Lanternβ€ΊGreater Boiseβ€ΊProfessional Servicesβ€ΊMortgage Brokers

    Best Mortgage Brokers in Greater Boise

    Areas served: Boise, Meridian, Eagle

    19 local businessesRanked by Lantern Score β€” a measure of reputation and business quality. We don't accept payment for placement.
    Updated April 19, 2026

    Mortgage brokers in the Boise area help buyers navigate financing options for homes across the metro, from first-time purchases to investment properties in this competitive market.

    Show businesses best for:
    93
    Lantern
    Score
    Meridian, ID Β· Est. 1993
    Serves Idaho (statewide), with a focus on the Treasure Valley including Meridian, Boise, Eagle, Star, Nampa, Caldwell, Kuna, and surrounding communities
    β˜…β˜…β˜…β˜…β˜…4.9(871 Google reviews)

    Premier Mortgage Resources is a full-service mortgage lender founded in 1993 and headquartered in Meridian, Idaho. With over 30 years of experience and a 4.9-star rating from 866+ Google reviews, PMR specializes in purchase loans, refinancing, construction loans, and VA loans across Idaho. Their team of local loan officers provides personalized service throughout the entire loan process, from pre-qualification to closing, with a focus on transparency, competitive rates, and fast approvals for Treasure Valley homebuyers.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers in Idaho, Veterans and military families seeking VA loans, Homeowners refinancing to lower rates or tap equity, Buyers building custom homes in the Treasure Valley, Real estate investors seeking financing, Families relocating to the Boise metro area
    What sets them apart
    • Founded in 1993, Premier Mortgage Resources has over three decades of experience in the Idaho mortgage market, with deep knowledge of local neighborhoods, market trends, and financing options specific to the Treasure Valley.
    • PMR's exceptional 4.9-star Google rating from over 866 reviews reflects their consistent track record of transparency, responsiveness, and client satisfaction throughout the loan process.
    • Clients work with the same dedicated local loan officer from pre-qualification through closing β€” no call centers or handoffs. PMR's team provides direct communication, education, and support at every step.
    • PMR offers a full range of loan products including conventional, FHA, VA, USDA, construction-to-permanent, and refinancing options, with access to competitive rates and flexible terms tailored to each client's financial situation.

    β€œPurchasing my first home was the biggest and scariest move of my life, but Amanda was with me 100% of the way. She answered every single question I had (and I had a lot!), guided me through the entire process, and made sure I felt confident every step of the way. Amanda truly cares about her clients, and it shows. I recommend her to all of my friends and family, and she’s the only lender I will ever use. If you’re looking for someone knowledgeable, patient, and supportive, Amanda is the one!”

    β€” Karen Orosco, Google Review Β· 4.9 β˜… avg from 871 reviews
    Phone(208) 629-0606
    Hours
    Mon8:00 AM – 5:00 PM
    Tue8:00 AM – 5:00 PM
    Wed8:00 AM – 5:00 PM
    Thu8:00 AM – 5:00 PM
    Fri8:00 AM – 5:00 PM
    SatClosed
    SunClosed
    Premier Mortgage Resources
    Updated 4/15/26Learn More β†’
    86
    Lantern
    Score
    Meridian, ID
    Serves Boise, Meridian, Nampa, and surrounding Idaho communities
    β˜…β˜…β˜…β˜…β˜…5.0(440 Google reviews)

    1st Choice Mortgage Company, LLC is an Idaho mortgage broker specializing in VA, FHA, and first-time home buyer loans across Boise, Meridian, and Nampa. The team helps borrowers with home purchases and refinances, offering competitive rates, fast funding (often within 30 days), and free pre-approval letters and rate comparison tools. They guide clients through the entire process to find loan terms that match their financial goals and save thousands on mortgages.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time home buyers, VA loan applicants, FHA loan borrowers, homeowners seeking refinancing, those wanting to access home equity through cash-out refinances
    What sets them apart
    • Specializes in fast loan funding, often completing the process in less than 30 days, helping borrowers secure homes quickly without missing out on properties.
    • Provides free online rate comparison calculators and refinance analysis tools, allowing borrowers to shop around and choose the best loan terms for their situation.
    • Expert in VA loans, FHA loans, and first-time home buyer programs, with personalized guidance from experienced mortgage advisors tailored to each borrower's unique needs.
    VA LoansFHA LoansRefinancingHome PurchasePre-Approval
    Phone(208) 375-5626
    1st Choice Mortgage Company, LLC
    Updated 5/6/26Learn More β†’
    86
    Lantern
    Score
    Eagle, ID
    Serves Eagle, Meridian, Boise, and surrounding Treasure Valley communities
    β˜…β˜…β˜…β˜…β˜…5.0(415 Google reviews)

