple insurance carriers, allowing comparison shopping to find the best rates and coverage for each customer's needs.
    • Established Oakland location with direct phone and in-person consultation available for personalized insurance guidance.
    Auto InsuranceHome InsuranceIndependent AgentAffordable Rates
    Phone(510) 306-4388
    Freeway Insurance
    Updated 4/15/26Learn More →
    73
    Lantern
    Score
    Oakland, CA
    Serves Oakland and surrounding areas, CA
    ★★★★☆4.3(101 Google reviews)

    Fiesta Auto Insurance & Tax Service is a full-service financial office in Oakland offering both auto insurance and tax preparation services. They specialize in serving the international and multilingual community with personalized insurance quotes and tax filing assistance. This one-stop shop combines insurance expertise with tax services, making it convenient for customers to handle multiple financial needs in one location.

    Ideal clients: Multilingual families, Auto insurance shoppers seeking tax services, Oakland residents needing convenient one-stop financial services
    What sets them apart
    • Offers both auto insurance and tax preparation in one location, eliminating the need to visit multiple offices.
    • Serves the international community with assistance in multiple languages, making financial services more accessible.
    Auto InsuranceTax PreparationBilingual ServiceOakland
    Phone(510) 261-1300
    Fiesta Auto Insurance & Tax Service - International Blvd
    Updated 4/15/26Learn More →
    73
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area communities
    ★★★★☆4.4(27 Google reviews)

    Rightworks Insurance Services is an independent insurance agency in Oakland serving the Bay Area with personalized coverage solutions. They specialize in auto, home, and business insurance, helping individuals and small business owners find the right policies at competitive rates. With a focus on customer service and local expertise, Rightworks works with multiple carriers to provide tailored insurance solutions.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money
    Ideal clients: Oakland area residents seeking auto or home insurance, small business owners needing commercial coverage, families looking for bundled insurance discounts
    What sets them apart
    • Works with multiple insurance carriers to compare options and find the best coverage for your specific needs, rather than being limited to a single company.
    • Based in Oakland with deep knowledge of Bay Area insurance needs, from earthquake coverage to local liability concerns for Bay Area businesses.
    • Direct access to knowledgeable agents who take time to understand your situation and explain coverage options clearly.
    Auto InsuranceHome InsuranceBusiness InsuranceIndependent AgencyBay Area
    Phone(510) 534-9203
    Rightworks Insurance Services
    Updated 4/15/26Learn More →
    70
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding areas
    ★★★★☆4.3(17 Google reviews)

    Rate Crushers Insurance Brokers is an independent insurance agency serving the Oakland area with expertise in auto, home, life, and commercial insurance. As an independent broker, they work with multiple carriers to find competitive rates and customized coverage for individuals and businesses. Their MacArthur Blvd location provides personalized consultations to help clients understand their insurance options and access discounts.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Individuals seeking competitive auto and home insurance rates, small business owners needing commercial coverage, families looking to bundle policies
    What sets them apart
    • Works with multiple insurance carriers to compare rates and find the best coverage options tailored to each client's specific needs.
    • Offers auto, home, life, and commercial insurance, allowing clients to bundle policies and access potential discounts in one place.
    Independent Insurance BrokerAuto InsuranceHome InsuranceBusiness Insurance
    Phone(510) 382-1900
    Rate Crushers Insurance Brokers - MacArthur Blvd
    Updated 4/15/26Learn More →
    64
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area
    ★★★★☆4.3(6 Google reviews)

    AR Insurance Solutions is an independent insurance agency in Oakland serving the Bay Area with personalized coverage solutions across auto, home, life, and business insurance. The team specializes in finding the right policies and discounts tailored to each client's needs, offering competitive quotes and bundling options to maximize savings.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Bay Area residents needing auto or home insurance, small business owners seeking commercial coverage, families looking to bundle policies for discounts
    What sets them apart
    • Works with multiple insurance carriers to find the best rates and coverage options for each client, not limited to a single company.
    • Takes time to understand individual needs and provides customized insurance solutions rather than one-size-fits-all policies.
    • Based in Oakland with knowledge of Bay Area-specific insurance requirements and local market rates.
    Independent AgentAuto InsuranceHome InsuranceBusiness InsuranceBay Area
    Phone(415) 966-8075
    Ar Insurance Solutions
    Updated 4/15/26Learn More →
    64
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area
    ★★★★☆4.0(4 Google reviews)

    Brignole & Ghiri Insurance is an independent insurance agency in Oakland serving the Bay Area with personalized coverage solutions. They specialize in auto, home, life, and business insurance, offering clients the flexibility to compare multiple carriers and find policies tailored to their specific needs. With decades of local experience, they focus on building long-term relationships and providing expert guidance through the insurance process.

