Mortgage Brokers
Fairfax, VA
Joe Garon is a mortgage loan officer with Embrace Home Loans in Fairfax, VA, specializing in personalized mortgage solutions for first-time homebuyers, military families with VA loans, investors, and borrowers who've been denied elsewhere. With degrees from James Madison University and Georgetown University (including a real estate concentration), Joe takes a consultative approach—acting as a financial advisor rather than just a transaction processor—to align your mortgage strategy with long-term wealth-building goals. He offers access to extensive loan programs including FHA, VA, USDA, and exclusive Embrace products, with a focus on transparent, proactive communication throughout the closing process.
Ideal for: First-time homebuyers, military families seeking VA loans, real estate investors, borrowers with unique financial situations or prior loan denials
Service area: Fairfax, Virginia and surrounding Northern Virginia communities; licensed in VA, DC, MD, PA, NC, DE, FL, WV
Specialized Expertise: Graduate of Georgetown University with an MBA and real estate concentration; brings financial advisory perspective to mortgage planning, not just transaction processing.
Broad Loan Access: Offers FHA, VA, USDA, conventional, and exclusive Embrace programs including low/no down payment options and the 'Approved to Move' underwriting program.
Comprehensive Service Model: Handles complex situations including simultaneous home sales/purchases, borrowers denied by other lenders, and investors; known for responsiveness across evenings and weekends.
Address: 10306 Eaton Pl Ste 100, Fairfax, VA 22030
Phone: (703) 727-1651
Website: embracehomeloans.com
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