Mortgage Brokers
San Jose, CA
The Mortgage Outlet is a family-owned mortgage broker and lender in San Jose specializing in home purchase loans, refinances, and home equity loans. They offer innovative loan programs tailored to diverse borrowers, including an RSU Income Loan Program for tech employees, a High Cost Area Purchase Program for first-time homebuyers, and a Bank Statement Loan Program for self-employed borrowers. Known for fast closings (as few as 10 days) and transparent pricing with no junk fees, they serve California, Colorado, Oregon, and Washington.
Ideal for: Tech employees with RSU income, first-time homebuyers in high-cost areas, self-employed borrowers, homeowners seeking refinancing or home equity loans
Service area: San Jose, California; licensed in California, Colorado, Oregon, Washington; serves nationwide
RSU Income Loan Program: Specializes in helping tech employees leverage Restricted Stock Units as income when qualifying for home loans, increasing purchasing power in high-cost areas.
Bank Statement Loans for Self-Employed: Offers flexible documentation alternatives using 12 months of bank statements instead of traditional tax returns and W-2s, making homeownership accessible to self-employed borrowers.
Super Fast Closings: Closes loans in as few as 10 days with no application or loan processing fees, eliminating hidden costs and surprise charges.
Address: 200 N Almaden Blvd Suite 200, San Jose, CA 95110
Phone: (408) 352-5120
Website: themortgageoutlet.com
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