Best Mortgage Brokers in Los Angeles, California

    Areas served: Los Angeles, CA and surrounding Los Angeles County

    30 local businessesRanked by Lantern Score — a measure of reputation and business quality. We don't accept payment for placement.
    Updated May 15, 2026

    Los Angeles mortgage brokers serve one of the nation's most complex and expensive housing markets, where median home prices exceed $900,000 and properties range from downtown condos to valley single-family homes to coastal estates. The LA market requires brokers who can navigate jumbo loans, foreign national financing, self-employed borrower documentation, and the unique requirements of condos in high-rise developments. This directory catalogs licensed mortgage brokers throughout Los Angeles County, evaluated on their lender network access, loan program variety, rate competitiveness, and average closing timelines.

    93
    Lantern
    Score
    El Segundo, CA · 8 mi from Los Angeles
    Serves El Segundo, CA and surrounding South Bay communities including Manhattan Beach, Redondo Beach, Hawthorne, Westchester, and greater Los Angeles County
    ★★★★★5.0(83 Google reviews)

    Scott T. Davis (NMLS #330765) is a Vice President of Mortgage Lending at CrossCountry Mortgage serving El Segundo, CA and the South Bay. With years of experience helping homebuyers and homeowners refinance, Scott specializes in conventional, FHA, VA, USDA, and jumbo loans, plus unique programs like temporary buydowns and down payment assistance for first-time buyers. He holds a perfect 5.0-star rating from 83 Google reviews and is backed by America's #1 Retail Mortgage Lender.

    Scott T. Davis, Vice President of Mortgage Lending, NMLS #330765
    Ideal clients: First-time homebuyers in El Segundo and the South Bay, Veterans and active military seeking VA loans, Buyers with less-than-perfect credit, Homeowners looking to refinance to lower rates, Jumbo loan buyers in Manhattan Beach and Redondo Beach, Anyone seeking personalized mortgage guidance and fast closings
    What sets them apart
    • Scott maintains a flawless Google rating, reflecting consistent client satisfaction with his communication, expertise, and ability to close loans smoothly.
    • Scott T. Davis holds the title of Vice President of Mortgage Lending and brings years of proven experience helping South Bay residents buy and refinance homes.
    • As a CrossCountry Mortgage loan officer, Scott offers unique financing solutions including temporary rate buydowns, income-qualifying programs for reduced rates, and first-time buyer assistance not available through every lender.
    • Scott lives and works in the El Segundo community, providing deep knowledge of South Bay real estate markets and neighborhood-specific lending considerations for Manhattan Beach, Redondo Beach, Hawthorne, and Westchester.
    Mortgage LendingFirst-Time BuyersRefinancingFHA & VA LoansSouth Bay

    Scott and his team were excellent, helping my wife and I through every step of the process. They were always in contact with us, updating us on each step. Scott was readily available to answer any questions my wife and I had. I highly recommend Scott and his team for your mortgage needs.

    Blake Leamy, Google Review · 5 ★ avg from 83 reviews
    Phone(310) 968-6850
    Websiteccm.com
    Hours
    Mon8:00 AM – 6:00 PM
    Tue8:00 AM – 6:00 PM
    Wed8:00 AM – 6:00 PM
    Thu8:00 AM – 6:00 PM
    Fri8:00 AM – 6:00 PM
    SatClosed
    SunClosed
    Scott T. Davis at CrossCountry Mortgage
    Updated 4/27/26Learn More →
    85
    Lantern
    Score
    Seal Beach, CA · 26 mi from Los Angeles
    Serves Los Angeles and Orange County, California, including Seal Beach, Long Beach, Anaheim, Irvine, and surrounding Southern California communities
    ★★★★★5.0(241 Google reviews)

    Karbon Financial is a California-licensed mortgage brokerage (CA BRE #01821025) led by Tom McMurray, operating under C2 Financial Corporation. With access to 100+ wholesale lenders, they specialize in purchase loans, refinancing, and VA loans for clients across LA and Orange County. Their 5.0-star rating from 241 Google reviews reflects their commitment to competitive rates, world-class communication, and expert guidance from pre-qualification through closing.

    Tom McMurray, Mortgage Advisor
    Ideal clients: First-time homebuyers in LA and Orange County, Veterans seeking VA loans with $0 down, Real estate investors financing rental or multi-family properties, Homeowners refinancing for better rates or cash-out equity, Self-employed borrowers needing flexible income documentation, Buyers seeking access to 100+ wholesale lenders for competitive rates
    What sets them apart
    • Unlike banks limited to their own products, Karbon Financial shops your loan across over 100 top wholesale lenders to find the best rate and terms for your unique situation—whether purchase, refinance, or investment property.
    • Fully licensed by the California Bureau of Real Estate and operating under C2 Financial Corporation (NMLS #135622), with all regulatory credentials and lender relationships to serve clients across Southern California.
    • Perfect rating reflecting consistently exceptional service—clients highlight Karbon Financial's responsiveness, transparent communication, and ability to secure competitive rates even in complex loan scenarios.
    • Open around the clock with experienced advisors accessible when you need guidance most—no waiting days for answers during critical moments in your home purchase or refinance process.
    Mortgage BrokerVA LoansFirst-Time BuyersFast Pre-ApprovalOrange County

    I worked with Tom and his team on a recent home purchase in Big Bear, CA. I had gotten competitive quotes from some other heavy hitters like Rocket Mortgage, Zillow and Chase, and Tom was able to HANDILY beat them all. After getting our business be was so helpful in closing the loan, working with escrow and even helping me find a great insurance agent that knows more than I ever will about the necessary insurance in the area. Tom is my GO TO GUY for mortgages now, I cannot recoomend him highly enough.

    J M, Google Review · 5 ★ avg from 241 reviews
    Phone(714) 909-1981
    Hours
    MonOpen 24 hours
    TueOpen 24 hours
    WedOpen 24 hours
    ThuOpen 24 hours
    FriOpen 24 hours
    SatOpen 24 hours
    SunOpen 24 hours
    Tom McMurray - Karbon Financial
    Updated 4/20/26Learn More →
    85
    Lantern
    Score
    Los Angeles, CA
    Serves Los Angeles, West Los Angeles, Southern California, and lending capabilities across 14 western states through American Pacific Mortgage Corporation
    ★★★★★5.0(232 Google reviews)

    Vault Mortgage Group is a top-30 independent mortgage banker serving Los Angeles and California, backed by American Pacific Mortgage Corporation with 125+ offices across 14 western states. They specialize in purchase loans, refinancing, and strategic mortgage analysis with competitive rates. With a 5.0-star rating from 232+ Google reviews, their team provides expert advice, personalized service, and fast processing for homebuyers and homeowners in the Los Angeles area.

    Ideal clients: First-time homebuyers in Los Angeles, Homeowners refinancing to lower rates or shorter terms, Southern California real estate investors, Clients seeking strategic mortgage planning and equity optimization, Those who value exceptional communication and personalized service throughout the loan process
    What sets them apart
    • Ranked among the top 30 largest independent mortgage banks in the United States by Mortgage Executive Magazine, giving clients national-caliber resources with personalized Los Angeles-area service.
    • Maintains a flawless 5.0-star Google rating across hundreds of client reviews, reflecting consistent excellence in communication, service, and results.
    • Supported by one of the western U.S.'s largest independent mortgage operations with 125+ offices in 14 states, providing exceptional rate competitiveness and loan program access.
    • Goes beyond basic rate quotes to provide comprehensive mortgage strategy consulting, helping clients optimize loan terms to match long-term financial goals—from accelerated equity building to cash flow management.
    Mortgage LenderRefinancingHome LoansMortgage AdvisorLos Angeles

    I was referred to The Vault Mortgage Group by a trusted friend and colleague, and I’m grateful for the introduction. From our first meeting, Richmond Kodua impressed me with his polished, professional demeanor and a clear “let’s get to work” mindset. He and his team—including Joshua Willis and the rest of the group—worked diligently and tirelessly to help me achieve my goal of refinancing my mortgage. While there were a few bumps along the way, the team at Vault Mortgage Group handled each one with efficiency and care, always keeping the process moving forward. As Sales Manager, Richmond’s leadership shines through in his commitment, determination, and reassuring confidence. He made it clear that I was in capable hands every step of the way. I highly recommend The Vault Mortgage Group to anyone seeking trusted, expert support for their mortgage or housing needs.

