Tammy Wilt, Gray Fox Mortgage LLC

Tammy L Wilt is a Senior Mortgage Banker with Gray Fox Mortgage serving Virginia and North Carolina since 2000, helping 1,200+ families secure mortgages with a focus on first-time buyers and down payment assistance programs. With 30 years in finance and deep roots in the Charlottesville community, Tammy specializes in making the mortgage process transparent and manageable for all borrower types. Her approach emphasizes education and personalized guidance to match clients with the loan products that best fit their unique financial situations.