Areas served: Los Angeles, CA and surrounding Los Angeles County
Los Angeles mortgage brokers serve one of the nation's most complex and expensive housing markets, where median home prices exceed $900,000 and properties range from downtown condos to valley single-family homes to coastal estates. The LA market requires brokers who can navigate jumbo loans, foreign national financing, self-employed borrower documentation, and the unique requirements of condos in high-rise developments. This directory catalogs licensed mortgage brokers throughout Los Angeles County, evaluated on their lender network access, loan program variety, rate competitiveness, and average closing timelines.
Tom McMurray at Karbon Financial is a mortgage broker serving Los Angeles and Orange County with access to over 100 wholesale lenders. They specialize in purchase mortgages, refinancing, VA loans, FHA loans, and investment property financing, offering competitive rates and fast pre-approval with no credit check required. Known for expert guidance, transparent communication, and world-class service from application through closing.
Vault Mortgage Group is a premier independent mortgage banking firm serving Los Angeles and throughout California. Backed by parent company American Pacific Mortgage Corporation, they provide comprehensive mortgage services including home loans, refinancing, and personalized rate quotes with competitive rates and strategic mortgage analysis. Their team of experienced loan experts focuses on exceptional customer service, clear communication, and helping clients understand their options every step of the way.
Jack Skovgard is an independent mortgage broker serving the Long Beach area and surrounding Southern California communities. With over 218 five-star reviews, he specializes in finding the right loan programs for homebuyers and refinancing clients by leveraging access to multiple lenders. His personalized approach focuses on understanding each client's financial situation to secure competitive rates and terms.
Encore Mortgage is a Montebello-based lender serving the greater Los Angeles area with personalized mortgage solutions for home purchases, refinancing, and cash-out options. They offer a comprehensive range of loan programs including conventional 30/15-year fixed mortgages, FHA loans (3.5% down), VA loans (zero down), jumbo loans, ARM loans, Non-QM loans for self-employed borrowers, 203K renovation loans, and reverse mortgages. Known for fast pre-approval (60 seconds), quick closings within 30 days, and bilingual service, Encore Mortgage combines competitive rates with integrity-based customer service.
Scott Griffin Financial is a national mortgage brokerage based in Los Angeles specializing in home purchase loans, refinancing, and cash-out refinances. Led by founder and CEO Scott Griffin (NMLS #1633936), the firm leverages technology and experienced mortgage advisors to help first-time buyers and seasoned homeowners navigate the lending process quickly—offering same-day mortgage approvals and fast funding options. The team is known for competitive rates, rate comparison shopping, and handling complex deals efficiently.
Wilkes Mortgage Group, led by mortgage advisor Henry Wilkes (NMLS #932258), is a Los Angeles-based mortgage broker specializing in home purchase loans, refinancing, debt consolidation, VA loans, FHA loans, and commercial financing. The team helps borrowers compare rates across multiple lenders, secure fast pre-approval, and fund loans in as little as 30 days. They focus on helping first-time buyers afford their dream homes and helping existing homeowners refinance for better rates and cash-out options.
The Brothers M is a mortgage lending team at Cornerstone Home Lending offering personalized residential loan guidance and 250+ loan programs. Based in Santa Monica, they specialize in helping clients find the right mortgage product, whether buying a home or refinancing, with a commitment to fast closings (under 30 days), competitive rates, and streamlined service. Their team emphasizes relationship-building, transparency, and delivering a satisfying lending experience using the latest technology and security.
Equitable Lending is a nationwide mortgage lender based in Los Angeles specializing in diverse loan programs including conventional, FHA, VA, DSCR investment loans, jumbo loans, and alternative documentation mortgages for self-employed borrowers. With 71+ years of combined experience and over $500M in loans funded, they offer purchase loans, refinancing, cash-out options, HELOCs, reverse mortgages, and specialized non-QM programs tailored to borrowers with unique income situations. Known for fast pre-approval (same-day), competitive rates, and personalized guidance throughout the lending process.
Most Home Loans is a Beverly Hills-based mortgage lender led by Michael Most, a seasoned professional with over 25 years of experience in real estate financing. The team specializes in home loans, refinancing, and real estate financing for first-time buyers, homeowners seeking to refinance, and real estate investors. Known for combining expertise with efficiency, they offer personalized mortgage solutions tailored to individual financial goals and circumstances.