    John, Google Review · 5 ★ avg from 232 reviews
    Phone(310) 481-8990
    Hours
    Mon8:00 AM – 6:00 PM
    Tue8:00 AM – 6:00 PM
    Wed8:00 AM – 6:00 PM
    Thu8:00 AM – 6:00 PM
    Fri8:00 AM – 6:00 PM
    SatClosed
    SunClosed
    Vault Mortgage Group
    Updated 4/20/26Learn More →
    85
    Lantern
    Score
    Long Beach, CA · 21 mi from Los Angeles
    Serves Long Beach, CA and surrounding areas including Los Angeles County and Orange County (Signal Hill, Lakewood, Seal Beach, Los Alamitos, Cypress, Garden Grove)
    ★★★★★5.0(218 Google reviews)

    Jack Skovgard is a mortgage broker serving Long Beach, CA and surrounding areas with a 5.0-star rating from 218+ Google reviews. Specializing in first-time homebuyer programs, VA loans, FHA financing, and conventional mortgages, Jack provides personalized guidance through every step of the home financing process. Known for accessibility and responsiveness, he offers extended hours seven days a week to accommodate working families and investors.

    Jack Skovgard, Mortgage Broker
    Ideal clients: First-time homebuyers in Long Beach, Veterans and active military seeking VA loans, Self-employed borrowers and business owners, Real estate investors purchasing rental properties, Homeowners looking to refinance for better rates, Buyers needing extended availability outside traditional business hours
    What sets them apart
    • Jack has earned a flawless 5.0-star rating on Google from over 218 clients, reflecting his consistent track record of exceptional service, clear communication, and successful loan closings in the Long Beach area.
    • Unlike traditional brokers with limited hours, Jack is available seven days a week from 8:00 AM to 8:00 PM, making it easy for working professionals and busy families to get expert mortgage guidance on their schedule.
    • When you work with Jack, you work with Jack — not a team of assistants or processors. You'll receive personalized, one-on-one guidance from initial consultation through closing, ensuring continuity and accountability throughout your mortgage journey.
    • Jack offers access to a full spectrum of mortgage products including conventional, FHA, VA, jumbo loans, and specialized programs for self-employed borrowers and investors, ensuring you get the right financing for your unique situation.
    Mortgage BrokerHome LoansRefinancingLocal ExpertFast Pre-Approval

    All glory to Jack as we had an excellent experience from start to finish. He is truly the ultimate professional. He was always willing to answer questions, any time day or night. We have used other mortgage brokers in the past, but never has the experience been so smooth. We highly recommend Jack as a knowledgeable and personable mortgage broker. My family had a unique situation and Jack provided us a low rate plus a hassle-free mortgage for buying our new home in Long Beach, CA. Working with him was easy and he responded to all our questions/concerns immediately. If I ever need to buy or refinance a home – he’s my go to guy because he removes all the stress and provides a clear path for a financial solution. He made our interests his top priority and I highly recommend him to anyone needing a to buy or sell a home. He was simply - amazing! Everything you never knew you needed in a mortgage broker.

    Christian Hammerl, Google Review · 5 ★ avg from 218 reviews
    Phone(562) 340-9453
    Hours
    Mon8:00 AM – 8:00 PM
    Tue8:00 AM – 8:00 PM
    Wed8:00 AM – 8:00 PM
    Thu8:00 AM – 8:00 PM
    Fri8:00 AM – 8:00 PM
    Sat8:00 AM – 8:00 PM
    Sun8:00 AM – 8:00 PM
    Jack Skovgard, Mortgage Broker
    Updated 4/20/26Learn More →
    85
    Lantern
    Score
    Whittier, CA · 24 mi from Los Angeles
    Serves Whittier, CA and surrounding Southern California communities including Montebello, greater Los Angeles area, and Whittier area
    ★★★★★5.0(216 Google reviews)

    Encore Mortgage is a community-focused mortgage lender based in Whittier, CA, serving homebuyers and homeowners across Southern California. They specialize in purchase loans, refinancing, and a wide range of loan products including FHA, VA, Jumbo, Non-QM, and ARM loans. With a perfect 5-star rating from 216+ Google reviews, they're known for 30-day closings, bilingual service, and helping borrowers with unique income situations achieve homeownership.

    Ideal clients: First-time homebuyers seeking low down payment options, Veterans and active-duty service members needing VA loans, Self-employed borrowers or those with non-traditional income, Homeowners looking to refinance to lower payments or consolidate debt, Spanish-speaking clients seeking bilingual mortgage service, Buyers who need to close quickly in competitive markets
    What sets them apart
    • Encore Mortgage holds a flawless 5.0-star rating on Google from over 216 clients, reflecting their track record of transparent communication, competitive rates, and stress-free closings.
    • They guarantee quick approval and closing within 30 days on conventional, FHA, VA, Jumbo, and ARM loans, helping buyers compete in fast-moving Southern California real estate markets.
    • Their team serves both English and Spanish-speaking clients ('Estamos aquí para ayudarle'), ensuring clear communication and comfort throughout the mortgage process for the diverse communities they represent.
    • Encore Mortgage specializes in Non-Qualified Mortgage (Non-QM) loans for borrowers who have the income but don't qualify with traditional documentation like tax returns, W-2s, or pay stubs — a critical option for self-employed individuals and gig workers.
    Mortgage LenderHome LoansFast Pre-ApprovalRefinancingVA & FHA Loans

    I had a great experience reaching out to this mortgage team to learn more about how the home loan process works. Blanca and Miguel were very helpful, patient, and took the time to explain everything clearly, from the different loan options to what steps are involved when purchasing a home. They answered all of my questions and made the information easy to understand, which made the whole process feel much less overwhelming. I really appreciated their guidance and would definitely recommend them to anyone who is looking to learn more about getting a home loan or preparing to buy a home in the future.

    CELESTE RUVALCABA, Google Review · 5 ★ avg from 216 reviews
    Phone(562) 337-0000
    Hours
    Mon7:00 AM – 8:00 PM
    Tue7:00 AM – 8:00 PM
    Wed7:00 AM – 8:00 PM
    Thu7:00 AM – 8:00 PM
    Fri7:00 AM – 8:00 PM
    Sat7:00 AM – 4:00 PM
    Sun7:00 AM – 4:00 PM
    Encore Mortgage
    Updated 4/20/26Learn More →
    85
    Lantern
    Score
    Los Angeles, CA
    Serves Nationwide (headquartered in Los Angeles, CA)
    ★★★★★5.0(214 Google reviews)

    Scott Griffin Financial is a national mortgage brokerage led by Scott Griffin (NMLS #1633936), founder and CEO with years of industry experience. They specialize in fast-tracked home purchase loans, strategic refinancing, and cash-out refinances, leveraging technology to deliver same-day mortgage approvals and quick closings. Based in Los Angeles with a 5-star rating from 200+ Google reviews, they serve clients nationwide and are featured on CNBC, ABC, Bloomberg, and Fox Business through their show Financing The American Dream.

    Scott Griffin, Founder / CEO, NMLS #1633936
    Ideal clients: First-time home buyers needing fast pre-approvals, homeowners refinancing to lower rates or access equity, buyers in competitive markets who need quick closings, seasoned investors exploring cash-out refinance options, clients who've been turned down by other lenders
    What sets them apart
    • Proprietary digital mortgage platform enables pre-approval in minutes and same-day funding in many cases, ensuring you never miss out on your dream home in competitive markets.
    • Founder Scott Griffin hosts Financing The American Dream on CNBC, ABC, Bloomberg, Travel Channel, and Fox Business, bringing a lender's perspective and partnering with top real estate professionals nationwide.
    • Proven track record of closing seemingly impossible deals in 10 days or less, with clients praising the team's ability to make the impossible possible when other lenders give the runaround.
    • Custom rate comparison tools let you shop multiple lenders and loan products side-by-side, ensuring you get the best deal and right-fit terms before signing — no pressure, full transparency.
    Mortgage BrokerHome Purchase LoansRefinancingFast Pre-ApprovalRate Comparison

    My fiancé and I recently worked with Scott Griffin Financial for the purchase of our second home. I can genuinely say that Scott and his entire team are simply awesome! The team is extremely efficient, always providing us with regular updates and they have an impressive depth of knowledge of the mortgage business. I have worked with a couple of mortgage brokers over the years and Scott is by far the best. His commitment to exceptional customer service and positive energy shine through everything he does. If you want a mortgage broker that will provide you with excellent service from start to finish, look no further. Scott Griffin Financial is where you need to go!

    Esteban Alfaro, Google Review · 5 ★ avg from 214 reviews
    Phone(818) 207-2688
    Hours
    Mon9:00 AM – 5:00 PM
    Tue9:00 AM – 5:00 PM
    Wed9:00 AM – 5:00 PM
    Thu9:00 AM – 5:00 PM
    Fri9:00 AM – 5:00 PM
    SatClosed
    SunClosed
    Scott Griffin Financial
    Updated 4/20/26Learn More →
    85
    Lantern
    Score
    Los Angeles, CA
    Serves Los Angeles County and surrounding Southern California communities
    ★★★★★5.0(202 Google reviews)

    Wilkes Mortgage Group is led by Henry Wilkes (NMLS #932258), a Los Angeles-based mortgage advisor specializing in VA, FHA, and commercial financing. Known for fast funding (typically under 30 days) and personalized rate comparisons, Henry serves homebuyers and refinancers across the greater Los Angeles area with a 5-star reputation from 200+ clients. His hands-on approach helps first-time buyers navigate the process and existing homeowners unlock equity or lower monthly payments.

