Mortgage Brokers
Cleveland, TN
Home Mortgage Solutions LLC is Bradley County's oldest locally-owned mortgage lender, offering comprehensive home financing solutions including FHA loans, VA loans, USDA rural housing loans, conventional loans, reverse mortgages, down payment assistance, and non-qualified/ITIN loans. Owned and operated by J Darrell Whitaker with over 80 years of combined lending experience, they serve first-time homebuyers, veterans, rural buyers, and those with unique financial situations across Tennessee and Georgia. Their commitment to transparent communication and personalized service makes them a trusted partner for both individual buyers and real estate professionals.
Ideal for: First-time homebuyers, Veterans and active military, Rural property buyers, Self-employed and non-traditional borrowers, Real estate agents seeking reliable mortgage partners
Service area: Cleveland, TN and Bradley County; serving Tennessee and Georgia
Oldest Locally-Owned Lender in Bradley County: Established deep roots and community relationships with over 80 years of combined lending experience on their team.
Specialized Loan Programs: Offers unique solutions including down payment assistance, non-qualified mortgages, ITIN loans, reverse mortgages, and USDA rural housing loans beyond standard conventional options.
Transparent, Personalized Service: Commits to clear communication and tailored solutions for each client's unique financial situation, whether buying their first home or refinancing.
Address: 31 Mouse Creek Rd NW, Cleveland, TN 37312
Phone: (423) 339-8086
Website: hmsloan.com
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