    Synergy One Lending is a mortgage lender serving Eagle and the surrounding Boise area with home purchase and refinance loans. Led by experienced branch managers Monica Davis and Bryson Smith, the team of 16+ licensed loan officers helps borrowers navigate the lending process using modern technology and personalized guidance. They specialize in making the mortgage experience fast, transparent, and accessible through their S1 Connect app and direct access to loan specialists.

    Best for: Refinancing
    Ideal clients: First-time home buyers, existing homeowners seeking refinance, borrowers wanting a streamlined digital mortgage process
    What sets them apart
    • Synergy One uses S1 Connect, a next-level app that lets borrowers securely upload documents, track progress in real-time, and calculate payments easily without leaving their home.
    • The Eagle branch features 16+ licensed loan officers and two branch managers with deep mortgage expertise, providing personalized guidance tailored to each borrower's financial situation.
    • The team maintains a 94.46% Net Promoter Score and 96.61% average customer satisfaction rate, reflecting their commitment to consistent, client-centered service.
    Mortgage LendingHome LoansRefinancingFast Pre-ApprovalLocal Lenders
    Phone(208) 917-5058
    Websites1l.com
    Synergy One Lending
    Updated 5/6/26Learn More β†’
    86
    Lantern
    Score
    Meridian, ID
    Serves Meridian, Idaho and surrounding communities in Idaho, California, Montana, Oregon, Texas, Utah, and Washington
    β˜…β˜…β˜…β˜…β˜…5.0(365 Google reviews)

    Guild Mortgage Company's Meridian Legacy branch offers comprehensive home financing solutions backed by decades of experience since 1960. Led by Branch Manager Dave Perry and a team of local loan officers, they specialize in conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance programs tailored to diverse borrower needs. Their commitment to local processing, underwriting, and funding combined with personalized guidance makes homeownership accessible for first-time buyers, military service members, and those purchasing in competitive markets.

    Best for: First-Time HomebuyersVeteransCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military service members (VA loans), High-cost market buyers (jumbo loans), Borrowers needing down payment assistance
    What sets them apart
    • Offers conventional, FHA, VA, USDA, jumbo, renovation, and down payment assistance programs designed to meet different financial situations and buyer profiles.
    • Loan officers live and work in the communities they serve with local processing, underwriting, and funding capabilities for faster closing and personalized service.
    • Backed by Guild Mortgage Company's 60+ years of experience helping homebuyers nationwide, providing knowledgeable guidance throughout the entire mortgage process.
    Home LoansMortgage LendingLocal LendersPre-ApprovalVA Loans
    Guild Mortgage Company - W Navigator Dr
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Meridian, ID
    Serves Meridian, Boise, and surrounding Idaho communities
    β˜…β˜…β˜…β˜…β˜…5.0(301 Google reviews)

    Sergio Szyrko is a Branch Manager and mortgage loan officer at Fairway Home Mortgage serving the Meridian, ID area. With over 25 years of experience in real estate lending since 1998, Sergio specializes in helping homebuyers and homeowners navigate the mortgage process with education and personalized service. His team offers a comprehensive range of loan products including conventional, FHA, VA, USDA, jumbo, and construction loans, along with refinancing and home equity optionsβ€”all designed to find clients the right financing solution at competitive rates.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan applicants, homeowners seeking refinancing, buyers needing jumbo loans, self-directed borrowers who value education
    What sets them apart
    • Sergio has been in real estate lending since 1998, successfully helping hundreds of families achieve homeownership with expert guidance through the entire loan process.
    • Offers diverse financing options including FHA, VA, USDA, jumbo, construction, and renovation loans, plus refinancing and reverse mortgages to meet various borrower needs.
    • Provides video updates, online loan comparisons, and personalized consultations designed to educate borrowers and ensure they receive the right mortgage solution for their goals.
    Mortgage LoansHome FinancingRefinancingFirst-Time BuyersVA Loans
    Sergio Szyrko - Fairway Home Mortgage
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Boise, ID
    Serves Boise, Idaho and surrounding communities
    β˜…β˜…β˜…β˜…β˜…5.0(258 Google reviews)