    Henry Wilkes, Mortgage Advisor, NMLS #932258
    Ideal clients: First-time homebuyers navigating FHA loans, Veterans seeking VA loan expertise, Los Angeles homeowners refinancing for lower rates, Real estate investors exploring commercial mortgages, Homeowners cashing out equity for renovations or debt consolidation
    What sets them apart
    • Led by Henry Wilkes, a licensed mortgage professional with extensive experience in VA, FHA, and commercial financing. Clients praise his professionalism, transparency, and genuine commitment to finding the best loan scenario for each unique situation.
    • Streamlined 100% online application and approval process ensures you can close on your home or access refinance funds in as little as 30 days — critical in LA's competitive market where delays mean lost opportunities.
    • With a perfect 5.0-star Google rating from over 200 reviews, Wilkes Mortgage Group has earned a reputation for exceptional service, clear communication, and results that save clients thousands over the life of their loans.
    • Open weekdays 6 AM – 8 PM and weekends 9 AM – 4:30 PM to accommodate busy schedules. Henry prioritizes accessibility and responsiveness, making it easy to connect when it works for you.
    Mortgage BrokerHome PurchaseRefinancingVA LoansFHA Loans

    Henry Wilkes was great to work with. He was knowledgeable, responsive, and took the time to explain the process clearly. He’s very dedicated and honest, and it was clear he had my best interests in mind. Everything was smooth from start to finish, and I’d recommend him to anyone looking for a reliable mortgage broker.

    Leslie Murillo, Google Review · 5 ★ avg from 202 reviews
    Phone(818) 582-2380
    Hours
    Mon6:00 AM – 8:00 PM
    Tue6:00 AM – 8:00 PM
    Wed6:00 AM – 8:00 PM
    Thu6:00 AM – 8:00 PM
    Fri6:00 AM – 8:00 PM
    Sat9:00 AM – 4:30 PM
    Sun9:00 AM – 4:30 PM
    Henry Wilkes- Wilkes Mortgage Group | VA • FHA • Commercial Financing Specialist
    Updated 4/20/26Learn More →
    85
    Lantern
    Score
    Santa Monica, CA · 6 mi from Los Angeles
    Serves Santa Monica, CA and the Westside Los Angeles market including West LA, Venice, Marina del Rey, Brentwood, and Pacific Palisades
    ★★★★★5.0(140 Google reviews)

    The Brothers M is a mortgage lending team operating under Cornerstone Home Lending (NMLS #1145071) in Santa Monica, CA. They specialize in residential home loans with access to 250+ loan programs and pride themselves on closing loans in under 30 days. With a perfect 5-star rating from 140+ Google reviews, they serve Santa Monica and the greater Los Angeles area with personalized mortgage guidance for first-time buyers, refinances, and move-up purchases.

    Ideal clients: First-time homebuyers in Los Angeles, Santa Monica homeowners looking to refinance, buyers needing fast loan closings, clients seeking personalized mortgage guidance with extensive loan options
    What sets them apart
    • Access to over 250 different residential loan programs through Cornerstone Home Lending, ensuring clients can find financing that matches their specific needs and qualifications
    • Ability to close and fund loans in less than 30 days using advanced technology and streamlined processes, significantly faster than many traditional lenders
    • Maintained a flawless 5.0-star rating across 140+ Google reviews, reflecting consistent client satisfaction and exceptional service delivery
    • Easy-to-use mobile app and secure online portal that allows clients to track their loan status, upload documents, and communicate with their loan team in real-time
    Mortgage LendingHome LoansRefinancingFast ClosingsPersonalized Service

    My experience with Cornerstone Home Lending was Flawless! I cannot stress how professional and efficient Arshia and his Team were with my home buying experience. He worked diligently to get me into my new home! As a Retired Military Veteran, I knew how difficult a VA Loan process could be and that many Brokers and Agents steer clear due to the complexity of the documentation. From Day one, I knew I was in great hands! He fought for me every step of the way, and he was an excellent communicator throughout the entire process. And the best part, 95% of the process was virtual or electronic! 🤩 I Couldn’t be happier and I want to say, Thank You!

    Second Chance999, Google Review · 5 ★ avg from 140 reviews
    Phone(310) 405-0301
    Hours
    Mon9:00 AM – 6:00 PM
    Tue9:00 AM – 6:00 PM
    Wed9:00 AM – 6:00 PM
    Thu9:00 AM – 6:00 PM
    Fri9:00 AM – 6:00 PM
    SatClosed
    SunClosed
    The Brothers M - Cornerstone Home Lending NMLS #1145071
    Updated 4/20/26Learn More →
    85
    Lantern
    Score
    Los Angeles, CA
    Serves Nationwide (licensed in multiple states), with headquarters in Los Angeles, CA
    ★★★★★5.0(136 Google reviews)

    Equitable Lending is a Los Angeles-based mortgage lender with over 71 years of combined team experience, specializing in alternative income loans for self-employed borrowers, investors, and retirees. They offer DSCR, bank statement, no-tax-return, FHA, VA, conventional, and jumbo loans with same-day pre-approvals and fast closing times. With a perfect 5.0-star Google rating from 136 reviews and over $500M in funded loans, they serve clients nationwide from their Robertson Boulevard office in Los Angeles, CA.

    Ideal clients: Self-employed borrowers without traditional tax returns, Real estate investors needing DSCR or fix & flip loans, Veterans and military families seeking VA loans, First-time homebuyers needing FHA financing, High-net-worth individuals seeking jumbo or asset depletion loans, Business owners with complex income documentation, Homeowners 55+ exploring reverse mortgages
    What sets them apart
    • Experts in bank statement loans (12-24 months), P&L statement qualification, rental income analysis, and asset depletion programs — serving self-employed borrowers, business owners, and high-net-worth individuals who don't have traditional tax returns or W-2 income documentation.
    • Over seven decades of combined mortgage lending expertise, with loan officers like David and Carolina providing personalized guidance through complex financial scenarios and alternative documentation requirements.
    • Industry-leading turnaround with same-day pre-approvals and typical closing times of 15-30 days. Expert review within 1 hour of application submission and dedicated support through a secure document portal.
    • Maintains a flawless 5.0-star rating on Google from 136+ verified client reviews, with consistent praise for communication, expertise with VA loans and investment properties, and ability to close complex deals smoothly.
    Mortgage LenderVA LoansFHA LoansInvestment LoansRefinancing

    I recently had the pleasure of working with Equitable Lending, and I can’t say enough good things about them. From start to finish, their team was nothing short of phenomenal. They were incredibly attentive, always ready to answer my questions, and made the entire mortgage process feel like a breeze. What really stood out was how genuinely helpful and friendly everyone was. They took the time to understand my needs and guide me through each step, making sure I felt comfortable and informed. Their dedication to customer service is truly top-notch, and it’s clear they really care about their clients. In short, I’d highly recommend Equitable Lending to anyone looking for a smooth and supportive mortgage experience. They’ve definitely earned every bit of this glowing review!

    K. Cash, Google Review · 5 ★ avg from 136 reviews
    Phone(877) 885-0111
    Hours
    Mon9:00 AM – 6:00 PM
    Tue9:00 AM – 6:00 PM
    Wed9:00 AM – 6:00 PM
    Thu9:00 AM – 6:00 PM
    Fri9:00 AM – 6:00 PM
    Sat10:00 AM – 4:00 PM
    SunClosed
    Equitable Lending
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Beverly Hills, CA · 3 mi from Los Angeles · Est. 1998
    Serves Beverly Hills, West Hollywood, Los Angeles County, Orange County, and throughout Southern California
    ★★★★★5.0(132 Google reviews)

    Most Home Loans is led by Michael Most, a veteran mortgage banker with over 25 years of experience serving Beverly Hills and the greater Los Angeles area. The team specializes in purchase loans, refinancing, and investment property financing, with a reputation for closing deals quickly and efficiently. Known for their personalized approach and deep expertise in California real estate financing, they hold a perfect 5-star rating from 132+ Google reviews.

