Jeff Zulauf Cross Country Mortgage NMLS#18566

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    Mortgage Brokers

    Alpharetta, GA

    Jeff Zulauf leads the Z Team at CrossCountry Mortgage, America's #1 retail mortgage lender, offering comprehensive home financing solutions including purchase mortgages, refinancing, and home equity lines of credit. Based in Alpharetta with additional branches in Suwanee and Newnan, the team combines expert knowledge of loan programs with deep community connections to guide first-time homebuyers, move-up buyers, and homeowners seeking to optimize their finances. The Z Team is committed to fast closings, competitive rates, and personalized service tailored to each client's unique situation.

    Best for: First-Time HomebuyersVeteransRefinancingLuxury Homes

    Ideal for: First-time homebuyers, move-up home buyers, homeowners refinancing or seeking cash-out equity, buyers seeking fast pre-approval and competitive rates

    Service area: Alpharetta, Suwanee, Newnan, and surrounding Atlanta metro areas

    What Sets Jeff Zulauf Cross Country Mortgage NMLS#18566 Apart

    America's #1 Retail Mortgage Lender: CrossCountry Mortgage's top industry position means access to competitive rates, diverse loan programs, and institutional resources that smaller lenders cannot match.

    Local Team with Community Expertise: Led by SVP Jeff Zulauf and Senior Loan Officer Jenny Gardner, the Z Team combines deep knowledge of neighborhood markets with personal investment in the communities they serve.

    Fast Pre-Approval and Competitive Closing: The team specializes in quick pre-approval processes and expedited closings, helping buyers move decisively in a competitive market.

    First-Time Buyer ProgramsRefinancingVA LoansFHA LoansJumbo LoansFast Pre-Approval
    Mortgage LendingHome LoansRefinancingFirst-Time BuyersFast Pre-Approval
    Google Rating
    5.0 ★ (61 reviews)
    Phone
    (770) 597-2160

    Location

    Address: 11175 Cicero Dr Suite 105, Alpharetta, GA 30022

    Phone: (770) 597-2160

    Website: zteamhomeloans.com

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    Last updated April 16, 2026

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