    Fairway Independent Mortgage Corporation's Boise branch offers a full range of mortgage services including home purchases, construction loans, and refinancing. Led by Branch Manager Joshua D Murphy and a team of experienced loan officers, Fairway provides personalized guidance throughout the entire loan process from application to closing. The branch specializes in finding the right loan products with competitive rates and terms tailored to each borrower's specific financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, existing homeowners refinancing, home builders, borrowers seeking personalized mortgage guidance
    What sets them apart
    • Branch led by Joshua D Murphy with multiple Senior Loan Officers and licensed LO Assistants dedicated to personalized service in the Boise market.
    • Offers purchase mortgages, construction loans, and refinancing options with access to multiple loan products to match borrowers' specific needs and financial situations.
    • Provides comprehensive support throughout the entire mortgage process from initial application through closing and beyond.
    Mortgage LenderHome LoansRefinancingPurchase MortgagesLocal Experts
    Fairway Independent Mortgage Corporation
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Meridian, ID
    Serves Meridian, Boise, and surrounding areas of Ada County, Idaho
    β˜…β˜…β˜…β˜…β˜…5.0(217 Google reviews)

    Eric Leigh is a Producing Branch Manager and mortgage lender (NMLS #65666) based in Meridian, ID, specializing in making the mortgage process simple, fast, and stress-free. He offers a comprehensive range of loan products including VA loans, FHA loans, jumbo loans, bank statement loans for self-employed borrowers, physician loans, foreign national loans, reverse mortgages, and down payment assistance programs. With same-day approval options, 5-minute online applications, and a focus on educating clients to achieve home ownership, Eric provides personalized service backed by Rate's fintech platform and tools.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, VA/military members, self-employed professionals, luxury home buyers, retirees seeking reverse mortgages, foreign nationals
    What sets them apart
    • Offers expedited approval in one day with options as little as 3% down, plus a Lock 'N' Roll program to secure rates for 60-90 days without a signed contract.
    • Provides unique loan products including bank statement loans for self-employed borrowers, physician loans, foreign national loans (no SSN/FICO required), and reverse mortgages for retirees 62+.
    • Offers VA loans (0% down), FHA/USDA loans (0-10% down), down payment grants and assistance programs, making homeownership accessible to diverse borrowers.
    Mortgage LenderVA LoansFast ApprovalFHA LoansRefinancing
    Phone(208) 880-0316
    Websiterate.com
    Eric Leigh, Mortgage Lender NMLS #65666
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Meridian, ID
    Serves Meridian, Idaho and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(149 Google reviews)

    Mike Morrison is a Senior Loan Officer and Team Lead at Movement Mortgage, serving Meridian and the surrounding Idaho area. With NMLS ID #156124, Mike specializes in helping homebuyers find the right mortgage products for their unique situations, from first-time purchases to refinancing and investment properties. Movement Mortgage is an Impact Lender committed to community reinvestment, and Mike's team is known for professional, communicative service and creative problem-solving to help loans close successfully.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, refinancing homeowners, investment property buyers, borrowers with complex financing needs
    What sets them apart
    • Movement Mortgage returns nearly 50% of profits to community uplift programs, ensuring your mortgage supports local impact.
    • As a Senior Loan Officer and Team Lead with multi-state licensing, Mike brings leadership and expertise to complex financing situations.
    • Known for finding solutions when standard approaches don't work, helping borrowers close loans that might otherwise fall through.
    Mortgage LoansLoan OfficerHome FinancingMovement MortgageNMLS Licensed
    Phone(208) 955-1262
    Mike Morrison
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Meridian, ID
    Serves Meridian, Idaho and surrounding areas including Boise, Eagle, and Nampa
    β˜…β˜…β˜…β˜…β˜…5.0(138 Google reviews)

    Mark Onnen, MBA is a mortgage loan officer with CMG Home Loans specializing in home purchase and refinance loans for Idaho buyers and those relocating from other states. With over 20 years of lending experience and a focus on new construction financing, Mark offers personalized guidance through the entire mortgage process with 24/7 availability and proactive communication. His local Eagle, ID office handles processing, underwriting, and funding in-house, and CMG services many of its loans to build long-term client relationships.