    Michael Most, Mortgage Banker, 25+ Years Experience
    Ideal clients: First-time homebuyers seeking expert guidance, Move-up buyers in Beverly Hills and West LA, Real estate investors building portfolios, Homeowners refinancing for better rates, Self-employed borrowers needing creative financing solutions, Buyers needing jumbo loans for luxury properties
    Mortgage LenderHome LoansRefinancingReal Estate FinancingBeverly Hills
    Phone(323) 523-5104
    Most Home Loans
    Updated 4/21/26Learn More →
    85
    Lantern
    Score
    Los Angeles, CA
    Serves Los Angeles, CA and surrounding areas in the greater Los Angeles region
    ★★★★★5.0(105 Google reviews)

    Sunset Lending & Realty is a Los Angeles mortgage brokerage specializing in home purchase loans and refinancing with competitive rates and fast funding timelines. Their experienced team of mortgage advisors guides clients through streamlined, 100% online applications with loans typically funded in under 30 days. With a 5-star rating from 105+ Google reviews, they serve buyers and homeowners throughout the Los Angeles area from their Wilshire Boulevard office.

    Ideal clients: First-time homebuyers in Los Angeles, Homeowners looking to refinance at lower rates, Buyers who need fast pre-approval in a competitive market, Homeowners seeking cash-out refinancing for home improvements or debt consolidation, Professionals who need evening mortgage consultations
    What sets them apart
    • Streamlined, 100% online application process with quick approval timelines ensures you never miss out on your dream home due to financing delays.
    • As a mortgage broker (not a single bank), they compare rates and terms from multiple loan providers to find the best deal for your situation.
    • Perfect rating reflects consistently patient, knowledgeable service and transparent communication throughout the loan process.
    • Available 8 AM–8 PM Monday through Thursday to accommodate clients who need evening consultations and can't meet during standard business hours.
    Mortgage BrokerHome Purchase LoansRefinancingFast Pre-ApprovalReal Estate

    Thomas and his team are phenomenal. Thomas has personally spent weeks explaining to me how the mortgage and refinance procedure works. Hands down he is the most competitive When compared to 20 other mortgage brokers, I have called and spoke to. While the mortgage industry is very competitive, Thomas Far surpasses his Competitors because he is very genuine and will go above and beyond to try to get you the best rate possible while always staying in communication every step of the way. Most of his competitors do not pick up the phone let alone spend 2 minutes on the phone with a potential client. I have recommended Thomas and his team to all of My relatives and friends who might possibly be looking to refinance their home in the near future.

    Patrick, Google Review · 5 ★ avg from 105 reviews
    Phone(818) 651-0340
    Hours
    Mon8:00 AM – 8:00 PM
    Tue8:00 AM – 8:00 PM
    Wed8:00 AM – 8:00 PM
    Thu8:00 AM – 8:00 PM
    Fri8:00 AM – 5:00 PM
    SatClosed
    SunClosed
    Sunset Lending & Realty
    Updated 4/20/26Learn More →
    84
    Lantern
    Score
    Los Angeles, CA
    Serves Los Angeles, CA with local office in Los Feliz, serving all of California, Florida, and Texas
    ★★★★★5.0(81 Google reviews)

    Hillhurst Mortgage, Inc. is a full-service mortgage brokerage led by Doug and his team of seasoned loan officers, with 25 years of combined experience and $2 billion+ in funded loans. They specialize in creative financing solutions for clients with non-traditional income (self-employed, entertainment industry, freelancers) and offer purchase loans, refinancing, and bank statement loans across California, Florida, and Texas. Known for their personalized approach and 5.0-star rating from 170+ Google reviews, they serve Los Angeles from their Hillhurst Avenue office and help clients navigate complex financial situations with fast approvals and competitive rates.

    Doug, Lead Loan Officer
    Ideal clients: Self-employed professionals and freelancers, Entertainment industry workers with non-W-2 income, First-time home buyers needing personalized guidance, Homeowners refinancing to lower rates or access equity, Buyers in competitive markets needing fast approvals, Real estate investors and high-value property purchasers
    Mortgage LenderRefinancingFirst-Time BuyersFast Pre-ApprovalNon-Traditional Income
    Phone(323) 522-1020
    Hillhurst Mortgage, Inc.
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Whittier, CA · 22 mi from Los Angeles
    Serves Nationwide (office located in Whittier, CA)
    ★★★★★5.0(73 Google reviews)

    Freedom Choice Lending is a mortgage broker in Whittier, CA specializing in stated income loans, reduced documentation programs, and fast closings for self-employed borrowers and non-traditional income applicants. They shop each loan with top wholesale lenders nationwide to find flexible guidelines, appraisal waivers, and alternative documentation options that traditional banks won't approve. Their proprietary Guaranteed-To-Close-On-Time system delivers closings up to 50% faster than industry average, with a $1,000 guarantee if they miss the deadline.

    Ideal clients: Self-employed professionals and business owners, gig workers and 1099 contractors, real estate investors needing flexible financing, borrowers with non-W2 or complex income, buyers who need fast closings with guaranteed deadlines, homebuyers seeking off-market foreclosures and distress sales
    What sets them apart
    • Proprietary loan approval system delivers closings up to 50% faster than industry average, with a written guarantee to close in 14 days or pay the borrower $1,000 if the deadline is missed.
    • Shops each loan with top wholesale lenders nationwide, accessing stated income, bank statement, reduced documentation, and alternative qualification programs that retail banks don't offer.
    • Expert in stated income mortgages, flexible guidelines, and appraisal waivers for borrowers with non-W2 income, gig workers, real estate investors, and complex financial situations traditional banks decline.
    • Provides buyers with priority access to bank foreclosures and distress sales before public listing, plus an average savings of $14,843 through the Freedom DreamLoan Program compared to traditional lenders.
    Mortgage LenderHome FinancingLoan ProgramsPre-ApprovalVA Loans

    Excellent service. Was referred to the company by my colleague. Their services were efficient and productive. I had been trying to buy a house since 2021, during the hot market. The lenders I worked with previously were slow and rigid, and made it hard to compete in the market. Freedom Choice Lending, David Delgado worked with my realtor Daniela Rodriguez to put in a competitive bid. I am a first time buyer, David helped me get a great FHA loan with reasonable mortgage interest rate during these hiked up times. From opening escrow to close, the process progressed smoothly. Christmas and new year holidays were active days in my contract, Freedom Choice Lending worked efficiently through that slower working period. Daniela was in close communications with the sellers, and kept me informed. Daniela was quick to investigate any matters in the home that had potential to cause delays due to my FHA status. Closed in 3 weeks and now I got myself a great home to call my own! 😎 I highly recommend this company! 😄

    zedrand voredrus, Google Review · 5 ★ avg from 73 reviews
    Phone(866) 587-6927
    Hours
    MonOpen 24 hours
    TueOpen 24 hours
    WedOpen 24 hours
    ThuOpen 24 hours
    FriOpen 24 hours
    SatOpen 24 hours
    SunOpen 24 hours
    Freedom Choice Lending
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Beverly Hills, CA · 3 mi from Los Angeles · Est. 2012
    Serves Beverly Hills, Los Angeles, and throughout California; also licensed and lending in Texas, Florida, and Tennessee
    ★★★★★5.0(68 Google reviews)

    Insignia Mortgage is a Beverly Hills-based mortgage brokerage specializing in jumbo loans, no-tax-return stated income programs, and foreign national financing. Licensed as a California real estate broker (DRE #01969620, NMLS #1277691) and operating in California, Texas, Florida, and Tennessee, they've processed over $6 billion in loans since 2012 with an average loan size exceeding $2 million. Their team has been recognized in Scotsman Guide's Top Originators Rankings and holds a perfect 5-star rating from 68 Google reviews.

    Ideal clients: Self-employed professionals and retirees who cannot provide traditional tax returns, foreign nationals purchasing U.S. real estate, high-net-worth individuals requiring jumbo loans from $1M-$25M, real estate investors needing portfolio or bridge financing, affluent buyers in Beverly Hills and Los Angeles seeking interest-only jumbo mortgages, borrowers with complex multi-layered financials that conventional lenders cannot accommodate
    Mortgage BrokerHome LoansRefinancingBeverly HillsFHA & VA Loans
    Phone(310) 859-0488
    Insignia Mortgage
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Los Angeles, CA
    Serves Los Angeles, CA and surrounding areas including West LA, Santa Monica, Beverly Hills, Pasadena, and throughout California
    ★★★★★5.0(62 Google reviews)

    Jordan Donolow is Vice President of Mortgage Lending at Mortgage Capital Partners, bringing over 10 years of experience to Los Angeles homebuyers and investors. A consistent top producer with a Bachelor of Science in Finance, Jordan specializes in conventional, FHA, VA, jumbo, and super jumbo loans with on-site underwriting for faster approvals. Serving Los Angeles and throughout California, he's known for customizing loan solutions and delivering a stress-free process from application to close.

