Mortgage Brokers
San Jose, CA
Loan Factory is a mortgage marketplace that connects borrowers with 227 lenders and 2,405 loan officers to find competitive rates across multiple loan types. They specialize in conventional mortgages, FHA loans, VA loans, jumbo loans, USDA loans, and refinancing options including cash-out, streamline, and HELOC products. The company also offers specialized financing for self-employed borrowers (bank statement loans), real estate investors (DSCR loans), foreign nationals, and seniors seeking reverse mortgages. Their guarantee promises $1,000 if they can't beat another lender's offer.
Ideal for: First-time homebuyers, self-employed borrowers, real estate investors, veterans, rural/suburban families, refinancing homeowners, foreign nationals
Service area: San Jose, CA and nationwide (licensed in multiple states)
Access to 227 Lenders: Loan Factory networks with over 227 lenders and 2,405 loan officers to shop rates and negotiate on your behalf, increasing chances of finding competitive terms.
$1,000 Price Match Guarantee: If they can't beat another lender's offer, you receive $1,000, providing confidence in their rate competitiveness.
Specialized Loan Programs: Offers niche products including bank statement loans for self-employed, DSCR loans for investors, foreign national financing, and reverse mortgages for seniors 62+.
Address: 2195 Tully Rd, San Jose, CA 95122
Phone: (660) 333-3333
Website: loanfactory.com
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