    Best for: RefinancingCompetitive Rates
    Ideal clients: First-time home buyers, new construction purchasers, out-of-state relocators, homeowners refinancing
    What sets them apart
    • Mark specializes in new construction and out-of-state relocations with extensive knowledge of Idaho's market and loan programs.
    • CMG's Eagle branch handles processing, underwriting, and funding in-house, enabling faster closings and long-term customer relationships rather than loan sales.
    • Mark prioritizes rapid response times and keeps clients informed at every step, reducing stress and surprises throughout the mortgage process.
    Mortgage LoansNew ConstructionRefinancingRelocating Buyers
    Phone(208) 724-3035
    Mark Onnen
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Emmett, ID
    Serves Emmett, ID and surrounding Idaho communities
    β˜…β˜…β˜…β˜…β˜…5.0(132 Google reviews)

    Home Loans of Idaho, led by mortgage professional Jesse Stroup, is an independent mortgage broker serving the Emmett area and surrounding Idaho communities. They specialize in helping borrowers find the right loan products through access to multiple lenders, offering personalized guidance for home purchases, refinancing, and various loan types including FHA, VA, and conventional mortgages. Their local expertise and direct relationship-based approach make them a trusted partner for Idaho homebuyers seeking competitive rates and flexible lending solutions.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time home buyers, VA loan applicants, refinancing borrowers, homebuyers seeking multiple loan options
    What sets them apart
    • As an independent mortgage broker, Jesse Stroup connects borrowers with multiple lending partners to find competitive rates and terms tailored to individual financial situations.
    • Offers FHA loans, VA loans, conventional mortgages, and refinancing options to serve different borrower needs and circumstances.
    • Deep knowledge of the Idaho market and local lending landscape, providing personalized service as an independent operator rather than a large national chain.
    Mortgage BrokerHome LoansFHA LoansVA LoansRefinancing
    Phone(208) 907-2846
    Jesse Stroup, Mortgage - Home Loans Of Idaho
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Eagle, ID
    Serves Eagle, Idaho and surrounding Treasure Valley area, plus Oregon
    β˜…β˜…β˜…β˜…β˜…5.0(132 Google reviews)

    Sheila Moore and Lynzi Cahoon of The My Mortgage Lady Team at American Pacific Mortgage provide comprehensive home lending solutions for Idaho and Oregon residents. With over 20 years of experience, Sheila Moore specializes in purchase loans, refinancing, debt consolidation, and cash-out refinances for borrowers across all credit profiles. The team combines extensive product knowledge with personalized service to make the loan process transparent and efficient, offering tools like online calculators, pre-approval options, and dedicated support throughout the application.

    Best for: Refinancing
    Ideal clients: First-time homebuyers, homeowners seeking refinancing, borrowers with varying credit profiles, real estate professionals and their clients
    What sets them apart
    • Sheila Moore has been assisting Idaho consumers and real estate professionals since 2002, building a reputation for integrity and personalized attention to each client's unique needs.
    • The team handles purchase loans, refinancing, debt consolidation, cash-out refinances, and serves borrowers with varying credit profiles from poor to excellent.
    • Sheila is licensed in both Idaho and Oregon, expanding service options for customers across state lines.
    Home LoansRefinancingFirst-Time BuyersMortgage Advisors
    Phone(208) 695-9468
    Sheila Moore & Lynzi Cahoon - The My Mortgage Lady Team, American Pacific Mortgage
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Meridian, ID
    Serves Boise, Meridian, and surrounding areas in the Treasure Valley
    β˜…β˜…β˜…β˜…β˜…5.0(122 Google reviews)

    Creekside Mortgage, Inc. is a specialized VA home loan provider serving the Boise area with deep expertise in Veterans Affairs financing. They help military service members and veterans navigate VA loan options, pre-approval processes, and closing, offering personalized guidance for those looking to purchase or refinance their homes. Their focus on VA loans means they understand the unique benefits and requirements military families face.

