Northstar Mortgage

    Your business?

    Mortgage Brokers

    Alpharetta, GA

    Northstar Mortgage is a wholesale-direct mortgage broker serving North Atlanta and Metro Atlanta since 1998, led by President Steve O'Day with over 30 years of mortgage expertise. As a broker rather than a bank, they shop loans across dozens of competing lenders to secure the most competitive rates and terms, offering conventional, FHA, VA, USDA, jumbo, and reverse mortgage loans. They specialize in solutions for self-employed borrowers and real estate investors, including Bank Statement Loans, DSCR Loans, ITIN Loans, and down payment assistance programs, with a reputation for reliable pre-approvals, clear communication, and on-time closings.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes

    Ideal for: First-time homebuyers, self-employed borrowers, real estate investors, homeowners seeking refinance, buyers needing down payment assistance programs

    Service area: North Atlanta and Metro Atlanta, including Alpharetta, Cumming, Roswell, Johns Creek, Milton, and Canton

    What Sets Northstar Mortgage Apart

    Wholesale-Direct Model: As a broker shopping across dozens of lenders rather than a bank, Northstar can often close loans that retail lenders cannot — faster and at better rates, with access to specialized non-QM products.

    Expert Leadership: President Steve O'Day personally handles loans from application through closing, bringing 30+ years of mortgage expertise and a track record of on-time closings and responsive communication.

    Specialized Loan Solutions: Offers non-traditional programs including Bank Statement Loans, DSCR Loans, ITIN Loans, and Down Payment Assistance programs designed for self-employed borrowers, real estate investors, and first-time homebuyers.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansJumbo LoansFast Pre-Approval
    Wholesale-Direct BrokerPersonalized ServiceCompetitive RatesSpecialized Programs
    Google Rating
    5.0 ★ (82 reviews)
    Phone
    (770) 995-8078

    Location

    Address: 8000 Avalon Blvd #100, Alpharetta, GA 30009

    Phone: (770) 995-8078

    Website: northstarmortgageservices.com

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    Last updated April 16, 2026

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