Mortgage Brokers
Raleigh, NC
Dave Mincy is a VP of Mortgage Lending with Guaranteed Rate, a major fintech mortgage lender based in Raleigh, NC. He specializes in helping homebuyers and refinancers find the right mortgage through fast, transparent processes — offering everything from conventional loans and VA/FHA/USDA programs to jumbo loans, physician loans, and foreign national financing. Dave is known for his responsiveness, clear communication, and personalized approach to matching clients with loan products that fit their specific situation, whether they're first-time buyers, self-employed professionals, veterans, or luxury home purchasers.
Ideal for: First-time homebuyers, Veterans and military families, Self-employed professionals, Luxury home buyers, Refinancing homeowners
Service area: Raleigh, NC and surrounding Wake County areas
Same-Day Approval Option: Dave offers accelerated timelines through Guaranteed Rate's Same-Day program, allowing borrowers to get loan approval in as little as one day with down payment options starting at 3%.
Specialized Loan Programs: Beyond standard mortgages, Dave offers niche programs including VA loans (0% down), physician loans (5% down), bank statement loans for self-employed borrowers, foreign national financing, and reverse mortgages for seniors.
Fintech Speed & Convenience: Through Guaranteed Rate's mobile app and online platform, borrowers can apply in minutes, monitor loan status, access tools and calculators, and get 5-minute approvals from anywhere without traditional in-person requirements.
Address: 1511 Sunday Dr #302, Raleigh, NC 27607
Phone: (919) 457-2125
Website: davemincy.com
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