Mortgage Brokers
Davie, FL
The Truth About Lending LLC is a mortgage brokerage led by Melinda Payan, offering over 20 years of expertise in residential and specialty financing. They specialize in helping borrowers with diverse lending needs including cash-out refinances, bank statement loans, investor cash flow loans, condo financing, and loan modifications for those who have been denied elsewhere. Their team of former underwriters, processors, and licensed mortgage brokers prioritizes transparency and education, providing clients with clear explanations of the underwriting process and educational videos to demystify mortgage lending.
Ideal for: Self-employed borrowers, investors, those with complex credit situations, refinancing clients seeking better terms, borrowers denied by traditional banks
Service area: South Florida, including Broward, Miami-Dade, and Palm Beach Counties
Specialized Lending Options: Offers non-traditional loan programs including bank statement loans, asset qualifier loans, investor cash flow loans, and condo financing—solutions for borrowers who may not qualify through conventional banks.
Transparent Education Approach: Provides extensive educational videos and resources explaining the mortgage process, underwriting criteria, and lending terminology so clients fully understand their options before committing.
Expert Team with Industry Experience: Led by Melinda Payan with 20+ years of business and financial expertise; staff includes former loss mitigation underwriters, a former mortgage company owner, and licensed active mortgage brokers committed to expedient loan completion.
Address: 12555 Orange Dr #4232, Davie, FL 33330
Phone: (888) 768-7884
Website: thetruthaboutlending.com
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