Mortgage Brokers
Oakland, CA
Vic Joshi's Straight Deal Mortgage is an independent mortgage brokerage led by award-winning consultant Vic Joshi, who has specialized in home loans for over 25 years. They provide comprehensive mortgage services including purchase loans, refinancing, cash-out refinances, reverse mortgages, and VA loans, with specialized programs for first-time buyers, self-employed borrowers, investors, and those with limited down payments or credit challenges. Licensed across seven states (California, Colorado, Florida, Hawaii, Oregon, Texas, and Washington), Vic offers personalized guidance and free consultations focused on transparent advice rather than pushing products.
Ideal for: First-time home buyers, military veterans, self-employed professionals, refinancing homeowners, investors, borrowers with limited down payments
Service area: Oakland and surrounding Bay Area, with multi-state licensing in California, Colorado, Florida, Hawaii, Oregon, Texas, and Washington
25+ Years of Expertise: Vic Joshi has been in the mortgage industry since 1997 and remains an independent agent passionate about helping borrowers navigate complex lending decisions with transparent, personalized advice.
Multi-State Licensing: Licensed in seven states, enabling service to clients relocating or purchasing properties across California, Colorado, Florida, Hawaii, Oregon, Texas, and Washington.
Specialized Programs: Offers tailored solutions for first-time buyers, military veterans (VA loans), self-employed professionals, investors, retirees seeking reverse mortgages, and borrowers with limited down payments or credit challenges.
Address: 4811 Telegraph Ave #511, Oakland, CA 94609
Phone: (510) 655-2868
Website: vicjoshi.com
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