    Jordan Donolow, Vice President of Mortgage Lending, Bachelor of Science in Finance
    Ideal clients: First-time homebuyers in Los Angeles, Veterans seeking VA loans, Real estate investors building portfolios, High-net-worth individuals purchasing luxury properties, Self-employed borrowers with complex income, Buyers needing super jumbo financing above traditional bank caps
    What sets them apart
    • Jordan has earned #1 producer awards at Mortgage Capital Partners for four consecutive years, demonstrating consistent excellence and client satisfaction in a competitive LA market.
    • Unlike retail banks that outsource underwriting, Mortgage Capital Partners has on-site underwriters for all loan programs, enabling quicker decisions and more control over the approval process.
    • Jordan provides high-balance financing without the caps imposed by traditional banks, serving clients who need millions in financing for luxury properties and investment portfolios.
    • Jordan and his team are available around the clock to answer questions, lock rates, and guide clients through every step, ensuring a stress-free experience from application to close.
    Mortgage LendingHome FinancingLoan ServicesRefinancing

    Jordan and his team have been amazing to work with when we refinanced our home. Always on time for every call, and very professional - he walked us through all of our options and throughout the whole process through closing. I really felt like he was willing to listen our needs, provide unique solutions, and advocate for us during the whole underwriting process. I will absolutely use him for future transactions and highly recommend.

    Ali Moseley, Google Review · 5 ★ avg from 62 reviews
    Phone(323) 694-7500
    Hours
    MonOpen 24 hours
    TueOpen 24 hours
    WedOpen 24 hours
    ThuOpen 24 hours
    FriOpen 24 hours
    SatOpen 24 hours
    SunOpen 24 hours
    Jordan Donolow - Above & Beyond Mortgage Lending
    Updated 4/22/26Learn More →
    84
    Lantern
    Score
    Los Angeles, CA
    Serves Los Angeles, CA and the greater Los Angeles metro area
    ★★★★★5.0(55 Google reviews)

    Shannon Christenot is a Los Angeles mortgage broker with over 20 years of experience helping clients secure competitive home loans throughout the LA metro area. She specializes in creative financing solutions for complex situations — including non-traditional income, fire-damaged properties, and tight closing timelines — and maintains access to a vast network of lenders beyond the big banks. With a 5-star rating from 55+ reviews and ranked #1 loan officer in Los Angeles, Shannon is known for her personalized, stress-free approach to both home purchases and refinances.

    Shannon Christenot, Mortgage Broker, 20+ Years Experience, #1 Rated Loan Officer in Los Angeles
    Ideal clients: First-time homebuyers needing FHA loans, Veterans and active military seeking VA loans, Self-employed borrowers and freelancers with non-traditional income, Buyers purchasing fire-damaged or distressed properties, Investors needing jumbo loans or portfolio financing, Homeowners refinancing to lower rates or consolidate debt, Anyone who's been turned down by traditional banks
    What sets them apart
    • Shannon Christenot holds a 5-star rating from 55+ Google reviews and is ranked the #1 loan officer in Los Angeles. With over two decades in the mortgage industry, she has the expertise and relationships to secure loans that larger banks can't or won't approve.
    • Shannon maintains partnerships with a vast network of lenders, giving her clients access to aggressive rates, niche loan programs, and creative financing solutions unavailable through traditional banking channels. This network is especially valuable for self-employed borrowers, investors, and complex property situations.
    • Shannon has successfully closed loans for fire-damaged homes, non-traditional income borrowers, and tight timelines (including a 14-day close). She's a problem solver who finds solutions when other lenders say no, making her the preferred broker for real estate agents handling complicated deals.
    • Shannon is known for her approachable, relationship-focused style — 'not your stuffy banker type.' She works extended hours (weekdays until 8 PM, Saturdays until 5 PM) to accommodate clients' schedules and stays in close communication throughout the loan process, making mortgage financing clear and stress-free.
    Financial PlanningWealth ManagementInvestment AdvisoryLos Angeles

    Shannon is absolutely excellent at what she does! We have worked with her multiple times for both purchases and refinancing and her services have been perfect every time. She is extremely knowledgeable, she works tirelessly, and she is so very reliable (which is a quality hard to find these days). Our most recent purchase was a complicated situation with multiple moving parts. It was not an easy deal and I'm confident that if it had not been for Shannon's expert opinions and her ability to deliver under pressure, we may have lost the deal. But as always she came through and we could not be happier! Thank you, Shannon!

    Lusine Khachatryan, Google Review · 5 ★ avg from 55 reviews
    Phone(818) 601-2231
    Hours
    Mon9:00 AM – 8:00 PM
    Tue9:00 AM – 8:00 PM
    Wed9:00 AM – 8:00 PM
    Thu9:00 AM – 8:00 PM
    Fri9:00 AM – 8:00 PM
    Sat9:00 AM – 5:00 PM
    SunClosed
    Shannon Christenot
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    Downey, CA · 17 mi from Los Angeles
    Serves Downey, CA and throughout California (statewide mortgage lending services)
    ★★★★★5.0(55 Google reviews)

    Bryan Camacho is a licensed mortgage loan officer (NMLS #1526774) with over 10 years of experience helping California families navigate home financing. Specializing in FHA loans, first-time homebuyers, and self-employed borrowers, Bryan offers bilingual service (English & Spanish) and has funded over $100M in loans. Operating under Dream Home Funding in Downey, CA, he provides 24/7 availability and averages 18-day closings, guiding clients from pre-qualification to closing with transparency and personalized support.

    Bryan Camacho, Licensed Mortgage Loan Officer, NMLS #1526774, 10+ Years Experience, $50M+ in Funded Loans
    Ideal clients: First-time homebuyers in California, Self-employed professionals and business owners, Spanish-speaking clients seeking bilingual mortgage guidance, Buyers with lower credit scores (580+) seeking FHA financing, Clients who were denied by other lenders and need a second opinion, Anyone looking for fast closings and 24/7 loan officer availability
    Mortgage LenderHome LoansLoan OfficerRefinancingFirst-Time Buyers
    Phone(323) 365-4662
    Bryan Camacho - Mortgage Lender | Dream Home Funding
    Updated 4/23/26Learn More →
    84
    Lantern
    Score
    Studio City, CA · 9 mi from Los Angeles
    Serves Studio City, Los Angeles County, and throughout California
    ★★★★★5.0(54 Google reviews)

    Zand Loans is a Studio City-based mortgage brokerage led by Daniel Zand (NMLS #2328367, DRE #02178961), a loan officer who specializes in personalized mortgage solutions beyond traditional programs. The firm offers conventional, government, non-traditional, and private loan products with 24/7 availability and free consultations. With a 5-star rating from 54+ reviews, Daniel focuses on tailoring loan packages to each client's unique financial situation and provides ongoing support after closing.

    Daniel Zand, Loan Officer, NMLS #2328367, DRE #02178961
    Ideal clients: First-time homebuyers in Los Angeles, Self-employed borrowers needing non-traditional financing, Real estate investors seeking multi-property or fix-and-flip loans, Homeowners looking to refinance for better rates or cash-out equity, Buyers with complex income structures or unique financial situations, Anyone needing mortgage guidance outside standard business hours
    Mortgage LenderHome LoansFHA LoansVA LoansFast Pre-Approval
    Phone(310) 808-4616
    Zand Loans
    Updated 4/21/26Learn More →
    84
    Lantern
    Score
    El Segundo, CA · 7 mi from Los Angeles
    Serves Los Angeles, CA and surrounding areas including El Segundo, South Bay, and greater LA County
    ★★★★★5.0(53 Google reviews)

    NEO Home Loans - Daryn Fillis is led by Daryn Fillis, a Certified Mortgage Advisor serving the Los Angeles area with 18 years of business leadership experience. Daryn specializes in strategic mortgage planning for competitive markets—structuring loans to win offers, protect cash flow, and preserve future options for buyers and refinancers. With a 5-star rating from 53 Google reviews, he provides personalized guidance from pre-approval through closing and beyond, leveraging a tech-forward lending platform and a network of top Los Angeles real estate agents.

    Daryn Fillis, Certified Mortgage Advisor, Certified Mortgage Advisor, 18 years business leadership experience including CEO and partner of consumer-focused company
    Ideal clients: First-time buyers who need patient, educational guidance through the mortgage process, experienced buyers navigating competitive Los Angeles markets who want financing structured to win offers, homeowners considering refinancing who want to understand all their options without pressure, self-employed or 1099 borrowers who need strategic loan structuring, real estate investors planning long-term wealth-building strategies
    Mortgage LenderHome LoansRefinancingFirst-Time Buyers
    NEO Home Loans - Daryn Fillis
    Updated 4/22/26Learn More →
    83
    Lantern
    Score
    Downey, CA · 17 mi from Los Angeles
    Serves Downey, CA and Los Angeles County
    ★★★★★4.9(121 Google reviews)

    Home Central Financial is a mortgage brokerage in Downey, CA led by Miguel Vazquez, a Senior Loan Officer (NMLS #401212) with extensive experience in purchase loans, refinancing, reverse mortgages, and VA/FHA lending. Known for fast funding timelines (often under 30 days) and personalized rate shopping across multiple lenders, they serve homebuyers and homeowners throughout the Los Angeles area. Rated 4.9 stars on Google with 120+ reviews, they're available 24/7 to help clients lock in competitive rates and navigate the mortgage process efficiently.

