Loan Factory - We Dare You to Compare

San Jose, CA

Serves San Jose, CA and nationwide (licensed in multiple states)

Get Quote (660) 333-3333

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Last Crawled by AI

June 2, 2026

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6 monitoring

Updated by Lantern

May 15, 2026

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About

Loan Factory is a mortgage brokerage with 2,411+ loan officers serving San Jose, CA and beyond, offering access to 226 lenders to find the lowest rates on purchase and refinance loans. They specialize in conventional, FHA, VA, USDA, jumbo, and alternative documentation loans (bank statement, DSCR, asset-qualifier, foreign national). With a 5.0-star rating from 4,674+ Google reviews, they guarantee to beat any competing offer or pay you $1,000.

Best For

First-time homebuyers using low down payment programs

Self-employed borrowers and business owners needing bank statement or asset-qualifier loans

Real estate investors using DSCR loans based on rental income

Veterans and service members using VA loans

Foreign nationals purchasing U.S. property without U.S. credit history

Jumbo loan borrowers in high-cost markets like the Bay Area

Borrowers who want to compare rates across multiple lenders with a single application

What Sets Loan Factory - We Dare You to Compare Apart

226-Lender Network with Rate-Beat Guarantee

5.0-Star Rating from 4,674+ Google Reviews

Alternative Documentation Expertise for Self-Employed & Investors

Automated Rate Alerts and Live Quote Engine

5.0-Star Google Rating

Perfect 5.0 average from 4,674+ verified Google reviews

$1,000 Rate-Beat Guarantee

We guarantee to beat any competing offer or pay you $1,000

226-Lender Network

Access to 226 lenders and 2,411+ loan officers for competitive rates

Licensed in Multiple States

NMLS-licensed mortgage brokerage serving borrowers nationwide

Hours

Opens today at 9 AM

Mon9:00 AM – 6:00 PM

Tue9:00 AM – 6:00 PM

Wed9:00 AM – 6:00 PM

Thu9:00 AM – 6:00 PM

Fri9:00 AM – 6:00 PM

Sat, SunClosed