    Best for: VeteransRefinancing
    Ideal clients: Military service members, veterans, active duty personnel, VA loan borrowers, home buyers new to VA financing benefits
    What sets them apart
    • Dedicated focus on VA home loans with specialized knowledge of military-specific financing benefits, funding fees, and loan requirements.
    • Based in the Treasure Valley with direct phone and in-person consultation available for local veterans and service members.
    • Streamlined pre-approval for VA borrowers to help expedite the home buying or refinancing timeline.
    VA LoansMortgage LenderVeteransHome FinancingBoise
    Creekside Mortgage, Inc. Local VA Home Loan Experts of Boise Idaho!
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Meridian, ID
    Serves Meridian, Idaho and surrounding Treasure Valley communities
    β˜…β˜…β˜…β˜…β˜…5.0(107 Google reviews)

    Caliber Home Loans is a mortgage lender serving the Meridian area and surrounding communities. They offer a range of financing options including conventional loans, FHA loans, VA loans, and refinancing solutions to help homebuyers and existing homeowners achieve their real estate goals. With a strong local presence and dedicated loan officers, Caliber provides personalized mortgage services tailored to individual financial situations.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, VA loan applicants, homeowners refinancing, diverse credit profiles
    What sets them apart
    • Offers conventional, FHA, VA, and refinancing options to serve diverse borrower needs and financial situations.
    • Provides personalized service with dedicated mortgage professionals familiar with the local Meridian and Treasure Valley real estate market.
    Mortgage LenderHome FinancingLoan OfficerVA LoansRefinancing
    Phone(206) 963-4610
    Caliber Home Loans
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Eagle, ID
    Serves Eagle, ID and surrounding Treasure Valley communities; licensed in 17 states nationwide
    β˜…β˜…β˜…β˜…β˜…5.0(100 Google reviews)

    Devin Fahrner is a mortgage loan advisor and branch manager at American Pacific Mortgage in Eagle, ID, specializing in home purchases, refinances, and debt consolidation. Licensed across 17 states, he provides transparent guidance through the loan process without corporate scripts, focusing on clear communication and straightforward answers. Devin has a particular commitment to helping veterans access home financing and brings years of industry experience to clients who feel overwhelmed or uncertain about mortgages.

    Best for: VeteransRefinancing
    Ideal clients: First-time home buyers, veterans seeking VA loans, homeowners refinancing, borrowers wanting transparent communication
    What sets them apart
    • Devin has a personal commitment to helping veterans access home financing and emphasizes this as a priority, not just a marketing line.
    • He avoids corporate scripts and provides straightforward answers about loan status, keeping clients informed throughout the process without hidden surprises.
    • Licensed to originate mortgages in 17 states, providing flexibility for borrowers relocating or purchasing property across state lines.
    Mortgage LoansHome PurchaseRefinancingVeteransDebt Consolidation
    Phone(208) 863-6610
    Devin Fahrner | Idaho Mortgage Expert
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Boise, ID
    Serves Boise, Idaho and surrounding areas
    β˜…β˜…β˜…β˜…β˜…5.0(100 Google reviews)

    Summit Mortgage Corporation, led by Bill Zimmerman, Larry Jansen, and Ron Burress, is a mortgage lender serving the Boise area and beyond. They specialize in home financing solutions including conventional loans, FHA loans, VA loans, and refinancing options. Summit Mortgage is known for their Sellers Choice Guarantee program and commitment to fast pre-approval processes, helping borrowers navigate the home buying and refinancing journey with personalized service.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, VA loan borrowers, homeowners seeking refinancing, buyers in competitive markets
    What sets them apart
    • Summit Mortgage offers a specialized program designed to give buyers a competitive edge in the home purchase process.
    • The team focuses on quick pre-approval turnaround to help buyers move faster in competitive markets.
    • They offer conventional, FHA, and VA loan options to serve a wide range of borrowers and financial situations.
    Mortgage LenderHome FinancingVA LoansFHA LoansRefinancing
    Phone(208) 939-0002
    Summit Mortgage Corporation, Bill Zimmerman/Larry Jansen and Ron Burress
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Meridian, ID
    Serves Meridian, Boise, and surrounding Boise Valley communities
    β˜…β˜…β˜…β˜…β˜…5.0(97 Google reviews)