    Miguel Vazquez, Senior Loan Officer, NMLS #401212
    Ideal clients: First-time homebuyers navigating FHA loans, Veterans using VA benefits, Seniors exploring reverse mortgages, Homeowners refinancing for lower rates or cash-out equity, Buyers in competitive markets who need fast funding, Anyone wanting to compare rates from multiple lenders before committing
    Reverse MortgagesVA LoansFHA LoansRefinancingHome Equity
    Phone(562) 881-9811
    Home Central Financial, Reverse Mortgage, Refinance, Va, Fha, Downey
    Updated 4/23/26Learn More →
    83
    Lantern
    Score
    Los Angeles, CA
    Serves Los Angeles County and surrounding Southern California areas, including downtown LA, Long Beach, Pasadena, Westside, and the greater LA metro
    ★★★★★4.9(108 Google reviews)

    Aragon Lending Team is led by Julie Aragon, a Los Angeles-based mortgage broker with a reputation for helping busy professionals win competitive offers in the LA market. With a 4.9-star rating from 108 Google reviews and over 130 Yelp reviews, the team specializes in fast pre-approvals, strategic financing that strengthens buyer positions, and hands-on guidance through the entire mortgage process. They serve buyers throughout Los Angeles County, from first-time purchasers to seasoned investors.

    Julie Aragon, Principal / Mortgage Loan Originator, NMLS Licensed
    Ideal clients: Busy professionals buying in competitive LA markets, First-time home buyers navigating the process for the first time, Self-employed or freelance buyers with non-traditional income, Real estate investors building rental portfolios, Buyers who've been told 'no' by online lenders or big banks, Anyone who wants a responsive lender who explains things in plain English
    What sets them apart
    • Julie Aragon brings years of LA market expertise and a 4.9-star rating across 100+ Google reviews and 130+ Yelp reviews. Clients consistently describe her as 'smart, experienced, and easy to communicate with,' with a track record of closing loans other lenders couldn't.
    • Beyond rate quotes, the team builds pre-approval packages that strengthen buyer positions. They work with agents to structure financing terms that make offers stand out to sellers, even in multiple-bid situations — a critical advantage in LA's fast-moving market.
    • Clients start with a real conversation (not a form), upload docs through a secure portal, and get proactive updates without chasing their lender. The team handles the complexity behind the scenes, looping clients in only when decisions are needed.
    • The team specializes in finding solutions for self-employed buyers, clients with unique income structures, and investors building rental portfolios — situations where online lenders and big banks often say no.
    Mortgage BrokerHome LoansRefinancingFHA VA Loans

    Julie and her team helped us with our mortgage for our first home and they could not have made the process smoother! Julie is very hands on and actually took the initial intro call herself, she was super warm and knowledgeable and we knew we’d be in good hands. We also reached out to other lenders and checked rates online and the rates they provided were very competitive, with the added benefit of personal touch and attention. Julie, Mike and team worked closely with our realtor and we were able to submit bids so fast and they kept us in the loop every single step of the way. We could not recommend Aragon Lending enough!

    Mia He, Google Review · 4.9 ★ avg from 108 reviews
    Phone(310) 491-5958
    Hours
    Mon9:00 AM – 6:00 PM
    Tue9:00 AM – 6:00 PM
    Wed9:00 AM – 6:00 PM
    Thu9:00 AM – 6:00 PM
    Fri9:00 AM – 6:00 PM
    SatClosed
    SunClosed
    Aragon Lending Team - Trusted Mortgage Pros
    Updated 4/23/26Learn More →
    83
    Lantern
    Score
    Beverly Hills, CA · 4 mi from Los Angeles · Est. 1991
    Serves Southern California including Los Angeles, Beverly Hills, Orange County, Ventura County, San Bernardino, Riverside, and San Diego
    ★★★★★4.9(100 Google reviews)

    American Mortgage Finance is a veteran mortgage brokerage in Beverly Hills led by experienced loan officers with over 32 years in the business. They specialize in fixed-rate and adjustable-rate mortgages across California, with a focus on personalized service and finding the right loan program for each client's unique financial situation. Known for maintaining an A+ BBB rating and AAA Business Consumer Alliance rating for over three decades, they serve Los Angeles and all of Southern California with competitive rates and expert guidance.

    Ideal clients: First-time homebuyers in Los Angeles, Veterans and military families seeking VA loans, Luxury homebuyers needing jumbo financing, Homeowners looking to refinance for better rates, Real estate investors financing rental properties, Borrowers seeking personalized service from an experienced team
    Mortgage BrokerHome LoansRefinancingLos Angeles
    Phone(310) 779-7818
    American Mortgage Finance
    Updated 4/22/26Learn More →
    83
    Lantern
    Score
    Cerritos, CA · 20 mi from Los Angeles
    Serves Cerritos, CA and surrounding Los Angeles / Orange County area, with statewide lending across California, Florida, and Texas
    ★★★★★5.0(37 Google reviews)

    Khan Home Loan LLC is a mortgage brokerage in Cerritos, CA specializing in non-traditional financing that conventional banks reject. Run by Mohammad Khan with over 40 years of combined team experience, they offer creative loan solutions including bank statement loans, DSCR investment property loans, foreign national loans, interest-only loans, and programs for self-employed 1099 borrowers. With a perfect 5.0-star Google rating and 24/7 availability, they serve clients across California, Florida, and Texas looking for fast closings and competitive rates on difficult-to-place loans.

    Mohammad Khan, Owner / Loan Officer
    Ideal clients: Self-employed business owners and freelancers without W-2 income, Real estate investors building rental portfolios, Foreign nationals purchasing U.S. property, Borrowers with non-traditional income or recent credit challenges, Anyone needing fast closings on complex loan scenarios
    What sets them apart
    • The Khan Home Loan team brings over four decades of mortgage industry expertise, specializing in complex, non-conforming loan scenarios that require deep knowledge of alternative underwriting guidelines and wholesale lender networks.
    • Unlike traditional banks, Khan Home Loan offers bank statement loans, 1099-only programs, DSCR investment loans, foreign national financing, and profit-and-loss statement underwriting—ideal for self-employed borrowers and real estate investors who can't document W-2 income.
    • Operating around the clock to serve clients in California, Florida, Texas, and other states, Khan Home Loan provides rapid response times and flexible scheduling for borrowers with urgent timelines or complex schedules.
    • Every client review highlights clear communication, fast closings, competitive rates, and the team's ability to secure loans that other lenders rejected—demonstrating consistent execution on difficult financing scenarios.
    Mortgage BrokerHome LoansRefinancingMulti-State Lender

    I am extremely happy with the outstanding service provided by Khan Home Loan’s LLC. From start to finish, the entire mortgage process was smooth, transparent, and completely stress-free. Mr. Khan was incredibly knowledgeable, responsive, and patient in answering all of my questions. His expertise and attention to detail made what can often be a complicated process feel seamless and well-managed. I truly appreciate the professionalism, clear communication, and dedication shown throughout my loan process. I highly recommend their services to anyone looking for a reliable and experienced mortgage broker.

    sheakh sahib, Google Review · 5 ★ avg from 37 reviews
    Phone(562) 331-8994
    Hours
    MonOpen 24 hours
    TueOpen 24 hours
    WedOpen 24 hours
    ThuOpen 24 hours
    FriOpen 24 hours
    SatOpen 24 hours
    SunOpen 24 hours
    Khan Home Loan LLC - Mortgage Broker Los Angeles | Home Loan Florida | Loan Agency Dallas
    Updated 4/22/26Learn More →
    82
    Lantern
    Score
    Beverly Hills, CA · 3 mi from Los Angeles · Est. 1986
    Serves Greater Los Angeles, Beverly Hills, CA and surrounding Southern California counties
    ★★★★★4.9(68 Google reviews)

    Cohen Financial Group is led by Mark Cohen, ranked the #1 mortgage broker in the U.S. and #1 Non-QM originator by Scotsman Guide. With over 38 years of experience financing residential and commercial properties in Greater Los Angeles, Mark has originated 31,200+ loans totaling $18 billion and has ranked in the top 1% of mortgage brokers nationwide for 15 consecutive years. Based in Beverly Hills, the team specializes in purchase loans, jumbo loans, Non-QM financing, refinancing, HELOCs, and challenging loan scenarios with a reputation for closing loans when traditional lenders decline.