    Best for: HomeownersBusiness OwnersLife Insurance Planning
    Ideal clients: Bay Area residents seeking personalized insurance advice, families bundling multiple policies, small business owners, individuals wanting to work with a local independent agent
    What sets them apart
    • Works with multiple insurance carriers, allowing them to compare options and find the best rates and coverage for each client rather than being limited to one company's products.
    • Established agency with deep roots in Oakland, understanding the specific insurance needs and risks of Bay Area residents and businesses.
    • Offers auto, home, life, and business insurance under one roof, simplifying the process of managing multiple policies.
    Insurance AgencyAuto InsuranceHome InsuranceIndependent AgentOakland
    Phone(510) 653-0685
    Brignole & Ghiri Insurance - Oakland, CA
    Updated 4/15/26Learn More →
    63
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area
    ★★★★☆3.8(12 Google reviews)

    Farmers Insurance agent Lilian Cabrera provides auto, home, life, and business insurance coverage to Oakland residents and the surrounding Bay Area. As a Farmers Insurance representative, Cabrera helps customers find personalized coverage options and bundling discounts to fit their specific needs. The agency specializes in protecting families and businesses with comprehensive insurance solutions.

    Best for: HomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners, auto owners, small business operators, families seeking bundled insurance coverage
    What sets them apart
    • Offers auto, home, life, and business insurance all in one place, making it convenient to bundle and manage policies.
    • Part of the established Farmers Insurance brand with access to a nationwide network and competitive rates.
    Auto InsuranceHome InsuranceLife InsuranceBusiness Insurance
    Farmers Insurance - Lilian Cabrera
    Updated 4/15/26Learn More →
    60
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area communities
    ★★★★★5.0(1 Google reviews)

    MT Insurance Services is an independent insurance agency based in Oakland serving the Bay Area with personalized insurance solutions. They specialize in helping clients find affordable coverage options across multiple carriers, offering competitive quotes and bundling opportunities to maximize savings on home, auto, life, and business insurance.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving MoneyLife Insurance Planning
    Ideal clients: Homeowners seeking affordable coverage, Auto insurance shoppers, Small business owners, Families looking to bundle policies
    What sets them apart
    • As an independent agency, MT Insurance Services works with multiple carriers to find you the best rates and coverage options tailored to your specific needs.
    • Direct phone access and local representation means you work with someone in your community who understands Oakland's unique insurance landscape.
    Insurance AgencyLocal OaklandMultiple CarriersAffordable Quotes
    Phone(510) 834-8729
    MT Insurance Services
    Updated 4/15/26Learn More →
    59
    Lantern
    Score
    Oakland, CA
    Serves Oakland, CA and surrounding Bay Area communities
    ★★★★☆3.7(18 Google reviews)

    Frank Pardo Insurance is an independent insurance agency in Oakland serving the Bay Area with auto, home, and commercial insurance solutions. With over a decade of local experience, they provide personalized coverage recommendations and claims support to help individuals and small business owners find the right protection at competitive rates.

    Best for: Homeowners
    Ideal clients: Oakland residents seeking auto or home insurance, Small business owners needing commercial coverage
    What sets them apart
    • Works with multiple carriers to find the best coverage options and rates for your specific needs, rather than being tied to one company.
    • Established Oakland agency with in-person service and direct phone support for policy questions and claims assistance.
    Auto InsuranceHome InsuranceIndependent AgentOakland
    Phone(510) 437-1391
    Frank Pardo Insurance
    Updated 4/15/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked insurance agent in Oakland?

    Saavedra Longino Organization is the top-ranked insurance agency in Oakland with a Lantern Score of 85.73/100 and a 5-star rating from 750 reviews. They specialize in life insurance and supplemental health coverage and are particularly known for serving bilingual families and Spanish-speaking communities.

    Which insurance agencies in Oakland specialize in auto and home insurance?

    Several top-ranked agencies offer auto and home insurance in Oakland, including Odalis Ordonez Insurance Agency (Lantern Score: 85.13/100), Jessica Hebert - State Farm Insurance Agent (84.78/100), and Jain Williams - State Farm Insurance Agent (83.62/100). All three are highly rated and serve Oakland residents with comprehensive bundled coverage options.

    What insurance options are available for high-risk drivers in Oakland?

    Acceptance Insurance (Lantern Score: 83.85/100) is specifically recommended for high-risk drivers, with a 4.9-star rating from 398 reviews. They specialize in SR-22 coverage, motorcycle insurance, and RV coverage, making them ideal for drivers with unique insurance needs.

    Which Oakland insurance agencies are best for small business owners?

    SaveGuard Insurance Agency (Lantern Score: 83.29/100) and Khidir Insurance Agency (83.49/100) are top choices for small business owners in Oakland. SaveGuard specializes in serving Uber/Lyft drivers, contractors, and commercial fleet operators, while Khidir offers commercial, general liability, and landlord insurance.

    Are there insurance agencies in Oakland that offer bilingual services?

    Yes, several agencies provide Spanish-language services including Saavedra Longino Organization (Lantern Score: 85.73/100), Jessica Hebert - State Farm (84.78/100 and speaks Spanish and Tagalog), and Fiesta Auto Insurance & Tax Service (79.33/100), which specializes in serving bilingual Spanish/English speakers.

    Which insurance agencies in Oakland are open on weekends?

    None of the 29 insurance agencies listed in Oakland have confirmed weekend hours available. It's recommended to contact individual agencies directly to inquire about weekend appointments or extended hours.

    This directory of insurance agents local businesses serving Oakland, CA is maintained by Lantern. Rankings are determined by the Lantern Score — not advertising or payment for placement. Learn how it works. Last updated April 15, 2026. To claim or update a listing, contact us.