JoAnna Otero - Union Home Mortgage

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    Mortgage Brokers

    Ooltewah, TN

    JoAnna Otero is a mortgage loan officer with Union Home Mortgage, a established mortgage lender serving the Chattanooga area. She specializes in helping borrowers navigate financing options including conventional loans, FHA loans, VA loans, and refinancing. JoAnna works with first-time homebuyers, experienced investors, and homeowners looking to refinance, offering personalized guidance through the loan process.

    Best for: First-Time HomebuyersVeteransRefinancingCompetitive RatesLuxury Homes

    Ideal for: First-time homebuyers, VA loan borrowers, homeowners refinancing, buyers seeking jumbo loans

    Service area: Ooltewah, Chattanooga, and surrounding areas of Tennessee

    What Sets JoAnna Otero - Union Home Mortgage Apart

    Multiple Loan Program Options: Offers conventional, FHA, VA, and jumbo loans to meet diverse borrowing needs and financial situations.

    Personalized Guidance: Works directly with clients to explain loan options, rates, and terms in a clear, accessible way.

    Full-Service Refinancing: Helps existing homeowners explore refinancing opportunities to potentially lower payments or access equity.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansJumbo LoansFast Pre-ApprovalAccess to Multiple Lenders
    Mortgage LoansHome FinancingLoan OfficerChattanooga AreaUnion Home Mortgage
    Google Rating
    5.0 ★ (45 reviews)
    Phone
    (423) 503-8548
    Website
    uhm.com

    Location

    Address: 6085 Arbury Way Suite 201, Ooltewah, TN 37363

    Phone: (423) 503-8548

    Website: uhm.com

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    Last updated April 15, 2026

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