Sunset Lending & Realty is a Los Angeles-based mortgage broker and real estate agency offering comprehensive home financing solutions for purchase and refinance loans. The team specializes in helping first-time buyers secure home purchase loans and assisting existing homeowners with refinancing options to lower rates and access cash-out opportunities. They provide fast pre-approval letters, rate comparison tools, property evaluations, and expedited funding timelines (often 30 days or less) to help clients find competitive mortgage terms tailored to their unique financial situations.
Scott T. Davis is a VP of Mortgage Lending and NMLS-certified loan officer at CrossCountry Mortgage in El Segundo, CA, specializing in home purchase and refinance loans for the South Bay and surrounding areas. He offers a full range of financing options including conventional, FHA, VA, USDA, and jumbo loans, with particular expertise in first-time homebuyer programs, flexible down payment solutions, and competitive rate options. Scott provides personalized guidance through every step of the mortgage process, from pre-approval to closing, with access to multiple loan programs and down payment assistance options.
Hillhurst Mortgage, Inc. is a California and Florida-based mortgage lender offering home purchase loans, refinancing, and specialized financing solutions with 25+ years of experience and $2B+ in funded loans. Led by a knowledgeable team including Doug, they specialize in non-traditional income situations, bank statement loans, and creative financing for borrowers who may not fit conventional lending criteria. Their fast, personalized approach and commitment to client satisfaction make them particularly valuable for first-time homebuyers and those seeking competitive rates in competitive markets.
Freedom Choice Lending is a mortgage lender based in Whittier serving the greater Los Angeles area and beyond. They specialize in helping borrowers secure financing through a variety of loan programs, including conventional, FHA, VA, and jumbo loans. The company focuses on providing personalized service and competitive rates to help clients achieve their homeownership goals.
Insignia Mortgage is a locally-owned mortgage brokerage in Beverly Hills serving the Los Angeles area. They specialize in home purchase and refinancing loans, working with multiple lenders to find competitive rates tailored to each client's financial situation. Led by experienced mortgage professionals, they offer personalized service for first-time homebuyers, luxury property purchasers, and borrowers seeking refinancing options.
Above & Beyond Mortgage Lending, led by Jordan Donolow, provides comprehensive mortgage services to Los Angeles-area borrowers. They specialize in helping clients navigate financing options, offering personalized guidance through the loan process to ensure the best rates and terms. Their approach emphasizes going above and beyond standard service to match clients with loan solutions suited to their unique financial situations.
Shannon Christenot is a financial advisor and wealth management professional serving Los Angeles clients. She provides personalized financial planning, investment management, and wealth strategy services designed to help clients build and protect their assets. With a focus on comprehensive financial guidance, Shannon works with individuals to develop customized plans aligned with their long-term goals.
Bryan Camacho is a mortgage lender at Dream Home Funding serving the Downey, CA area and surrounding communities. He specializes in helping clients navigate the mortgage process with personalized loan solutions, offering access to multiple lending programs and competitive rates. With a focus on customer service and transparent guidance, Bryan works with first-time homebuyers, refinancers, and borrowers seeking jumbo or specialized loan products to achieve their homeownership goals.
Zand Loans is an independent mortgage lender based in Studio City serving the Los Angeles area with personalized home financing solutions. Daniel Zand and his team specialize in conventional loans, FHA loans, VA loans, and jumbo mortgages, offering competitive rates and fast pre-approval processes for both first-time homebuyers and experienced investors. With a focus on client service and flexible lending options, Zand Loans helps borrowers navigate the mortgage process efficiently.
NEO Home Loans, led by mortgage specialist Daryn Fillis, provides personalized mortgage lending services to homebuyers and refinancers in the Los Angeles area. With a focus on finding the right loan product for each client's unique financial situation, Daryn offers guidance through pre-approval, loan selection, and closing. The team specializes in helping first-time buyers navigate the mortgage process while also serving experienced homeowners looking to refinance or purchase investment properties.
Home Central Financial is a mortgage lender in Downey specializing in reverse mortgages, refinancing, VA loans, and FHA loans for homeowners in the Los Angeles area. With expertise in government-backed loan programs and cash-out refinancing options, they help borrowers unlock equity in their homes or transition to more favorable loan terms. Their focus on specialized loan products makes them a strong choice for veterans, seniors, and borrowers with unique financing needs.
Aragon Lending Team is a mortgage brokerage serving Los Angeles and surrounding areas, specializing in helping borrowers find the right loan products from multiple lenders. They offer conventional mortgages, FHA loans, VA loans, and jumbo financing, with a focus on personalized service and fast pre-approval processes. Their experienced team works with first-time homebuyers, refinancing clients, and luxury home purchasers to navigate the lending process.
