The Mortgage Outlet

    Your business?

    Mortgage Brokers

    San Jose, CA

    The Mortgage Outlet is a family-owned mortgage broker and lender in San Jose specializing in home purchase loans, refinances, and home equity loans. They offer innovative loan programs tailored to diverse borrowers, including an RSU Income Loan Program for tech employees, a High Cost Area Purchase Program for first-time homebuyers, and a Bank Statement Loan Program for self-employed borrowers. Known for fast closings (as few as 10 days) and transparent pricing with no junk fees, they serve California, Colorado, Oregon, and Washington.

    Best for: First-Time HomebuyersRefinancing

    Ideal for: Tech employees with RSU income, first-time homebuyers in high-cost areas, self-employed borrowers, homeowners seeking refinancing or home equity loans

    Service area: San Jose, California; licensed in California, Colorado, Oregon, Washington; serves nationwide

    What Sets The Mortgage Outlet Apart

    RSU Income Loan Program: Specializes in helping tech employees leverage Restricted Stock Units as income when qualifying for home loans, increasing purchasing power in high-cost areas.

    Bank Statement Loans for Self-Employed: Offers flexible documentation alternatives using 12 months of bank statements instead of traditional tax returns and W-2s, making homeownership accessible to self-employed borrowers.

    Super Fast Closings: Closes loans in as few as 10 days with no application or loan processing fees, eliminating hidden costs and surprise charges.

    First-Time Buyer ProgramsRefinancingFHA Loans
    Home LoansFast ClosingsFirst-Time BuyersRefinancingHome Equity
    Google Rating
    4.9 ★ (143 reviews)
    Phone
    (408) 352-5120

    Location

    Address: 200 N Almaden Blvd Suite 200, San Jose, CA 95110

    Phone: (408) 352-5120

    Website: themortgageoutlet.com

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    Last updated April 15, 2026

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