    Mark Cohen, CEO & Founder, #1 Mortgage Broker in the U.S., #1 Non-QM Originator (Scotsman Guide), Top 1% of mortgage brokers nationwide for 15 consecutive years
    Ideal clients: First-time homebuyers in Los Angeles, Luxury property buyers needing jumbo loans, Self-employed individuals requiring Non-QM financing, Real estate investors with complex income documentation, Borrowers who have been declined by traditional banks, Medical professionals seeking doctor loan programs, Real estate agents needing a reliable lending partner for quick turnarounds
    What sets them apart
    • Mark Cohen is ranked the #1 mortgage broker in the U.S. and #1 Non-QM originator by Scotsman Guide. He has ranked in the top 1% of mortgage brokers nationwide for 15 consecutive years and is the only broker in the U.S. to average $1 billion in annual loan volume for 11 consecutive years.
    • With 31,200+ loans originated totaling more than $18 billion over his career, Mark Cohen brings unmatched experience structuring mortgage solutions for residential and commercial properties across Greater Los Angeles.
    • Cohen Financial Group is known as the go-to lender when traditional banks decline. The team specializes in Non-QM financing, challenging loan scenarios, and complex transactions, working tirelessly to close loans that other lenders walk away from.
    • Based in Beverly Hills, the firm has been financing residential and commercial properties throughout the greater Los Angeles area for over 38 years, cultivating deep lending relationships and local market expertise that financially benefit clients.
    Mortgage BrokerHome FinancingRefinancingJumbo LoansVA Loans

    Mark never stops working and it pays off for his clients. We bought our first home and his mortgage beat every other quote we got from banks to online lenders. Highly recommend!

    Giles Andrew, Google Review · 4.9 ★ avg from 68 reviews
    Phone(310) 777-5401
    Hours
    Mon7:15 AM – 6:00 PM
    Tue7:15 AM – 6:00 PM
    Wed7:15 AM – 6:00 PM
    Thu7:15 AM – 6:00 PM
    Fri7:15 AM – 6:00 PM
    SatClosed
    SunClosed
    Cohen Financial Group - Mortgage Broker
    Updated 4/23/26Learn More →
    82
    Lantern
    Score
    Tarzana, CA · 12 mi from Los Angeles
    Serves Tarzana, CA and the greater Los Angeles area, including the San Fernando Valley
    ★★★★★5.0(29 Google reviews)

    Sunny Home Loans LLC is a residential mortgage lender based in Tarzana, California, serving homebuyers and homeowners throughout the greater Los Angeles area. The company specializes in purchase loans, refinancing, and specialized mortgage programs, offering personalized service and competitive rates. With a 5-star rating from 29 Google reviews, Sunny Home Loans is known for putting customer service first and providing expert guidance through the mortgage process.

    Ideal clients: First-time homebuyers in Los Angeles, Homeowners looking to refinance for better rates, Buyers with unique financial situations needing specialized loan programs, San Fernando Valley residents seeking local mortgage expertise
    Mortgage LenderHome FinancingRefinancingLoan ProgramsLocal Lender
    Phone(747) 313-6569
    Sunny Home Loans LLC
    Updated 4/23/26Learn More →
    82
    Lantern
    Score
    Los Angeles, CA
    Serves Los Angeles, West Los Angeles, and throughout California
    ★★★★★5.0(28 Google reviews)

    Bill Rayman Home Mortgages is a Los Angeles-based mortgage brokerage led by Bill Rayman, a Mortgage Banker at Bank of the West with extensive experience in jumbo loans ($970,800+), alternative documentation loans, and complex financing situations. Serving homebuyers throughout California, Bill specializes in helping self-employed borrowers, first-time buyers, and clients with unique credit or income situations find the right mortgage product. With a 5-star rating from 28 Google reviews and access to competitive rates through Bank of the West, Bill provides personalized guidance through every step of the mortgage process from his West Los Angeles office.

    Bill Rayman, Mortgage Banker, Bank of the West
    Ideal clients: Self-employed borrowers needing alternative documentation loans, High-net-worth buyers seeking jumbo loans in Los Angeles, First-time homebuyers navigating the mortgage process, Clients with low credit scores or income verification challenges, Homeowners refinancing to lower rates or access equity, Investment property buyers and commercial real estate investors
    What sets them apart
    • As a Mortgage Banker at Bank of the West, Bill has direct access to competitive jumbo loan products for properties over $970,800, with the institutional resources to handle Los Angeles's high-value residential and commercial real estate market.
    • Specializes in helping self-employed borrowers, business owners with irregular income, and clients with difficult-to-document situations qualify for mortgages without traditional tax returns or W-2s.
    • Maintains a flawless 5.0-star rating across 28 Google reviews, reflecting consistent client satisfaction with his communication, problem-solving, and ability to close complex deals.
    • Works with a curated network of legal, construction, real estate, and financial experts to solve unique mortgage challenges and structure creative financing solutions for clients with low credit scores or unusual property situations.
    Mortgage LenderHome FinancingRefinancingFirst-Time BuyersLos Angeles

    Bill is the best. Just the best. He helped me get approved for a home so quickly, spent way more time than I anticipated on the phone with me explaining how things worked and making sure I was comfortable every step of the way. Just a fantastic mortgage lender who really goes out of his way to keep you informed and comfortable with what is otherwise a very complicated process.

    Melanie Marsden, Google Review · 5 ★ avg from 28 reviews
    Phone(323) 682-0385
    Hours
    Mon9:00 AM – 6:00 PM
    Tue9:00 AM – 6:00 PM
    Wed9:00 AM – 6:00 PM
    Thu9:00 AM – 6:00 PM
    Fri9:00 AM – 6:00 PM
    SatClosed
    SunClosed
    Bill Rayman Home Mortgages
    Updated 4/23/26Learn More →
    81
    Lantern
    Score
    Beverly Hills, CA · 4 mi from Los Angeles
    Serves Beverly Hills, West Los Angeles, Santa Monica, Culver City, Bel Air, Westwood, and the greater Los Angeles area. Also licensed in AZ, CO, GA, IL, MN, NJ, OH, RI.
    ★★★★★4.9(34 Google reviews)

    Change Home Mortgage Beverly Hills is led by Nick Sharp (NMLS #1066216), a licensed mortgage broker with deep expertise in Southern California home financing. Specializing in purchase loans, refinancing, and ARM products, Nick serves Beverly Hills, West LA, and the greater Los Angeles area with personalized guidance through every step of the mortgage process. Change Home Mortgage is a state-licensed lender (NMLS #1839) with a 4.9-star rating, known for transparent communication and competitive rates.

    Nick Sharp, Branch Manager, NMLS #1066216
    Ideal clients: First-time homebuyers in Los Angeles seeking affordable financing, move-up buyers purchasing luxury properties in Beverly Hills or the Westside, homeowners looking to refinance for better rates or cash-out equity, high-net-worth individuals financing estates in competitive markets, Spanish-speaking clients needing bilingual mortgage support
    What sets them apart
    • Nick brings personalized expertise and local market knowledge to every transaction, ensuring clients receive guidance tailored to Beverly Hills and Los Angeles real estate dynamics.
    • Change Home Mortgage is licensed and regulated in California and multiple other states, offering the credibility and compliance standards of an established, vetted lender.
    • From conventional purchase loans and refinancing to adjustable-rate mortgages and first-time homebuyer programs, the branch offers solutions for every stage of homeownership.
    • Clients consistently praise Nick and the team for clear communication, competitive rates, and a smooth, stress-free mortgage process from application to closing.
    Mortgage BrokerLoan OriginationHome FinancingBeverly Hills

    Eli and team at Change Mortgage are great. We have done 7 mortgages/ refis with Eli over the past 13 years on our homes. He has always been extremely knowledgeable, helpful and looking out for the best outcome. Just completed refi and it was smooth and problem free. I highly recommend Eli and his team ! Michael D and Joel M

    Michael D, Google Review · 4.9 ★ avg from 34 reviews
    Phone(310) 254-6506
    Hours
    Mon9:00 AM – 5:00 PM
    Tue9:00 AM – 5:00 PM
    Wed9:00 AM – 5:00 PM
    Thu9:00 AM – 5:00 PM
    Fri9:00 AM – 5:00 PM
    SatClosed
    SunClosed
    Change Home Mortgage BH
    Updated 4/23/26Learn More →
    81
    Lantern
    Score
    Palos Verdes Estates, CA · 15 mi from Los Angeles · Est. 1993
    Serves Palos Verdes Estates, CA and the greater South Bay area including Manhattan Beach, Hermosa Beach, Redondo Beach, Torrance, and Rolling Hills, with the ability to serve clients throughout California
    ★★★★★5.0(95 Google reviews)

    Circadian Mortgage Brokers is a family-owned mortgage brokerage in Palos Verdes Estates, led by experienced loan officers with over 30 years in the industry. They specialize in residential purchase loans, refinancing, and commercial/investment property financing across the South Bay area. Their client-centered approach and independence from big banks has earned them a 5-star rating from 95+ Google reviews and recognition as one of the best mortgage brokers in the region.

