Hutch Ham Agency, Inc.

Hutch Ham Agency, Inc. is an independent insurance agency serving Charlotte since 1949, offering comprehensive business and personal insurance solutions. Founded by Joseph Hutchinson Ham Jr., the agency represents multiple quality carriers to source the best coverage at competitive rates for clients across various industries including technology, restaurants, and general businesses. Their expert agents provide personalized advice on homeowners, auto, umbrella, commercial liability, workers' compensation, cyber liability, and specialized coverage options.