Gray Fox Mortgage, LLC
Mortgage Brokers
· Charlottesville, VA
Published in partnership with Todd Jenkins - Gray Fox Mortgage, LLC
Book online anytime
Todd Jenkins is a senior mortgage banker with 18 years of experience and Gray Fox Mortgage, serving Central Virginia from Charlottesville to Augusta. He has helped nearly 2,000 families achieve homeownership and is known for his responsiveness, transparency, and personalized guidance through every step of the mortgage process.
Best for: First-time homebuyers, Empty-nesters, Central Virginia homebuyers seeking personalized service
Service area: Charlottesville, Virginia and surrounding Central Virginia areas including Augusta and Louisa counties
18 Years of Experience: Todd has successfully guided nearly 2,000 families through the mortgage process, bringing deep expertise and established relationships in the local market.
Licensed in VA & NC: Holds NMLS #277971 and is licensed in both Virginia and North Carolina, with strong community involvement including membership on the Virginia Housing Development Authority advisory board.
Transparent, Step-by-Step Process: Provides clear guidance through all six stages of borrowing—from pre-qualification through closing—with emphasis on client comfort and understanding throughout.
“Working with Todd was a great experience. He was patient, easy to talk to, and always willing to walk through details without making things feel overwhelming. I appreciated how careful and thorough he was, it was clear he paid close attention and made sure everything stayed on track. The whole process felt well handled, and I’d absolutely work with him again.”
— Jon, Google Review
“Todd is the real deal. Not only is he a master of his craft, but he has genuine concern. Todd was asked to perform a challenging quick finance/close for my wife and I and he pulled it off in grand fashion. Fellow team members from Red Fox assisted with same and were wonderful! Home selling/purchase can get hectic and they were all very supportive through the process. The reassurance of the team was fantastic. I would not hesitate in recommending their services. Specifically... Todd Rocks!”
— Larry Cascario, Google Review
“We are so thankful for Todd Jenkins! He truly went above and beyond to help us make our home purchase possible. From start to finish, he was responsive, patient, and always willing to explain things clearly. What could have been a stressful process felt smooth and manageable because of his guidance and dedication. We can’t recommend him highly enough. If you’re looking for someone who genuinely cares reach out to Todd!”
— Meghann Gili Jansen, Google Review
“We worked with Todd Jenkins at Gray Fox Mortgage and could not have asked for a better experience. Todd was extremely helpful, knowledgeable, and patient throughout the process. He took the time to explain everything clearly, answered all of our questions, and always made us feel informed. His professionalism combined with his approachable, understanding style made what could have been a stressful process feel smooth. We truly appreciated his guidance and expertise, and we would highly recommend Todd Jenkins and Gray Fox Mortgage to anyone looking for a trustworthy and dependable mortgage lender.”
— Daniel Willmann, Google Review
“Todd, did a fantastic job. He explained everything in great detail so that we could understand. He even gave me his cell number so that I could ask questions whenever they came up. He really went above and beyond making sure we felt good with the details of our loan.”
— J Metz, Google Review
Book online: Book Online Now →
Phone: (434) 987-6273
Address: 1135 Rose Hill Dr, Charlottesville, VA 22903 (Get directions)
Website: grayfoxmortgage.com/toddjenkins/