    Ideal clients: First-time homebuyers navigating pre-approval, homeowners looking to refinance for lower payments or cash-out equity, real estate investors acquiring multifamily or commercial properties, South Bay residents seeking a local mortgage broker, clients who value personalized service over big-bank automation
    What sets them apart
    • Founded in 1993 by veteran loan officers who left big banks to better serve clients, Circadian brings three decades of industry expertise and an independent broker model that allows them to shop multiple lenders for the best rates and terms.
    • As a family-owned business, Circadian prioritizes long-term relationships over transactions. Their relational approach has earned them a perfect 5-star rating from 95+ Google reviews and recognition as one of the best mortgage brokers in the South Bay.
    • Beyond residential mortgages, Circadian specializes in financing multifamily, retail, and commercial real estate, making them a go-to resource for investors building portfolios in the South Bay and beyond.
    • Circadian offers video relay services, email-only communication, braille-compatible document formats, and other accommodations to ensure clients with disabilities can work with them comfortably and conveniently.
    Mortgage BrokerHome LoansRefinancingCommercial Real Estate

    Reach out to JR and his team today! My wife and I were lucky to be referred to JR at Real Interest Mortgage Brokers. JR was the reason why our first home buying experience went smoothly. He methodically locked in a solid interest rate for our family, saving us a lot of money during a time of highly volatile rates. A few areas that makes JR stands out from other brokers: 1) Thoughtfully Educates - JR not only taught us the mortgage loan process from start to finish, but gave us invaluable insight into topics associated with home buying and ownership. He did a great job of anticipating any questions we could've had and addressed them proactively. 2) Guides Patiently - JR was patient throughout the whole loan approval process. He fielded hundreds of questions from me and my wife and empowered us to make the best decision for us. 3) Availability and Flexibility - JR worked around our busy schedule and made himself accessible at all hours of the day to help sure we were on track to get our loan approved. 4) Proven Track Record - JR has been in the field for decades and it clearly showed by the way he was able to lock in a strong rate for us during a time of uncertainty. 5) World Class Team - We can't say enough great things about Angela, who helped us get all our documents together. She was pleasant to work with and made what could have been a painful process, smooth and seamless.

    Kevin Kim, Google Review · 5 ★ avg from 95 reviews
    Phone(310) 753-6764
    Hours
    Mon8:00 AM – 6:00 PM
    Tue8:00 AM – 6:00 PM
    Wed8:00 AM – 6:00 PM
    Thu8:00 AM – 6:00 PM
    Fri8:00 AM – 6:00 PM
    Sat8:00 AM – 6:00 PM
    SunClosed
    Circadian Mortgage Brokers
    Updated 4/23/26Learn More →
    79
    Lantern
    Score
    Los Angeles, CA
    Serves Los Angeles, CA and surrounding areas
    ★★★★★4.9(74 Google reviews)

    Vantage Realty & Home Loans is a Los Angeles-based real estate and mortgage services company offering integrated buying, selling, and financing solutions. They combine real estate expertise with in-house loan origination to streamline the home purchase process, allowing clients to complete both property transactions and mortgage financing through a single trusted advisor.

    Ideal clients: Home buyers seeking simplified transactions, sellers looking for qualified buyer access, borrowers wanting coordinated real estate and mortgage services
    What sets them apart
    • Combines real estate brokerage with in-house home loan origination, allowing clients to handle both property search and financing through one company.
    • Based in Los Angeles with deep knowledge of the local real estate market and financing options for the region.
    Real EstateHome LoansMortgage FinancingProperty Sales
    Phone(310) 721-1297
    Vantage Realty & Home Loans
    Updated 4/21/26Learn More →
    78
    Lantern
    Score
    El Segundo, CA · 7 mi from Los Angeles
    Serves El Segundo, CA and San Diego, CA, with nationwide licensing in California, Florida, Michigan, and Texas
    ★★★★★4.8(323 Google reviews)

    Convoy Home Loans is a nationally licensed mortgage brokerage based in El Segundo, California, led by experienced loan officers including Jonathan Yoo. They specialize in purchase loans, refinancing, and commercial lending across multiple states including California, Florida, Michigan, and Texas. Known for beating competitor rates and providing personalized, family-oriented service, they hold a 4.8-star rating from 325+ Google reviews and partner with the LA Clippers as a proud small business ally.

    Jonathan Yoo, Senior Loan Officer
    Ideal clients: First-time homebuyers seeking education and guidance, repeat buyers and investors looking for competitive rates and fast closings, anyone refinancing who wants to compare lender options, Southern California residents seeking a local broker with national reach, clients frustrated with big online lenders who want personalized service
    What sets them apart
    • The Convoy team includes seasoned mortgage professionals who take the time to educate clients rather than rush them through the process. Jonathan Yoo and his colleagues are known for spending hours explaining options and tailoring solutions to each client's goals.
    • Clients report that Convoy regularly offers better interest rates than major lenders like Rocket Mortgage, often saving thousands over the life of a loan. The team shops aggressively on behalf of clients to secure the most competitive terms.
    • As a nationally licensed mortgage broker serving California, Florida, Michigan, and Texas, Convoy combines the reach of a national lender with the personalized service of a local broker. They understand regional market nuances while accessing a broad network of loan products.
    • Convoy is known for closing loans quickly and making the process seamless for repeat clients. After the first transaction, clients report a streamlined, low-touch experience that removes friction from buying or refinancing additional properties.
    Mortgage LenderHome LoansRefinancingFast Pre-Approval

    Really great experience working with Convoy Home Loans. I came over from another lender and they were way better on both rate and fees. The whole process was surprisingly easy and moved faster than I expected. Communication was solid the entire time and nothing felt complicated. I’ll definitely be using Convoy again and recommending them to other investors I know.

    Lamont Deonte, Google Review · 4.8 ★ avg from 323 reviews
    Phone(800) 913-2169
    Hours
    Mon8:00 AM – 6:00 PM
    Tue8:00 AM – 6:00 PM
    Wed8:00 AM – 6:00 PM
    Thu8:00 AM – 6:00 PM
    Fri8:00 AM – 6:00 PM
    Sat9:00 AM – 2:00 PM
    SunClosed
    Convoy Home Loans, Inc.
    Updated 4/23/26Learn More →

    Frequently Asked Questions

    Who is the top-ranked mortgage broker in Los Angeles?

    Tom McMurray at Karbon Financial is the top-ranked mortgage broker in Los Angeles with a Lantern Score of 85.37/100 and 241 five-star reviews. He specializes in purchase mortgages, refinancing, VA loans, and FHA loans with access to over 100 wholesale lenders, serving both Los Angeles and Orange County.

    Which mortgage brokers are best for first-time homebuyers in Los Angeles?

    Several top-ranked brokers specialize in first-time homebuyers, including Vault Mortgage Group (Lantern Score: 85.35/100), Jack Skovgard (85.31/100), and Encore Mortgage (85.31/100). All three offer personalized guidance and access to multiple lenders to help first-time buyers find competitive rates and loan programs.

    What mortgage options are available for veterans and active military in Los Angeles?

    Tom McMurray at Karbon Financial (Lantern Score: 85.37/100) and Henry Wilkes at Wilkes Mortgage Group (85.27/100) both specialize in VA loans for veterans and active military. Additionally, Encore Mortgage (85.31/100) is specifically noted as serving VA borrowers with comprehensive lending solutions.

    Which Los Angeles mortgage brokers can help self-employed borrowers?

    Encore Mortgage (Lantern Score: 85.31/100) and Equitable Lending (84.97/100) both specialize in serving self-employed individuals. Equitable Lending specifically offers alternative documentation options for non-traditional income, making them excellent choices for self-employed professionals seeking mortgages.

    Who specializes in jumbo loans and luxury home financing in Los Angeles?

    Encore Mortgage (Lantern Score: 85.31/100) offers jumbo loan programs, while Insignia Mortgage (84.10/100), a Beverly Hills-based brokerage, specializes in luxury home purchases. Aragon Lending Team (83.07/100) also serves luxury home purchasers with access to multiple lenders for competitive rates.

    Which mortgage brokers offer reverse mortgages for senior homeowners in Los Angeles?

    Home Central Financial in Downey (Lantern Score: 83.18/100 with 121 five-star reviews) specializes in reverse mortgages for senior homeowners, along with refinancing, VA loans, and FHA loans for the greater Los Angeles area.