Spivak Financial Group & Wealth Management Consultants

Spivak Financial Group is an independently-owned, second-generation wealth management firm in Scottsdale specializing in retirement planning, tax optimization, and lifetime income strategies for affluent individuals. Led by Stuart J. Spivak (35+ years experience) and Mark T. Woodfield (20+ years), they serve as a personal CFO, unifying investments and tax strategies across all three wealth phases: accumulation, distribution, and transfer. Their tax-focused approach aims to minimize client tax liability by 30-40% through asset location planning, IRS Rule 72(t) strategies, and estate transfer planning.