Motivation Mortgage

    Your business?

    Mortgage Brokers

    Charlotte, NC

    Motivation Mortgage is a Charlotte-based mortgage lender specializing in home purchases and refinancing across North Carolina, South Carolina, Virginia, Florida, and Texas. Led by their president (NMLS# 2228345), they offer conventional loans, FHA loans for first-time buyers, VA loans for veterans and active military, and refinancing options. The company provides personalized mortgage calculators, affordability assessments, and expert guidance to help borrowers navigate the homebuying process with confidence.

    Best for: First-Time HomebuyersVeteransRefinancing

    Ideal for: First-time homebuyers, Veterans and active military, Borrowers seeking refinancing, Buyers with varied credit profiles

    Service area: Charlotte, North Carolina and surrounding areas; also serves South Carolina, Virginia, Florida, and Texas

    What Sets Motivation Mortgage Apart

    Multi-State Lending: Licensed to originate loans across NC, SC, VA, FL, and TX, making them convenient for relocating families and out-of-state borrowers.

    Diverse Loan Programs: Offers conventional, FHA, VA, and refinancing options with online calculators for affordability assessment and payment estimation.

    Veteran-Focused Service: Specializes in VA loans offering up to 100% financing for eligible veterans and active military members.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansFast Pre-Approval
    FHA LoansVA LoansRefinancingFirst-Time BuyersConventional Mortgages
    Google Rating
    5.0 ★ (252 reviews)
    Phone
    (704) 746-0300

    Location

    Address: 9140 Arrowpoint Blvd Suite 130, Charlotte, NC 28273

    Phone: (704) 746-0300

    Website: motivationmortgage.com

    Get directions →

    Last updated April 21, 2026

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