    Harrison George is a mortgage loan officer serving the Boise Valley area from his Meridian office. He specializes in helping clients secure financing for home purchases and refinancing needs, offering personalized service and access to multiple loan programs. With extensive experience in residential lending, Harrison works to match borrowers with the right loan products for their financial situation.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive Rates
    Ideal clients: First-time homebuyers, current homeowners seeking refinancing, VA and FHA loan applicants, buyers in the Boise Valley region
    What sets them apart
    • Offers conventional, FHA, VA, and other loan products to match different borrower needs and financial situations.
    • Based in Meridian with direct phone and in-person consultation available for clients throughout the Boise Valley.
    Mortgage LoansHome FinancingRefinancingFHA LoansVA Loans
    Phone(208) 472-4604
    Harrison George
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Nampa, ID
    Serves Nampa, Idaho and surrounding communities
    β˜…β˜…β˜…β˜…β˜…5.0(96 Google reviews)

    Evergreen Home Loans is a mortgage lender serving the Nampa area with a focus on personalized loan solutions for homebuyers and refinancers. As an NMLS-licensed lender, they offer a range of mortgage programs including conventional, FHA, VA, and jumbo loans to help borrowers navigate the home financing process. Their local Nampa office provides direct access to loan officers who work to match clients with the right loan products and rates.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes
    Ideal clients: First-time homebuyers, VA loan borrowers, FHA borrowers, home refinancers, jumbo loan applicants
    What sets them apart
    • Offers conventional, FHA, VA, and jumbo loan options to serve different buyer profiles and financial situations.
    • Direct access to mortgage professionals in the Nampa office who provide personalized guidance throughout the lending process.
    • Licensed mortgage lender (NMLS 1604738) operating with regulatory compliance and consumer protections.
    Mortgage LenderHome LoansRefinancingVA LoansFHA Loans
    Evergreen Home Loans Nampa NMLS 1604738
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Boise, ID
    Serves Boise, ID and surrounding communities
    β˜…β˜…β˜…β˜…β˜…5.0(95 Google reviews)

    Terry Heffner at Guild Mortgage is a local mortgage branch manager serving the Boise area with personalized home financing solutions. Guild Mortgage offers competitive loan programs including conventional, FHA, VA, and jumbo mortgages, with fast pre-approval processes and access to multiple lending options. Terry brings expertise in helping first-time homebuyers, refinancing clients, and borrowers with specialized financing needs navigate the mortgage process efficiently.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes
    Ideal clients: First-time homebuyers, Military veterans (VA loans), Refinancing homeowners, Borrowers with jumbo loan needs
    What sets them apart
    • Guild Mortgage offers conventional, FHA, VA, jumbo, and specialized loan programs to serve diverse borrower needs and financial situations.
    • Terry Heffner combines personalized local service with Guild Mortgage's established lending infrastructure and competitive rates.
    • Quick pre-approval timelines help clients move faster in a competitive real estate market and understand their buying power upfront.
    Mortgage LendingHome FinancingLoan Pre-ApprovalVA LoansRefinancing
    Guild Mortgage - Terry Heffner
    Updated 5/6/26Learn More β†’
    85
    Lantern
    Score
    Meridian, ID
    Serves Meridian, Boise, and surrounding areas of Idaho
    β˜…β˜…β˜…β˜…β˜…5.0(94 Google reviews)

    John Spiker is a Senior Loan Officer at Guild Mortgage, a national mortgage lender serving homebuyers since 1960. He specializes in helping clients navigate home financing options, including purchase mortgages, refinancing, FHA loans, VA loans, and down payment assistance programs. John's approach emphasizes personalized service, clear communication of loan options, and a smooth underwriting processβ€”his clients frequently refer friends and family based on his attention to detail and responsiveness.

    Best for: First-Time HomebuyersVeteransRefinancing
    Ideal clients: First-time homebuyers, military service members (VA loans), refinancing homeowners, high-cost market buyers, down payment assistance seekers
    What sets them apart
    • John brings extensive mortgage and underwriting expertise to ensure clients understand their options and receive a loan tailored to their specific needs.
    • A large percentage of John's business comes from past clients referring friends and family, demonstrating consistent client satisfaction and trust.
    • Guild Mortgage offers diverse financing solutions including FHA loans, VA loans, down payment assistance, and temporary rate buydowns to meet different buyer situations.
    Mortgage LoansHome FinancingLoan OfficerGuild MortgageRefinancing
    Guild Mortgage - John Spiker
    Updated 5/6/26Learn More β†’
    This directory of mortgage brokers local businesses serving Greater Boise, is maintained by Lantern. Rankings are determined by the Lantern Score β€” not advertising or payment for placement. Learn how it works. Last updated April 19, 2026. To claim or update a listing, contact us.