Embrace Home Loans - Charlottesville, VA

    Embrace Home Loans, Inc.

    Mortgage Brokers

    · Charlottesville, VA

    Published in partnership with Embrace Home Loans - Charlottesville, VA

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    About Embrace Home Loans - Charlottesville, VA

    Embrace Home Loans is a national mortgage lender with a local Charlottesville branch staffed by experienced loan officers including Patrick Holland and Hal Johnson. They offer a comprehensive range of loan programs including conventional, FHA, VA, USDA, and 203K renovation loans, along with cash-out refinancing and low/no down payment options. Since 1983, they've helped hundreds of thousands of homebuyers and borrowers achieve their financial goals, from home purchases to debt consolidation and college funding.

    Best for: First-time homebuyers, VA borrowers, FHA loan applicants, homeowners seeking refinancing, home renovators

    Service area: Charlottesville, VA and surrounding areas

    What Makes Embrace Home Loans - Charlottesville, VA Different

    Established National Lender: Operating since 1983 with a proven track record of helping hundreds of thousands of borrowers achieve homeownership and financial goals.

    Local Branch with Experienced Officers: Charlottesville branch staffed by senior loan officers including Patrick Holland (Area Manager/SVP) and Hal Johnson, providing personalized local guidance.

    Comprehensive Loan Options: Offers conventional, FHA, VA, USDA, and 203K renovation loans, plus cash-out refinancing and low/no down payment programs to match diverse borrower needs.

    Frequently Asked Questions

    Contact & Location

    Book online: Book Online Now

    Phone: (434) 529-2075

    Address: 2300 Commonwealth Dr Suite 202, Charlottesville, VA 22901 (Get directions)

    Website: embracehomeloans.com

    Last updated April 3, 2026

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