Hutch Ham Agency, Inc.

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    Insurance Agents

    Charlotte, NC

    Hutch Ham Agency, Inc. is an independent insurance agency serving Charlotte since 1949, offering comprehensive business and personal insurance solutions. Founded by Joseph Hutchinson Ham Jr., the agency represents multiple quality carriers to source the best coverage at competitive rates for clients across various industries including technology, restaurants, and general businesses. Their expert agents provide personalized advice on homeowners, auto, umbrella, commercial liability, workers' compensation, cyber liability, and specialized coverage options.

    Best for: Comparing OptionsHomeownersBusiness OwnersSaving Money

    Ideal for: Small to mid-size business owners, technology firms, restaurant owners, homeowners seeking personalized service, those wanting multi-policy bundling benefits

    Service area: Charlotte, North Carolina and surrounding areas

    What Sets Hutch Ham Agency, Inc. Apart

    Over 75 Years of Local Experience: Established in 1949, Hutch Ham Agency has served the Charlotte community for more than seven decades with deep local knowledge and established relationships.

    Independent Multi-Carrier Advantage: As an independent agency representing many quality insurance companies, they can leverage multiple carriers to find the best coverage and pricing for each client's specific needs.

    Specialized Industry Expertise: The agency offers tailored insurance solutions for specific industries including technology firms, restaurants, and general businesses, with detailed risk management guidance.

    Homeowners InsuranceAuto InsuranceBusiness/Commercial InsuranceIndependent Agent (Multiple Carriers)Free QuotesBundling Discounts
    Independent AgentBusiness InsurancePersonal InsuranceCharlotte Since 1949Multi-Carrier
    Google Rating
    5.0 ★ (275 reviews)
    Phone
    (704) 525-6016

    Location

    Address: 1230 W Morehead St #306, Charlotte, NC 28208

    Phone: (704) 525-6016

    Website: hutchhaminsure.com

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    Last updated April 21, 2026

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