American Mortgage Finance is a mortgage brokerage serving the Beverly Hills and greater Los Angeles area. They connect borrowers with multiple lenders to find competitive rates and loan programs tailored to individual financial situations. With a focus on personalized service, they help clients navigate the mortgage process from pre-approval through closing.
Khan Home Loan LLC is a mortgage broker serving California, Florida, and Texas with expertise in home financing solutions. They specialize in connecting borrowers with multiple lenders to find competitive rates and loan terms tailored to individual financial situations. Their team helps clients navigate the mortgage process from pre-approval through closing.
Cohen Financial Group is a mortgage brokerage based in Beverly Hills offering comprehensive mortgage solutions for homebuyers and refinancing clients. As a licensed mortgage broker, they provide access to multiple lenders and loan programs, helping clients secure competitive rates tailored to their financial situation. They specialize in conventional, FHA, VA, and jumbo loans for residential properties.
Sunny Home Loans LLC is a mortgage lender serving the Tarzana area and greater Los Angeles region, helping borrowers secure financing for home purchases and refinancing. Specializing in personalized loan solutions, they work with clients to find competitive rates and loan programs tailored to individual financial situations. Their experienced team focuses on making the mortgage process transparent and accessible.
Bill Rayman Home Mortgages is an independent mortgage lender serving the Los Angeles area with personalized financing solutions for home buyers and refinancing clients. With over two decades of experience, Bill Rayman offers competitive rates, flexible loan programs including FHA, VA, and jumbo loans, and a direct relationship approach that prioritizes client communication throughout the lending process. The company specializes in guiding first-time homebuyers through every step while also helping existing homeowners refinance to better terms.
Change Home Mortgage BH is a mortgage brokerage serving the Beverly Hills and greater Los Angeles area, offering personalized loan origination and financing solutions. Led by experienced advisors, they provide access to multiple lenders and loan programs to help clients find competitive rates and terms tailored to their financial situation. They specialize in working with both first-time homebuyers and experienced investors to navigate the mortgage process.
Circadian Mortgage Brokers is a family-owned mortgage brokerage serving the South Bay since 1993, specializing in residential purchases, refinancing, and commercial real estate financing. Their client-centered approach connects borrowers with multiple lenders to find the best mortgage options available, offering services from pre-approval through funding for first-time homebuyers, investors, and commercial property clients.
Vantage Realty & Home Loans is a Los Angeles-based real estate and mortgage services company offering integrated buying, selling, and financing solutions. They combine real estate expertise with in-house loan origination to streamline the home purchase process, allowing clients to complete both property transactions and mortgage financing through a single trusted advisor.
Convoy Home Loans is a mortgage lender based in El Segundo, CA, offering a full range of home financing solutions including conventional, FHA, VA, and jumbo loans. They provide competitive rates, fast pre-approval processes, and personalized service to help borrowers navigate the mortgage process with transparency and efficiency.
Tom McMurray at Karbon Financial is the top-ranked mortgage broker in Los Angeles with a Lantern Score of 85.37/100 and 241 five-star reviews. He specializes in purchase mortgages, refinancing, VA loans, and FHA loans with access to over 100 wholesale lenders, serving both Los Angeles and Orange County.
Several top-ranked brokers specialize in first-time homebuyers, including Vault Mortgage Group (Lantern Score: 85.35/100), Jack Skovgard (85.31/100), and Encore Mortgage (85.31/100). All three offer personalized guidance and access to multiple lenders to help first-time buyers find competitive rates and loan programs.
Tom McMurray at Karbon Financial (Lantern Score: 85.37/100) and Henry Wilkes at Wilkes Mortgage Group (85.27/100) both specialize in VA loans for veterans and active military. Additionally, Encore Mortgage (85.31/100) is specifically noted as serving VA borrowers with comprehensive lending solutions.
Encore Mortgage (Lantern Score: 85.31/100) and Equitable Lending (84.97/100) both specialize in serving self-employed individuals. Equitable Lending specifically offers alternative documentation options for non-traditional income, making them excellent choices for self-employed professionals seeking mortgages.
Encore Mortgage (Lantern Score: 85.31/100) offers jumbo loan programs, while Insignia Mortgage (84.10/100), a Beverly Hills-based brokerage, specializes in luxury home purchases. Aragon Lending Team (83.07/100) also serves luxury home purchasers with access to multiple lenders for competitive rates.
Home Central Financial in Downey (Lantern Score: 83.18/100 with 121 five-star reviews) specializes in reverse mortgages for senior homeowners, along with refinancing, VA loans, and FHA loans for the greater Los Angeles area.