KC Mortgage: Kay Cleland NMLS#265374

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    Mortgage Brokers

    Castle Rock, CO

    KC Mortgage, led by Certified Reverse Mortgage Specialist Kay Cleland McCarthy (NMLS#265374) with nearly 40 years of experience, specializes in a comprehensive range of mortgage solutions including FHA, VA, USDA, conventional loans, reverse mortgages, and non-QM loans for home purchase and refinancing. The firm serves Colorado homeowners and buyers across multiple communities with personalized loan solutions, including FHA Streamline, VA Streamline, cash-out options, and current refinance programs designed to help clients maximize their investment. Kay's local expertise and commitment to making the mortgage process smooth and straightforward make KC Mortgage a trusted resource for first-time homebuyers, veterans, and homeowners seeking refinancing options.

    Best for: First-Time HomebuyersVeteransRefinancing

    Ideal for: First-time homebuyers, Veterans seeking VA loans, Seniors exploring reverse mortgages, Homeowners refinancing, Rural property buyers (USDA loans)

    Service area: Castle Rock, Colorado Springs, Aurora, Parker, Highlands Ranch, and surrounding Colorado communities

    What Sets KC Mortgage: Kay Cleland NMLS#265374 Apart

    Certified Reverse Mortgage Specialist: Kay Cleland McCarthy holds specialized certification in reverse mortgages, offering expertise in this niche loan product that many brokers don't specialize in.

    Nearly 40 Years of Local Experience: With decades of service in Colorado, Kay brings deep market knowledge and personalized guidance tailored to individual financial situations.

    Comprehensive Loan Program Access: Offers diverse loan types including FHA, VA, USDA, conventional, non-QM loans, and multiple refinance options—giving clients flexibility to find the best fit.

    First-Time Buyer ProgramsRefinancingVA LoansFHA Loans
    Reverse MortgagesVA LoansFirst-Time HomebuyerRefinancingFHA Loans
    Google Rating
    5.0 ★ (121 reviews)
    Phone
    (720) 670-0124

    Location

    Address: 504 Perry St, Castle Rock, CO 80104

    Phone: (720) 670-0124

    Website: kcmortgagecolorado.com

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    Last updated April 16, 2026

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