PACFI Home Loans

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    Mortgage Brokers

    Boise, ID

    PACFI Home Loans is a mortgage brokerage led by Paul, specializing in home purchase mortgages and refinances for clients in the Boise area. They're known for transparent communication, efficient processing with closings in as little as 10-15 days, and access to top wholesale lenders that result in competitive rates and lower closing costs. Paul works directly with clients to solve complex financing situations and provides personalized guidance throughout the entire loan process.

    Best for: RefinancingCompetitive Rates

    Ideal for: First-time homebuyers, Refinancing clients, Buyers with complex financial situations, Anyone seeking transparent communication and fast closings

    Service area: Boise, Idaho and surrounding areas

    What Sets PACFI Home Loans Apart

    Rapid Closings: Many mortgages close in 20, 15, or even 10 days thanks to their streamlined process and relationships with top wholesale lenders.

    No Upfront Fees: They never charge upfront credit report or appraisal fees, making it easier to start the mortgage process without hidden costs.

    Personalized Loan Matching: They evaluate each client's situation and match them with the best lender for their specific needs, often finding creative solutions for complex financing scenarios.

    First-Time Buyer ProgramsRefinancingFast Pre-ApprovalAccess to Multiple Lenders
    Mortgage BrokerFast ClosingsNo Upfront FeesRefinancing
    Google Rating
    5.0 ★ (58 reviews)
    Phone
    (208) 807-0370
    Website
    pacfi.com

    Location

    Address: 10332 W Ustick Rd, Boise, ID 83704

    Phone: (208) 807-0370

    Website: pacfi.com

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    Last updated April 21, 2026

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